...the predators and escape safety due to the destruction of the marshlands. This indicates a chain events of that since the rails’ habitats are destroyed by urban developments and human activities, non-native predators have a higher chance to capture the rails because now the rails do not have protection anymore. Additionally, a recent clapper rail habitat restoration attempt by the Western Ecological Research Center (WERC) show that the rails face the danger of “rising sea levels and extreme high tides…” (Grable 1) which “...could flood out...[their] high marsh refuges and leave... [them] more vulnerable to predators” (Grable 1). The Research Center built floating “islands” to allow the California Clapper Rails to use these “islands” to be temporary “high-tide refugia for the rails” (Grable 1) for breeding. These artificial “islands” are proven to be effective when “one pair of rails took advantage of the high and dry island to build a nest and fledge at least three chicks” (Grable 1). Though these all impact rails greatly, arguably, the most complicated problem plaguing rails is the invasion of Spartina, a plant. Controlling the Spartina is an incredibly difficult task, as balance is needed between the invasive and native types of Spartina. If the Spartina is removed too much, the rails will lose their cover, but if it is removed a little, the spread of the Spartina wouldn’t be controlled. Lastly, the rails are still endangered because many people still hunt California clapper rails...
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... While living with them she was not allowed to go to movies or have much of a social life. The home was short-lived due to the couple having to relocate for a job. Returning to the life of foster care at age 7 caused Monroe to be sexually assaulted on multiple occasions until getting married at age 16. Having no high school diploma Monroe started work in a factory until being discovered as a model which later caused her get a divorce. Her career took off as she changed her image to be the model she always dreamt of being. Starting out as a small part in The Asphalt Jungle jumped started her acting career as well. She then stared in many musicals, plays and movies such as Gentlemen Prefer Blondes, How to Marry a Millionaire with Betty Grable and Lauren Bacall and The Seven Year Itch (Bibliography, n.d.). After many failed marriages her personal life was still a mess and sadly at age 36 Monroe was found dead at her Los Angeles home with an empty bottle of sleeping pills found by her, although there are suspicions about it being murder. Marilyn’s psychodynamic is pretty affected by her childhood. She didn’t have any successful relationships and not a lot of people who she opened up to partly because of how she was raised. Both of her parents not being in the picture and being bounced...
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...How Corporations use Risk Management to Influence Financial Decision Making Holman Skinner Keiser University Dr. Tim Drake Business Research Writing: DBA700 10/16/2012 How Corporations use Risk Management to Influence Financial Decision Making Introduction Corporations make financial decisions that pose a risk to the everyday operations of a business everyday. Risk management comes into play with financial decisions when it is important to enabling organizations to reduce exposures to financial decision making, and measuring risk throughout the organization (Lai, Wang, & Yu, 2009). This research study will focus on the topic of how corporations use risk management to influence financial decision making. This research will answer the research problem, research questions, address the theoretical framework. Statement of Problem The problem the study focuses is centered on focuses on how corporations can avoid making bad decisions when ultizing utilizing risk management in making financial decision making. For instance, some corporations not taking risk management seriously has resulted in inefficient use of capital, increased liabilities, and reputation risk (Chemobai, Jorion, & Yu, 2011). Furthermore, when a firm is not willing to go through risk management, this will create an uncertain atmosphere that leads to lack of guidance for the organization and poor decision making. Moreover, a lack of certainty can cause confusion as to what...
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...I. Credit card companies should not be on campus marketing to college students College kids and credit cards have been news lately, following a June 1999 report by the Consumer Federation of America (CFA) that blasted card issuers for luring unsuspecting students into debts. Sociologist Robert Manning, the author of the CFA study, was quoted in a Reuter’s story as saying: “The unrestricted marketing of credit cards on college campuses is so aggressive that it now poses a greater threat than alcohol or sexually transmitted diseases.” Most news stories took cues from Manning and touted the risks of credit cards on cash for students. By National On-Campus Reports, 6/15/2005, Vol. 33 Issue 12, p 34-35. II. Credit card companies target college students into applying. The now commons practice of card companies’ offering students credit cards is being portrayed as a way to lure students into an addiction to pilling on debt they can’t handle. Banks have become more aggressive and creative on luring college students to apply for credit credit cards. College students have been targets to banks for years because he or she does not have any financial obligations. Most of the nation's major credit card issuers are aggressively marketing unsecured credit to students (in their own name) through advertising, direct mail promotions and on-cam-pus recruitment, with giveaways like compact disks, mugs, candy bars, calculators, sunglasses, credit card-sponsored concerts, discounts on airfares...
