...Ratio-Analysis-of-Jamuna-Bank Report On Ratio Analysis of Jamuna Bank Submitted To: Mr.K.M.Zahidul Islam Senior Lecturer Faculty of Business and Economics Daffodil International University Submitted by: MD. Jilllur Rahman Khan ID. No: 041-18-243 Program: B.Com (Hon’s) Batch: 3rd Daffodil International University 102, Sukrabad, Mirpur Road Dhanmondi, Dhaka-1207 Submission Date: September 19, 2006 September 19, 2006 Mr. K.M. Zahidul Islam SeniorLecturer Department of Business and Economics Daffodil International University Shukrabad, Dhanmondi Dhaka-1205 Subject: Prayer for submission of Ratio Analysis on Jamuna Bank Limited. Dear Sir: I beg to state that I am a regular student of B.com (hon’s) of Daffodil International University. I am submitting this report on Jamuna Bank Limited as you give me a great chance to prepare a report on this prestigious bank. It can be said that by doing this kind of assignment I have learned a lot of excellent information about banking sector. To prepare this report I have shared my views and ideas with the executive of this bank. Now, I have a nice experience...
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...Internship Report, internship document , internship term paper. ON FOREIGN EXCHANGE ACTIVITIES OF JAMUNA BANK LTD. [pic] Submitted to Lecturer Department Of Business Administration Southeast University Submitted by Md.Mahbubul alam Program: BBA Major: Finance ID: M20811111090 Batch: 15th [pic] Acknowledgement At first I convey my special thanks to Lecturer Ms. Jannatul Ferdaous, my honorable supervisor for her proper supervision during her busy days. Also thanks to Mr. Engr. S.M. Anisuzzaman, VP and Branch Incharge, Jamuna Bank Limited, Sonargaon Road Branch for his cooperation during my internship period in the Bank. Then thanks to all other officials of JBL, SRB specially Mr. Khalad Mosharaf (FEO), Mr. Illias Uddin Ahamed Chowdhury (SEO), Mr. Yousuf Solaiman Russel (JAVP), Mr. Yeasir Mahamud (SEO), Ms. Roksana (EO) and Mr. Anwarul Kobir (FAVP) & sub Manager, for their cooperation, appreciation and amiable behavior which made my internship report worthy and valuable. I also express my special thanks to my intern colleagues of the Bank. Finally I apologize to those whose names I have not mentioned in my acknowledgment. However they are in the core of my heart and I am always grateful to them. (Md. Nazmus Sakib) BBA, Major in HRM ID...
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...1.1 Introduction Banking Industry is one of the most promising industries of our country. Bank is a financial institution of any country. The importance of the sector revealed through its contribution in the economic growth of the country. Bank has kept in vital role in economy day by day. Bangladesh‘s economy is surviving to free from the most underdeveloped economics. Banking industry is extending in various activities domestically and globally of the world. Our daily work is easily and fast aspect of transaction. The economic development of our country mainly depend upon the efficiency of the banking results is so far as, whether the bankers have been able to read the economic situation properly and are successful in selecting the promising industrial sectors seeking import and export assistance to grow. Bank can be defined as” a financial intermediate a dealer in loans and debts”. It is support of customers and clients all kinds of transaction through the technology. Bangladesh bank keeps monitoring banks performances. Jamuna Bank Ltd is a commercial private bank of the banking sector in our country it provides excellence services to the customers in short time. They always try to provide better services from other banks. So I have chosen Jamuna Bank because it is very first emergence and inception of modern civilization, Bank plays a pivotal role in case of overall financial & socio-economic development of any modern country. Nearly all sector contributed to the GDP...
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...Report On daily statement of affairs Activities of Jamuna Bank Limited Ring road Branch Report On daily statement of affairs Activities of Jamuna Bank Limited Ring road Branch Prepared for Muhammad Shariat Ullah, PhD Associate Professor Department of Management University of Dhaka Prepared by Muhammad Ullah Rana ID: 153-14-1899 Master of Business Administration Department of Business Administration Daffodil International University Date of Submission: 20 November,2015 Letter of authorization This is to certificate that Muhammad ullah Rana, ID:153-14-1899, a student of MBA program Daffodil International University has completed the report on daily statement affairs activities of Jamuna Bank Ltd under my supervision. He is a young with active habit and amiable disposition. I wish him every success in life. Muhammad Shariat Ullah, PhD Associate Professor Department of Management University of Dhaka Letter of Transmitter Date: 20 November, 2015 Muhammad Shariat Ullah, PhD Associate Professor Department of Management University of Dhaka Dear Sir, It is my pleasure submits to you my report on daily statement affairs activities of Jamuna Bank Limited. It is a collaborate effort between theory and practical application of these theories. I have tried my best level to explain leaving experience that I have gathered from...
