...The United States economy has experienced many ups and downs for the past 42 years. There are many changing factors that influence the economy which includes the Gross Domestic Product, the government deficit, inflation, unemployment, and employment. Each of these factors give an indication to some degree of the current state of the United States economy. However, the strength of the economy has done anything but stay constant since 1970. Since 1970, each of the previous stated factors have changed year to year. By looking at each of the factors individually, one can get a general sense of the current state of the economy and possibly make future predictions as to where the economy is headed. Since 1970, GDP has steadily grown linearly. There has only been a few years where the real GDP has dropped but only by an insginificant amount. However, there was one year where the GDP dropped by $126 billion in the year 1982. During this year, the United States experienced a recession. However, the following year, the GDP was able to grow more than the amount it decreased the previous year; it increased $300 billion, thus, offsetting the loss of the prior year. After this minor recession, there was little to no decrease in GDP in the subsequent years. From 1997-2000, GDP experienced a huge amount of growth each year for four consecuvtive years. This growth was during the internet stock bubble. There were many new internet startups during these years and many people investing into...
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...producing consumer goods and (b) for infrastructure projects. They themselves are not demanded directly by consumers. If global prices of base metals were to go up, in theory, the U.S. will first see an impact on the "input" side of the economy (figure 7). Production costs will go up and producers will pass this one to the end consumer (P1 to P2). Raw material price increase will shock the supply to shift left (AS1 to AS2) and negative output gap increases (Y1-Y* to Y2-Y*). With increased prices, aggregate demand will go down. The AD curve will shift down (AD1 to AD2). This will result in a fall of real GDP, increase in the negative output gap (Y3-Y*) and prices may fall somewhat to P3. If there is no supply side change, typically, increases in the negative output gap will cause inflation to go down. The only time inflation increases with increasing negative output gap is when the AS curve shifts left and AD shifts down as well. To substantiate this, the following data has been presented as below, with main emphasis in the 2007-2008 periods: 1. Figure 8a (Research.stlouisfed.org, 2013 and Databank.worldbank.org, 2013) shows that from around 2008 the U.S. has increasing negative output gap. 2. Figure 8b (Databank.worldbank.org, 2013) shows that around the same time, GDP was shrinking and there was a spike in inflation (consumer prices). There were different elements at play in this time in the U.S. like the housing market crash and it was the start of an economic...
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...E-COMMERCE (TIT-501) UNIT I Introduction What is E-Commerce, Forces behind E-Commerce Industry Framework, Brief history of ECommerce, Inter Organizational E-Commerce Intra Organizational E-Commerce, and Consumer to Business Electronic Commerce, Architectural framework Network Infrastructure for E-Commerce Network Infrastructure for E-Commerce, Market forces behind I Way, Component of I way Access Equipment, Global Information Distribution Network, Broad band Telecommunication. UNIT-II Mobile Commerce Introduction to Mobile Commerce, Mobile Computing Application, Wireless Application Protocols, WAP Technology, Mobile Information Devices, Web Security Introduction to Web security, Firewalls & Transaction Security, Client Server Network, Emerging Client Server Security Threats, firewalls & Network Security. UNIT-III Encryption World Wide Web & Security, Encryption, Transaction security, Secret Key Encryption, Public Key Encryption, Virtual Private Network (VPM), Implementation Management Issues. UNIT - IV Electronic Payments Overview of Electronics payments, Digital Token based Electronics payment System, Smart Cards, Credit Card I Debit Card based EPS, Emerging financial Instruments, Home Banking, Online Banking. UNIT-V Net Commerce EDA, EDI Application in Business, Legal requirement in E -Commerce, Introduction to supply Chain Management, CRM, issues in Customer Relationship Management. References: 1. Greenstein and Feinman, “E-Commerce”, TMH 2. Ravi Kalakota, Andrew Whinston...
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...executives and raise tax rates on capital gains. This has again brought the topic of America’s widening income gap to the front page. While it is true that the wealth of America has long been dominated by a small number of people, most Americans do not see it as economic inequality or an obstacle to the development of the economy, which can be explained from two aspects—culture and economy. Instead, the real problem is the workers’ slow-paced wage increase, especially compared with the rising health care costs. Admittedly, most of the household income and wealth in America are occupied by a small minority of people at the very top, and actually the income gap has been rising at an increasing pace for the last few years. According to the data released by the Internal Revenue Service in 2005, 21.2% of all the household income went to the top 1% of Americans, the percentage of which was just 19% in 2004, and 20.8% in 2000—the previous high hit due to the skyrocket stock market. First of all, however, are the income disparity and economic inequality the same thing? Definitely not. As pointed out by Ladd and Bowman, rooted in the concept of equality for Americans is the notion of “equality of opportunity” (33). Great disparity in income distribution among social members can be tolerated as long as they can perceive that they have the opportunity to move up the economic ladder, and the rules are fair to them ( Ladd and Bowman, 3).In a national survey about what Americans think...
