...CHAPTER ONE The Organization 1.0 Introduction United Commercial Bank Limited (UCBL) is a Bangladesh based private commercial bank that provides banking services. The services include corporate and retail banking, loans, credit cards, online banking and money transfer services. The bank operates in Bangladesh having its headquarter in Gulshan, Dhaka. UCBL has its firm commitment towards the society for the economic development of the country. Their position is 6th among the 52 banks which include 10 specialized banks, 9 foreign banks and 30 private banks. So the bank has already become a significant part of our economy by serving its clients through their personalized service, innovative practices, dynamic approach and efficient Management. At present, UCBL is aiming to play a leading role in the economic activities of the country, planning to establish more sustainable business relations with large corporate groups and overcome all its deficiencies and give their competitors an edge. 1.1 History United Commercial Bank Limited (UCBL) is considered as one of the first generation bank of Bangladesh. It was incorporated on 26th June 1983 as a public company with limited liability under the Companies Act 1993. It obtained permission to start business from 26 June 1983 and started banking operations on 29th June 1983 with an authorized capital of Tk. 100 million divided into 1 million ordinary shares of Tk. 100 each. 1.2 Vision of the UCBL To hold the position...
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...motivational tool for them, also gives them encouragement and inspiration to move up the ladder of success. Overall, I have experienced a very friendly and supporting environment at Islami Bank Bangladesh Limited, which gave me the pleasure and satisfaction to be a part of them for a while. While working in different departments of this branch I found each and every employee is friendly to me to cooperate. They have discussed in details about their respective tasks. I also participated with their works. So I learnt the Banking operations of three departments of IBBL: (1) General Banking (2) Investment & (3) Foreign Exchange etc. While making this report I tried to discuss the activities of the Bank regarding their different Investment-modes now performing and the activities I focused on their nature. 1.1 Origin of the Report: The report named “Diversified portfolio & Performance analysis” of Islami Bank Bangladesh Limited was offered by Islami Bank Bangladesh Limited on January 25, 2007 as a requirement for the completion of the Internship program as a student BBA program of Bangladesh University of Business & Technology (BUBT). The primary goal of the...
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...APPROVAL LETTER TO WHOM IT MAY CONCERN ACKNOWLEDGMENT DECLARATION I hereby declare that the work reported in this project work on “Nepal Investment Bank Limited.” submitted to Thames International College, Tribhuvan University is my original work done in the form of partial requirement for the degree of Bachelor of Information Management (BIM). It has not been previously submitted to any other University or any other examination(s) nor has been duplicated from any other reports. ………………………………………. Laju Shrestha Exam Roll No:2763/10 TU Registration No: 7-2-450-106-2010 Contents APPROVAL LETTER i TO WHOM IT MAY CONCERN ii ACKNOWLEDGMENT iii DECLARATION iv LIST OF TABLES vii LIST OF FIGURES viii ABBREVIATION ix CHAPTER: 1 1 INTRODUCTION 1 1.1Background 1 1.2Objective of the Internship 2 1.3Methodology 3 1.3.1Organization Selection 3 1.3.2 Sources of Data 3 1.3.3 Placement 4 1.3.4Duration of field work 4 1.3.5 Activities performed in various department 5 CHAPTER: 2 6 INTRODUCTION TO THE BANKING INDUSTRY 6 2.1 Introduction to Banking 6 2.2 Nature and Importance of Banks 6 2.3 History of Banking 7 2.4 History of Banking in Nepal 8 2.5 Types of Banks 9 2.6 Commercial Bank 9 2.6.1 Functions of Commercial Bank 10 CHAPTER: 3 11 INTRODUCTION TO THE ORGANIZATION 11 3.1 Introduction of NIBL 11 3.2 Vision 11 3.3 Mission 11 3.4 Background 12 3.5 Capital Structure of NIBL 12 3.6 Organization structure...
