...Original Article How to ‘mark-to-market’ when there is no market Received (in revised form): 12th December 2010 Samuel Francis is an attorney and certified public accountant experienced in corporate, litigation, audit and tax matters focusing his practice on financial services and investment management. He holds a BS in accounting from the City University of New York, Brooklyn College and a JD from Fordham University School of Law. He is the author of the 2009 award-winning article ‘Meet Two-Face: The Dualistic Rule 10b-5 and the Quandary of Offsetting Losses by Gains’. Fordham Law Review 77(6): 3045–3094. Correspondence: Samuel Francis, 321 Roselle Avenue, Cedarhurst, NY 11516, USA E-mail: samfrancis@optonline.net ABSTRACT At the center of the global financial crisis of 2007–2008 was the collapse of American International Group, brought on by extensive unhedged positions in derivatives, such as credit default swaps, and possibly exacerbated by mark-to-market accounting rules. Even though these rules generally produce the most realistic valuations of derivatives, a heated debate broke out over their application in a dislocated market. The foremost concern was that forcing financial institutions to mark down assets to their current market prices actually causes further declines. Regulators largely dismissed such concerns, but acknowledged that the existing standards could use additional clarification and modification. Many scholarly studies have since concurred that...
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...KINE 1111 Summer 2014 The desires to shape up, tone, and make ourselves fit resides in every one of us but we tend to lose the track and morally weaken ourselves to complete this goal. Physical fitness professionals have provided us with such information regarding how we can set up a fit life style but we rarely pay attention to it. My purpose of taking a Kinesiology class was only to fulfill my required courses, but after starting with this class, I realized; I could definitely complete my goals of losing weight by just following my regular workouts for class. This routine has enhanced my stamina, helped my muscle soreness, workout time, and overall made me a healthy individual. I was always one of those individuals who would work out for fifteen minutes and get exhausted. I did not have enough stamina to stand more than fifteen minutes or do some other type of workout like, cycling or swimming. As I started with the required workouts for this class, I started seeing a dramatic change in my power of not getting tired quickly, of taking a longer time to get exhausted and shedding pounds with the pace of time. I do believe that one should have a moderate physical activity included in their daily lifestyle because it helps boost our strengths and makes us competitive towards our goals. As the book Principles and Labs for Physical Fitness mentions, “Regular moderate physical activity provides substantial benefits in health and well-being for the vast majority of people who...
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...Dani Park Kines 1 M 2:00pm – 4:50pm Critical Thinking Paper Obesity In America Obesity is one of the most commonly discussed issues in America today. According to the U.S. Centers for Disease Control and Prevention, 68.8 percent of adults are overweight and 35.7 percent are obese. Also, 31.8 percent of American children and adolescents are overweight and 16.9 percent are obese. Moreover, the U.S Centers for Disease Control and Prevention warn if Americans do not change their diet and living habits, 42 percent of Americans will be obese by the year 2030. The two main causes of obesity in America are due to diet and lifestyle. For example, fast food contains extremely high levels of fat, calories and carbohydrates that one's body doesn't need, and the lack of exercise only serves to compliment these reasons for becoming obese. However, the side effects of obesity go beyond just being overweight or having an increased risk for developing serious health conditions. Obesity in America is a crucial issue that has many causes and effects. The most significant reason that is primarily responsible for obesity is an unhealthy diet, because it fails to provide the correct amounts and types of nutrients for a healthy body's maintenance. Instead, it provides unhealthy fats and toxins that only serve to slow the body down. For example, fast food contains calories that may exceed the daily needs in just one meal, along with sodium, cholesterol, trans fats, sugars and other unhealthful...
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...Greg Nelson Sports Administration KINE 6323 Steve Dingman 2/23/2014 After doing various researches I came across a couple of quote that really stood out to me and others, John Wooden said that sports do not build character, sport reveal it, Legendary UCLA Basketball coach. With this being said, many players and coaches and other believe that sports, such as football and basketball, build character. Let’s take time to sit and think about this. If it were true, every person that steps upon the grid iron would be strong and successful winners in every aspect in the sport’s society. If you truly look at a person’s character, it has already been developed. Sports, such as football, bring it out of an individual. I wouldn’t say sports don’t develop player, but again I will say that it help bring out the best in a player. I figure that one way that sports helps a player’s character is how the ways of the game affect a person. Nobody like to lose, but when you lose are you going to be a man about the situation and shake another player’s hand or walk off the field with too much pride. The reason I speak on that is because a loser with bad sportsmanship will show that he got defeated with bad character, but a player with good sportsmanship will sit and accept that he got defeated and show more positive character throughout his career. A lot of people think that football is a good sport to show one’s character by how they win and their emotion through the game. When a team...