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...PHILIPPINE REAL ESTATE BUBBLE A Demand and Supply Analysis _______________________________ By ANTONETTE ANGELINE ALBAN WILFRED JEROME LEJANO KENNETH RAY QUINTANA ARA LAIZA ROLDAN In partial fulfilment of the requirements for BA201 ECONOMIC ANALYSIS First Trimester 2015 - 2016 Submitted to JOEL C. YU, Ph.D. University of the Philippines Cesar E.A. Virata School of Management OUTLINE I. Introduction a. Statement of the Problem ............................................................. b. Background of the Study and Market Trends ................................ 1. 1997 Asian Financial Crisis 2. The Late 2000 US Property Bubble 3. Real Estate Market Trends II. Analysis of the Philippine Real Estate Industry………………………………….. III. Conclusion ............................................................................................ IV. References………………………………………………………………………………………… Annex A. Major Industry Players Annex B. Further Developments by the Major Industry Players Annex C. Present Global Situation 2 I. INTRODUCTION A. Statement of the Problem The purpose of the study is to determine if there is an impending property bubble in the Philippines, citing current indications similar to the 1997 Asian Financial Crisis and the US Property Bubble in the late 2000, as well as comparisons with the general real estate market trend. B. Background of the Study and Market Trends 1. 1997 Asian Financial Crisis...
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...Letter of Transmittal Group Olive 01 June 2012 Hawken Engineering University of Queensland Sir Fred Schonell Drive St Lucia QLD 4072 Dr S Aminossadati, Dr M Nehring, Dr J Barth Hawken Engineering University of Queensland Sir Fred Schonell Drive St Lucia QLD 4072 Dear Dr Aminossadati, Dr Mehring and Dr Barth, Further to your request, please find attached Group Olive’s Final Report regarding our proof-of-concept design of a model Surface Mining Dragline. The report outlines a design of the Surface Mining Dragline that adheres to the project objectives and criteria with a supporting background literature review, calculations, design sketches and recommendations for a path forward. The Dragline Operating System has been analysed in terms of design concepts, cost effectiveness and ultimately productivity. Yours sincerely, Mr Jeremy Whereat 42935483 Ms Naomi Sinclair (Team Leader) 42884853 Mr Thomas Burrell 42651493 Ms Grace Harris 42930189 Mr Toby Schmidt 42930086 Mr Matthew Henry 42890247 Letter of Request Group Olive 01 June 2012 Hawken Engineering University of Queensland Sir Fred Schonell Drive St Lucia QLD 4072 W Guthrie, L Montgomery, R Ryan, J Londono Hawken Engineering University of Queensland Sir Fred Schonell Drive St Lucia QLD 4072 Dear Tutors, When generating the design and in the production of the Olive Group dragline, extension research was...
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...The inclusive dates for the fiscal year for the Comprehensive Annual Financial Report (CAFR) for the City of San Francisco, CA are 2010-11. The independent auditor for San Francisco’s CAFR is Macia Gini & O’Connell LLP (MGO) located at 505 14th Street in Oakland, California. The auditor states that their audit was in accordance with auditing standards generally accepted in the United States of America. Those statements require the planning and performing of the audit to obtain reasonable assurance about whether the financial statements are free of material misstatement. The auditor did express unqualified opinions based on the audit and the reports of other auditors, on the respective financial statements of the governmental activities, the business-type activities, the aggregate discretely presented component units, each major fund, and the aggregate remaining fund information. However, the financial statements of the San Francisco International Airport, San Francisco Water Enterprise, Hetch Hetchy Water and Power, San Francisco Municipal Transportation Agency, San Francisco Wastewater Enterprise, San Francisco Market Corporation, and the Health Service System were not audited. The City of San Francisco’s organization chart contains several levels: the citizens elect a mayor and the city administrator is appointed. Also elected is the assessor/recorder, Board of Supervisors, City Attorney, District Attorney, Public Defender, Sherriff, Superior Court, and the Treasurer/Tax...
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...Vision 2025 projects are expected to generate 16,000 MW of hydroelectricity. Other goals are to prevent water shortages, limit drought and increase water storage for a growing population. Five massive hydropower projects have been announced by the President of Pakistan; these are to be completed by 2016, with a generation capacity of 9,500 MW. Two of the projects are ready for construction, while three are in the stages of feasibility studies and preparation of tender documents.This report analyzes in the detail, the effect of work stress on employees personal life Contents | Page No | Executive summary | 3 | History | 4 | Relationship between employees and management | 5 | How to improve the Employee & Employer Relationship | 5 | How to improve the Employee & Employer Relationship | 6 | How to use employee Relationship management | 8 | Employee benefit program | 10 | The changing employer-Employee Relationship | 11 | Analysis of Employee Questionnaire Response | 14 | Conclusion | 16 | Reference | 17 | Executive Summary WAPDA was established in February 1959 to unify the maintenance of infrastructure previously overseen by provincial agencies. In October 2007, thermal power management was split into the newly formed Pakistan Electric Power Company (PEPCO).WAPDA has formulated a comprehensive $25–33 billion National Water Resource and Hydropower Development Programme, entitled Water Vision 2025. The Water Vision 2025 projects are expected...
