...Online Sites For an identity theft, it is easy to find information online. You can find a Social Security number online for any living person for $49 at DocuSearch.com. Other Internet sites have more information about you. For $150 NetDetective 2000 will provide all the info you ever want to know, including date of birth, salary, social security number, everyone you’ve ever married, police records, elementary school, high school and college. Thieves also like to steal the identity of a person recently deceased. The Mormon geneology site, familysearch.org, is the third largest database in the world. The site will give you date of birth, date of death and social Security number, along with the last five cities the person lived in prior to his...
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...The Inside Key Of Identity theft And What You Must Do To Secure Yourself Identity theft is the use of other's details or identity without authorization. Under the Fair Credit Confirming Act, identity theft is determined as "the use or tried use of an account or determining details without the owner's authorization." The 1998 identity theft and Supposition Prohibition Act also explains "identity theft" as "knowingly exchanges or uses, without legal power, a indicates of identity of another person with the purpose to commit, or to aid or abet, any illegal activity that is really a breach of Federal law, or that is really a criminal activity under any proper Condition or local law. Information Convenience & Protection Actual physical identity...
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...Identity Theft Abstract This research paper will examine what is known about identity theft. The paper begins with defining the crime and its background, followed by a review of the patterns and incidences of identity theft. This review will include data on the extent and costs of this crime. Discussion will then focus on victims and perpetrators of identity theft. Common techniques used by identity thieves will be explored along with tips to protect consumers and businesses from having their identities stolen or data breached. Legislation in place to prevent and prosecute identity theft will be discussed. How to report identity theft is also explained. Defining Identity Theft The U.S. Department of Justice defines identity theft, also called identity fraud, as “all types of crime in which someone wrongfully obtains and uses another person’s personal data in some way that involves fraud or deception, typically for economic gain” (U.S. Department of Justice, 2015). Identity thieves use personal data such as Social Security numbers, bank account or credit card numbers to personally profit at the victim’s expense. These breaches allow thieves to take funds out of bank accounts or in the worst cases, take over a victim’s identity completely, running up huge debts and committing crimes using the victim’s name. Victims not only suffer the out-of-pocket financial losses, but they may have to rebuild their reputation in the community due...
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...PREVENTING IDENTITY THEFT Matthew Cao Edina High School Abstract Identity theft is a frequent occurrence in today’s age of technology. Identity theft is when someone impersonates another person without their permission and could be for any reason. It can happen through database breaches or simply losing important personal information, and can happen to anyone. However, there are preemptive measures and steps if identity is stolen. There is also legislation to minimize the risk and cost of identity theft. What is identity theft? In 2017, over 15 billion dollars were stolen from 13 million victims of identity theft. Identity theft is any case where someone pretends to be someone else for any reason, and can happen to anyone. The most common reason for someone to steal someone else’s identity...
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...internet became universal, identity theft became a huge problem as more and more information, private or public, are becoming available online. People gain access to other people’s information more easily and therefore the information can be used in personally and industrially by third parties without the owner's’ actual consent or knowledge. This is identity theft. These information may include the owner’s name, age, sex, appearance, phone number, email address, home address, username and password for accounts, the school they attended, hobbies and other activities they involved in. These information, if shared, may result in the host getting spammed, scammed and other risks that may harm them physically or mentally. Signs that...
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...You’d think that thieves would only steal things like candy, a shirt, a purse or something bigger like a diamond or a money, but thieves also take things like your identity. Keeping yourself from getting attached is just knowing what you are dealing with, know how to protect yourself and if it does happen how to recovery. Most thieves target those who are easy to take from, Identity thieves do the same thing, they pray on those who do not protect themselves, though you can protect yourself from most. Identity thefts are known as a thief who steals your personal information to commit fraud. Identity thieves can use your information, like your social security number (SSN) or your full name and birthday to open accounts on social media and...