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...Internship Proposal on: Credit Risk Management Practices in Sonali Bank Ltd Performance Evaluation of Sonali Bank Ltd Foreign Exchange Operation of Sonali Bank Ltd | Prepared For: Sadia Noor Khan Lecturer Department of Banking & Insurance Prepared By: Maiful Kausar Ikra ID-17-023 Department of Banking & Insurance University of Dhaka Department of Banking & Insurance Submission Date: January 14, 2015 Proposed Internship Topics Introduction to the Study: Each BBA program needs practical knowledge of the respective field of discipline to be fruitful. Our BBA program also has an internship program, relating to the exchange of theoretical knowledge into the real life practical situation. To support my internship report I will work as an intern in Sonali Bank Ltd. My name is Maiful Kausar Ikra. It was great opportunity for me to complete my internship program in the largest state owned commercial bank "Sonali Bank Ltd." As a part of internship program I want to prepare report on the following topics…… 1.Credit Risk Management Practices in Sonali Bank Ltd Background of the study: To support my internship report I will work as an internee Sonali Bank Ltd. and my topic of the report is "Credit risk management practices in Sonali Bank Ltd." as part of the fulfillment of internship requirement. One of most significant challenges for a bank is to strongly manage its credits. Since the largest...
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...OVERVIEW OF FOREIGN EXCHANGE OPERATION (IMPORT PROCEDURE) OF FIRST SECURITY ISLAMI BANK LTD. & A COMPARATIVE ANALYSIS WITH OTHER BANKS by Taslima Akter ID# 0931048 An Internship Report Presented in Partial Fulfillment of the Requirements for the Degree Bachelor of Business Administration INDEPENDENT UNIVERSITY, BANGLADESH May, 2013 Comparative study of Foreign Exchange Operations of FSIBL 1 AN OVERVIEW OF FOREIGN EXCHANGE OPERATION (IMPORT PROCEDURE) OF FIRST SECURITY ISLAMI BANK LTD. & A COMPARATIVE ANALYSIS WITH OTHER BANKS by Taslima Akter ID# 0931048 has been approved 9th May 2013 ______________________________ Abul Khair Jyote Lecturer, Marketing School of Business Independent University, Bangladesh Comparative study of Foreign Exchange Operations of FSIBL 2 Table of Contents Particulars Page No. Letter of Transmittal 01 Acknowledgement Executive Summary 02 04 Chapter-01 Introduction Overview of First Security Islami Bank Ltd Vision 06 07 08 Mission Strategies Financial Highlights Corporate Information 08 09 10 11 Board of Directors Products And Services Organizational Structure My job Responsibilities Branch Network 12 13 14 15 15 Findings Recommendations 15 16 Chapter-02 Introduction Background of the Report Scope of the Study: Objective of the Study Benefit of the report Limitations of the Study 17 17 18 18 19 19 Chapter-03 Literature Review 21 Chapter-04 Methodology 23 Chapter-5 Foreign Exchange (Import Procedure) Foreign Exchange 24 Foreign...
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... By Nabila Alam ID # 0931059 An Internship Report Presented in Partial Fulfillment Of the Requirements for the Degree Bachelor of Business Administration INDEPENDENT UNIVERSITY, BANGLADESH April, 2013 Comparative Analysis of Import Division of EXIM Bank Ltd Page 1 A STUDY ON PERFORMANCE ANALYSIS: IMPORT DIVISION OF EXPORT IMPORT BANK OF BANGLADESH LIMITED By Nabila Alam ID# 0931059 Had Been Approved April,2013 ______________________________ Abul Khair Jyote Lecturer, Marketing School of Business Independent University Bangladesh Bashundhara R/A, Dhaka Comparative Analysis of Import Division of EXIM Bank Ltd Page 2 Table of Content Particulars Letter of Transmittal Acknowledgement Executive Summery Page No. 5 6. 7 Part – I Working Report on Export Import Bank of Bangladesh Limited Background & History Corporate Information‟s at a Glance Vision & Mission Objectives Corporate Objectives Board of Directors Shariah Board Islamic bank extend investment (loan) under the principles Branches of EXIM BANK in Bangladesh Financial Performance of EXIM BANK Limited Working Experience at EXIM BANK Job as an Intern Critical Observation and Recommendation 9 10 12 12 13 13 14 15 16 18 20 20 23 Part – II A STUDY ON PERFORMANCE ANALYSIS: IMPORT DIVISION OFEXPORT IMPORT BANK OF BANGLADESH LIMITED Chapter 1: Introduction 1.1 Introduction &Background 1.2 Rationale of the Study 1.3 Objective of the Report 1.4 Limitations Chapter 2: Literature Review 2.1...