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...Chapter 1 Introduction Chapter 2 Overview Of Jamuna Bank Limited Chapter 3 Moulovi Bazar Branch Chapter 4 Positioning of The JBL In The Market Chapter 5 Analysis & Discussion Chapter 6 Financial Performance Of JBL Chapter 7 Conclusion & Recommendation “Examination of Performance and Customer’s Perception of Bank’s Services: A Study on Jamuna Bank Limited Moulovi Bazar Branch” Shahariar Hasan Report Submitted To The School of Business & Economics United International University In Fulfillment of Requirement for the Degree of Bachelor of Business Administration “Examination of Performance and Customer’s Perception of Bank’s Services: A Study on Jamuna Bank Limited Moulovi Bazar Branch” By Shahariar Hasan ID: 111-091-236 BBA Program Major In Marketing School of Business & Economics United International University Supervised By Kawsar Ahmmed, Phd Assistant Professor in Marketing School of Business & Economics United International University Submission Date: June, 2014 LETTER OF TRANSMITTAL Date: June 07, 2014 Kawsar Ahmmed, Phd Assistant Professor School of Business & Economics United International University Subject: Submission of the final report on “Examination of Performance and Customer’s Perception of Bank’s Services: A Study on Jamuna Bank Limited Moulovi Bazar Branch”. Dear Sir, In the following pages, I have presented Internship Report, which you had authorized ...
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...Introduction The river jamuna enters in bangladesh at nageshwari upazila of Kurigram district in the name of Brahmaputra. The average width of the of the river within bangladesh is 11.8 km. Bangladesh is a land of many rivers, and heavy monsoon rains. Therefore, the country is subject to inundation by overflow from the riverbanks due to d r a i n a g e cong e s t i o n ,rain fall run-off, and storm-tidal surges. Some 30to 35 per cent of the total land surface is flooded every year during the wet monsoon . These normal floods are considered a blessing for Bangladesh-providing vital moisture and fertility to the soil through the alluvial silt deposition. Only abnormal floods are considered disastrous, i.e., the high-magnitude events that inundate large areas, and cause widespread damage to crops and properties. During the peak flow season (July, August and September), most of the rivers overflow their banks, and deposit silt on the flood plains providing vital moisture and fertility to the soil. Thus, the normal floods are considered a blessing for Bangladesh. Only abnormal floods are considered disastrous, i.e., the high-magnitude events that inundate large areas. Causes of Devastating Floods · Excessive rainfall in the catchment area · Synchronization of the peak water levels of all the major rivers of Bangladesh. · Sometimes solar eclipse retards the outflow of water drainage by raising the tidal level. · Earthquakes cause tectonic anomaly in the Himalayan region and...
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...pollutants at discrete locations, usually through a pipe that leads to a lake or stream. Nonpoint sources of water pollution are scattered or diffused. [pic] Rivers of Bangladesh Bangladesh is a riverine country. About 300 rivers including tributaries flow through the country constituting a waterway of total length around 24,140 km. Following is a list of some of the major rivers of Bangladesh. • Brahmaputra River • Buriganga River • Karnaphuli River • Meghna River • Padma River • Jamuna River • Turag River • Role of the rivers Rivers are the most important geographical features in Bangladesh, and it is the rivers that created the vast alluvial delta. It's been known that the out flow of water from Bangladesh is the third highest in the world, after the Amazon and the Congo systems. The Padma, Jamuna and the lower Meghna are the widest rivers, with the latter expanding to around eight kilometers across in the wet season, and even more during the floods. The river plays very important role upon our country. Naturally The rivers represent the beauty of Bangladesh. Bangladesh is...
