Premium Essay

Investment Basics

In:

Submitted By SMercedes
Words 1272
Pages 6
Investment Basics
Stephanie M. Council
Professor Bartorillo
Investments – FIN 320
July 22, 2011

We will discuss the investment process, describe and evaluate four investments for consideration in any investment portfolio. These four investment considerations are bonds (corporate and municipal), stocks (commom and preferred), mutual funds and derivatives. We will analye the risk and return issues associated with each for a portfolio. Finally, we will provide rationale for each of the portfolio selections. The investment process is an investor’s portfolio of his or her assets. We know assets are “anything tanible or intangible that is capable of being owned or controlled to produce value and that is held to have positive economic value” (“Assets,”). As the portfolio is established, it starts to update once the investor begins to sell securities, buy securities and get additional funds to increase the size of its portfolio. However, investors do sell securities to decrease their portfolio.
There are a few key points an investor should note when making investments. One should always create a portfolio based on asset classes which have long term up trends. Secondly, an investor should not buy investments at random and believing for the best. Thirdly, the investor should always monitor the funds. This can be done quarterly to optimize returns on their holdings, returns rankings and etc… Finally, but nottheless, an investor should utilize monitioring organizations. Some of these organizations are CDS Weinberger, Morningstar, Value Line Investment Survey Professional Edition and Standard & Poors.
The investor has several different classes for investment assets. These classes are real estate, stock, bonds, commodites and etc… There are two ways of constructing one’s portfolio. They are asset allocation and security selection. “Asset

Similar Documents

Free Essay

Mortgage

...Leah Dolce ECO 103 Mortgage Project While doing this project, I kept finding myself to be very indecisive as to what I wanted in a home and what things would be important to me if I were to purchase one. This project helped me understand the basics of buying a home such as: where I would want my kids to go to school, how many bedrooms, how many bathrooms, property, neighborhood reputation, and much more. I had very little knowledge about most of the surrounding area so now I know what kind of research I would have to do to make sure I know exatcly what I want when purchasing a home. I did know I wanted it to be at least 3 bedrooms, 2 bathrooms, and have an updated kitchen. I was able to find those things in the home I selected but what I didn't realize was what the cost would be. There is a huge financial difference between a 15 year fix and a 30 year fix mortgage. For the home I selected it was a $522.76 difference in the monthly payment and a $91,271.79 difference in the amount of interest I would be paying for the life of the loan. If I was abel to afford such a hefty, monthly payment I would choose the 15 year mortgage because in the long run it would be cheaper. The lesson learned here, though, is find a more affordable house and make updates as you go along. All -in-all I had fun doing this project and it helped me understand the process into buying a home and gave me great internet resources to do...

Words: 282 - Pages: 2

Premium Essay

Hostel Management Synopsis

...SYNOPSIS TITLE OF THE PROJECT HOSTEL MANAGEMENT SYSTEM PROBLEM STATEMENT This project needs to create the Hostel Management System (HMS) to organize the rooms, mess, student’s record and the other information about the students. All hostels without HMS are managed manually by the hostel office. And hence there is a lot of strain on the person who are running the hostel. This particular project deals with the problems on managing a hostel and avoids the problem which occur when carried manually. INTRODUCTION In hostels without a HMS all the things have to be done manually. The Registration form verification to the different data processing are done manually. Thus there are a lot of repetitions which can be easily avoided. Identification of the drawbacks of the existing system leads to the designing of computerized system that will be compatible to the existing system with the system which is more user friendly and more GUI oriented. We can improve the efficiency of the system, thus overcome the drawbacks of the existing system. Hostel management gives on idea about how the students details, room allocation, mess expenditure are maintained in the particular concern. The hostel management system also includes some special features like How many students can live in a room, and the students of the hostel can be recognized from their ID number. The administration has the unique identity for each members as well as students details. The stock management...

