Premium Essay

Loan Documentation

In:

Submitted By Atiqtito
Words 1738
Pages 7
NCC BANK LTD. ANNEXUR- ‘A’

Loan Documentation Checklist

|Borrower : |M/S.Chandra Spinning Mills Ltd. CD A/C# 0210008345 |
|Registered Address : |240 Tejgao Industrial Area, Dhaka-1208 |
|Status : |Private Limited Company |
|Loan A/c. No.: |SOD(G) -0140000771, LTR, PAD,LFS. |

|Sl No. |Nature of Facilities |Amount |Validity |
|01 |LC/PAD |750.00 lac |30.06.2012 |
|02 |LTR |700.00 lac |30.06.2012 |
|03 |SOD(G) |50.00 lac |30.06.2012 |
|04 |LDBP/FDBP |1000.00 lac |30.06.2012 |

01. General Documents:

|Sl No. |Description |Required |Date of document |Date of document received |
|01 |CIB |Yes |11.03.2010 |17.03.2010 |
|02 |Letter of borrower requesting for new facilities/renewal |Yes |22.07.2010 |22.07.2010 |
|03

Similar Documents

Free Essay

Khjkh

...experience. ➢ Experienced into Network Management, configuration, troubleshooting and implementation network designs for Cisco and Avaya products ➢ Hands-on experience into various Cisco data and Voice Products like Routers, Gateways, Switches, Hubs, IPCC, Call Managers, HP Servers. ➢ Working experience with Hardware like storage, server and virtualization architecture with knowledge of TCP/IP and WAN and LAN concepts ➢ Documentation and knowledge management strategy and implementation (PER, Reports, Execution Status, Delivery status report) ➢ Hand-on experience with hardware configuration and troubleshooting worked with many vendors and coordination with many engineers ➢ Worked closely with client team and conduct training for the users ➢ Hands on experience in user documentation (user manual, help documents, tutorials, instruction manual and FAQ) ➢ Worked as a trainer for the juniors and provide training on Networking related subjects and soft skills training ➢ Worked closely with development and functional team for initial documentation of complex enterprise software. ➢ Outstanding interpersonal and communication skills. Ability to analyze technically complex situations and to develop & execute solutions. ➢ Excellent skills in MS Word, Adobe Acrobat, PowerPoint, MS excel and MS project planning. Qualification Highlights ▪Cisco Certified Network Associate ▪Project Planning and Execution ...

Words: 1029 - Pages: 5

Premium Essay

Kudler Frequent Shopper

...Running head: SERVICE REQUEST SR-KF-013 - KUDLER FINE FOODS Service Request SR-kf-013 – Kudler Fine Foods Kent Alexander, Tracy Duncan, Elvis Rocha Jr, Eliseo Perez, Todd Ruggles University of Phoenix BSA375 Fundamentals of Business Systems Development May 10, 2010 System Development Phase I Kudler Fine Foods is committed on providing customer satisfaction to all customers that purchase products from all of affiliated stores. To better serve the customers, Kudler is interested in developing a system to track customer purchases through a Frequent Shopper Program to award loyalty points for redemption (Kudler Fine Foods). Scope To develop a Frequent Shopper Program (FSP) that will improve customer’s satisfaction, track purchasing activities from the customers, and offer high end product for redemption as a reward for shopping at their stores. Goal Under the new program, each customers purchase transactions will be recorded and reward points will be earned base on dollar amount spent per transaction. Once points are accumulated, the points can be redeemed for high end gifts, products, specialty foods (Kudler), or partnership services from vendor companies. With the new system implementation, Kudler Fine Foods will be able to add new value to customers; improve customer satisfaction, increase margin profits, customer loyalty, and have adequate management system to track customer’s spending habits at Kudler Fine Foods. ...

