...nanceGender and rural microfinance: Reaching and empowering women Guide for practitioners Enabling poor rural people to overcome poverty This paper was prepared by Linda Mayoux and Maria Hartl. Linda Mayoux is an international consultant on gender issues in economic development including microfinance. She is currently global consultant for Oxfam Novib’s Women’s Empowerment, Mainstreaming and Networking (WEMAN) programme. Mayoux prepared this paper in collaboration with Maria Hartl, Technical Adviser for Gender and Social Equity in IFAD’s Technical Advisory Division. Annina Lubbock, Senior Technical Adviser for Gender and Poverty Targeting, Michael Hamp, Senior Technical Adviser for Rural Finance. Ambra Gallina, Gender and Poverty Targeting Consultant, also contributed. The following people reviewed the content: Maria Pagura (Rural Finance Officer, Rural Infrastructure and Agro-Industries Division of the Food and Agriculture Organization of the United Nations (FAO), Carola Saba (Development Manager, Women’s World Banking) and Margaret Miller (Senior Microfinance Specialist, Consultative Group to Assist the Poor – CGAP). The opinions expressed in this publication are those of the authors and do not necessarily represent those of the International Fund for Agricultural Development (IFAD). The designations employed and the presentation of material in this publication do not imply the expression of any opinion whatsoever on the part of IFAD concerning the legal status of any...
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...2. Women Empowerment in Modern India Dr. Shruti Singh For centuries women were not treated equal to men in many ways. They were not allowed to own property, they did not have a Share in the property of their parents, they had no voting rights, and they had no freedom to choose their work or job and so on. Gender inequality has been part and parcel of an accepted male-dominated Indian society throughout history. Women were expected to be bound to the house, while men went out and worked. This division of labor was one of the major reasons why certain evils like 'Sati Pratha', ‘PardahSystem', 'Child Marriage', 'Dowry System', etc. took birth in our society. The traditional Indian mentality assumes that the place of women is mainly concentrated to the household activities like kitchen work and upbringing of the children. There is systematic discrimination against women economically, socially, politically and culturally more so, in India. These discriminations & disabilities are practiced at all levels day in & day out. Women Empowerment is the ability of women to exercise full control over their actions. This means control over material assets, intellectual resources and even over their ideologies. It involves, at the psychological level, women's ability to assert them which has, so far, been constricted by the 'gender roles' assigned to them especially in a culture like India which resists changes. This essay throws light upon the different challenges that are faced by Indian...
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...WOMEN EMPOWERMENT “Women empowered means mother India empowered”. - Pt. Jawaharlal Nehru WHAT IS WOMAN EMPOWERMENT? What does it really mean to empower women? Is it political empowerment? Economic empowerment? Social empowerment? In fact, these categories are not mutually exclusive but mutually reinforcing. Women’s political empowerment, usually envisioned as political participation in elections and government, is necessary to give women a voice in the policies that affect their lives. Women’s economic empowerment, which entails that women have the authority to make their own decisions regarding use of their resources, leads to prosperity for families and communities. Social empowerment, often achieved through public policy and education, liberates women from the mistreatment, exploitation, and oppression that inhibit women from reaching their full potential. HISTORY OF WOMAN EMPOWERMENT IN INDIA The status of women in India has been subject to many great changes over the past few millenium. In early vedic period women enjoyed equal status with men. Rigveda & Upanishads mention several names of women sages and seers notably Gargi & Maitrey. However later the status of women began to deteriorate approximately from 500 b.c., the situation worsened with invasion of Mughals and later on by European invaders. Reformatory movements by Guru nanak, RajaramMmohan Rai, others did give some relief. It is not that Britishers didn’t do any thing for improving the condition of women...
