...impractical to compare the Rural Bank of Galvez to other big banking businesses since their past due ratios tend to go up faster because their borrowers’ have difficulty in paying. Furthermore, an examiner from the Central Bank has been monitoring their performance for many years now and has never raised any questions about their past due ratios. In fact, they were praised for doing so well and for being one of the biggest rural banks in the region. ------------------------------------------------- ------------------------------------------------- BACKGROUND OF THE STUDY Karla Martinez, a 36-year old CPA with an MBA degree, was asked by her 66-year old aunt to take her place as a director of the Rural Bank of Galvez in a southern Mindanao Province. Martinez’s aunt had been a director of the bank for over 15 years, and has grown tired of attending the Board meetings of the bank. Karla Martinez was delighted by the offer. She felt that accepting the position would...
Words: 966 - Pages: 4
...Paul Bernardo: A True Dangerous Offender? According to the Criminal Code of Canada the label "dangerous offender" refers to Canada's most violent criminals and sexual predators. The offender is considered dangerous if s/he demonstrates a pattern of repeated behaviour showing a failure to control the behaviour and the possibility of causing injury or death to others or if s/he inflicts severe psychological damage on other people. The offender is considered dangerous if s/he shows a pattern of repeated aggressive behaviour and shows indifference toward consequences of his/her actions toward others. The offender is considered dangerous if her/his actions are brutal or sexual in nature and s/he has shown a failure to control her/his sexual impulses and s/he will probably cause injury, pain or evil to others because of lack of control of sexual impulses. According to the Correctional Service of Canada, as of April 2011 there were 458 dangerous offenders one of whom is Paul Bernardo. In 1995 Paul Bernardo was convicted of the kidnapping, rape and murder or two teenage girls, Kristen French and Leslie Mahaffy, of southern Ontario. Bernardo also faced 53 other charges related to the rape and murder of young women spanning a ten year time period. If someone is labelled a dangerous offender they are automatically given a sentence of imprisonment for an unspecified period of time, which usually equals life. Bernardo was declared a dangerous offender in November 1995. ...
Words: 1257 - Pages: 6
...Throughout the whole duration of the case involving the Paul Bernardo and Karla Homolka investigation, there were many significant challenges that were associated with the overall collection and the admissibility of the evidence. It all started off when Karla Homolka was interrogated for four days from the police she blamed her sister’s death all on Paul Bernardo and she immediately described how Bernardo had kidnapped her sister and the methods he used to kill her and mentioned that Bernardo had boasted to her of raping at least 30 women. She told officials that she was abused and the only reason she participated in the horrific rapes and murders was the cause of the terror and fear she had against him, she told police she would testify against...
Words: 529 - Pages: 3
...Round and round like a horse on a carousel, we go, will I catch up to love? I could never tell, I know, chasing after you is like a fairytale, but I, feel like I'm glued on tight to this carousel Come, come one, come all, you must be this tall to ride this ride at the carnival Oh, come, take my hand and run through playland so high, too high at the carnival And it’s all fun and games, 'til somebody falls in love, but you've already bought a ticket, and there’s no turning back now Round and round like a horse on a carousel, we go, will I catch up to love? I could never tell, I know, chasing after you is like a fairytale, but I, feel like I'm glued on tight to this carousel This horse is too slow, we’re always this close, almost, almost, we’re a freakshow Right, right when I’m near, it’s like you disappear, where’d you go? Is that Houdini or a freakshow? And it’s all fun and games, 'til somebody falls in love, but you've already bought a ticket, and there’s no turning back now Round and round like a horse on a carousel, we go, will I catch up to love? I could never tell, I know, chasing after you is like a fairytale, but I, feel like I'm glued on tight to this carousel Why did you steal my cotton candy heart? you threw it in this damn coin slot, and now I’m stuck, I'm stuck, riding, riding, riding Round and round like a horse on a carousel, we go, will I catch up to love? I could never tell, I know, chasing after you is like...
