...Metlife Alico: History and Overview MetLife, Inc. is the holding corporation for the Metropolitan Life Insurance Company, or MetLife for short, and its affiliates. MetLife is among the largest global providers of insurance, annuities, and employee benefit programs, with 90 million customers in over 60 countries. The firm was established on March 24, 1868 (Wikipedia). In March 2010, the company acquired one of American International Group, Inc.’s (AIG) international subsidiaries, American Life Insurance Company (ALICO), for approximately $15.5 billion. The consideration took consist of $6.8 billion in cash and approximately $8.7 billion in MetLife equity securities. ALICO was one of the world’s largest and most diversified international life insurance companies across the globe. The acquisition accelerates MetLife’s global growth strategy. Upon acquisition, MetLife, which is already the largest life insurer in the United States and Mexico, became a leading competitor in Japan, the world’s second-largest life insurance market. The transaction materially advanced MetLife’s position in Europe. It also moves MetLife into a top five market position in many high growth emerging markets in Central and Eastern Europe, the Middle East and Latin America. MetLife Alico, has been operating in Bangladesh with their insurance services since 1952. Throughout the history, it has continuously sought to nurture talent, respect local cultures and promote the diversity that characterizes...
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...Determinant of capital structure of life insurance Company in BD Research Data Presentation Content | Limitation in Data collection and arrangement | | Numerical data for research | | Capital Structure ( Asset Management) Ratios of Company | | Industry Performance Analysis | | Notes and Explanation | Limitation in Data collection and Arrangement: In the process of data collection and arrangement , following limitation found to be realistic. * There are 10 listed life insurance companies in Dhaka Stock Exchange (DSE).Annual Report of all the companies are in irregular intervals from FY to FY. * In order to maintain the consistency of data From FY to FY, We arranged financial data of five leading insurance companies which have consequent financial reports from FY 2006 – FY 2010 . * Key financial information (Balance Sheet Items) has been arranged and summarized in Million amount Keeping specific explanation. They are included in Notes. These items , however, may vary in accordance with Accounting Standard. * Annual Reports which are irregular from FY to FY are included in appendix Section for future and further research. Numerical Data For Research : Name of the Company | Financial Reports Available in FY | Shandhani Life Insurance | FY 2002 - 2009 | Pragati Life Insurance | FY 2005,2006,2008,2009 | Fareast Islami Life Insurance | FY2005,2006,2007,2009 | PopularLife Insurance | FY 2005,2006,2008,2009 | National Life Insurance | FY2002 – 2005,2007,2009...
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...Photo attested To THE FINANCIAL COMMISSIONER J&K GOVERNMENT, HOME DEPARTMENT JAMMU/ KASHMIR Thorugh : The District Megistrate, __________________ Sub: Issue of 12 Bore/ Gun License /315 Bore Rifle License/NP Bore Revolver/ Pistol License Sir, It is certified that No. __________________ ________Rank___ _________________________ Name ______________________________________ S/o ____________________________________ Unit ______________________________ date of birth ______________________________________ Of this unit is serving under my command within the jurisdiction of ____________________________ He is not involved in any disciplinary criminal/ vigilance and political activities. 1. He bears good moral character. 2. Issue of Gun/ Rifle/Pistol/ Revolver License is strongly recommended for his Self Protection/ Readjustment after retirement from the Armed Forces. 3. The Applicant is resident of __________________________________________________ _________________________________________________________________________ Post Office ______________________ Police Station ______________________________ Tehsil __________________________ District ____________________________________ State __________________________ PIN _________________ 4. Recommended the Name Smt. ________________________________________________ W/o Shri __________________________________________________________________ As retainer in col. No. 6 of Arms Possession License...
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...The Need For Insurance Is Important Several individuals ignore the importance of insurance calling it a waste of money. High cost on insurance is a reason why individuals do not avail of insurance policies. Purchasing an insurance policy is the best way to secure your future. No individual can predict what the future has in store. However, what every individual can do is safeguard their future. Unforeseen events occur without warning. In times like these if an individual does not have an insurance policy, the expenses that arise can affect you badly. Individuals without an insurance policy have to bear the entire loss on their own. Bearing the entire expense on loss occurring due to an unforeseen event can ruin individuals of their hard earned savings. An individual does not have to go through this nightmarish reality if equipped with insurance. When you avail of insurance, you make sure that risk is transferred. The insurance company from which you purchase insurance coverage is liable to pay for the losses that occur due to unforeseen events. It is essential for individuals to plan insurance needs to ensure a better future for themselves and their family. An individual should consult experts to get a clear perspective on their insurance needs. Individuals can approach insurance companies and discuss their requirements with agents. Do not avoid insurance because of cost on premium. Individuals have to realize that insurance costs vary in accordance with benefits. For instance...
