...UNIVERSITY OF EDUCATION, WINNEBA DEPARTMENT OF PSYCHOLOGY AND EDUCATION FACTORS INFLUENCING CAREER CHOICE AMONG THE SENIOR HIGH SCHOOL STUDENTS IN THE SOUTH TONGU DISTRICT OF VOLTA REGION, GHANA DANIEL KWASI GAMELI AVUGLA JULY, 2011 UNIVERSITY OF EDUCATION, WINNEBA DEPARTMENT OF PSYCHOLOGY AND EDUCATION FACTORS INFLUENCING CAREER CHOICE AMONG THE SENIOR HIGH SCHOOL STUDENTS IN THE SOUTH TONGU DISTRICT OF VOLTA REGION, GHANA DANIEL KWASI GAMELI AVUGLA (B.ED BUSINESS EDUCATION, ACCOUNTING OPTION) A Thesis in the Department of Psychology and Education, Faculty of EDUCATIONAL STUDIES Submitted to the School of Graduate Studies, University of Education, Winneba, in partial fulfilment of the requirements for award of the Master of Philosophy (M. Phil Guidance & Counselling) degree JULY, 2011 DECLARATION STUDENT’S DECLARATION I, DANIEL KWASI GAMELI AVUGLA declare that this Thesis, with the exception of quotations and references contained in published works which have all being identified and duly acknowledged, is entirely my own original work, and it has not been submitted, either in part or whole for another degree elsewhere SIGNATURE: ............................................................................. DATE: ......................................................................................... SUPERVISOR’S DECLARATION I hereby declare that the preparation and presentation of this work...
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...Ethnic Conflicts and Transition to Democracy in Africa: Recurrence of Ethnic Conflicts in Kenya (1991-2008) Author: Berita Musau Matrikelnummer: 0601567 Academic degree aspired Master (M.A) Vienna, August, 2008 Studienkennzahl: A 067 805 Studienrichtung: Global Studies - a European Perspective Advisor: Prof. Dr. Walter Schicho Table of Contents Dedication ……………………………………………………………………. iii Acknowledgment …………………………………………………………….. iv List of Acronyms …………………………………………………………….. v List of Tables and figures …………………………………………………….. vii Abstract in English …………………………………………………………… viii Abstract in German …………………………………………………………... ix Chapter One: Introduction ………………………………………………… 1 1.1. Introduction …………………………………………………………… 1 1.2. Problem statement …………………………………………………….. 2 1.3. Aim and objectives of the research …………………………………… 4 1.4. Research questions and hypotheses …………………………………... 7 Chapter Two: Literature review and theoretical framework ……………. 8 2.1. Literature review ……………………………………………………… 8 2.2. Transition to democracy and ethnic conflicts in Africa ………………. 12 2.3. Definition of concepts ………………………………………………… 16 2.4. Theoretical framework for analysis of ethnic conflicts ……………….. 18 2.4. Research methodology ………………………………………………... 21 2.5. Significance of the research …………………………………………... 23 Chapter Three: Background to the struggle for democracy and ethnic conflicts in Kenya……………………………………………………………. 24 3.1. A short retrospect in to Kenya’s colonial period ……………………...
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...An Evaluation of Micro-Finance Programmes in Kenya as Supported through the Dutch Co-Financing Programme With a focus on KWFT Otto Hospes Muli Musinga Milcah Ong’ayo November 2002 Study commissioned by: Steering Committee for the Evaluation of the Netherlands’ Co-financing Programme 3 Contents List of contributors List of abbreviations Acknowledgements 1 1.1 1.2 1.3 1.4 1.5 1.6 1.7 2 Introduction Background and objectives Legitimization and overall objective of Dutch CFAs to support micro-finance programmes Partners of Dutch CFAs operating in the micro-finance market of Kenya Central questions Organization and methodology Process implementation and limitations of the study Structure of the report A brief description of micro-finance in Kenya and agencies as supported by Dutch CFAs Micro-finance in Kenya 2.1.1 The emergence of micro-finance as an industry 2.1.2 Types of micro-finance agencies in Kenya 2.1.3 Service delivery approaches 2.1.3.1 Savings services 2.1.3.2 Loan products 2.1.4 Outreach 2.1.4.1 Banks 2.1.4.2 NGO-MFAs 2.1.4.3 Savings and Credit Co-operatives (SACCOs) 2.1.4.4 ROSCAs and ASCRAs A profile of micro-finance agencies and schemes as supported by Dutch CFAs 2.2.1 General profile 2.2.2 Specific profiles 2.2.2.1 K-REP Development Agency (KDA) 2.2.2.2 Kenya Women Finance Trust (KWFT) 2.2.2.3 Jitegemea Credit Scheme (JCS) 2.2.2.4 PRIDE Africa – Sunlink Some conclusions 7 9 11 13 13 15 16 17 17 18 19 21 21 21 23 25 26 28 28 31 33 35 35 36 36...
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