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...Journal of Management and Social Sciences Vol. 9, No. 2, (Fall 2013) 09-22 Women Empowerment Through Microcredit: Step Towards Alleviating Feminization of Poverty Sara Wali Qazi* Sindh Madressatul Islam University (SMIU) Karachi Dr. Manzoor Isran* SZABIST Karachi Dr. Samina Isran* Shah Abdul Latif University, Khairpur Dr. Nadeem A. Syed* SZABIST Karachi ABSTRACT Purpose - The study explores and evaluates the women‟s experiences with microcredit facility for the purpose of women empowerment. While there is a mutual understanding and general consensus on closer nexus between women empowerment and microcredit, women are disempowered for variety of reasons such as lacks of financial resources, being a member of patriarchy society, misinterpreted religious concepts about her role and position in the society, and cultural restraints. However, microcredit, globally promoted as a “miracle cure” for the financially weak, especially women who face so many problems accessing microcredit for variety of reason, which have been discussed in detail in this study. Methodology/Sample - This is qualitative study with inductive approach, and interpretive philosophy which allow the existence of multiple subjective perspectives and construction of knowledge. Women who availed microcredit from microfinance institutions (MFIs) were selected for the research study. The data was congregated through in-depth interviews and stopped at saturation level. Through phenomenological analysis...
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...with human development. The author says that patriarchy thrives on control of women’s sexuality, fertility and labour for male hegemony over economic resources. Economic institutions and policy can exacerbate existing gender inequalities instead of mitigating them. Laws and policies too play a significant role in determining the extent of gender inequality that exists in a society. They can serve to protect women’s rights or to reduce them. For example, in many countries, women still lack the legal right to inherit or own property and, in many others, violence against women is not considered a criminal offense. The paper argues that without transformations in economic relations or the implementation and enforcement of legal rights and protection, gender equality and the empowerment of women can remain an elusive goal. Women’s Studies have challenged the conventional indicators of development that focus on urbanization, higher education, mobility of labor, technological development, modernization, infra-structural development, industrialization etc. Through the lens of Gender Economics, the author contextualizes day to day survival struggles of women in the family, in the households, in the community and in the micro and macro economy with the perspective of power relations which control women and girl children's sexuality, fertility and labor. The paper examines the three approaches for women's development: Women in Development (WID) model deconstructs the economic growth...
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...Political Empowerment of Women: Comparative Study of South Asian Countries Amna Mahmood A South Asia is a home of variety of cultures, languages and religions. Here we can find a number of variations in customs, value systems and ways of life. But one thing is common among all the cultures and regions of South Asia that is gender discrimination. Women traditionally are considered subordinated to the male and this remained a prominent feature both in the rural and the urban areas. In urban areas a little improvement is due to enhanced level of education and economic independence in women. There is very less distinction of educated and uneducated as that of religion in this regard. The situation is improved with regard to political empowerment especially with the allocation of 33% seats in local government in South Asia but in most of the cases this change is not satisfactory. The real empowerment would be achieved only if it would be accompanied by the social and economic empowerment. For that purpose, society has to be changed at large. Such change cannot be materialized only through any coercive legislation or strong state action in the blink of an eye. But the fact remains there that in societies where all the changes start from top to bottom these measures along with a strong political will can stimulate a change to improve the situation gradually. This paper discusses the measures taken by different governments in South Asia to achieve the goal of political empowerment and participation...
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...Shehzadi Zamurrad Awan F.C College University ABSTRACT Civil society in Pakistan has been playing its role in social, economic and political empowerment of women. Unfortunately, despite of the emergence of vibrant print/electronic media, wide-spread network of women related non-governmental organizations and the focus of political parties on women related issues; a large segment of female population is still struggling hard for the equal status. However, it is pertinent to state that the notion of women empowerment is deeply linked with an over-all change in patriarchal structure of the society, on one side and the truthful understanding of religion (Islam) on the other. We cannot neglect this reality that the growing trend to provide equal opportunities of education and employment to women has contributed to their welfare, but not effective through to make a dent in their over-all well-being. In spite of the fact that more representation is given to the women in legislatures, neither have they suggested remedies for the grievances and dismal plight of women, nor they could suggest the broad framework to improve the role of female socio-economic and political in Pakistan. KEY WORDS: Civil Society, Pakistan, Woman, Welfare, Gender, NGO Introduction This paper intends to establish a linkage between the issues of women empowerment and the contribution of the civil society, to achieve a respectable status for the female population, within various sectors of the Pakistani society...