Words: 903 - Pages: 4

Free Essay

How to Present to Investors

...nonstop work. Startups are a counterexample to the rule that haste makes waste. (Too much money seems to be as bad for startups as too much time, so we don't give them much money either.) A week before Demo Day, we have a dress rehearsal called Rehearsal Day. At other Y Combinator events we allow outside guests, but not at Rehearsal Day. No one except the other founders gets to see the rehearsals. The presentations on Rehearsal Day are often pretty rough. But this is to be expected. We try to pick founders who are good at building things, not ones who are slick presenters. Some of the founders are just out of college, or even still in it, and have never spoken to a group of people they didn't already know. So we concentrate on the basics. On Demo Day each startup will only get ten minutes, so we encourage them to focus on just two goals: (a) explain what you're doing, and (b) explain why users will want it. That might sound easy, but it's not when the speakers have no experience presenting, and they're explaining technical matters to an audience that's mostly...

Words: 303 - Pages: 2

Free Essay

Table

...(L) SUK H207 AHCC1113 (P) V207 AHCC1113 (P) M102 (L) FAI DKB AELE0343 (P) SUK CC205 JS AHCC1163 (P) FAI M003 AELE0343 (T) SUK H207 JS AHCC1163 AHCC1153 (L) WYL DKB AHCC1153 (P) WYL LAB 2 AHCC1163 (P) FAI V207 AHCC1153 (P) WYL LAB 3 AELE0343 READING AND WRITING AHCC1153 BASIC SOFTWARE APPLICATION I AEPD1013 STUDY SKILLS AHCC1163 DRAWING BASIC AHCC1103 ART APPRECIATION AHCC1113 GRAPHIC DESIGN BASICS School of Social Science and Humanities Certificate in Graphic Design - Year 1 1st semester 2013/2014 8 9 10 AHCC1103 (T) HAR V102 11 AHCC1113 (L) JS DK 6 Tutorial Group: M1CGD2 12 1 2 3 4 AEPD1013 (L) PRA H209 5 6 7 8 9 Mon Tue Wed Thu Fri Sat AHCC1103 (L) HAR DK AB1 AELE0343 (L) SUK H207 AEPD1013 (T) PRA H207 AHCC1163 (L) FAI DKB AELE0343 (P) SUK CC205 AHCC1153 (L) WYL DKB AHCC1113 (P) V304 AHCC1113 (P) V207 AELE0343 (T) SUK H207 JS JS AHCC1163 (P) FAI V208 AHCC1153 (P) WYL LAB 2 AHCC1153 (P) WYL LAB 2 AHCC1163 (P) FAI V202 AELE0343 READING AND WRITING AHCC1153 BASIC SOFTWARE APPLICATION I AEPD1013 STUDY SKILLS AHCC1163 DRAWING BASIC AHCC1103 ART APPRECIATION AHCC1113 GRAPHIC DESIGN BASICS School of Social Science and Humanities Certificate in Graphic Design - Year 1 1st semester 2013/2014 8 9 AEPD1013 (L) PRA H209 10 11 AHCC1113 (L) JS DK 6 Tutorial Group: M1CGD3 12 1 2 3 AHCC1103 (T) HAR V104 AELE0343 (L) SUK H207 4 5 6 7 8 9 Mon Tue Wed AHCC1103 (L) HAR DK AB1 AHCC1163...

Words: 517 - Pages: 3

Premium Essay

Course Descriptions

...GE117 Composition I | A 4 credit hour Composition course This course covers phases of the writing process, with special emphasis on the structure of writing and techniques for writing clearly, precisely and persuasively. Prerequisite or Corequisite: TB133 Strategies for the Technical Professional or equivalent GE127 College Mathematics I | A 4 credit hour Mathematics course This course will include, but is not limited to, the following concepts: quadratic, polynomial and radical equations, linear functions and their graphs, systems of linear equations, functions and their properties and triangles and trigonometric functions. Activities will include solving problems and using appropriate technological tools. Prerequisite: GE184 Problem Solving or TB184 Problem Solving or GE150 Survey of the Sciences or equivalent; Prerequisite or Corequisite: TB133 Strategies for the Technical Professional or equivalent GE184 Problem Solving | A 4 credit hour Science course This course introduces students to problem solving techniques and helps them apply the tools of critical reading, analytical thinking and mathematics to help solve problems in practical applications. GE192 College Mathematics II | A 4 credit hour Mathematics course This course will include, but is not limited to, the following concepts: exponential and logarithmic equations and functions, graphs of trigonometric functions, trigonometric equations, polar coordinates, oblique triangles, vectors and sequences. Prerequisite:...