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...6480 F: +1 215 898 2534 armstrong@wharton.upenn.edu Kesten C. Green International Graduate School of Business, University of South Australia City West Campus, North Terrace, Adelaide, SA 5000, Australia T: +61 8 8302 9097 F: +61 8 8302 0709 kesten.green@unisa.edu.au # words in body 10,053 (requested range was 6,000 to 9,000) ABSTRACT We reviewed the evidence-based literature related to the relative accuracy of alternative methods for forecasting demand. The findings yield conclusions that differ substantially from current practice. For problems where there are insufficient data, where one must rely on judgment. The key with judgment is to impose structure with methods such as surveys of intentions or expectations, judgmental bootstrapping, structured analogies, and simulated interaction. Avoid methods that lack evidence on efficacy such as intuition, unstructured meetings, and focus groups. Given ample data, use quantitative methods including extrapolation, quantitative analogies, rule-based forecasting, and causal methods. Among causal methods, econometric methods are useful given good theory, and few key variables. Index models are useful for selection problems when there are many variables and much knowledge about the situation. Use structured procedures to incorporate managers’ domain knowledge into forecasts from quantitative methods where the knowledge would otherwise be overlooked, but avoid unstructured revisions. Methods for combining forecasts, including prediction markets...
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...Reform and Deregulation (The Financial Institutions Deregulation and Reform Act 1999* and the Dodd-Frank Act 2010) on United States Capital Markets and Institutions as measured by Debt Loan Types and Bank Profitability. Key words: Glass-Steagall Act, Financial Institutions Deregulation and Reform Act, Dodd-Frank Act, investment bank, financial statements. II. Table of Content I. Cover Page1 II. Table of Content2 Abstract, key works2 III. Introduction3 IV. Statement of Problem5 V. Background12 V. Results from Research & Summary13 VI. Works Cited 14 III. Introduction United Sates financial reform dates from the last century, in 1930s’ Great Depression. To have a brief talk about US financial reform, which is a long and arduous project. Aim to reach the goal that has to include three important acts: Glass-Steagall Act, Gramm-Leach-Bliley Act, and Dodd-Frank Act. Throughout history, the financial system in US has experienced the mixed operation and separated operation processes, as well as various financial institutions and regulatory authorities continue to be perfected. US financial reform and innovation continue to promote the US economy continues to develop and progress. Next, I will briefly introduce each act in the basic level, and I will explain their historic background in Section V: * "Glass - Steagall Act" – separate the traditional banking and investment banking Before the 1930s, the US financial system was basically unregulated. Free competition is the prevailing...
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...Director, Design Within Reach Theodore Upland III, CFO, Design Within Reach John J. McPhee, COO, Design Within Reach Glenn J. Krevlin, Managing Partner, Glenhill Capital Management LLC, and Chairman, Board of Directors, Design Within Reach CC: FROM: DATE: RE: Professor Richard Linowes, American University Emily Weiss, Strategy Consultant May 2, 2011 Strategic Analysis and Design Within Reach’s Next Steps EXECUTIVE SUMMARY In 2009, problems at Design Within Reach reached a critical mass. Under CEO Ray Brunner, known more for his antics and wild management style than his success, the company unraveled the close ties to the design world that had made it such a successsince its founding in 1999. These issues, coupled with the burst of the housing bubble, destroyed the company’s financial structure, and in 2009 DWR delisted from the NASDAQ, to be purchased by Glenhill Capital, a private equity firm. 2 CEO John Edelman replaced Brunner in the following months, and made some of the key plays necessary to keep DWR afloat. But now that the crisis is over, Design Within Reach has been slow to move on. While it may take years or decades for the company to see the same sort of sales and buzz that marked the mid 2000s, I make the following recommendations to keep the company moving, in order to remain a relevant piece of the design world to which it owes it success: 1. Design Within Reach should institute a “no knockoff” policy for the products it carries in its studios, catalogs and...