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...Lab Report 3 Daniela Carrillo Laboratory 3- Predicating Maximal Oxygen Uptake September 26, 2014 KINE 3153: Physiology of Exercise and Human Performance Dr. Murat Karabulut B.INTRODUCTION Submaximal prediction tests are respectable in the sense that they can help prevent health problems by outlining the level of work an individual is limited to do. This is accomplished by loading the “respiratory and circulatory functions to a maximal extent... [to do this] large muscle groups must be engaged: for that reason bicycle and treadmill exercises have been the two most used laboratory tests for determining… [men and women] maximal oxygen uptake (aerobic power)” (1.) As mentioned previously the submaximal treadmill test and Astrand...
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...spiritually. This is certainly correct, but if the "old things are passed away," and "all things are become new," doesn't it stand to reason that every area of our lives should be affected by our relationship with Christ? 1 Corinthians 10:31 states: "Whether therefore ye eat, or drink, or whatsoever ye do, do all to the glory of God." In the minds of many Christians there is a separation made between the spiritual life and the other areas such as: business, finance, physical, and social. God's plan for our lives is that our relationship with Him and our religion will permeate each and every area of our life. God likens our relationship with Him to that of a father and a child. What kind of relationship would we have with our earthly father if we hid certain areas from him; would he be pleased? Likewise our heavenly Father wants to take part in all facets of our life. It's amazing that with all the universe in His keeping, our God is interested in what we are doing today. He wishes to take part in your life and even help with your problems. There is an interesting promise that is made in Deuteronomy 7:15, butfirst we need to understand an important principle in Scripture. In 1 Corinthians chapter ten, the apostle Paul gives us this important message. In verses 1-4 he tells of the wonderful miracles that God wrought for the children of Israel when He delivered them from slavery in Egypt. God did show Himself in mighty miracles such as the parting of the Red Sea; the manna or bread...
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...Table of Contents 1.0 Introduction 2 1.1 Definition of crowd funding 2 1.2 The history of crowd funding 3 1.3 Objectives of Research 4 2.0 Review of literatures 5 2.1 Awareness about crowd funding mechanism 5 2.2 Legal Challenges 8 2.2.1 Navigating the Prospectus Rules 8 2.2.2 Information Requirements Often Overlooked 8 2.2.3 Role of Crowd funding Platforms and Further Considerations 8 2.3 Finance Challenges 9 2.4 Interest rate 10 2.5 Success factors 11 2.5.1 Crowd funding fit 12 2.5.2 Realistic pricing 12 2.5.3 Building trust 12 2.5.4 Media expertise 12 3.0 Methodology 14 3.1 Introduction 14 3.2 Research approach qualitative 14 3.3 Sampling strategy 14 3.4 Data collection 14 3.5 Data analysis approach 16 3.6 Interview questions 16 3.7 Validity and reliability 16 4.0 Findings 17 5.0 Conclusion and Recommendations 23 5.1 Conclusion 23 5.2 Recommendations 23 6.0 Bibliography 25 1.0 Introduction 1.1 Definition of crowd funding Crowd funding is a way for businesses, organizations and individuals to raise a fixed amount of money via the Internet, the purpose of the money refers to amount of efforts by different entrepreneurs, such as business cultural, social responsibility, and for profit. The funding of one company was drawing on relatively small contributions from many investors, and without standard financial intermediaries. In one of the whole published overviews of the topic, Schwienbacher & Larralde (2010)...
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...http://www.uscc.gov dkrause on GSDDPC29 with K1 VerDate Nov 24 2008 08:23 Nov 10, 2009 Jkt 052771 PO 00000 Frm 00003 Fmt 6012 Sfmt 6602 M:\USCC\2009\52771.XXX APPS06 PsN: 52771 M:\USCC\USChina.eps Report Documentation Page Form Approved OMB No. 0704-0188 Public reporting burden for the collection of information is estimated to average 1 hour per response, including the time for reviewing instructions, searching existing data sources, gathering and maintaining the data needed, and completing and reviewing the collection of information. Send comments regarding this burden estimate or any other aspect of this collection of information, including suggestions for reducing this burden, to Washington Headquarters Services, Directorate for Information Operations and Reports, 1215 Jefferson Davis Highway, Suite 1204, Arlington VA 22202-4302. Respondents should be aware that notwithstanding any other provision of law, no person shall be subject to a penalty for failing to comply with a collection of information if it does not display a currently valid OMB control number. 1. REPORT DATE 3. DATES COVERED 2. REPORT TYPE 01 NOV 2009 4. TITLE AND SUBTITLE 00-00-2009 to 00-00-2009 5a. CONTRACT NUMBER 5b. GRANT NUMBER 5c. PROGRAM ELEMENT NUMBER 2009 Report to Congress of the U.S-China Economic and Security Review Commission 6. AUTHOR(S) 5d. PROJECT NUMBER 5e. TASK NUMBER 5f. WORK UNIT NUMBER 7. PERFORMING ORGANIZATION NAME(S) AND...