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...3/1/2015 Informational Booklet | David Grable | The Silent Killer | High Blood Pressure (Hypertension) | The Silent Killer | High Blood Pressure (Hypertension) | What Is High Blood Pressure? Blood pressure is the measurement of force that blood applies against the walls of your arteries. Blood pressure tends to rise and fall regularly throughout the day, but if it remains high, you have high blood pressure. High blood pressure is also referred to as Hypertension. Damage can occur to blood vessels, the heart, and the kidneys when blood pressure is high. This can lead to more serious conditions such as: heart attacks, strokes, and other problems. Hypertension is often considered “the silent killer” because there are typically no symptoms present while damage is occurring. Your blood pressure consists of two numbers, systolic and diastolic, and is measured in millimeters of mercury (mm Hg). Someone with a systolic pressure of 120 and a diastolic pressure of 80 has a blood pressure of 120/80, or “120 over 80” (U.S. PSTF, 2007). Note: * The systolic number shows how hard the blood pushes when the heart is pumping. * The diastolic number shows how hard the blood pushes when the heart is relaxed and filling with blood (between heartbeats). An ideal blood pressure for an adult is less than 120/80. Hypertension is 140/90 or higher. Many people fall somewhere in the middle, this is known as prehypertension. Individuals with prehypertension need to make lifestyle...
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...daily harm and future worries. It benefits the local community as well as us in case of an outbreak. These are just a few reasons why we must push forward with implementation of a perimeter wall surrounding our campus. Works Cited Dimsdale, Joel E. "Psychological Stress and Cardiovascular Disease." Journal of the American College of Cardiology 51.13 (2008). 1237-46. Keshaven, Matcheri S. “Psychiatry and the Great Wall of China.” Asian Journal of Psychiatry (2015). 85-86 MacKinnon, Barbara “Pricing Human Life” Science, Technology, & Human Values. Vol. 11, No. 2 (1986) pg. 29-39 Smith, A. E., & Helenius, A. (2004). How viruses enter animal cells. Science (Washington), 304(5668). 237-242 So-Hyun Joo, Dorothy, B. D., & Grable, J. “The academic impact of financial stress on college students.” Journal of College Student Retention. (2009). 10(3), 287-305 ...
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...FUNDING A BUSINESS VENTURE Unit 2-IP 1 THE FUNDING OF A BUSINESS RUDOLPH LUCIEN Introduction to Business BUSN105-1203B AIU July 29, 2012 FUNDING OF A BUSINESS VENTURE Unit 2-IP 2 ABSTRACT This essay will cover a list of issues facing the start of a new business and the funding of one. I will talk about the 4 terms investment banker, the stock market, financial management, risk financing, and how each one of them works. I will also discuss 1 of 3 ways that you can use when funding your business. Finally I will identify, describe, and explain everything else that deals with making a funding decision. FUNDING A BUSINESS VENTURE Unit 2-IP 3 Investment Banker Investment bankers are: They are critical figures in financial markets. They are involved in virtually all large financial transactions including mergers and acquisitions, initial public offering, and other securities offerings. An investment banker is someone who also helps companies raise capital by trading in securities and other investments. They function as: Investigation, Analysis and Research (Origination), Underwriting (Public cash offering) and Distribution. Most of the time a single investor banker performs all...
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...data was presented to you showing that Consumers Concerned About Cereal Cheaters (CCACC) misrepresented the Oxford Cereals packaged weights for two (2) of their cereals, Oxford O’s and Alpine Granola Frosted Flakes. I have received further statistical data from Oxford Cereals in support of its claims that CCACC has indeed misrepresented their company related to the packaged weights. This additional statistical data was analyzed and these findings will be outlined for your further review. The following statistical data was conclusive in determining that the claim of Oxford Cereals cheating their customers was not true. There is no definitive proof that the claims of boxed weights being short of 368 grams are true. New information Ted Grable, CEO of Oxford Cereals visited Oxford Cereal Plant Number 1 with several members of the public, several off-duty firefighters and police officers, and a television reporter, Sharon Danyl. A random day was chosen by Ms. Danyl and the firefighters and police officers randomly collected 40 boxes from each of the cereal’s production lines, collecting a total of 80 boxes of cereal. The 80 boxes of cereal were then boxed and transported to an independent laboratory by agents from Parcel Express Delivery Systems. The boxes were weighed and tested and the results were sent to Oxford Cereals officials and Ms. Danyl concurrently. Ms. Danyl then reported the test results on that night’s news stating that the average weight of the random sample...