Words: 5143 - Pages: 21

Free Essay

Readme

...Not to be confused with Reamde, a novel by Neal Stephenson. The README file for cURL A readme (or read me) file contains information about other files in a directory or archive and is commonly distributed with computer software, forming part of its documentation. Such a file is usually a text file called README.TXT, README.md, README.1ST, READ.ME, or simply README, although some software may occasionally include a README.WRI, README.RTF, or README.DOC. The name is chosen so that users unaware of the existence of this type of file would be drawn to read it. README is traditionally written in upper case, so that on case-preserving environments that display files in an ASCIIbetical ordering by default, such as the ls command in Linux, the name will appear near the beginning of a directory listing (since upper-case letters sort before lower-case letters in ASCIIbetical ordering). Contents The contents typically include one or more of the following: Configuration instructions Installation instructions Operating instructions A file manifest (list of files included) Copyright and licensing information Contact information for the distributor or programmer Known bugs[1] Troubleshooting[1] Credits and acknowledgments A changelog (usually for programmers) A news section (usually for users) The expression "readme file" is also sometimes used descriptively and generically, whereby the files are not named "readme", but are considered types of readme files. The source code distributions...

Words: 807 - Pages: 4

Premium Essay

Quality Management Systems

...diagram at the top of this section): Customer Requirements, Product Realization, Page 1 of 6 4.0 - QUALITY MANAGEMENT SYSTEMS Section Description Measurement, Analysis and Improvement, Management Responsibility, Resource Management, and Continual Improvement, And are organized into a Plan-Do-Check-Act loop. 1.2 The sequence and interrelation between the six groups and individual QSPs are illustrated in a diagram at the beginning of this section (Quality System Processes Diagram). Every QSP is further defined in process sheets at the end of this section (Quality System Processes Sheets). 1.3 QSPs and their sub-processes are documented in this quality manual and in associated operational procedures and work instructions. The documentation defines these quality system processes and their sequence and interaction, and instructs on how to...

Words: 1672 - Pages: 7

Free Essay

Information & Technology

...SISTEMAS DE INFORMACION CALCULATING DOCUMENT MANAGEMENT COSTS 1. How should SSC prepare for a DMS if they decide to implement one? The Data Management Systems transforms the organization operations in many areas. The first one is cost reductions such as: reduced labor hours, reduced employees, reduced operational costs, warehouse costs and paper costs. Significantly reduced the inefficiencies and misplaced of paper workflows. According to Turban & Volonino (2011): “DMS can help a business to become more efficient and productive by the: enabling the company to access and use the content contained in the documents, reducing the time and effort required to locate information the business needs to support decision making, improving the security of the content and thereby reducing the risk of intellectual property theft.” (p.68) The DMS transformed the way that businesses operate, a part of the cost reduction can work more efficiently simply by accessing a database and avoid losing information as often happens in the papers. Spring Street Company should implement the DMS system. If the company decided to implement the major first step is figure out the workflows and processes to make that system meet its potential, and maximize its adoption. Also entered most of the old data and new data will be entered electronically. SSC will continue using paper but less than before the implement the new system. Document Management System ensures that the company will be...

Words: 1069 - Pages: 5

Premium Essay

10 Grammar Mistakes That Make You Look Stupid

...10 Grammar Mistakes That Make You Look Stupid Version 1.0 May 23, 2005 These days, we tend to communicate via the keyboard as much as we do verbally. Often, we're in a hurry, quickly dashing off e-mails with typos, grammatical shortcuts (I'm being kind here), and that breezy, e.e. cummings, no-caps look. It's expected. It's no big deal. But other times, we try to invest a little care, avoiding mistakes so that there's no confusion about what we're saying and so that we look professional and reasonably bright. In general, we can slip up in a verbal conversation and get away with it. A colleague may be thinking, Did she just say "irregardless"?, but the words flow on, and our worst transgressions are carried away and with luck, forgotten. That's not the case with written communications. When we commit a grammatical crime in e-mails, discussion posts, reports, memos, and other professional documents, there's no going back. We've just officially gone on record as being careless or clueless. And here's the worst thing. It's not necessary to be an editor or a language whiz or a spelling bee triathlete to spot such mistakes. They have a way of doing a little wiggle dance on the screen and then reaching out to grab the reader by the throat. So here we are in the era of Word's red-underline "wrong spelling, dumb ass" feature and Outlook's Always Check Spelling Before Sending option, and still the mistakes proliferate. Catching typos is easy (although not everyone does it). It's the...

