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Health Care Matrix

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Health Insurance Matrix

As you learn about health care delivery in the United States, it is important to understand the various models of health insurance to develop a working knowledge as you progress through the course. The following matrix is designed to help you develop that knowledge and assist you in understanding how health care is financed and how health insurance influences patients and providers as important foundational information for your role as a future health care worker. Fill in the following matrix. Each box must contain responses between 50 and 100 words using complete sentences.

Include APA citations for the content you provide.

| |Origin: When was the model|What kind of payment|Who pays for care? |What is the access structure, |How does the model affect |How does the model affect |
| |first used? |system is used, such| |such as gatekeeper, |patients? Include pros and cons. |providers? Include pros and |
| | |as prospective, | |open-access, and so forth? | |cons. |
| | |retrospective, or | | | | |
| | |concurrent? | | | | |
|Indemnity |In 1910, Montgomery Ward |Indemnity plan |The insurance plan is |Indemnity has an access |Indemnity cover relieves the |The premium that the insured |
|

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