Words: 1186 - Pages: 5

Premium Essay

Kickflip Research Paper

...How to perform a kickflip with skateboard You are a novice skater and you want to learn the techniques to do the trick? This guide will explain how to make one of the tricks the best known and the basic art of skateboarding: the kickflip! The kickflip commonly called flip is one of the basic tricks of skateboarding . This number was invented by the famous American skater Rodney Mullen in the mid -eighties. This development will add to the other maneuvers, such as the grind or manual, thus creating trick combos very stylish! Make sure you have at hand: *skateboard *helmet *knee 1.This lesson will teach you how to close a kickflip . Many skater , to learn, trying several times to perform the kickflip standing still, so you can learn the correct...

Words: 417 - Pages: 2

Free Essay

Abacus Aat Pricing & Tktg Quick Ref 073109.Pdf

...Display Basic Entry FT1 Tax Details from List RB2 Specific Tax Code RB2MNLLAX–PR/LAXMIA–AA Passenger Facility Charge Basic Entry Optional Qualifiers Travel Date Multiple Carriers Display All Types of Fares Return Travel Date Fare Display from Segment Continuation Entries Redisplay Fare Tax Breakdown Display Display RBD Conditions Display RBD by Carrier FQHELP FQBKKMNL–PR/USD FQMNLBKK–TG¥QYEE6M FQMNLBWN–BR¥BY FQMNLTPE–PR¥PINF FQMNLTPE–PR¥PSEA/LBR TXN∗BKK TXN∗1 TXN∗∗XA PXC∗SFO Basic Entry Fare Rule by Line Number Redisplay Rule Information Routing Map FARE RULE DISPLAY RDMNLLAX11SEPLEE6M–PR RD2 Quick Reference Page RDHELP RD∗ Rule Menu of Categories RD2∗M RD2∗RTG Specific Categories RD2∗5/15/22 NON-ITINERARY PRICING WQMNLHKGLAX–ACX/VCX Quick Reference Page Basic Entry Optional Qualifiers Currency Code Passenger Type Code Operating Carrier Date & Booking Class Surface Segment Connection City Continuation Entries Fare Details from List Fare Rule Display Rule Display of First Fare Rule Display from Fare List Fare Basis Code WQHELP WQMNLHKG–ACX/VCX/MUSD WQMNLKULMNL–AMH/VMH/PCNN/PINF WQMNL/ASQSIN/APRMNL–VSQ WQMNL29MAR/CYBKK13APR/CSMNL–ATG/VTG WQMNL14APR/APRHKG/–BKK19APR/ATGMNL–VPR WQMNL24APR/XHKG24APRSFO29MAY/XHKG31MAYMNL–ACX/VCX WQ¥1 WQRD∗ WQRD∗L3 WQRD∗QYOX Fare Calculation WQ¥DF2 Rule Menu of Categories WQRD∗L2¥M Specific Categories WQRD∗L2¥C6/7 Quick Reference Page WQRDHELP FAREX PRICING NET FARE LIST Basic Entry Multiple Carriers NET FARE DISPLAY Basic Entry...

Words: 1491 - Pages: 6

Premium Essay

Lab 6

...and logical operators in computer programs. Use compound logical conditions. Required Setup and Tools Standard lab setup Lab Manual Lab Demo Media and Startup Files CD Recommended Procedures Complete Lab 6.2: Flowcharts from the lab manual. Deliverables Submit the following at the end of this lab activity: Corrected variable declarations and initializations using Visio in Step 2 Corrected module calls using Visio in Step 3 Corrected inputOptions() module using Visio in Step 4 Corrected displayProvider() module with case labels and flow lines using Visio in Step 5 Corrected displayChoices() module with logical operators using Visio in Step 6 Completed and workable flowchart using Visio in Step 7 Unit 6 Lab 6.3: Visual Basic Programming Challenge Learning Objectives and Outcomes Use flowcharts and pseudocode to represent Boolean conditions. Use if-then, if-then-else, and case structures in a computer program. Use Boolean variables and logical operators in computer programs. Use compound...