Words: 303 - Pages: 2
...Rosie DiManno is an expository essay following the trial and sentence of the formerly known as Karla Leanne Teale. It discusses Karla’s actions, the damage they cause and whether or not she is genuinely guilt-ridden for what she’s done. I feel DiManno writes a well-crafted essay that stimulates an intellectual and emotional response to Karla’s trials. It lets audiences uncover the truth behind Karla Teale and whether or not she is deserving of a new life in Montreal. The author’s purpose in writing the essay encourages intellectual thoughts in order to form a basic opinion of Karla. She then reinforces the opinion through the use of tone, allowing a new emotional perspective. The language the author uses brings together the essay’s objective in reaching a final conclusion of Karla, one that is not admirable. It is difficult to imagine, from my point of view, that someone would defend Karla for the crimes she is convicted of. However, these people do exist and Rosie DiManno makes it her objective in this essay to show Karla’s true colours. She explains Karla’s actions, interprets and then criticizes them to allow the audience to realize Ms. Teale’s underlying intentions. I feel Rosie makes this point clear through her use of rhetorical questions to mock, ridicule and demonstrate Karla’s lack of sentiment. An example of this literary device is seen through the quotation “It’s Karla Leanne Teale who petitioned the warden at the Joliette Institution for escorted day passes, ostensibly...
Words: 1073 - Pages: 5
...Lastly we believe that Homolka should be kept in prison as psychoanalysis reveals that Homolka excuses are intended to cover up the law and use emotional or psychological appeal to affect her judgement . Based on a psychopathy checklist conducted by a psychiatrist; Bernado, Homolka's husband received a result of 35 out of 40 proving that he is a psychopathy whereas Homolka received a 5 out of 40 which means she is not qualified to be considered as psychopathy. This shows that Homolka is trying to turn the reasonable law into a lie with her fake and fraudulent emotional and psychological. Therefore Guilt, love, hate, desire and sickness to the extremes of Homolka's excuse are unreasonable and should not be considered an appropriate excuse. Allowing...
Words: 290 - Pages: 2
...In-N-Out Burger History and Overview. The history of In-N-Out Burger starts with the company’s founders, Harry and Esther Snyder. Harry was a WWII veteran who worked as a caterer of baked goods. Esther was a surgical nurse in the Navy, and later got a degree in Zoology. They met each other at the restaurant Esther was managing after she graduated from college. Neither had experience in the fast food industry, which was just starting at that time, but in 1948, the couple opened the first In-N-Out in the Los Angeles, California. Harry was the first to allow drivers to make orders over a two-way intercom system, creating the first Drive-thru experience. Snyder had a simple goal for his restaurant, to give the customers “the freshest, highest quality foods you can buy” while providing “friendly service in a sparkling clean environment”. Soon people started to become interested in this idea. Two years later the couple opened the Second In-N-Out Burger. The chain had huge potential to explode but the couple was very focused on quality control. This resulted in only 18 restaurants being opened over the next 28 years before Harry Synder passed away in 1976 from lung cancer. After Harry died his son who had worked in the restaurants all his live, took the role as company president being just 24 years old. While Rich controlled the company it experienced huge growth. In twenty years the company opened over ninety In-N-Out Burgers. Over this time only one new thing was added to the menu...
Words: 1335 - Pages: 6
...Eva Peron Who would you say has made a big impact on the world? The first person that comes to my mind is Eva Peron. Evita they call her, it’s amazing who she turned out to be. She started from nothing, but became someone Argentina would never forget. She has done the unthinkable and the unexpected again and again. Who knew such a degraded girl immersed in poverty would rise to become Argentina’s first lady? Eva Peron was born on May 7, 1919 in Los Toldos, Argentina. At a very young age, Eva’s father, Juan Duarte died in an automobile crash sending Eva’s family into even more poverty due to one less working parent. Eva’s mother now had to take care of five people not including her. Some of Eva’s siblings got a job that didn't pay much while others tried to marry into riches. However, Eva had a dream. At age 15, she dreamt of fame and fortune. She wanted to be seen in movies and to be heard on the radio. Little did she know that she’d turn out to be so much more than she ever imagined. Competition and popularity in the cinema was increasing in an alarming rate. She arrived at the city where the dreams of the Argentina’s youth come true. Eva faced many years of hard work and tiresome nights of periodic hunger and feebleness. An endless feeling of trying to survive accompanied her. Eva’s biggest accomplishment in the industry was in 1943 where she participated in a radio series called “Heroines of History”. Along with this amazing opportunity that changed her future came those who...