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...Tangerine is an exciting novel start to finish. The book starts with moving day as Paul and his mom are grabbing the last couple of things from their house to drive to florida. Throughout the story Paul has flashbacks of things his brother may have down to terrorize him. Once they arrive at their new home, all the focus is returned to Eric Fisher, as eh needs to tryout for football weeks before school starts. When he and his father leave the house, Paul smells smoke. What he smells is the countinuouus burning of the muck fire in the backyard. After this discovery the family’s life continues normally. School starts, and Paul tries out for the soccer team. He is then told that he can’t play because of his special needs IEP form that the...
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...Information Technology in India - setup, history and present day situation Share India is one of the great standup country in the field of science and technology. every year india produces more than 500 thousands engineers. No doubt it is a bulk producers of scientists and technologists. Information Technology remain the backbone of the economical growth of India. and you can see it from the observed facts of exports. The share of IT in exports has increased by 17% from 1990 to 2001. IT based sectors such as Backoffice, remote maintainence, accounting, public service, medical, insurence and other bulk processiong fields are rapidly expending. Indian companies such as HCL, WIPRO, INFOSYS, TCS are today's tough competitors for the other IT organizations. History of Information Technology in India The setup of IT in India was done by the Tata group in association with the Burroughs at Mumbai in 1967. The first software export zone SEEPZ was setup in 1973 this was what we can call the old avatar of the IT parks. at that time 80% of india's software were exported from there. The indian government baughtEVSEM computers from soviat unions in 1968 which was used in big organizations only for the technological and scientific researchs. After the freedom of india in aug 1947 it was an economically beleaguered country. but due to the efforts of PM late. sir Jawaharlal Nehru india very repidly become a wide scientific work-field, such big that it was ranked 3rd after the...
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...Running Head: Welfare State in America Welfare State Abstract In 1977, then Budget Director for the state of New York, Peter Goldmark, offered his thoughts regarding social welfare programs. “Welfare”, he said, “is hated by those who administer it, mistrusted by those who pay for it and held in contempt by those that recieve it.” Goldmark was certainly not alone in his assessment of social welfare programs. Indeed while the notion of using public funds to help the destitue get back on their feet in a noble concept for left-leaning idealists, in practical application, it has generated more controversy from both sides of the American political aisle than it has addressed poverty in America. This contorvery has become more heated in light of the two recessions and the housing collapse of late 2009. For this research paper, I will be going the history of Welfare in America. The purpose of this research paper is to look at how and why welfare became a policy and how it has changed since its inception. The sources that I have used are from published literature. In conclusion, the reader will have better knowledge on welfare, the history and changes. I first became interested in the subject of Welfare after working for the Ohio Department of Jobs and Family services; where I met with families and processed their eligibilty for: Food Stamps, Ohio Works First (cash assistence) and Medicaid. Unfortuanlty, durning my training as a case worker no history was given...
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...MLPA 1) Definitions: Money laundering means-1. To transfer ,convert, remit, from or to Bangladesh the money or properties acquired through commission of any predicate offence with an intention to conceal or disguise the illicit origin of the property or smuggle money and property earned through legal and illegal means abroad. 2.to conduct, or attempt to conduct a financial transaction with intent to avoid a reporting requirement under this act. 3.to do or to do attempt to do such activities as the illegitimate source or the money or property may be concealed or disguised or knowingly assist to perform or to conspire to perform such activities. 1.banks 2.financial institution 3.insurence companies 4.money changer 5.companies or organizations remitting or transferring money 6.other organizations running business with the approval of Bangladesh bank 7.such other organizations as may be declared by bb with the approval of government by notification in the official gazette from time to time 8.high court division means the high court division of supreme court 9.suspisus or unseal transaction means A. that substantially deviates from the usual transaction B. that have reasonable cause to suspect that the transaction have involvement with any proceeds of crime. C. property means- any kinds of asset , whether tangible or intangible moveable or immovable Cash, documents , or instrument in any from including electronic or digital which indicates evidential title to...
