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... Pricing must ensure that the Huntsville Hospital Health System covers all it’s financial needs, while cost represents a single component of pricing. Healthcare pricing encompasses charges set by the hospital to not only pay for the cost of an item, but to pay for the staff delivering the product, the electricity, marketing, and other supplies. HHHS provides excellence in providing a...
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...DF GR FG TFH TYG JU K LI O GS DK J DF; KL D SF S;F H GJ H L DO FJH G DF HGD FH GIO HGI OS H GD SHG S IDAS;O HG D JD H AG FA GFY U GFK A ESJHJ H HHH HH HH HH H HHHH HH HH HH HHHH HH HH HH HHH HHH HHH HH HH HHH HD FF F FFFFF FFFF FFF FFFFFFFF FF FFF FFF FF FF FF FFF FF FFF FF FFF FFFF FFFF FFF FFFFF FFFF FFFFF FFFF JJJJJJ JJJJ JJJJJ JJJJJ JJJJJJ J J JJJJ JJJJ JJJ JJJJ JJJJ JJJJ J JJ J J J J J J J J J J J J J J JJJ J J J J J J J J J J J J J J J J J J J J J J J J JJ J J J J J J J J J J J J J J J J J J J J EE E E E E EE E E E E E E E E E E E E E E E E E E E E E EE E E E E E E E E E E E E E E E E E E E E E E E E E E E E E E E E E E E EE E EEEEEEEEEEE TTTTTTTTTTTTTTTTTTTTTTTTTTTTTTTTTTTTTTTTTTTTTTTTTTTTTTTTTTTTTTTTTTTTTTTTTTTTTTTT EEEEEEEEEEEEEEEEEEEEEEEEEEEEEEEEEEEEEEEEEEEEE EEEE E TER H JH JKH JK HJK HJK HJKH KJH KH KJH JKH JH JH JKHKJHJHKJ...
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...as these offers are set to expire by the end of 2012. Some companies only offer deals to their customers, while others are open to all. For more information go to www.which.co.uk/insulate. OsRaM Tested 14 WInTeR fueL PayMenT Winter comforts Best Buys and advice to save money and keep your home warm O sc Re ty www.which.co.uk ili 28 Which? November 2012 800 LuMens and abOve 1 Ikea Sparsam 15W 301.494.53 £10 15 820 cFL 3 2.10 28 HHHH OsRaM Duluxstar 21W £3 21 650 cFL 3 1.84 0 HHHH HHHH 3 OsRaM Dulux Superstar 30W £11 30 2,000 cFL 4.19 49 £4 £6 20 1,200 cFL 20 1,160 cFL 2.73 2.79 68 60 HHHHH HHHH HHHH HHHH HHHH HHH LuMens and WaTTs Lumens (lm) indicate how bright the bulb is, and watts tell you how much power it uses. An old 40W incandescent bulb would produce approximately 200-500lm, and a 100W incandescent somewhere between 900-1,300lm. HHHHH HHHHH 78% 2 4 Ikea Sparsam 20W 201.981.42 5 PHILIPs T65 Softone 600 TO 800 LuMens £29 12 650 LED 1.84 0 HHHH £2.50 12 715...
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...Power Tools 1 Edn: =[Ma:rgy I- I: mar[vel]atche rilly.eh you fascinate me,= 2 Mar: [hhh] 3 Mar: =hh= 4 Edn: =I[ve never] seen a ga:l li[:ke you.] 2:30 5 Mar: [hOh(h)o ] [°E(h)edn]a, #:::[ah] 6 Edn: [I ] mean it. 7 Mar: ((f)) °nNo[: no: ((n))no.] 8 Edn: [.hhYou do evry]thing so beautif'lly end yer table 9 wz so byoo-I told Bud I said honestly. .hhhhh ih wz jis:t 10 deli:ghtful t'come down there that day en mee[t these] 11 Mar: [W e :ll] 12 (.) 13 Edn: [ga:ls] 'n: ] 14 Mar: [ I :.] jist] wz so:- tickled thetchu di:d,B'[t uh] .hh= 15 Edn: [°Mmm] 16 Mar: =I like tuh do that stu:ff en u-[I he-]= 17 Edn: [°Ya h]= 18 Mar: =I:: s-I: be-I knew I hedtuh be away fm the table a lot b't- 19 .hhh wir all frie:nds'n you guy[s didn't ca]:re,= 20 Edn: [That's ri:ght] 21 Mar: =En uh-.h-.h it's jis stuff I haftuh do fer [° Larry,] 22 Edn: [°Ye::ah.] 23 Edn: I [know en y[er do]in real good ar[ntche.] 24 Mar: [.t.hhh [E : n] [I : ' ]m jis: so delighted I 25 cn do it E[dna cz] if:I didn'do it we'd haft[uh hire it] do:ne, 26 Edn: ...
