Explain what workers compensation is and its benefits
Workers compensation is a system where the employer is obliged to pay medical expenses or and lost wages in their line of duty, usually through an insurance cover. It is a law normally governed by statutes in every state in the globe. Among the key similarities in all the laws guiding the same, the worker is automatically entitled to some compensation in cases where they get sick in their line of duty or even lose wages in the same line. These includes occupational disease, and injuries incurred in and out of in the line of dissipating duty by an employer (Meg, 2006). The employee is entitled to some payment which include wage loss and cash loss benefits and also include medical and career rehabilitation benefits to the employee. In cases where the employees dies, those who directly depend on the employee are compensated. Some of the immaterial things include employer or the employees’ negligence in most countries. Some of the organizations and bodies not entitled to workers compensation are the independent contractors and in some states, agricultural workers and the domestic workers are only partially covered (Commisioner, 2005).
The sole goal of the employer compensation to the employee is to ensure the employee is reinstated to their former state if possible using the quickest method without harming the employers’ organization or business. In cases where an employee incur an injury from a third party, it is the obligation of the employer to compensate the employee even when the third party is not insured. The employee can the sue the uninsured third party for negligence but any compensation that could come from the third party is first supposed to offset the compensation from the employee or the insurance that catered for the bills as the employee was being compensated for the injuries incurred from the third