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...[pic] Independent University, Bangladesh [pic] Compensation system in Grameen Phone Limited HRM370 Compensation System in Gremeen Phone Limited Prepared For: Mr. Monzoor Murshed Course Instructor, HRM 370 Prepared By |Name |ID | |Md. Mahbubul Hoque Bhuiyan |0920713 | |Towhidul Islam Khan |0920034 | |Md. Shamim Rahman |0920108 | | | | | | | | | | Date of submission: 3rd April 2012 Letter of Transmittal 3rd April 2012 ...
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...CHECK YOUR ENGLISH VOCABULARY FOR TOEIC ® by Rawdon Wyatt A & C Black London www.acblack.com First published in Great Britain in 2006 A & C Black Publishers Ltd 38 Soho Square, London W1D 3HB © Rawdon Wyatt 2006 All rights reserved. No part of this publication may be reproduced in any form without the permission of the publishers. A CIP entry for this book is available from the British Library ISBN-10: 0 7136 7508 5 ISBN-13: 978 0 7136 7508 X eISBN-13: 978-1-4081-0234-3 Text typeset by A & C Black Printed in Italy by Legoprint A & C Black uses paper produced with elemental chlorine-free pulp, harvested from managed sustainable forests. Introduction This book has been written for anyone who is planning to take the TOEIC®, and who wants to practice and develop their vocabulary. A greater command of vocabulary is one of the key factors that will help you raise your TOEIC® score. You should not go through the exercises in this book mechanically. It is better to choose areas that you are unfamiliar with, or areas that are of specific interest or importance to you. Each exercise is accompanied by a full answer key at the back of the book. This key also gives you other information about particular vocabulary items (for example, words with similar meanings, alternative words and expressions, etc.) that are not covered in the exercises themselves. When you are doing the tasks in this book, look at the instructions carefully to make sure you understand...
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...[TOEFL GRAMMAR REVIEW!] TIENGANHONLINE.NET Mục lục Grammar Review _______________________________________________ 8 Quán từ không xác định "a" và "an"_________________________________ 9 Quán từ xác định "The" _________________________________________ 10 Cách sử dụng another và other. ___________________________________ 13 Cách sử dụng little, a little, few, a few ______________________________ 14 Sở hữu cách __________________________________________________ 15 Verb ________________________________________________________ 16 1. 1) 2) 3) 4) 1) 2) 3) 4) 1) 2) 3) 4) Simple Present ____________________________________________________________________________ 16 Present Progressive (be + V-ing) ______________________________________________________________ 16 Present Perfect : Have + PII _________________________________________________________________ 16 Present Perfect Progressive : Have been V-ing __________________________________________________ 17 Simple Past: V-ed __________________________________________________________________________ 17 Past Progresseive: Was/Were + V-ing __________________________________________________________ 17 Past Perfect: Had + PII _____________________________________________________________________ 18 Past Perfect Progressive: Had + Been + V-ing___________________________________________________ 18 Simple Future: Will/Shall/Can/May + Verb in simple form __________________________________________ 18 Near Future ____________________________...
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...Grammar Review Một câu trong tiếng Anh bao gồm các thành phần sau đây SUBJECT - VERB AS PREDICATE - COMPLEMENT - MODIFIER (OBJECT) DIRECT INDIRECT SUBJECT có thể là một động từ nguyên thể, một VERB_ING, một đại từ, song nhiều nhất vẫn là một danh từ. Chúng bao giờ cũng đứng ở đầu câu, làm chủ ngữ và quyết định việc chia động từ. Vì là danh từ nên chúng liên quan đến những vấn đề sau: Danh từ đếm được và không đếm được (Count noun/ Non - count noun) ➢ Danh từ đếm được: Dùng được với số đếm, do đó nó có hình thái số ít, số nhiều. Nó dùng được với a hay với the. ➢ Danh từ không đếm được: Không dùng được với số đếm, do đó nó không có hình thái số ít, số nhiều. Nó không thể dùng được với "a", còn "the" chỉ trong một số trường hợp đặc biệt. ➢ Một số danh từ đếm được có hình thái số nhiều đặc biệt. ➢ Một số danh từ đếm được có dạng số ít/ số nhiều như nhau chỉ phân biệt bằng có "a" và không có "a" an aircraft/ aircraft; a sheep/ sheep; a fish/ fish. ➢ Một số các danh từ không đếm được như food, meat, money, sand, water ... đối khi được dùng như các danh từ số nhiều để chỉ các dạng, loại khác nhau của danh từ đó. water ( waters (Nước ( những vũng nước) ➢ Danh từ "time" nếu dùng với nghĩa là "thời gian" là không đếm được nhưng khi dùng với nghĩa là "thời đại" hay "số lần" là danh từ đếm được. Ancient times (Những thời cổ đại) - Modern...