Words: 1040 - Pages: 5

Premium Essay

Doc, Docx, Pdf, Wps, Rtf, Odt

...IN-SCHOOL DEFERMENT REQUEST Federal Family Education Loan Program OMB No. 1845-0005 Form Approved Exp. Date 06/30/2002 SCH WARNING: Any person who knowingly makes a false statement or misrepresentation on this form or on any accompanying documents shall be subject to penalties which may include fines, imprisonment or both, under the U.S. Criminal Code and 20 U.S.C. §1097. SECTION 1: BORROWER IDENTIFICATION Please correct or, if information is missing, enter below. If a correction, check this box: ❒ SSN Name Address City, State, Zip Telephone - Home ( Telephone - Other ( ) ) SECTION 2: DEFERMENT REQUEST Before answering any questions, carefully read the entire form, including the instructions and other information in Sections 5 and 6. s I meet the qualifications for the deferment checked below and request that my loan holder defer repayment of my loan(s): ❒ While I am enrolled at an eligible school as a FULL-TIME STUDENT. (For borrowers with any FFEL Program loan.) ❒ While I am enrolled at an eligible school as a LESS THAN FULL-TIME BUT AT LEAST HALF-TIME STUDENT. (For borrowers who, on the date they signed the promissory note, did not have an outstanding balance on a FFEL Program loan made before July 1, 1987.) NOTE: Your promissory note or other loan documents may state that a borrower with an outstanding balance on a FFEL Program loan made prior to July 1, 1993 must receive another loan in order to qualify for a half-time student deferment. This requirement...

Words: 1895 - Pages: 8

Premium Essay

Credit Management

...Credit Management |Program |: |MBA |Class of |: |2007 | |Semester |: |IV |Sessions |: |33 | |Course Code |: |BKG 607 |Credit |: |3 Units | Objective The objective of this course is to provide the students with adequate knowledge about the management of Credit portfolio in banks. It will provide sufficient inputs to enable the student to develop an insight regarding the different phases of Credit management. |Reference Books |Author / Publication | |Credit Management |ICFAI | |Practical Banking Advances |H.L.Bedi and V.K. Hardikar/ UBS Publishers | |The Bank Credit Analysis |Jonathan Golin/John Wiley & Sons | |Frontiers in Credit Risk |Gordian Gaeta/ John Wiley & Sons | |Money, Credit and Capital |James Tobin/McGraw | |Credit Risk |Michael...

Words: 446 - Pages: 2

Premium Essay

Case 6.1: the Greater Providence Deposit & Trust Embezzlement

...Jim Ridilla October 23, 2011 Discuss how Greater Providence Deposit & Trust might improve its control procedures over the disbursement of loan funds to minimize the risk of this type of fraud. Segregation of duties is a fundamental element of internal control in any company. No single employee should be given too much responsibility over certain business transactions or processes. When one person in an organization has too much control or access over these responsibilities, problems can and often do arise. In the case of The Greater Providence Deposit & Trust, James Guisti was a manager and trusted employee. Mr. Guisti’s job required him to know the details and intricacies involved in the operation of processing consumer loans. Adequate segregation of duties were not put into place at the Bank, creating a scenario that allowed Mr. Giusti to use his knowledge to embezzle close to $2 million from his employer. Mr. Giusti was authorized to make consumer loans up to a certain dollar limit without loan committee approvals. He then used his position of authority over the customer service representative, Lucy Farioli, to have her co-sign loan checks that were, unbeknownst to her, bogus. Mr. Giusti should have been required to have a member of upper management, not Ms. Fraioli, co-sign the checks. Backup documentation along with an explanation of the purpose of the check would have been required. The reviewer of these records should not blindly trust the requestor...