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...of the study. It is the process of studying past documents about a particular field. It gives an idea to the researcher that what is studied up to now and what is to be studied. In this part, the researcher collects different published informed icon associated with the topic of study which helps the researcher to generalize the new idea about the topic. The preparation of this report is based on the information and experience gained by working as the intern at the Nabil Bank, Dharan branch for two months. In addition to this, this report is also the result of the various information acquired through internet, books, banks annual report, previous year’s internship report, etc. The internship at the Nabil Bank, Dharan branch was very fruitful as it enabled us to gain the practical knowledge regarding our theoretical course. The internship program is very necessary for the student’s career development as the students will be able to observe the actual working system of the banks. Therefore this report is the outcome of the knowledge, experience and our hard work during our internship program. In this report, I have tried to explain about the commercial banks, customer service and used trend analysis, graphical analysis as well as ratio analysis...
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...Table of Contents * 1 INTRODUCTION * 1.1 OBJECTIVE OF THE STUDY * 1.2 METHODOLOGY OF THE STUDY * 1.3 IMPORTANCE OF THE STUDY * 1.4 LIMITATION OF THE STUDY * 1.5 PURPOSE OF THE REPORT * 2 ABOUT JANATA BANK LIMITED * 2.1 VISION OF JANATA BANK * 2.2 MISSION OF JANATA BANK * 2.3 OBJECTIVES OF JANATA BANK * 2.4 VALUES OF JANATA BANK * 2.5 BUSINESS PHILOSOPHY OF JANATABANK LTD. * 2.6 THEIR LONG TERM STRATEGY * 2.7 BUSINESS AREAS OF JANATA BANK LTD. * 2.8 ORGANIZATIONAL STRUCTURE OF JANATA BANK * 2.9 History of the Bank * 2.9.1 Functions of the Bank * 2.9.2 Branch network * 2.9.3 Management system * 2.9.4 Products and Services * 3 Introduction: * 3.1 FUNCTIONS OF GENERAL BANKING: * 3.1.1 Documents to be obtained for different types of account: * 3.1.2 Remittance Section: * 4 Foreign Exchange * 5 Guarantee * 6 Bank’s liability: * 6.1 Fiscal incentives: * 6.2 Financial incentives: * 7 Remittance * 7.1 Interest received from Loan for the last 3 years * 8 BIBLIOGRAPHY * 10 Conclusion: CHAPTER 1 Introduction 1.1 Introduction Generally by the word "Bank" we can easily understand that the financial institution dealing with money. But there are different types of banks like Central Banks, Commercial Banks, Savings Banks, Investment Banks, Industrial Banks, and Co-operative Banks etc. But when JBL...