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...created by special cells called melanocytes, which produce the pigment melanin. Melanocytes are located in the epidermis. http://www.webmd.com/skin-problems-and-treatments/picture-of-the-skin Functions of the Skin The main functions of the skin include: * Protection of the human body * Sensation i.e. transmitting to the brain information about surroundings * Temperature regulation * Immunity i.e. the role of the skin within the immune system * Enables movement and growth without injury * Excretion from the body of certain types of waste materials * Endocrine function e.g. re. Vitamin D Function of the Skin | Example(s) | How does the skin perform this function? What is/are the mechanism(s) ? | 1. Protection | Of the body from: * ultraviolet (UV) radiation e.g. sun damage * dehydration * microorganisms e.g. bacterial invasion * mechanical trauma / physical injuries | * The physical/mechanical barrier formed by the surface (stratum corneum layer) of the skin. * Mechanical strength of the tissues that form the skin. * Keratin - a type of protein that is found in the skin. * Melanin - a dark-coloured light-sensitive pigment that is found in the skin and that protects against excessive amounts of...
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...MARMA SHASTRA AYURVEDA BIOENERGETICS MARMA SHASTRA Ayurveda Bio-Energetics Written and Compiled by Michael James Hamilton, LAC Copyright © 2007; Michael James Hamilton, LAC 2nd Edition Copyright © 2011 All rights reserved. Reproduction of any kind without prior written permission of the compiler is prohibited. MARMASHASTRA ©2011 by Michael Hamilton, LAC. www.lotusspace.com ACKNOWLEDGEMENTS I give gratitude to Dr. Suhas Kshirsagar and Dr. Thomas Yarema for their teachings; to my mother for her guidance; my readers for the hope to expand this knowledge; the ultimate reality for always being there even when I do not always realize it. dew rise clouds fall rain wash pain all MAHALO i MARMASHASTRA ©2011 by Michael Hamilton, LAC. www.lotusspace.com This work presents the human bio-energy model (anthropocosm: cosmic human being) as profoundly observed in Ayurvedic medicine. According to ancient Vedic texts (and later through Tantric and Taoist traditions), the energetic, or subtle, body is the foundation of the food, or coarse body, and the bridge between the physical and causal realms. Therefore, the structure of the subtle energetic body provides an intended means for human spiritual development, or evolution (which enables humanity to fulfill its purpose as a conduit between heaven and earth, hence transforming into an entity more subtle, and original). The text’s primary purpose is to present oriental bio-energetic theory, and second, to bridge...
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...body language how to read body language signs and gestures - non-verbal communications - male and female, for work, social, dating, and mating relationships Body Language - technically known as kinesics (pronounced 'kineesicks') - is a significant aspect of modern communications and relationships. Body Language is therefore very relevant to management and leadership, and to all aspects of work and business where communications can be seen and physically observed among people. Body language is also very relevant to relationships outside of work, for example in dating and mating, and in families and parenting. Communication includes listening. In terms of observable body language, non-verbal (non-spoken) signals are being exchanged whether these signals are accompanied by spoken words or not. Body language goes both ways: * Your own body language reveals your feelings and meanings to others. * Other people's body language reveals their feelings and meanings to you. The sending and receiving of body language signals happens on conscious and unconscious levels. (N.B. US and UK-English spellings, e.g., 'ize' and 'ise' are used in this page to allow for different searching preferences. Please feel free to change these according to your local requirements when using these materials.) body language index introduction and basics body language definitions background and history nature or nurture? body language and evolution universal facial expressions reading...