Words: 1147 - Pages: 5

Premium Essay

Loan

...William D. Ford Federal Direct Loan Program Direct Subsidized Loan and Direct Unsubsidized Loan Borrower’s Rights and Responsibilities Statement Important Notice: This Borrower’s Rights and Responsibilities Statement provides additional information about the terms and conditions of the loans you receive under the accompanying Master Promissory Note (MPN) for Federal Direct Stafford/Ford Loans (Direct Subsidized Loans) and Federal Direct Unsubsidized Stafford/Ford Loans (Direct Unsubsidized Loans). Please keep this Borrower’s Rights and Responsibilities Statement for your records. You may request another copy of this Borrower's Rights and Responsibilities Statement at any time by contacting your servicer. Throughout this Borrower’s Rights and Responsibilities Statement, the words “we,” “us,” and “our” refer to the U.S. Department of Education. The word “loan” refers to one or more loans made under the accompanying MPN. 1. The William D. Ford Federal Direct Loan Program. The William D. Ford Federal Direct Loan (Direct Loan) Program includes the following types of loans, known collectively as “Direct Loans”:     Federal Direct Stafford/Ford Loans (Direct Subsidized Loans) Federal Direct Unsubsidized Stafford/Ford Loans (Direct Unsubsidized Loans) Federal Direct PLUS Loans (Direct PLUS Loans) Federal Direct Consolidation Loans (Direct Consolidation Loans) 4. About the MPN. You may receive more than one loan under this MPN over a period of up to 10 years to pay for your educational...

Words: 7507 - Pages: 31

Premium Essay

Project Financing

...PROJECT REPORT ON SMEs PROJECT FINANCING BY BANKS SUBMITTED TO: PROF. MAYANK PATEL AND PROF. RAVIRAJ GOHIL SUBMITTED BY: MRINKAL GARG 1011113076 2011-13 2012 ACKNOWLEDGEMENT This is to acknowledge all those without whom this project would not have been a reality. Firstly I would to convey my heartfelt thank to my Professors, Prof. Mayank Patel and Prof. Raviraj Gohil, who always help me by giving valuable suggestions and guidance for completion of this project. I am also very thankful to my father Mr. Vimal Garg who provide me a unique platform to fulfillment of this project and provide practical exposure to earn knowledge in the field of sanctioning procedure of bank loans and learn the problems faced by customers and bankers during the financing a project that could be done in a bank. I also want to extend my sincere thanks to “Agarwal & Co.” who’s immense support and dedicated their time toward it to sharing their knowledge in the field of finance and learn the day-to-day activities that are carried out in the CA firm. I would like to thanks to, Prof. BALA BHASKARAN (Director of Shanti Business School, Ahmadabad) who provides me this golden opportunity by giving this project. Table of Contents ACKNOWLEDGEMENT 2 EXECUTIVE SUMMARY: 4 Objective: 4 Brief Description of Project: 4 INTRODUCTION 6 Introduction of Project Financing 6 Introduction of Banking 8 SIGNIFICANCE OF THE STUDY 14 PROJECT OUTLINE FOR PROJECT FINANCE 15 ...

Words: 4101 - Pages: 17

Premium Essay

Credit Risk Management

...INTRODUCTION 1.1 Origin of the Report Bachelor of Business Administration (BBA) Course at Shanto Mariam University of Creative Technology (SMUCT) requires a three months attachment with an organization followed by a report assigned by the supervisor in the organization and endorsed by the faculty advisor. As I am already working for Dhaka Bank Limited (DBL), I took the opportunity to do my internship in my own organization. … also approved the topic and authorized me to prepare this report as part of the fulfillment of internship requirement. 1.2 Background of the Report Last year Bangladesh Bank undertook a project to review the global best practices in the banking sector and examines in the possibility of introducing these in the banking industry of Bangladesh. Four 'Focus Groups' were formed with participation from Nationalized Commercial Banks, Private Commercial Banks & Foreign Banks with representatives from the Bangladesh Bank as team coordinators to look into the practices of the best performing banks both at home and abroad. These focus groups identified and selected five core risk areas and produce a document that would be a basic risk management model for each of the five 'core' risk areas of banking. The five core risk areas are as follows- a) Credit Risks; b) Asset and Liability/Balance Sheet Risks; c) Foreign Exchange Risks; d) Internal Control and Compliance Risks; and e) Money Laundering Risks. Bangladesh Bank in one of it’s circular (BRPD...