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...THE ACCOUNTING DISCLOSURES” OF THE “JAMUNA, DUTCH BANGLA AND BRAC BANK” Table of Content No | Title | Page no | 1 | Executive Summary | 1 | 2 | Ratio Analysis of Jamuna Bank Limited 2009 | 2-3 | 3 | Ratio Analysis of Jamuna Bank Limited 2010 | 3-5 | 4 | Ratio Analysis of Jamuna Bank Limited 2011 | 5-6 | 5 | Compare Ratio Analysis of Jamuna Bank Limited -2009, 2010, 2011(Table no 1) | 6-7 | 6 | Comments | 7 | 7 | Ratio Analysis of Dutch Bangla Bank Limited 2009 | 8-9 | 8 | Ratio Analysis of Dutch Bangla Bank Limited 2010 | 9-10 | 9 | Ratio Analysis of Dutch Bangla Bank Limited 2011 | 10-11 | 10 | Ratio Analysis of Dutch Bangla Bank Limited-2009, 2010, 2011(Table no-2) | 11-12 | 11 | Comments | 12 | 12 | Ratio Analysis of Brac Bank Limited 2009, 2010, 2011 | 13-16 | 13 | Compare Ratio Analysis of Brac Bank Limited -2009, 2010, 2011(Table no-3) | 16 | 14 | Comments | 16 | 15 | Intangible Assets | 17 | 16 | Finding | 17 | 17 | Conclusion | 18 | Executive Summary: Ratio analysis is one of the techniques of financial analysis where are used as a yardstick for evaluating the financial condition and performance of a bank analysis and interpretation of various accounting ratios gives a better understanding of financial condition and performance of a bank The bank is showing high very progress in the area of ratio analysis so it is a golden...
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...EMPLOYEES JOB SATISFACTION IN BANKING SECTOR OF BANGLADESH: - A CASE STUDY OF “JAMUNA BANK LIMITED” By Oishee Manee ID: 0820544 An Internship Report Presented in Partial Fulfillment Of the Requirements for the Degree Bachelor of Business Administration INDEPENDENT UNIVERSITY, BANGLADESH April 29, 2012 EMPLOYEES JOB SATISFACTION IN BANKING SECTOR OF BANGLADESH: - A CASE STUDY OF “JAMUNA BANK LIMITED” By Oishee Manee ID: 0820544 Has been approved April 29, 2012 ____________________ Dr. A.N.M. Shibly Noman Khan Assistant Professor School of Business Independent University, Bangladesh TABLE OF CONTENTS 1.0 Introduction ......................................................................................................................1 1.1 Statement of the Problem ............................................................................................2 1.2 Purpose of the Study ...................................................................................................2 2.0 Literature Review............................................................................................................3 2.1Job Satisfaction …………………………………………………………………………. 3 2.1.1 Facet Satisfaction …………………………………………………………………..4 2.1.2 Overall Satisfaction…………………………………………………………………5 2.2 Selection ....................................................................................................................5 2.3 Training…...........................................
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...1 Introduction Jamuna Bank Limited is a financial institution that operates with the objective to complete the economic and financial principles of banking area. Banking sector plays a significant role in achieving the high economic growth of the country. A bank is a financial institution whose main aim is to earn profit through exchange of money and credit instruments. So, the banking system occupies an important place and plays an important role in a nation’s economy. In recent time this sector has been changing a lot due to regulation, technological innovation, globalization etc. banking sector in Bangladesh is lagging behind in adopting these changes. Bank is the oldest institution that is contributing toward the development of any economy It is treated as an important service industry in modern world. Now a days the function of the bank is not limited in the same geographical limit of the country. Due to globalization and free market in economy, this industry facing much competition in the country and the implementation of WTO will further increase competition. The overall performance of the bank does not only depend upon the banking industry itself but also on performance of economy where it is operating. The Banking sector in Bangladesh is different from the banking sector in developed countries. This is one of the major service sectors in Bangladesh economy and can be divided mainly in to four categories- Nationalized Bank, local Private Bank, Specialized financial...
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...private banking service in our country. We have been told to choose any one of the private banks operating in our country, irrespective of its origin. We chose the Jamuna Bank Limited for our report. 1.2 Origin The course instructor of Management Information System (MIS-405) Ms. Ayesha Jahan orally authorized the task of writing this report to a group of five students. We proposed Jamuna Bank Limited as per the requirements of report completion. Our course instructor approved the topic of our report. Groups were independently formed about the report. 1.3 Purpose This report has tried to fulfill the formal procedures to write a report. The purpose of the report is to show what the effect of electronic commerce is in the banking sector of Bangladesh. It is a major part of our course requirement. Learning about Management Information System practice into the contemporary business organization is one of the most important parts of our course. 1.4 Scope of the study In our report, we briefly discussed about banking industry of Bangladesh and management information system into the banking industry. The findings of this report includes both the current industry situation and the management information system into the Jamuna Bank. In the report, we started with the discussion of banking industry of Bangladesh and later we give our finding regarding management information system of the Jamuna Bank and some recommendation to improve to improve the mechanism of management information system...