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...Alternative Cancer Therapies Table of Contents 714-X ABM Mushroom AHCC Aloe Vera Anticoagulants Antineoplastons Antioxidants Anvirzel Artemisinin Asparagus Berries Boluses Bovine Cartilage Cancell Cansema Carnivora Alternative Cancer Therapies Page 1 Updated 05/17/11 Bookmark this page...as we learn of more therapies throug Please report any broken links by contacting info@mnwelldir.org Perhaps we should call these "unproven therapies" since many of them are on the American Cancer Society's infamous black list. Simply because something is "unproven" does not mean that it has been "disproven." And if a therapy fits the following— 1. It works. Castor Oil Packs Cayenne Pepper Chaparral Chinese Bitter Melon Chiropractic Clodronate Coley's Toxins Contortrostatin C-Statin D-limonene DMSO Electrolyzed Water Ellagic Acid Enzyme Therapy Escharotics Essential Oils 2. It's inexpensive. 3. Few, if any, negative side effects. 4. It's not patentable. —odds are it will stay on the black list because no one is going to spend a dime to prove its effectiveness. Medicine is a business. Cancer is a business. The FDA is running a protection racket, protecting drug companies and the AMA from anyone with an inexpensive and effective treatment for money making diseases. The following therapies are not guaranteed to work, at least by us. They are presented to you for information purposes only. For many, their effectiveness has been shown in limited clinical trials, but each one, by itself, is not...
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...heories about how young children acquire and develop language Young children become amazingly proficient communicators during the first three years of life. As the Birth to Three Matters framework points out, they use 'the hundred languages of children' - body language (including facial expressions and dance); sign language (their own and family inventions as well as an officially recognised sign language); painting, drawing and mark-making; and oral expression. They have been acutely active listeners since their days in the womb, where they learned to recognise the speech patterns, tunes and tones of the languages used in their home contexts. Language theory research informs us that young children's language development is influenced by many factors, including having sensitive adults and older children around them who will listen and attend to their expressions and who will use and model appropriate language themselves. This has been called 'Motherese' by researchers led by Cathy Snow. Children's babbling during their first year includes the sounds of every world language and 'crib talk' demonstrates their intense interest in the sounds they hear around them. Although children with a hearing loss will stop babbling, if they grow up in a home with parents who can sign, they will follow the same patterns of development using their first language - signing - and will sign their first word at around the same age that hearing children speak theirs. Between two and three years...
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...INTRODUCTION Since the first car rolled out on the streets of Mumbai (then Bombay) in 1898, the Automobile Industry of India has come a long way. During its early stages the auto industry was overlooked by the then Government and the policies were also not favorable. The liberalization policy and various tax relief by the Govt. of India in recent years has made remarkable impacts on Indian Automobile Industry. Indian auto industry, which is currently growing at the pace of around 18 % per annum, has become a hot destination for global auto players like Volvo, General Motors and Ford. A well developed transportation system plays a key role in the development of an economy, and India is no exception to it. With the growth of transportation system the Automotive Industry of India is also growing at rapid speed, occupying an important place on the 'canvas' of Indian economy. Today Indian automotive industry is fully capable in producing various kinds of vehicles and can be divided into 03 broad categories: Cars, two-wheelers and heavy vehicles. ← The first automobile in India rolled in 1897 in Bombay. ← India is being recognized as potential emerging auto market. ← Foreign players are adding to their investments in Indian auto industry. ← Within two-wheelers, motorcycles contribute 80% of the segment size. ← Unlike the USA, the Indian passenger vehicle market is dominated by cars (79%). ← Tata Motors dominates over 60% of the Indian commercial vehicle...
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...АНГЛИЙСКОГО ЯЗЫКА Допущено Министерством просвещения СССР в качестве учебника для студентов педагогических институтов по специальности [pic] Москва «Высшая школа» 1983 № 2103 «Иностранные языки» Сканирование, распознавание, проверка: Корректор, сентябрь 2004 г. Для некоммерческого использования. Исправлено десять опечаток. Орфография из амер. переведена в брит. Рецензенты: кафедра английского языка Горьковского педагогического института иностранных языков им. Н. А. Добролюбова и доктор филол. наук, проф. Л. Л. Нелюбин. Блох М. Я. Б70 Теоретическая грамматика английского языка: Учебник. Для студентов филол. фак. ун-тов и фак. англ. яз. педвузов. — М.: Высш. школа, 1983.— с. 383 В пер.: 1 р. В учебнике рассматриваются важнейшие проблемы морфологии и синтаксиса английского языка в свете ведущих принципов современного системного языкознания. Введение в теоретические проблемы грамматики осуществляется на фоне обобщающего описания основ грамматического строя английского языка. Особое внимание уделяется специальным методам научного анализа грамматических явлений и демонстрации исследовательских приемов на конкретном текстовом материале с целью развития у студентов профессионального лингвистического мышления. Учебник написан на английском языке. ББК 81.2 Англ-9 [pic]4И (Англ) © Издательство «Высшая школа», 1983. CONTENTS Page Preface 4 Chapter I. Grammar in the Systemic Conception of Language...
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