Words: 19151 - Pages: 77

Premium Essay

Report

...Chapter-1 Introduction of the report 1.1 Origin of the report Reporting means the written presentation of the evidence and findings of a research. After completion of the internship program report submission is essential. The report is based on a topic that can satisfy both organization and my academic institution. Internship is the last part of my BBA course. Being a BBA student internship and report submission is essential for me. Without completion of internship and submission of report I cannot be able to complete my BBA course. This report is submitted to my internship supervisor, Shishir K. Rouph, Visiting Faculty, University Of Development Alternative, after completion of the three months internship program in the BASIC Bank Limited ( Bangshal Branch). I have assigned a topic “Credit Operating Procedure of BASIC Bank Ltd.” and the BASIC Bank authority gave me the opportunity to work at the Bangshal Branch for three months on the topic. 1.2 Rationale of the Study In the later 19th century, finance was a part of the Economics. But due to the globalization and more expansion of international trade, Finance plays the major role for the economic development. The development of a modern economy would not have been possible without the use of money. Bank is an important and essential financial institution for the necessity of the use of money and the protection of money. Due to the globalization and technological innovation, banking business has become...

Words: 10106 - Pages: 41

Free Essay

Credit Management and Performance Evaluation of National Bank Limited”

...“Credit Management and performance evaluation of National Bank Limited” Chapter – 01 Introduction OF THE REPORT 1.1 Introduction National bank limited (NBL) is a full service scheduled commercial bank. It has both local and International Institutional Shareholder. The bank is primarily driven with a view of creating opportunities and pursuing market niches not traditionally meet by conventional banks. National Bank has been motivated to provide “best-in-the-class” services to its diverse assortment of customers spread across the country under an on-line banking dais. Today, National Bank is one of the fastest growing banks in the country. In order to support the planned growth of its distribution, network and its various business segments, National Bank is currently looking for impressive goal oriented, enthusiastic, individuals for various business operations. The bank wants to build a profitable and socially responsible financial institution. It carefully listen to the market and business potentials, It is also assisting stakeholders to build a progressive, healthy, democratic and poverty free Bangladesh. It helps make communities and economy of the country stronger and to help people achieve their financial goals. The bank maintains a high level of standards in everything for our customers, our shareholders, our acquaintances and our communities upon, which the future affluence of our company rests. Risk is inherent in all aspects of a commercial operation...

Words: 13236 - Pages: 53

Premium Essay

Kansas

...Federal Direct PLUS Loan Application and Master Promissory Note William D. Ford Federal Direct Loan Program Warning: Any person who knowingly makes a false statement or misrepresentation on this form or any accompanying document is subject to penalties that may include fines, imprisonment, or both, under the U.S. Criminal Code and 20 U.S.C. 1097. OMB No. 1845-0068 Form Approved Exp. Date 11/30/2013 SECTION A: BORROWER INFORMATION - TO BE COMPLETED BY ALL BORROWERS; READ THE INSTRUCTIONS IN SECTION G BEFORE COMPLETING THIS SECTION CHECK ONE - I am a: [ X] Graduate or Professional Student 1. Driver's License State and No. FL j520960838090 4. E-mail Address (optional) delaguilayaleeth@gmail.com 5. Name and Permanent Address (see instructions) DEL AGUILA , YALEETH E 578 EASTBROOK WINTER PARK FL 32792 UNITED STATES [ ] Parent of a Dependent Undergraduate Student 2. Social Security No. 148115472 6. Area Code/Telephone No. 3. Date of Birth (mm-dd-yyyy) 08/29/1983 4073530201 7. Citizenship Status (to be completed by parent borrowers only -- check one) (1) [ ] U.S. Citizen or National (2) [ ] Permanent Resident/Other Eligible Non-Citizen 8. Employer’s Name and Address ross stores 1736 sand lake orlando , FL 32792 UNITED STATES If (2), Alien Registration No. 9. Work Area Code/Telephone No. 4078161246 10. References: List two persons with different U.S. addresses who do not live with you and who have known you for at least three years. If you are a parent...

Words: 13038 - Pages: 53