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...Sumons INTERNSHIP REPORT ON “Foreign Exchange Activities” of Jamuna Bank Limited at Malibagh Branch,Dhaka Date of Submission April, 2011 STAMFORD UNIVERSITY BANGLADESH INTERNSHIP REPORT ON “Foreign Exchange Activities” of Jamuna Bank Limited PREPARED FOR .................................. .................................. ................................. ................................. PREPARED BY Lutfur Nahar ...................................... Batch: ............................... Program: BBA (Major in Finance) Date of Submission April, 2011 STAMFORD UNIVERSITY BANGLADESH Letter of Transmittal April, 2011 Md. Nur Alam Siddik Senior Lecturer Department Of Business Administration Stamford University Bangladesh Subject: Submission of Internship report on “Foreign Exchange Activities of Jamuna Bank Limited”. Sir, I am honored and pleased to have such a creative report paper which has given me immense pleasure and enhanced my educational knowledge beyond my limit. While preparing this report paper, I had the unique opportunity to deliver my ideas, thoughts, plans as well as myself. I have tried to give my best to follow your instruction, Schedule, Format and Suggestion in every step of our writing. Thanking you and expecting to get cordial acceptance from you. Sincerely yours _____________ Lutfur Nahar Id:03411502 Batch:34-D Major In Finance Stamford University Bangladesh Declaration Of...
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...Report On “Green Banking Practice in Bangladesh: A Case Study of Jamuna Bank Limited” ASA University Bangladesh Report On “Green Banking Practice in Bangladesh: A Case Study of Jamuna Bank Limited” Submitted to: Abdullah Al Masum Lecturer Faculty of Business ASA University Bangladesh Submitted by: Md: Rased Chowdhury Id: 083-12-0057 Batch: 5th Bachelor of Business Administration ASA University Bangladesh Submission Date: 12 August, 2012 Letter of Transmittal 12 August, 2012 Abdullah Al Masum Lecturer Faculty of Business ASA University Bangladesh Subject: Submission of Internship Report. Dear Sir It is with great pleasure that I am going to present my internship report on “Green Banking Practice in Bangladesh: A Case Study of Jamuna Bank Limited”. I have worked at Jumana Bank Limited (JBL), Ring Road Branch for three months. Based on this, I have tried to incorporate theories...
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... Jamuna Bank Ltd. is a third generation bank in Bangladesh. It provides commercial banking services in the Bangladesh. It is playing an important role to develop the business sector. The growth of this bank is very good. Its motto is to provide a prompt and quick service to the clients. Jamuna Bank Ltd. has implemented well structured online banking systems that make it easier to provide prompt services to the customer. The bank primarily engages in corporate banking, trade finance, project finance, retail banking, small enterprise finance, consumer finance, and syndication. Its range of service offerings include cash management services, payments and clearings, safe deposit locker services, employee benefits, collection services, treasury services, asset management, services and SWIFT for foreign trade. 1.2 History Jamuna Bank Limited (JBL) is a Banking Company registered under the Companies Act, 1994 with its Head Office at Chini Shilpa Bhaban, 3, Dilkusha C/A, Dhaka-1000. The Bank started its operation from 3rd June 2001. Jamuna Bank Limited is a highly capitalized new generation Bank with an Authorized Capital and Paid-up Capital of Tk.10000 million and Tk.4488 million respectively. The Paid-up capital has been raised to 840 million and the total equity of the bank stands at 8325 million as on December 31, 2012...
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...REPORT ON “A Comprehensive Ratio Analysis on Prime Bank Ltd.” Law & Practice of Banking F-209 Submitted To Umma Rumana Huq Lecturer Department of Finance Faculty of Business Studies University of Dhaka Submitted By: Group 05 Name | ID | Anika Alam | 18-036 | Fariha Tabassum | 18-042 | Rafi Uddin Ahmed | 18-108 | Ulfat Ara Joya | 18-122 | Sabrina Tahira | 18-136 | Ifteqar Rahman | 18-204 | Submission Date: 11 Feb. 2014 LETTER OF TRANSMITTAL 11 Feb. 2014 Umma Rumana Huq Lecturer Department of Finance Faculty of Business Studies University of Dhaka Subject: Submission of the report named “A Comprehensive Ratio Analysis on Prime Bank Ltd.” Dear Madam We submit here our term paper on “A Comprehensive Ratio Analysis on Prime Bank Ltd.” that you assigned us to prepare. We selected some books, collected some data and prepared our term paper on the basis of our findings. During preparation, our all group members contributed their best efforts. Surely it enriches our knowledge and promotes study. We have also learnt much about the issue of Fire insurance in Bangladesh. We are grateful to you for giving us such an opportunity for working on the topic. We shall be available for any clarification, if required. Sincerely The members of group 05 Acknowledgement The report “A Comprehensive Ratio Analysis on Prime Bank Ltd.” has been talented with the congregated efforts and contribution...
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