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...www.ibpsexamguru.in Content: Current Affairs 2013 (December 2012,January 2013,febraury 2013,March 2013, April 2013 ) Howdy ! friends . we are providing Five months current affairs for all competitive exam preparation .. Source : Various Location on Web Portal . Contains : 1. International Awareness 2. National Awareness 3. States News 4. Confrences 5. Sports and News 6. Awards and honors 7. Persons In News 8. Important dates 9. Books and Authors 10. Science and technology 11. Economy News INTERNATIONAL Mahama Re-elected as Ghana’s President : On 10 December Ghana’s incumbent President John Dramani Mahama of the ruling National Democratic Congress (NDC) has won the country’s presidential election.Mahama took 50.70 percent of the total valid votes cast, while his closest challenger, Nana Addo Dankwa Akufo-Addo of the New Patriotic Party (NPP) obtained 47.74 percent.With his re-election, Mahama becomes the fourth president to be elected under the Forth Republic.He had served as Ghana’s vice president since 2009. UN, Pakistan Launched ‘Malala Fund’ : Pakistan joined forces with the United Nations on 10 December 2012 to launch a fund aimed at boosting girls’ education throughout the world.The fund is named for Malala Yousafzai, the 15-year-old Pakistani girl. Pakistan’s President Asif Ali Zardari also announced a $10-million donation for a global war chest to educate all girls by 2015 set up in the name of Malala Yousafzai for campaigning for girls’ education. Shinzo Abe Elected...
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...Sưu t m và thi t k b i Ph m Vi t Vũ -1– Ôn t p ng pháp ti ng Anh 1. C u trúc chung c a m t câu trong ti ng Anh: M t câu trong ti ng Anh thư ng bao g m các thành ph n sau ñây: Ví d : SUBJECT John and I We He I VERB ate studied runs like walking. COMPLEMENT a pizza "present perfect" MODIFIER last night. last week. very fast. 1.1 Subject (ch ng ): Ch ng là ch th c a hành ñ ng trong câu, thư ng ñ ng trư c ñ ng t (verb). Ch ng thư ng là m t danh t (noun) ho c m t ng danh t (noun phrase - m t nhóm t k t thúc b ng m t danh t , trong trư ng h p này ng danh t không ñư c b t ñ u b ng m t gi i t ). Ch ng thư ng ñ ng ñ u câu và quy t ñ nh vi c chia ñ ng t . Chú ý r ng m i câu trong ti ng Anh ñ u có ch ng (Trong câu m nh l nh, ch ng ñư c ng m hi u là ngư i nghe. Ví d : “Don't move!” = ð ng im!). Milk is delicious. (m t danh t ) That new, red car is mine. (m t ng danh t ) ðôi khi câu không có ch ng th t s , trong trư ng h p ñó, It ho c There ñóng vai trò ch ng gi . It is a nice day today. There are a fire in that building. There were many students in the room. It is the fact that the earth goes around the sun. 1.2 Verb (ñ ng t ): Trư ng ð i H c Kinh T ðà N ng Sưu t m và thi t k b i Ph m Vi t Vũ -2– ð ng t là t ch hành ñ ng ho c tr ng thái c a ch ng . M i câu ñ u ph i có ñ ng t . Nó có th là m t t ñơn ho c m t ng ñ ng t . Ng ñ ng t (verb phrase) là m t nhóm t g m m t ho c nhi u tr ñ ng t (auxiliary) và m t ñ ng t chính. I love you. (ch hành ñ ng) Chilli is hot. (ch...
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