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...debates over the issue of women empowerment: the unequivocal nucleus for all forums seeking to lift the traditional veil and impart a more meaningful existence to woman : the inseparable companion, the ever caring mother, the doting wife, who has since times immemorial been relegated to the background. This paper attempts to analyze the status of empowerment of women and highlight the issues and challenges they are in. It tries to analyze the need of women’s participation in the political process, social, economic and the overall developmental progress of Ghana largely to be judged on the basis of their political awareness, their capability of decision making in a male dominated society, their consciousness about various issues concerned with women viz. providing education to girls, health , nutrition, fighting against dowry, inclusion in the society, economic freedom, etc. It looks into the dynamism of the process whereby women empowerment is achieved and seeks to analyze whether participation of women does in fact translate into concrete women empowerment : a state where women are able to carve a niche for themselves in the traditional male bastion and successfully find a forum for effective redressal of women related issues or whether increased political participation of women, is but an eyewash , an essential dexterous jugglery of numbers with no female empowerment ramifications whatsoever. MEANING OF WOMEN EMPOWERMENT Empowerment of women is essentially the process...
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...Longevity is measured by life expectancy at birth; knowledge is measured by a combination of the adult literacy rate and the combined primary, secondary, and tertiary gross enrolment ratio; and standard of living by GDP per capita (PPP US$). For details on how to calculate the HDI, see pages 340–1 Technical Note 1. What is the gender-related development index (GDI)? The GDI—gender-related development index—is a composite indicator that measures the average achievement of a population in the same dimensions as the HDI while adjusting for gender inequalities in the level of achievement in the three basic aspects of human development. It uses the same variables as the HDI, disaggregated by gender. For details on how to calculate the GDI see pages 340, 343-344 and 346 Technical Note 1. What is the gender empowerment measure (GEM)? The GEM— gender empowerment measure—is a composite indicator that captures gender inequality in three key areas: • political participation and decision-making, as measured by women’s and men’s percentage shares of parliamentary seats; • economic participation and decision-making power, as measured by two indicators—women’s and men’s percentage shares of positions as legislators, senior officials and managers and women’s and men’s percentage shares of professional and technical positions; • power over economic resources, as measured by women’s and men’s estimated earned income (PPP US$). For details on how to calculate the GEM see pages 340,...
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...Education and Women’s Empowerment in Bangladesh Nashid Kamal *and K.M Zunaid** *Professor and Head, Department of Population-Environment Independent University, Bangladesh **Graduate student, Sydney 1 Abstract: In Bangladesh the latest BDHS, 2004 finds that only twenty percent women work for cash. Among them only 48 percent are able to spend their money on their own, the rest are dependant upon spouses or other family members to take joint decisions on spending. Defining this variable as a measure of empowerment, this analysis investigates correlates of empowerment using logistic regression analysis. The model finds that marital status is the most significant predictor of empowerment in Bangladesh. Unmarried women are six times more likely to be empowered. Secondary education is another major determinant of empowerment, along with the woman’s mobility and decision making scores. The paper recommends strengthening women’s secondary education in Bangladesh and also taking measures to encourage late marriage for women. 2 INTRODUCTION The participation of women in the labour market in Bangladesh has increased in the recent years. One of the major areas where women have found employment has been the garment sector. This industry employs around 10 million persons directly or indirectly, of which ninety percent are women workers. In the 1993-94 BDHS the percentage of women who reported cash income was only 14.4 percent. After the garment industries were set up in Bangladesh...
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...landscape of these countries? Why some countries have been slow to empower women in their countries? This paper will address these questions and other areas as it relates to the empowerment of women. Empowering means “To invest with power, especially legal power or official authority”. So when you hear the phrase “empowering women” what comes to mind? Initially I had no clue, it was until I read articles that I fully understood what it meant. Political empowerment, Economic empowerment, and Social empowerment is what empowering women is all about. I’ve only listed a few of the categories, but some countries and or societies treat them as mutually exclusive to women. The first article I read emphasis the importance’s of education among women. Educating women would be one of the first steps toward empowerment. Education helps with social development and improves your well-being. Yet there are still place that excluded young girls from a formal education. The benefits of women being educated greatly outweigh them being illiterate. With education empowerment among women; they better informed on health matters which can lead to deduction in population and child mortality rates. Educated women can seek better employment opportunities, which in turn help their households and national income. Empowerment for women in terms of educations; drive women to become more politically active and more informed how to exercise their legal rights. What I found fascinating there are...