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...Marilyn Monroe was more than a 1950’s sex goddess, her apparent vulnerability and innocence in combination with her sexuality has endeared her to make it to number 91 on the top most influential women ever. Unlike any other woman she had her insecurities about her physical appearance, which unfortunately led to her death. Whether she knew it or not Marilyn Monroe was a very influential actress, fashionista during her life and even more today almost 48 years after her death. “There was my name up in lights. I said, 'God, somebody's made a mistake.' But there it was, in lights. And I sat there and said, 'Remember, you're not a star.' Yet there it was up in lights." –Marilyn Monroe Marilyn Monroe was born Norma Jean Mortensen on June 1, 1926 to Gladys Baker. “Norma” was separated from her mom because of her psychological condition and spent most of her childhood in foster homes and orphanages. In 1937 she moved in with a family friend who took custody of her, unfortunately in 1942 she was forced to make the decision to be married at 16 or go back into the orphanage because of the family friends’ financial situation. She made the decision to get married to Jimmy Dougherty whom she remained married to for 4 years but then divorced him because she wanted to pursue her lifelong dream of becoming an actor. Also in 1946 she dyed her hair that unforgettable platinum blonde and changed her name legally to Marilyn Monroe. "I'm going to be a great movie star someday”, is a quote that she...
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...The Impact of Financial Education in High School and College On Financial Literacy and Subsequent Financial Decision Making by Lewis Mandell Kermit O. Hanson Visiting Professor of Finance and Business Economics Foster School of Business, University of Washington Senior Fellow, Initiative on Financial Security, Aspen Institute Presented at the American Economic Association Meetings San Francisco, CA January 4, 2009 The Impact of Financial Education in High School and College On Financial Literacy and Subsequent Financial Decision Making Abstract: Many consumers appear to lack the financial literacy needed to make financial decisions in their self-interest. A growing number of analysts and politicians are blaming the intersection of low levels of financial literacy with complex, financially-engineered products for the current economic meltdown and have proposed a number of solutions to this problem. These solutions range from mandatory education in personal finance to required simplification of financial products and greatly increased regulation. This paper examines evidence on the effectiveness of personal finance education on both financial literacy and financial behavior. If the problem can be solved through education, it is likely to reduce the perceived need to limit choice in the marketplace for retail financial products. If education is shown to be ineffective, the future of financial product innovation and financial engineering may be greatly limited. Supporting...
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...Orson Welles: The Man, the Myth… the Communist? “One of the most promising artists of our day,” “ One of the most accomplished dramatic artists of the twentieth century, “ and “A major creative force and ultimate auteur,” were all praises and titles from major media moguls, publications, and critics given to Orson Welles. Not too shabby for someone who hasn’t even turned thirty yet, eh? Right out of the gate Welles proved to be an innovative and artistic force that could hold its own, and even surpass, the heavy hitters of his day. His career seemed to be on a steady incline for almost a decade; however, did his talent and work hit a plateau? Welles was always seen as an active political figure that was not afraid to voice or project his own viewpoints in the public, but did this have a negative or lasting affect on his later career? Critics argue the best work Welles produced was before he hit thirty years old, so was this a direct result from the negative attention he attracted from media magnates, specifically William Randolph Hearst, Hollywood elite, and most importantly the United States government? Also, Welles left the country at a time when the dreaded “blacklist” was starting to funnel through Hollywood (“Orson” 17). Whether this was coincidence or intentional is debatable, but either way the ramifications may have helped account for the different direction he took with his post-Hollywood career. Did Orson’s fame draw too much attention and lead to his downfall? ...
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...Determinants of Financial Literacy among Youth: Case of Amritsar City Dr. Arwinder Singh Assistant Professor/Department of Commerce Guru Nanak Dev University Regional Campus, Gurdaspur, Punajb, India #08968092299 arwinder.gndu@yahoo.com Nitika Bhandari (Corresponding Author) Assistant Professor/Department of Commerce Khalsa College for Women, Amritsar, Punjab, India #08146993589 Nitika3088@gmail.com Determinants of Financial Literacy among Youth: Case of Amritsar City Abstract Financial markets around the world have become increasingly accessible to everyone but financial products are becoming more complex and difficult to grasp for an average individual. Therefore it is of paramount importance to equip the Youth with Financial Literacy so that they can manage their own finances and securing their financial future. The present study is carried out with the objective to find out the determinants of financial literacy of the youth. The major determinants that influence the financial literacy are required to be sought in order to deal with the complexities of current financial markets and products. Data has been collected through primary sources by framing questionnaire answered by 100 respondents in Amritsar. Factor Analysis has been used to analyse the data. The analysis revealed five underlying dimensions namely Interest in Financial Issues, Financial Behaviour, Saving habits, Financial Attitude and Financial Awareness. The results...