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...0910231 Indepe ndent University, Bangladesh IUB 1 Letter of Transmittal April 25th 2013 Parvej Ahmed Sharif Lecturer, MIS School of Business Independent University Bangladesh, IUB Dhaka, Bangladesh. Subject: Submission of the internship working report. Dear Sir, With due respect, I would like to inform you that, it is a great pleasure for me to submit the working report on ‘Prime Bank Limited’Banani Branch, Dhaka, Bangladesh. As a requirement to complete my BBA program. My internship period started from January29th to April 15th 2013. It was a great pleasure for me to have the opportunity to work on this bank. I endeavor my best to come up with a good report. I would be very happy to provide you with any clarification regarding the report. Please contact with me if you have any query and please kindly accept my paper and oblige me thereby. Thank you, Sincerely yours, Sumaiya Monir 0910231 2 Acknowledgements The successful accomplishment of this working report of Internship is the outcome of the contribution and involvement of a number of people, especially those who took the time to share their thoughtful guidance and suggestions to improve the paper. At the beginning I would like to pray my gratitude to the Almighty for giving me the ability to work hard under pressure. I have deepest gratitude to my...
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...Conventional Bank & IBBL Corporate profile of IBBL: Islami Bank Bangladesh Ltd. (IBBL) was incorporated on March 13, 1983 under the companies Act, 1913 as the first interest free Shariah based commercial bank in South East Asia. IBBL started functioning on March 30, 1983 and formally inaugurated on August 12, 1983. The bank was promoted by 23 local sponsors including the Government of Bangladesh and 4 local institutions and 13 foreign sponsors including Islamic Development Bank (IDB). The foreign investors hold 57.37% of total shares while the local investors hold the rest 42.63%. There is a Shariah council, which is entrusted with the responsibility for ensuring that the activities of the bank are being conducted on the precepts of Islam. IBBL is one of the leading first generation private sector banks in Bangladesh, which provides all kinds of commercial banking services to the customer. The bank went for IPO in November, 1985. The IBBL got enlisted with Dhaka Stock Exchange Ltd (DSE) in 1985 and Chittagong Stock Exchange Ltd. (CSE) in 1996. IBBL has been declared as one of the 20 blue chip companies by DSE and as one of the 30 best companies by CSE. The bank has grown significantly over the last 24 years in operation. The initial paid up capital of the bank was TK. 67.50 million. IBBL has already issued rights shares on four different occasions and also issued bonus shares (Stock Dividend) on three occasions. The bank...
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...whole. Nepal Bank Limited being the first bank of Nepal, is a pioneer banking institution of Nepal. Nepal Bank Limited seeks to provide and Environment within which the bank can bring unique financial value and service to all customers. Being a sound institution where depositors have continue to have faith in the security of their fund and receive reasonable returns. Borrowers are assured of appropriate credit facilities at reasonable prices. Other service seekers receive prompt and attentive service at reasonable cost through its extensive branch networks around the country. Beside this NBL has been providing various modern banking products and services to its customers. For this to take place I enrolled with NBL kalimati branch as an intern for the period of two months. The help desk service includes the services of account opening, balance inquiry, publishing account statement, issuing cheque book, account close and etc. The management service department includes allotment of salary to the staffs, issuing the pin code of ATM, keeping record of employees and stock, scanning photo and signature of customers and many mores. The remittance service mainly involves the fund transfer from one place to another and also from another country as well. Beside this NBL has used various...
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...which develops, manufactures and markets medical devices internationally, with China and Japan as its key customers. It is incorporated in Bermuda and headquartered in Singapore. On top of that, it also has representative offices in Indonesia, Hong Kong, Taiwan and Korea. Biosensors’ main sources of income are from its operations in China (26.8%) and licensing businesses (9%). The Group operates in 4 main segments, namely, interventional cardiology, critical care, cardiac diagnostic and licensing revenue. With a matured market for medical devices, Biosensors faces fierce competition and pricing pressures in the healthcare sector globally. Over the years, Biosensors had several joint ventures in China. It made Biosensors the strongest foreign player amongst Medtronic, Boston Scientific and other multinational competitors in the medical devices industry (Biodesign.stanford.edu, 2012). To keep ahead of the competition, Biosensors invested US$34 million in its research and development for its latest development...