Words: 601 - Pages: 3
...Along with her husband she was a teacher she was involved in the teachers union. During Isabel Peron's presidency, she witness violence and the disappearance of other colleagues as the economy was financially affecting her family. She and and her husband worked hard for their children to have an education; she was a mother of three and during the coup of 1976 the university where her children attended was affected with the reduction of speech and expression on the campus and several of the students began to disappear from school and were told they were detained. While riding his bike Jorge Becerra, Elsa de Becerras son, suffered an accident; his friend took him to the hospital in his van. Without carrying an identification card he was arrested....
Words: 261 - Pages: 2
...The founding of La Opinión took place in 1971, amidst an accelerating heavy government hand within the press as a result of increasing dissidence by groups across Argentine society. In the prior decades, rather than a strict focus upon dissidence, the relationship between media and politics was that of using the former to pursue the ends of the latter. In other words, Colonel Juan Perón, elected president in 1946, was the first of his kind to use the Argentine media in order to sway the public “through direct expropriation, selective advertising, propaganda, nationalization politics, censorship and at times, thuggish intimidation” (Samples, p. 6). Many of these approaches were used in Perón’s well-known expropriation of La Prensa, a newspaper backed by publishers dedicated to preserving the social status quo and aligned with agricultural interests. Perón, in pointing out the deepening social inequalities ravishing the country, sought to bring about instrumental change to address these ills, but with its traditional, preservationist stance, which deeply opposed Perón’s rhetoric, La Prensa eventually became confiscated in 1951. Until 1955, when it was returned to the Paz family, the original founders, the newspaper served the function of being the Perón regime’s spokesman (Kundson, p. 97). The newspaper’s confiscation and subsequent use as a tool for propaganda remains a foreboding hint to the press’ true use in the coming decades. Although a military coup forced Perón’s exile...
Words: 460 - Pages: 2
...José Antonio Allende, por los senadores; Raúl Lastiri, en nombre de los diputados; Miguel Ángel Bercaitz, por la Corte Suprema de la Nación; el teniente general Leandro E. Anaya, en representación de las Fuerzas Armadas; el gobernador riojano Carlos Menem, en nombre de sus colegas de todas las provincias; Ricardo Balbín, por los partidos políticos; Duillo Brunillo y Silvana Rota, por el Partido Justicialista; Lorenzo Miguel, de las 62 Organizaciones; Adelino Romero, de la CGT, y Julio Broker, por la CGE. En Olivos, el féretro fue conducido a pulso desde la cureña hasta la capilla de Nuestra Señora de la Merced; una salva de 21 cañonazos prologó la misa y el responso pronunciado por el capellán de granaderos Héctor Ponzo. 2)- María Estela Martínez De Perón , fue quien asumió el poder luego de la muerte juan domingo Perón, Asumió el 1 de julio de 1974 en su...
Words: 561 - Pages: 3
...José Antonio Allende, por los senadores; Raúl Lastiri, en nombre de los diputados; Miguel Ángel Bercaitz, por la Corte Suprema de la Nación; el teniente general Leandro E. Anaya, en representación de las Fuerzas Armadas; el gobernador riojano Carlos Menem, en nombre de sus colegas de todas las provincias; Ricardo Balbín, por los partidos políticos; Duillo Brunillo y Silvana Rota, por el Partido Justicialista; Lorenzo Miguel, de las 62 Organizaciones; Adelino Romero, de la CGT, y Julio Broker, por la CGE. En Olivos, el féretro fue conducido a pulso desde la cureña hasta la capilla de Nuestra Señora de la Merced; una salva de 21 cañonazos prologó la misa y el responso pronunciado por el capellán de granaderos Héctor Ponzo. 2)- María Estela Martínez De Perón , fue quien asumió el poder luego de la muerte juan domingo Perón, Asumió el 1 de julio de 1974 en su...