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...The fraudulent acquisition and use of a person’s private identity could ruin a person’s life. Identity theft happens every day and could happen to anyone. There are many different types of identity thefts. For example, social security theft, financial theft, and tax identity theft are very common. As common as these different types of situations are there are many precautions we can take to prevent this from happening to individuals, businesses, and or government agencies. By storing personal information in a safe place at home and at work, installing firewalls and virus detection on your computers, and creating complex passwords for user accounts. It is critical for all businesses and an induvial to store and protect their personal information with great precaution against identity theft. A Firewall can control the entry of a hacker trying to intrude or steal information through your internet connection. Essentially this program monitors and allows you to decide what information is being sent and received. According to the Geek Squad “Hardware-based firewalls built into network routers, provide a better level of security.” The higher level of security you have for your...
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...Identity Theft, n.d.), these were the times without any Facebook, twitter or instagram, impersonating someone was actually challenging, the criminal had to have a lot of patience, time and energy to go through obtaining the data, that is just one phase and there was no authenticity for it. But then again the people at that time had limited information which made it much easier to pull it...
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...Abstract This paper discusses identity theft in terms of its impact, its character and its prevention. In the paper, particular attention is given to the types of primary identity theft classifications, some online methodologies of identity theft and finally, some preventive measures. The paper discusses how identity theft is found to be a massive problem in terms of financial losses to both corporations and individuals and is expected to grow in severity over the next few years. From the Paper "Identity theft occurs when an unauthorized person obtains another's name and a piece of critical identifying information about that person such as a credit card or bank account number, social security number or driver's license number. With these two pieces of information, someone can open credit card accounts in someone else's name and go on spending sprees for personal items or for things that can easily be sold. When bills are not paid, the delinquent account shows up on that person's credit report. The identity thief can change the mailing address on the victim's credit card account thus delaying the discovery of the theft. The imposter then runs up big bills on the victim's account, and since they are being sent to the new address, one would have no way of knowing any of this was going on." Abstract The paper discusses the growing issue of identity theft through a case study. Due to the subject's fear of telling his wife what had happened, especially so he should not lose...
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...months later, when Bob was applying for a car loan, he found that his credit history had been destroyed. He was a victim of identity theft, a crime that often causes people debt, unjustified imprisonment, and murder, being one of the most dangerous, yet easiest, crimes to commit. Identity theft includes other types of fraud and identity related crimes. It is said that today’s society is now living in “The Age of Betrayal.” Since an incident with a busboy in Brooklyn, no one can be trusted anymore. After siphoning off hundreds of thousands of dollars into different accounts, this busboy still stayed a bus boy because he did not want to be caught stealing others’ identities caught. When webcams shot up in the worldwide community, “self-documenters” have broken up with there loved ones and other personal related extremes have happened to others (Vacca 12-13). A person’s privacy is almost non-existent. Information like phone numbers, home addresses, social security numbers, bank accounts, etc., are available to just about anyone who is interested in looking or taking them (Hyatt 2-3). There have been various ways of stealing a person’s identity throughout history. It is said that “Shoulder Surfing” was started in airports, train stations, and bus stations. Thieves record credit card numbers of victims who were using public phones. When an identity thief tries to steal some numbers or something personal that he needs, he does not need to be near the victim at all. These...
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... Always monitor the bank statement and etc. Checking the mail for missing account statements is another way to protect from identity theft and fraud. If someone going on vacation that person should ask the post office to hold all their mail until that person came back, to prevent identity theft and frauds. People should invest in a shredder to shred unwanted information. Use a secure website to access information, never enclose personal information by the phone. Check bank statement and credit card statement very careful each month to see any unwanted purchase. If that person sees any unwanted purchase notices their credit card immediately. Thesis: One day you receive a call from your bank, stating you had just made a purchase for a random estimate of 5,000 dollars. But you did not go on a shopping spree. Your identity just has stolen. How secure is your identity? Do you ever wonder about your identity? Ways to prevent/protect yourself from identity theft and frauds. I. One thing you should be aware about is your bank account. A. Once your ATM has been compromises change your pin right away. B. Get new ATM cards if it has been compromised. C. Contact the bank if you see any suspense in your bank account. I. Another way is keeping your social security secure in a safe. A. Do not write your Social Security card piece of paper. B. Do not give out your personal information to strangers. II. Monitoring your Credit Card Statements A. Check...