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...Mssss jaak khhjdn snjn hjbhbhbhb bbbbbbbbbbbbbbbbb bbbbbbbbbbbbb bbbbbbbb bbbbbbbbbbbbbbbbbbbbbbbb bbbbbbbbbbbbbbbbbbbbb bbbbbbbbbbbbbyyyyy yyyyyyyyyyyyyyyyyyy yyyy yy yy yy yyy y yy yy y yyy yy yyy yy yyyyyyyy yyyyyyyy yyyy yyy yyyyy yyyyyy yyyyyy yyyy yy yy yy yyyyyyywwwww wwwwwww wwwwwwwwwwwwww wwwwwwwwwww wwwwwwwwww whhhhh hh hh h h hhh hhh h hh h hhhh hh hh hhh hhh hh hh hhhhhhhh hhhhhh yy y y y yyy yyy yy yy yyy yyyy yyy yyyyy yyy yy y yy yyy y yyy yy yyyyy yy yyy yy yyyy yy yyy yyy yy yy y yy jxjxdnnx xjxj xjjc iksn asuys sujsha ssjujsdbnb jhnjknas jbsjs djbjd jhdbndbs cjdbjdnb jdbd jdndjdh jdhdmdn jdhjdmj jdndhdmd djdbdmd djdjdd djddjd djddd dlkgmfgfktnfhd djdmhdbnd jkfhjdd fkfjf,d djdn d d fkfndc mndn kdkmndjb dkmd dsunfbs fjksjhjd dhjhd mjksdd jnjs djkdjd mnjkd njnd jjndnhjkd kdnjnkf dkjjmdbjd jndbnd dmjkndmn dnjdkmfdjks ijkndkmnm jasjiej asije jieeujhj dkjmdjimd djkdfjnfkmm kfmkjmkkfkgm vfdkmdkn kimdkmkgdfm kgfdkjgdkfmgkdf gnkg omgkdf gkdk dfkmgkdmkg gklmg flffog ggmkgmf fkfjnf kdnkf kjmfmdndf kjmfgd jnmfnkf nikf jf jjf njnfnfnd fjmfnf jkjf jmf fdjd jkn jhnd jnd kndm jnd nkjd jknf dkjf jkf kf kjd jkfjkd skfd mndf fd jd fdkf djfd fkfr f dfjfdmf fnfmdf bf f jff jnf jf dnmfdnmg fm kggnmgjng nkg ikgm gmkg kg km kg kmn n m nk m km kj kn j h n hjnb h hjbnbnhb jb hjb h jkm hggfgh hgfh hgfgb gghbb hbv ybhb hb hb hb g hnju jbhj bn j jbn bjn jnjhjb bjjb bhb sjs sjsns fjd ndjd ndjhd djd djd fjf fkgtt fjdf djffkjf fjf jf fkfnjf fkfn,f fkfjf fjfmjfd djdhddm dkfnfjf...
