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Long Term Care

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Submitted By amcarroll315
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Professional Development Paper
Angela Carroll
N502-DD1: Health Care Systems
Module 3
September 12, 2014

Contributing Factors Related to Failure for Advanced Planning of Long Term Care
In today’s society of advancements in medical technology, Americans are living longer which increases the need for long term care. Older adults make up the largest population of those requiring long term care. The current percentage of older adults over the age of 65 is at 12.6% and is expected to increase to 19.3% by 2030. The population of adults over the age of 85 is also expected to increase by the year 2020 (Sultz & Young, 2011). With today’s older adult more than likely being divorced or without children will lead to older adults not having family caregivers. This can also lead to an increase demand of these adults requiring the use of long term care facilities and services. Therefore, one must look at the reasons why older adults and their families overlook the concept of saving for long term care. As a society, what can be done to increase awareness for the need of advance planning? One must understand the definition of long term care. “Long-Term Care involves the need for assistance, including prompting, with activities of daily living” (Calmus, 2013, para. 3). One factor contributing to the lack of advanced planning could be that the majority of long-term care is provided by family members which do not require pay. This can therefore lead to loss of household income because the family member is away from work and have lost wages. The economic effects can be hidden but have a huge impact on long-term care (Calmus, 2013). Long-term care is very expensive and continues to rise in cost. Due to Americans not planning in advance, the government currently accounts for 63% of long-term care funding. Medicaid pays for 40% and Medicare pays for 23%. The remaining cost is

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