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...next. Credit card fraud is a common form of identity theft. The cards that were stolen will get used quickly, usually for a few large purchases, or several small ones. Most credit card companies are wise to this, and watch for "unusual buying patterns," but don't count on that. Let them know as soon as you hang up with your bank. Make a report with your local police department. Get the report number, and a hard copy of the report. Every company you work with to fix an identity theft issue will want a copy of this, so make several. Always keep the original. Contact your insurance agent. Most homeowner's policies have some sort of identity theft coverage. This would be a great time to find out what it covers. The Federal Trade Commission published a brochure in 2008. It warned consumers to be careful what they buy. They said most identity theft products don't really do anything you can't do yourself for free. Contact the Federal Trade Commission (1-877-IDTHEFT). The FTC collects information about identity theft for studies and analysis. They may send you a copy of Take Charge: Fighting Back Against Identity Theft, a booklet to help victims recover. Call your other card issuers. Call the library if you had a library card. Call Blockbusters if you had a movie rental card. Call your car rental company, campus security, Victoria's Secret, everybody who gave you some sort of credit or ID card...even those shopper/savings cards. Identity thieves have run up all sorts of bills in their...
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...Identity Theft + Fraud= Identity Crime 20 December 2007 There is a thief that lurks around us everyday; this thief can attack in brad day light or in the darkest hour, and just about anywhere you may find yourself. This thief has the power to act in your name, make unlimited purchases, open up credit accounts and ruin your good name and credit all in the matter of seconds; if you are vulnerable enough, you might become his next victim. In many cases all he needs is your name and a social security number, and he has enough information to make you his next victim; if you don’t believe me then ask the millions of Americans that became victim’s, or just ask me. The thief that I am talking about is identity theft. Identity theft is a crime that is affecting many Americans, the costs are well in the millions every year, but with a little bit of knowledge and adaptive common practices, you can help fight back and minimize your chances of becoming the next victim of Identity theft. Identity theft is as predictable as a giant storm; you really don’t know what the damage will be until it passes and many victims don’t even see it coming until its already too late. So what is identity theft? According to the webpage article “about identity theft,” the Federal Trade Commission (FTC) (2007) writes that “identity theft occurs when someone uses your personal identifying information, like your name, SSN… without your permission to commit fraud or other crimes.” (para 1) All it takes...
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...Alec Dohm Economics Period 1 Identity Theft is a vast problem that grows with the years and the tough economic times. Identity theft affects nearly 5% of the world’s adult population. In 26 % of all cases, the fraud victim knew the person who stole their identity, and most often it is a family member who rips you off. The best way to protect yourself is to buy and use a paper shredder and a safe. Also the only organization you are legally required to give your Social Security Number is your employer and financial institutions, like a bank. The economic effect of identity theft is more than what people may think. Check fraud alone rose to 5.5 billion dollars in 2003. Because that money was taken from others instead of made legally, the economy shows a loss. The annual cost of identity theft to businesses is 53 billion dollars because if somebody gets the I.D of a business owner then they can funnel money out of that person’s business as well as their personal bank accounts. The American Bankers Association reported 677 million dollars of losses in 2003, which is a slight decline from 2001. Being that the article is a few years old, I would say that those numbers have gone way up since then. If somebody steals your identity, it could affect you in countless ways. All of a sudden your credit card will start being declined for insufficient funds. When you go home and check your bank account online, your money will have magically disappeared. A person could also...
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...Ayoub Elmahi NT1110 Research Paper IDentity Theft Ms. Janine Aleong Thursdays 9AM Research Project: IDentity Theft History Much before the internet technology had gained popularity, identity theft was common in form of dumpster diving and going through your trash in case you have thrown away any personal identifying information such as bills or documents. But before that, identity theft was known as a white collar crime and it was pretty dangerous. This means that if the id thieves wanted to steal your identity they would just kill you for it and just assume you identity and walk away. Back in those days the thieves also used phone scams to gather information about you. For example, the identity thief would just call someone and say they had won a huge prize and that they needed their personal information such as social security number and date of birth to verify their identity. This information was quite sufficient for them to commit crimes and leave you under debts. However with the rise of the internet technology, identity theft has become a more common crime and even easier and safe to perform without being caught. The quick growth of id theft History of identity theft had suddenly taken a sharp turn at about the time free exchange of personal and financial information become common by the use of computer and electronic devices. Identity theft is today considered to be one of the fastest growing crimes throughout the world. This rapid growth is mainly because of...
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