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...Question HHH Negligence Element • There must be a duty care owed to the party suing the auditor. • There must be a breach of duty of care (failure to follow GAAS, negligent audit). • There must be proof that the party suffered a loss or damage • There must be a connection between the party’s loss or damage and the breach of the duty. Question A HHH Company’s Case • HHH hired the auditors; therefore the auditors owe a duty of case to the shareholders. • The shareholders would have to show that the auditors were negligent in their audit, that is, the auditor issued an unqualified report even though there is a misstatement in the financial statements. • HHH lost its investment in the commodities • HHH shareholders would have to show that they suffered the loss due to the auditor’s negligence. Question A • Each store is managed by an owner of the business, which suggests that an external audit is not required. • The company is not public, so there is no statutory requirement for an audit. • If the company borrows from an outside source, then an external audit may be a requirement by the lender. • The existing shareholders are already creditors of the company, and they may wish to have an audit. Question B • Collusion requires 2 or more people to work together to circumvent the controls. In this case, the 2 purchasing clerks could have colluded by having 1 clerk record a false vendor number on the invoice and then the other clerk prepare the payment to M. Smith. • This...
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...Myers-Briggs concepts, describe how the relationship between the two of you could be uncomfortable. Describe also how you might be able to complement each other. You should devote about two pages (single spaced, 12 point font) to your answer. 2. Harden, Harden, & Harden is a venerable Wall Street stock brokerage firm. It has its business offices located in downtown Manhattan in the Wall Street district. Its information technology offices are located across the Hudson River in Jersey City. One of HHH’s most important corporate clients is Mammoth Capital Corporation. For years, HHH has been handling Mammoth’s financial security transactions in a semi-automated fashion. Mammoth would supply HHH with financial data generated from its financial systems formatted in accordance with Mammoth requirements. This data would have to go through a multi-step reformatting process so that HHH could deal with it. Similarly, when HHH needed to send data back to Mammoth, it would have to be reformatted so that Mammoth’s computers could accept it. It was obvious that this process was time-consuming, costly, and error prone. Mammoth approached its principal...
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...scholar’s place on the board: Interview with top Shariah scholars Funds-at-Work, a research-based strategy consultancy focusing on the investment industry, recently released "Shariah Scholars – A Network Analytic Perspective," which links Sharia scholars to board positions. It is a more comprehensive study than previous Sharia scholar reports. Rushdi Siddiqui puts some challenging questions to four international Sharia scholars to get their view points: • Dr Hussain Hamid Hassan (HHH), eminent scholar and chairman of many Islamic financial institutions • Dr Mohammad Daud Bakar (MDB), international scholar and founder and managing director of Amanie Islamic Finance Consultancy and Education; • Yousuf Talal DeLorenzo (YTD), leading US scholar; and • Dr Mohammad Akram Laldin (MAL), Executive Director, ISRA, Malaysia. Research is an important area in Islamic finance and you are well aware of the Funds-at-Work study, linking scholars to Sharia boards. What is your impression of the study? HHH: The Islamic finance industry is young but growing. It needs specialists, not just in Sharia, but in law, accounting and feasibility studies. There are very few scholars who combine the qualifications and experience needed for this field. Therefore, it is only natural that they would carry a heavy load, for the industry is in need of development and the invention of new products which should be compliant with the Sharia, valid in civil law, and commercially viable. There just...
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...make the day successful are computer systems, networks, applications, sound systems, and instruments. The service will be hybrid, which requires a team to man systems in the building and ensure all applications are functioning properly to maintain an online presence. A team of musicians is required to check the quality and setup of the instruments, and greeters are in place to enhance interaction and for security purposes. Sensitive information is also acquired through individuals giving donations and tithes during service. The book shop is also taken into account due to the revenue that’s received from sales. Even more so, the large involvement of the church within the community influences others to gravitate towards HHH for their involvement in volunteer services. HHH works with individuals to provide them with job opportunities, food, shelter, clothing, educational assistance, and more. With this, certain frameworks should be observed and used. The NIST framework will instruct the organization on the development of controls and their benefits. The assets of the organization are the systems, network, employee and volunteer personal identifiable information (PII), and instruments. The main location of the church is also a critical asset for the organization due to it being the primary place that is used for meetings and other functions. Any attempt to defile or damage these materials can result in an interruption in the organizations operations, but the degrees vary. To protect the...
