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Health Care Utilization

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Submitted By pinky2002
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Health Care Utilization Paper
Lawonna Moon
HCS 235
March 24, 2014
Cyndie Miculan

Health Care Utilization Paper
The Healthcare Reform is a very complex issue and it has a government, health care facilities and providers, insurance companies talking about it with how the advantages and disadvantage affect the delivery of health care. According to university of Phoenix Read Me First HCS/235 (n.d.), “How health care is financed influences access to health care, how health care is delivered, the quality of health care provided, and its cost.”
“For almost forty years policymakers have relied on two primary strategies to increase access to care for uninsured people: (1) increasing the number of people who have health insurance coverage and (2) increasing the availability of “free” or lower-cost services for those who remain uninsured. More recently, the Bush Administration has proposed tax credits to make private health insurance more affordable to individuals and is now in the third year of a five year program to create or expand 1,200 community health centers. (CHCs)” With most of the growing in health care some are helping the people by helping them with the cost of their insurance and also helping the people that don’t have insurance be able to qualify for it. It is trying to cut the cost of high insurance in the low-income community that can’t afford the high premium for these insurance companies. With expanding the access to health care, it has helped the low-income community to get their family on the health insurance they need for these pre-existing health issues they are having. That is why they came up with Affordable Care Act so that people can start to provide the insurance they so deserve for their families. It is forcing insurance companies to look at the reason to raise their premium. “When fully implemented, the Act will cut the number of uninsured

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