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...Internship Report, internship document , internship term paper. ON FOREIGN EXCHANGE ACTIVITIES OF JAMUNA BANK LTD. [pic] Submitted to Lecturer Department Of Business Administration Southeast University Submitted by Md.Mahbubul alam Program: BBA Major: Finance ID: M20811111090 Batch: 15th [pic] Acknowledgement At first I convey my special thanks to Lecturer Ms. Jannatul Ferdaous, my honorable supervisor for her proper supervision during her busy days. Also thanks to Mr. Engr. S.M. Anisuzzaman, VP and Branch Incharge, Jamuna Bank Limited, Sonargaon Road Branch for his cooperation during my internship period in the Bank. Then thanks to all other officials of JBL, SRB specially Mr. Khalad Mosharaf (FEO), Mr. Illias Uddin Ahamed Chowdhury (SEO), Mr. Yousuf Solaiman Russel (JAVP), Mr. Yeasir Mahamud (SEO), Ms. Roksana (EO) and Mr. Anwarul Kobir (FAVP) & sub Manager, for their cooperation, appreciation and amiable behavior which made my internship report worthy and valuable. I also express my special thanks to my intern colleagues of the Bank. Finally I apologize to those whose names I have not mentioned in my acknowledgment. However they are in the core of my heart and I am always grateful to them. (Md. Nazmus Sakib) BBA, Major in HRM ID...
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...ANZ Vietnam Internship Report ANZ Vietnam Internship Report Internship Report Synopsis Name | Nguyen Tran Tuan Chau | ID | 03001011011003 | Program | Bachelor of International Management | University | Banking University Ho Chi Minh City | Duration | April 2nd – July 1st, 2014 | Advisor | Hoang Van Chien | Supervisor | Nguyen Huynh Phuoc An, Manager of Credit Assessment Nguyen Xuan Phuong, Assistant Manager of Credit Assessment | Type of Internship | Credit - Finance and Banking | Institution name | Australia and New Zealand Banking Group Limited (ANZ) | TABLE OF CONTENTS Acknowledgement 4 Executive Summary 5 Chapter I: Company Profile A. ANZ Global 1. Overview 6 2. Achievements 6 B. ANZ Vietnam 1. Location in Ho Chi Minh City 8 2. Local Network 9 3. Website 9 4. History Background 9 5. Key Milestones 10 6. Shareholders 11 7. Achievements 11 8. Strategy: Blueprint for Success 13 9. Products and Services 9.1. Institutional – Commercial Banking 14 a. Institutional Banking 14 b. Commercial Banking 15 9.2. Retail Banking 15 10. Customers 17 11. Organizational Chart 17 12. ANZ Share Priorities 2014 18 Chapter II: Working Diaries 1. Internship Activities 19 2. Activities and the Role of Credit Assessment to ANZ 20 3. Performance of Credit Assessment – Personal Loan 21 Chapter III: Conclusion 1. Assessment of the Internship 22 ...
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...1. INTRODUCTION 1.1 origin of the report I started my internship on National Credit & Commerce Bank Limited –NCCBL Motijheel Branch on 19th September and ended on 19th December 2013. Throughout my internship period Fatima Satter, Lecturer of Eastern University was my academic supervisor and Md.Ayub Assistant Vice President &MD.Masum Manager Operation was my field supervisor. A study on a particular topic is a mandatory part of the internship program. I was authorized to make a study on the “performance evaluation on National Credit & Commerce Bank Limited”. In this whole study I tried to connect my own financial knowledge to the financial data of. I tried my level best to produce a quality study on “Performance evaluation on National Credit & Commerce Bank Limited”. 1.2 Problem Statement & Justification The financial performance evaluation on bank is unknown. The reason for the research was to do a pilot study and we wanted to identify bank’s financial data analysis or change in year by year. By this study Bank organization can make better decision to improve their growth and to compare the competitor they visualize their position. 1.3Limitations of the study It was a great opportunity for me to work in NCC Bank limited as an Intern and a make a study on the financial performance analysis of it but there were surely some limitations while making this study. They are- * Difficulty in accessing latest data of internal operations for data security...
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