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...Trump 1 I’ve decided to do this leadership profile assignment on the Donald Trump for several different reasons. First off real estate is my profession and it’s what I truly love and believe in. Also, I feel with the current economic situation that we are in; it would be a very interesting subject to report on. Since we are in the worst economy since the Great Depression and a terrible housing market, it would make it more interesting. However, there are some people like Donald Trump that are taking advantage of the economy and thriving and growing their business. Also, Donald has experienced his own rough times before. In the early 1990’s, he was billions upside down and on the verge of losing everything. Consequently, he worked his way out of it and has grown his business since. He has ventured into new businesses and has gone main stream into television. Since the Trump Organization operates in many different aspects of real estate including everything from: purchasing, brokering, and leasing, etc. I feel it would be excellent topic to do this assignment on. Donald has had many major accomplishments in his life and has plenty of failures as well. Most recently, he is known for his reality show “The Apprentice.” His show he is both the host and the producer. Each week contestants are given a task and if you are successful you will get to stay another week. If you team loses, one of your members will be brought back into the board room and someone will get...
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...Table of Contents Matthew Toenjes Professor Rowland BE 401‐004 Inside the Meltdown Review Page 1‐3 Excel Graph and Data Page 1‐7 Analysis of Data % Change Graph Page 8‐13 Attached Articles * I, Matthew Toenjes, certify that I have completed this project on my own. Matthew Toenjes 2/17/2015 BE 401-004 Inside the Meltdown Review The 2008 Economic Recession was devastating to many. Corporate greed and overconfidence in the housing market were the main culprits to the economic downturn. As the US economy crashed, Wall Street and investors began to panic. This widespread panic was for good reason as huge multinational firms began to fail. One after another, these firms were about to go bankrupt. As the panic spread, stock prices began to plummet. As the US government tried to turn the economy around, it plunged further and further down. The effects of the recession not only hurt the US economy, but sent “shockwaves” throughout the world. I did not realize how close our economy was to collapsing. Ben Bernanke said, “If we don't do this tomorrow, we won't have an economy on Monday." When I heard this, it sent chills down my spine. How did we get so close to our economy collapsing? Toxic assets are one of the main reasons for our economy failing. These were loans given out to un-creditworthy individuals and unlikely to be repaid. To add to the problem, banks were issuing many of these high risk loans and the market became flooded with...
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...MGMT 520 Entire Course Legal Political Ethical Dimension of Business Keller Click Link Below To Buy: http://hwcampus.com/shop/mgmt-520/mgmt-520-entire-course-legal-political-ethical-dimension-of-business-keller/ Or Visit www.hwcampus.com MGMT 520 Entire Course Legal Political Ethical Dimension of Business Keller MGMT 520 Discussions ALL 7 Weeks Posted by All Students 483 Pages Keller MGMT 520 National and International Ethics-Patent Week 1 Discussions 1 All Students Posts 41 Pages Keller Class in this thread we will seek to address essentially corporate citizenship. In other words, when the necessity from help arrives and your organization is the only organization that has what can deliver the society in which you operate in from peril, what do you do? In your discussion of the Bayer problem you will find yourself balancing and wondering, how do you overcome some of the barriers of doing the right thing from the corporate perspective? In the fall of 2001, anthrax was used as a weapon of terror in the United States, when it was sent to numerous media and political organizations and individuals, including Tom Brokaw of NBC News, Dan Rather of CBS News, and U.S. senators…. MGMT 520 Disbarment of Lawyers Week 1 Discussions 2 All Students Posts 35 Pages Keller Class I want to introduce to some “Wolves of Wall Street” who handled business in a Bernie Madoff type fashion, the Ponzi scheme way. Allow me to introduce you to former attorney, Marc Dreier. ...
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...MGMT 520 Entire Course Legal Political Ethical Dimension of Business Keller Click Link Below To Buy: http://hwcampus.com/shop/mgmt-520/mgmt-520-entire-course-legal-political-ethical-dimension-of-business-keller/ Or Visit www.hwcampus.com MGMT 520 Entire Course Legal Political Ethical Dimension of Business Keller MGMT 520 Discussions ALL 7 Weeks Posted by All Students 483 Pages Keller MGMT 520 National and International Ethics-Patent Week 1 Discussions 1 All Students Posts 41 Pages Keller Class in this thread we will seek to address essentially corporate citizenship. In other words, when the necessity from help arrives and your organization is the only organization that has what can deliver the society in which you operate in from peril, what do you do? In your discussion of the Bayer problem you will find yourself balancing and wondering, how do you overcome some of the barriers of doing the right thing from the corporate perspective? In the fall of 2001, anthrax was used as a weapon of terror in the United States, when it was sent to numerous media and political organizations and individuals, including Tom Brokaw of NBC News, Dan Rather of CBS News, and U.S. senators…. MGMT 520 Disbarment of Lawyers Week 1 Discussions 2 All Students Posts 35 Pages Keller Class I want to introduce to some “Wolves of Wall Street” who handled business in a Bernie Madoff type fashion, the Ponzi scheme way. Allow me to introduce you to former attorney, Marc Dreier. ...
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