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...prison. Women started to gain their own sense of independence and being when the social movements captivated them. The three social movements that have changed the women would be education and literacy, marriage and reproduction, and also woman and the work and economic life. All of these aspects have given women the empowerment that they were deprived from back in the day. This helps to make women stronger, as we are not told what we can and can't do. Literacy and Education When it comes to women's education as well as the ability to further their degrees, this was always a huge factor of independence. The education seems to raise as the age of women want to start bearing children and also when they restrict their fertility over the course of their life. The first step is basic literacy. There are large portions of the world that can not read. The countries also vary a very great deal on how they educate their populations, and there is a significant amount of difference when it comes to men and women with education. There are many women that feel if they higher their education that there is a less chance of them being judged. There are many countries where there is a huge gap in literacy between men and women. Both the wealth and development of these countries are related to both the literacy rate as well...
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...DEVELOPMENT COMMUNICATION ASSIGNMENT ON WOMEN’S EMPOWERMENT SUBMITTED TO:- SUBMITTED TO:- MR. R.K. Gupta Tanu Garg BCA 2012-2015 Who is the father of extension? James strut What is extension work? In modern times, particularly in the last 25 years or so, extension work has come to have great significance in popular education, in adult or fundamental education, and in public information. It is now regarded as an essential feature of the development of progressive and democratic nations. Principals of extension:- Principle of Interest and Needs: The rural people should voluntarily participate in the extension work. Extension work must be based on the needs and interests of the people. These interest and needs differ form individual to individual, form village to village, form block to block and form state to state and therefore there cannot be one programmes for all people. To be effective, extension work must begin with the interested and needs of the people. Many times the interests of the rural people are not the interest of the extension worker. Even though the sees the needs of the people better than they do themselves, he must begin with the beds and interests as they (the people) see them...
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...THESIS ON IMPACT OF EDUCATION ON DOMESTIC VIOLENCE Sparkles Soft offers under stated Services 1. Plagiarism free writing services 2. PHD Research Papers 3. MBA Dissertations Writer 4. MBA Thesis writer 5. MBA Assignment writer 6. ACCA,BSC Applied Accountancy Project 7. Australian MBA Assignment writing Services 8. UK MBA Assignment writing Services 9. LLB Thesis writing Services 10. LLM Thesis writing Services 11. LLB Assignment writing services 12. LLM Assignment writing Services 13. Australian and UK LLB Thesis writing Services 14. Australian and UK LLM Thesis writing Services 15. Australian and UK LLB Assignment writing services 16. Australian and UK LLM Assignment writing Services https://www.facebook.com/pages/International-Students-in-UK/170124656395756 SPARKLES SOFT Skype sparkles.soft Email sparklessoft@gmail.com Viber/WhatsAPP 00923004604250 Uk LandLine +441252594901 SUBMITTED TO: SUBMITTED BY: Table of Contents CHAPTER 1 3 INTRODUCTION 3 1.1 Pakistan as a country: 3 1.2 Domestic Violence: 3 1.3 Western Vs local Domestic Violence: 5 1.4 Research Question: 6 1.5 Research Objectives 6 1.6 Research Significance 7 CHAPTER TWO 8 EDUCATION SYSTEM IN PAKISTAN 8 2.1. Education: 8 2.2. Education System: 8 2.3. Education system of Pakistan: 10 2.3.1. Problems of Education system of Pakistan: 11 2.3.2. Policies and Reforms in Education system...
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...CONTENTS RETHINKING POLICY ON CHILD SEx RATIOS Mary E John ......................................................................................5 NCW: TWENTY YEARS OF EMPOWERING WOMEN Mamta Sharma ..................................................................................9 STREE SHAKTI Rashmi Singh ..................................................................................13 NORTH EAST DIARY ...............................................................18 EMPOWERING WOMEN IN AGRICULTURE Amrit Patel ......................................................................................19 EMPOWERED WOMEN, EMPOWERED NATION Shahin Razi .....................................................................................24 WOMEN'S EMPOWERMENT ACROSS INDIAN STATES Arundhati Chattopadhyay ...............................................................29 J&K wINDOw ..........................................................................56 AMENDING ARCHAIC LAWS TO EMPOWER WOMEN Moushumi Das Gupta .....................................................................52 WOMEN AND PANCHAYATI RAJ Nupur Tiwari ...................................................................................36 DO YOu KNOw? SOME FACTS ABOUT DOMESTIC VIOLENCE ACT, 2005 ..................................................................41 WOMEN SELF HELP GROUPS Kahnu Charan Dhir .........................................................................42 BEST PRACTICES PEARL IN THE SAND – TARA DEVI...
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