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Internship Report on Credit Management

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Submitted By kibria
Words 1657
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Basis for Loan Classification (BRPD Circular # 05 dated 05-06-2006):
|Categories of Loans |Past due/ Overdue |SMA |Sub-standard |Doubtful |Bad/Loss |
|Continuous Loan |If not repaid/renewed within the fixed |Overdue for a period of |6 to less than 9 months |9 to less than 12 months|12 months and above |
| |expiry date for repayment will be treated |90 days i.e. 3 months or| | | |
| |as past due from the following day of the |beyond but less than 6 | | | |
| |expiry date. |months | | | |
| |If not repaid/renewed within the fixed |Overdue for a period of |6 to less than 9 months |9 to less than 12 months|12 months and above |
| |expiry date for repayment will be treated |90 days i.e. 3 months or| | | |
|Demand Loan |as past due from the following day of the |beyond but less than 6 | | | |
| |expiry date. |months | | | |
| | Any installment (s) or part of installment|If the amount of |Amount of defaulted |Amount of defaulted |Amount of defaulted |
| |(s) is not repaid within the fixed expiry |defaulted installment is|installment = 6 to less |installment = 12 to less|installment = 18

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