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...The concept of ‘cut-offs’ almost exclusively been dealt with as a form of repair (Jaspersen 1998, Schegloff 1977) where we find ‘a compression or foreshortening of words (or syllables) in ongoing talk’ in order to attend to a trouble source (Local &; Walker. 2004. 1394). What the literature lacks, however, is an observation of such forms that do not attempt to’ repair’ any notion of linguistic trouble. Such instances of these ‘cut-offs’ are evident in the language, and also appear to share common contextual and sequential properties. When we claim that something is an instance of repair we mean that speakers are adhering to ‘problems in speaking, hearing and understanding’ within the conversation (Schegloff, Jefferson & Sacks: 1977: 362). Importantly, however, it must be acknowledged that repair can appear without an overtly observable ‘error’. (Schegloff, Jefferson & Sacks: 1977: 362). Laasko and Sorjonen claim that ‘cutting off’ is a form of self-repair that features within an ongoing turn-constructional unit and as a result ‘the utterance is heard as prosodically discontinuous and incomplete’(2010). In most cases speakers cut off a word in progress, although alternatively the speaker may cut off after the completion of a word. One of the ways we find non-repair cut offs are those that acknowledge ‘topic-external factors’. These include disjunctional observations or subjects that are disconnected from the topic and most often linked to contextual issues or...
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...Pascal Triangle Pascal Triangle Josue Tagle ITT-Tech Pascal's Triangle One of the most interesting Number Patterns is Pascal's Triangle (named after Blaise Pascal, a famous French Mathematician and Philosopher).To build the triangle, start with "1" at the top, then continue placing numbers below it in a triangular pattern. Each number is the two numbers above it added together (except for the edges, which are all "1").(Here I have highlighted that 1+3 = 4) | | Patterns Within the Triangle | | DiagonalsThe first diagonal is, of course, just "1"s, and the next diagonal has the counting numbers (1,2,3, etc). The third diagonal has the triangular numbers (The fourth diagonal, not highlighted, has the tetrahedral numbers.) | Odds and EvensIf you color the Odd and Even numbers, you end up with a pattern the same as the Sierpinski Triangle | | | | | Horizontal SumsWhat do you notice about the horizontal sums? Is there a pattern? Isn't it amazing! It doubles each time (powers of 2). | Exponents of 11Each line is also the powers (exponents) of 11: * 110=1 (the first line is just a "1") * 111=11 (the second line is "1" and "1") * 112=121 (the third line is "1", "2", "1") * etc! | | | But what happens with 115 ? Simple! The digits just overlap, like this: The same thing happens with 116 etc. | | | SquaresFor the second diagonal, the square of a number is equal to the sum of the numbers next to it and below both of those.Examples:...
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...Steven E. Shreve Stochastic Calculus for Finance I Student’s Manual: Solutions to Selected Exercises December 14, 2004 Springer Berlin Heidelberg NewYork Hong Kong London Milan Paris Tokyo Preface This document contains solutions to half the exercises appearing in Stochastic Calculus for Finance I: The Binomial Asset Pricing Model, Springer, 2003. Steven E. Shreve December 2004 Pittsburgh, Pennsylvania USA Contents 1 The Binomial No-Arbitrage Pricing Model . . . . . . . . . . . . . . . . 1.7 Solutions to Selected Exercises . . . . . . . . . . . . . . . . . . . . . . . . . . . . 1 1 7 7 2 Probability Theory on Coin Toss Space . . . . . . . . . . . . . . . . . . . . 2.9 Solutions to Selected Exercises . . . . . . . . . . . . . . . . . . . . . . . . . . . . 3 State Prices . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 19 3.7 Solutions to Selected Exercises . . . . . . . . . . . . . . . . . . . . . . . . . . . . 19 4 American Derivative Securities . . . . . . . . . . . . . . . . . . . . . . . . . . . . 27 4.9 Solutions to Selected Exercises . . . . . . . . . . . . . . . . . . . . . . . . . . . . 27 5 Random Walk . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 41 5.8 Solutions to Selected Exercises . . . . . . . . . . . . . . . . . . . . . . . . . . . . 41 6 Interest-Rate-Dependent Assets . . . . . . . . . . . . . . . . . . . . . . ....
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