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...No Name Woman – by Maxine Hong Kingston "You must not tell anyone," my mother said, "what I am about to tell you. In China your father had a sister who killed herself. She jumped into the family well. We say that your father has all brothers because it is as if she had never been born. "In 1924 just a few days after our village celebrated seventeen hurry-up weddings-to make sure that every young man who went 'out on the road' would responsibly come home-your father and his brothers and your grandfather and his brothers and your aunt's new husband sailed for America, the Gold Mountain. It was your grandfather's last trip. Those lucky enough to get contracts waved goodbye from the decks. They fed and guarded the stowaways and helped them ofT in Cuba, New York, Bali, Hawaii. 'We'll meet in California next year,' they said. All of them sent money home. "I remember looking at your aunt one day when she and I were dressing; 1 had not noticed before that she had such a protruding melon of a stomach. But I did not think, 'She's pregnant,' until she began to look like other pregnant women, her shirt pulling and the white tops of her black pants showing. She could not have been pregnant, you see, because her husband had been gone for years. No one said anything. We did not discuss it. In early summer she was ready to have the child, long after the time when it could have been possible. "The village had also been counting. On the night the baby was to be born the villagers raided...
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...Young Consumers Credit card use: disposable income and employment status Joshua Fogel Mayer Schneider Article information: To cite this document: Joshua Fogel Mayer Schneider, (2011),"Credit card use: disposable income and employment status", Young Consumers, Vol. 12 Iss 1 pp. 5 - 14 Permanent link to this document: http://dx.doi.org/10.1108/17473611111114740 Downloaded on: 26 November 2015, At: 00:30 (PT) References: this document contains references to 29 other documents. To copy this document: permissions@emeraldinsight.com The fulltext of this document has been downloaded 2151 times since 2011* Users who downloaded this article also downloaded: Downloaded by Universiti Selangor At 00:30 26 November 2015 (PT) Arpita Khare, Anshuman Khare, Shveta Singh, (2012),"Factors affecting credit card use in India", Asia Pacific Journal of Marketing and Logistics, Vol. 24 Iss 2 pp. 236-256 http://dx.doi.org/10.1108/13555851211218048 Zafar U. Ahmed, Ishak Ismail, M. Sadiq Sohail, Ibrahim Tabsh, Hasbalaila Alias, (2010),"Malaysian consumers' credit card usage behavior", Asia Pacific Journal of Marketing and Logistics, Vol. 22 Iss 4 pp. 528-544 http://dx.doi.org/10.1108/13555851011090547 Wendy Ming-Yen Teoh, Siong-Choy Chong, Shi Mid Yong, (2013),"Exploring the factors influencing credit card spending behavior among Malaysians", International Journal of Bank Marketing, Vol. 31 Iss 6 pp. 481-500 http://dx.doi.org/10.1108/IJBM-04-2013-0037 Access to this document was granted through an...
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...CTCS 466 LECTURE NOTES 1/17: John Dies At the End * CTCS 466 * Former Professors * Arthur Knight * Charles Chaplin * Former Students * Ron Howard * Robert Zemeckis * 16 mm/35 mm * Brotherly Love (Popeye), Max Fleischer * Original song * Made for adults as well as children * Take place in cities * As opposed to the barnyard settings of early Disney * Classic cartoon * Postmodern cartoon (The Simpsons) * Digital Cinema Print (DCP) * Ted Mundor, Landmark Theatres * Career * Monsters Magazine Film Fan Monthly (13 y.o.) * Movies on TV & TV Movies (17 y.o.) * American Society of Cinematographers (ASC) * Gene Shalp, The Today Show * Bruce Cook, Entertainment Tonight * Theme: Great Moments from Movie Musicals * “Somewhere Over the Rainbow”, The Wizard of Oz * Only a few cuts * Simplicity requires confidence * Contrast with the circus of Les Miserables * Remains in character without melodrama * Impression that she actually is singing * She is very much still Dorothy Gale, not Judy Garland * John Dies At the End * Phantasm * Bubba Hotep * Horror + Fantasy + Comedy * Based on novel of the same name * Don Coscarelli (Director/Producer) * Loved...
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