Words: 561 - Pages: 3
...Background: Martinez, 36 years old, married, and a mother of two, is a CPA with an MBA degree. After working in Makati for a number of years, she married a classmate in MBA School and eventually resigned to concentrate on raising a family. By then, with her two children already studying, she was able to accept a part-time teaching position at a university in Quezon City. In mid-1998, Martinez’s aunt came for a visit and asked her if she would be interested to serve as a director of the Rural Bank of Galvez in a southern Mindanao province. Martinez’s late mother hailed from this province and had held some stocks in the bank, which Martinez inherited when her mother passed away. Her mother’s sister, Martinez’s aunt, had been a director of the bank for more than 15 years. But she was already 66 years old and has grown tired of attending the Board meetings of the bank, which were held monthly. Martinez’s aunt reminded her that she had an obligation to help the small bank that her mother’s family had helped set up and managed since the early 1970s. Martinez was delighted by the offer. She felt that, being a director of the rural bank would provide her an excuse to visit her mother’s hometown and meet many of her relations there. Martinez was also enthused because she knew that two of her relatives in Galvez were members of the Board – Tony Gonzalez, who was then the bank’s president, and Jaime Villa, the treasurer. In early November of 1998, Martinez flew to the province...
Words: 410 - Pages: 2
...Skip to News Feed Facebook Search Facebook Ponce Home Friend Requests Messages 1 Notifications Account Settings Ponce Francia Edit Profile FAVORITES News Feed Messages Create Group 2 Pokes 20+ Saved Sale Groups FRIENDS Diamond Supply Co South Los Angeles, California Area Odd Future Store Diego Rivera Learning Complex Close Friends Family Los Angeles, California Area City Of Angels Independent Study Being Original Los Angeles Academy MIddle School APPS 1 Games On This Day Panda Pop How long will your relationship last Events 20+ Games Feed GROUPS Friends Who Like LATRUTH 20+ Street Wear Network New Groups INTERESTS Pages and Public Figures PAGES 20+ Pages Feed Like Pages DEVELOPER Manage Apps Insights EVENTS Create Event birthday Erik Cisneros and 2 others TODAY'S GAMES Bulls Grizzlies 5:00 PM See More TRENDING Nipsey Hussle and YG: Police Officers Arrive During Music Video Shoot of Rappers' Diss Track Titled 'FDT' Chance the Rapper: Hip-Hop Artist May Be Releasing New Mixtape This Month, Report Says Van Nuys, Los Angeles: Suspect Charged in Connection to Sexual Assault at Beauty Salon See More GAMES See More PEOPLE YOU MAY KNOWSee All PEOPLE YOU MAY KNOW Brenda Vargas 6 mutual friends Add Friend FRIEND REQUESTSSee All FRIEND REQUESTS Princess Daisy 31 mutual friends Confirm Friend Bryan Carrera 6 mutual friends Confirm Friend English (US) ·...
Words: 739 - Pages: 3
...Universidad Autónoma de Ciudad Juárez Instituto de Ingeniería y Tecnología Propuesta del tema para la materia de Seminario de Titulación I Nombre: Jesús Oscar Aguilar Martínez | Matrícula: 73315 | Programa Académico: Ingeniería en Sistemas Computacionales | Departamento: Ingeniería Eléctrica y Computación | Título: Sistema basado en conocimiento como apoyo a la elección y seguimiento de proyectos de investigación | | Contextualización: Actualmente, no se concibe la investigación científica y desarrollo tecnológico como una actividad individual, más bien, un trabajo colaborativo. Como ejemplos, los alumnos deben tener un asesor que los guie. Además se hace hincapié en cuerpos académicos o a la incorporación de estudiantes en un grupo colaborativo.Generalmente, los procedimientos que deben realizar los interesados en iniciar una investigación, como puede ser la de proyecto de titulación, consisten en acudir personalmente a las instalaciones de la universidad, consultar con maestros o investigadores, sus especialidades, disponibilidad, proyectos disponibles, proyectos que se están desarrollando y cuales ya se han realizado. Hoy en día, existen diferentes herramientas de colaboración entre alumnos y maestros, algunas de ellas son: google classroom, eminus, blackboard learn, las cuales tienen importantes funcionalidades. Sin embargo, estas herramientas son de carácter general y no están enfocados principalmente al apoyo para el desarrollo de proyectos de investigación...
Words: 894 - Pages: 4
