Golden West Financial was one of the best savings and loans institutions operating in the banking industry during its time. There are many rules and regulations pertaining to banks operating in foreign countries. As a savings and loans institution, Golden West Financial would have to be very careful on where they decided to operate, if any where besides America. A country that I think would’ve been best suited for Golden West Financial is Europe. There are characteristics of the European banking and financing department that would assist in Golden West Financials success. Golden West Financial had many characteristics that were pertinent to their success. They originated high-quality loans and did not engage in subprime lending, closely monitored its loan portfolio, had regular contact with borrowers about their loans, and many more features that led to their success. (Golden West) Well the European market takes just as much pride in their daily operations as did Golden West Financial. “The key policy instrument to achieve this goal is the development, implementation and application of EU banking and financial conglomerates legislation with all stakeholders, covering regulatory and prudential rules for credit institutions, financial conglomerates and investment firms.” (Banking) Although, there are many rules and regulations domestically, it is important that the Government wants quality banks, credit institutions, financial conglomerates, and investment firms to operate consistently across the board. Every successful company must overcome barriers domestic and foreign in order to be highly successful. There would many barriers that Golden West Financial would have to overcome in order to make it in a foreign market. They would need to understand the banking industry and what is in high demand. In order for them to make it, they would need to know if they can