Words: 355 - Pages: 2

Free Essay

Sales and Inventory System

...Rica A. Hernandez BSCS 2101 Start Microsoft Visual Basic 6.0 (VB6) The New Project dialog box will appear. If it doesn't go up to the menu bar and select File -> New Project In the New Project dialog select Standard EXE, and click the Open Button. This will bring up your new Project 1 application with Form1 visible. Already Visual Basic has done a lot for us. As you can see this tutorial isn't very long but already you have a full working application. You can see your new program in action by going up to the menu bar and selecting Run -> Start (Or simply press the F5 key). You should see the Form1 window appear: This is a fully functional application. You can move it around, minimize and maximize it, and close it down. For you to do this same thing in C++ - the original language most of Windows was written in you would have written hundreds of lines of code. You area already getting to see some of the extreme power VB gives you. Now lets continue with the tutorial.  Lets make this program say hello! On the left side of the screen you can see the toolbox (if this doesn't show up go to the top menu bar and select View -> Toolbox). In this toolbox you will see a picture of a button. Double click the button icon and it will create a Command1 CommandButton in the center of your form.    If you run the program now (Press F5) you will see your window now has a button labeled Command1 in the center of it, but if you click the button it doesn't do anything...

Words: 628 - Pages: 3

Free Essay

Pt1420

... city, state, zip Display “Enter your telephone number” Input Telephone number Display “Enter college major” Input college major Input Information Console.Write("Enter your full name: ") name = Console.ReadLine() Console.Write("Enter your address, city, state, and zip: ") addressCityStateZip = Console.ReadLine() Console.Write("Enter your Telephone Number: ") telephoneNumber = Console.ReadLine() Console.Write("Enter your College Degree: ") collegeDegree = Console.ReadLine() Visual Basic Code: Sub Main() 'Declarations for variables Dim name As String Dim addressCityStateZip As String Dim telephoneNumber As String Dim collegeDegree As String 4) Total Purchase A customer in a store is purchasing five items. Design a program that asks for the price of each item, and then displays the subtotal of the sale, the amount of sales tax, and the total. Assume the sales tax is 6%. Visual Basic Code: Console.Title = "Total Purchase" Console.WriteLine("Input the amount of each item purchased") Console.WriteLine("Item 1") Dim Num1 As Double Num1 = Console.ReadLine() Console.WriteLine("Item 2") Dim Num2 As Double Num2 = Console.ReadLine() Console.WriteLine("Item 3") Dim Num3 As Double Num3 = Console.ReadLine() Console.WriteLine("Item 4")...

Words: 290 - Pages: 2

Free Essay

Asp.Net Application for Book Doisplay

...} } public Book1(string p1,string p2,string p3,double p4) { // TODO: Complete member initialization this.isbn = p1; this.title = p2; this.author = p3; this.buyprice = p4; } } public partial class display : System.Web.UI.Page { private ArrayList books; String txt; String bookname; String bookauthor; double price; protected void Page_Load(object sender, EventArgs e) { books = new ArrayList(); BookDetails(); } private void BookDetails() { Book1 b1 = new Book1("978-1449311520", "adoop: The Definitive Guide", "Tom White", 15.99); Book1 b2 = new Book1("978-0735667044", "Microsoft Visual Basic 2013 Step by Step", "Michael Halvoson", 9.50); Book1 b3 = new Book1("978-0993088100", "Fifty Quick Ideas to Improve Your User Stories", "David Evens/Gojko Adzick", 33.00); Book1 b4 = new Book1("978-1428336117", "The Medical Manager Student Edition", "David Fitzpatrick", 99.00); Book1 b5 = new Book1("978-0769302652", "Introduction to Language Development", "Scott McLaughlin", 55.00);...

Words: 773 - Pages: 4

Premium Essay

Unit 3

...Lab 3: Input, Processing, and Output This lab accompanies Chapter 2 (pp. 56-68) of Starting Out with Programming Logic & Design. Chris Garcia Name: ___________________________ Lab 3.1 – Pseudocode This lab requires you to think about the steps that take place in a program by writing pseudocode. Read the following program prior to completing the lab. Write a program that will take in basic information from a student, including their name and how many credits they have taken in Network Systems Administration program. The program will then calculate how many credits are needed to graduate. Display should include the student name and the number of credits left to graduate. This should be based off a 90 credit program, where some courses are half credits. Step 1: This program is most easily solved using just a few variables. Identify potential problems with the following variables declared in the pseudocode. Assume that the college has the ability to offer half credits. (Reference: Variable Names, page 39-40). |Variable Name |Problem (Yes or No) |If Yes, what’s wrong? | |Declare Real creditsTaken |n | | |Declare Int creditsLeft |y | | |Declare Real studentName ...

