Health Care Museum

Introduction From the 1900’s to the 2000’s health care in America has changed significantly. Many people believe it has changed for the better, while some feel it may have changed for the worse. Over the years hospitals and other Healthcare facilities have become more scientific organizations. More and more, people are recognizing their need for Healthcare and the importance it plays in their lives. My Museum Hall of Fame will focus on the changes in Health Insurance and its many different policies. The depression in the 1930’s changes Healthcare with Employer-Based Health Insurance, which made health insurance much more accessible to working, middle-class Americans. By the mid 1950’s 45 percent of the population had health insurance coverage. Coverage then skyrocketed and by 1963 about 77 percent of people were covered by some form of Health Insurance. It seems Commercial-Based Insurance companies may have put an end to Employer-Based Insurance, but may have opened the door for insurance to improve and grow in other ways.

Development Description Analysis (How does the development affect the current U.S. health care system?)
1. Employer-Sponsored Health Insurance During World War II the federal government controlled employer’s wages, forcing employers to search for another way to attract and hold onto workers. The labor market was suffering because of the increased need for goods and the decreased number of workers during the war. Employers decided on offering workers benefits, such as health insurance as an incentive.
Employer-Sponsored Health Insurance is often called Group Health Insurance. Employers are responsible for a large portion of the employee’s Healthcare expenses. The Health Insurance carrier that the employer chases must cover all applicants as long as their employment qualifies them for