Words: 1394 - Pages: 6

Free Essay

Management Information System

...酒店管理系统是较为典型的管理信息系统,系统的开发主要包括前端的程序开发和后台数据库的建立和维护。数据库要求具有一致性、完整性、数据安全性好的特点,而前端的程序要求功能完备,使用便捷。 本系统使用MICROSOFT公司的Visual Basic 6.0和ACCESS 2000作为程序开发工具和数据库开发工具。主要包括预订管理,接待管理,收银管理,系统管理,客房管理等功能模块。设计首先在短时间内建立起系统应用的原型, 然后对原型系统进行需求分析, 并不断修正和改进, 直到最终形成用户满意的可行性系统。系统的难点在于数据库的设计和模块之间的动态连接。因为时间和能力的原因,目前本系统的设计为单机版,在论文的第6章有关于网络版的部分构思。 关键字:管理信息系统 BASIC 6.0 ACCESS 2000 窗体 ABSTRACT The system of hotel management is a typical application of management information system(MIS),which mainly includes building up data-base of back-end and developing the application interface of front-end. The former should make the application powerful and easily used. The later required consistency and integrality and well security of data. This system uses Visual Basic 6.0 and the ACCESS 2000 presented by Microsoft Company. Including the pre-arranged management primarily, reception management, system management, guest room management etc. function mold piece. It can give you a short-cut to build up a prototype of system application. The prototype could be modified and developed till users are satisfied with it. The design of this system is a single machine version, there are a outline concerning network in the section six. Key words: Management information system(MIS) VISUAL BASIC 6.0 ACCESS 2000 FORM 目 录 前言 ...

Words: 2237 - Pages: 9

Free Essay

Chapter of My...

...computer. The program is also robust; phpMyAdmin has enough functionality that you can probably create and run a Web site without knowing any SQL. Being free and open-source never hurt anybody, either. For these reasons, most hosting sites include phpMyAdmin in their control panel as the default MySQL administration tool. phpMyAdmin has some nice extras, such as importing and exporting Excel, OpenDocument, and XML files, and a tool that generates a PDF image of your database schema. Visual Basic  According to Laud (2012) Visual Basic is a programming language and integrated development environment (IDE). It derives from the much older BASIC programming language, and so is considered a useful and relatively easy programming language for the beginner to learn. Visual Basic (VB) is now integrated into many different software applications and also web applications. Visual Basic was developed to be easy to learn, with a quick learning curve and a diverse scope of possibilities. Using the Visual Basic software, you can either hard-code or use the developer software to assist you throughout. It's also used to create ActiveX controls (for web usage and other controls), .dll file extensions or executables for standalone operation. LAN (Local Area Network) According to Rouse (2006) a local area network (LAN) is a group of computers and associated...

Words: 1499 - Pages: 6

Premium Essay

Pt1420

...Lab 4.1 – Pseudocode and Modules (“UTP Installed”) Critical ReviewA Module is a group of statements that exists within a program for the purpose of performing a specific task.Modules are commonly called procedures, subroutines, subprogram, methods, and functions.The code for a module is known as a module definition. To execute the module, you write a statement that calls it.The format for a module definition is as follows:Module name()StatementStatementEtc.End ModuleCalling a module is normally done from the Main() module such as:Call name()Generally, local variables should be used and arguments should be passed by reference when the value of the variable is changed in the module and needs to be retained. For example:Module main()Real Integer numberCall inputData(number)Call printData(number)End Module// Accepts number as a reference so that changed value// will be retainedModule inputData(Real Ref number)number = 20End Module// number does not need to be sent as reference because// number is not going to be modifiedModule printData(Real number)Display “The number is “, numberEnd Module | This lab requires you to think about the steps that take place in a program by writing pseudocode. Read the following program prior to completing the lab. Data Communications Corp wants a small program that will calculate the cost of UTP it installs for their clients. Write a program that will ask the user to input the name of the client, the number of feet of cable installed. The program...

Words: 1808 - Pages: 8