Social conflict theory, which can be strongly compared to Marxism, argues that factors such as the economic structure and capitalism produce crime and that those with the best resources make rules and laws which plays a role in why the upper class has the means to hide their crime, like in Dorm Room Dealers. Minorities suffer from this system more so than whites, rich or poor. African Americans are disproportionately represented in poverty, because in America, blacks were set up to fail from the beginning.
African Americans were pushed into the inner cities and highways were built to benefit whites in the suburbs and further separate the races. This was not done only to segregate, but also to form a cycle of poverty and crime within the black …show more content…
When the schools were forced to integrate, there was a great white flight. Improvement in transportation made it easier for workers to live outside of the central city and away from the blacks. Industries gradually shifted to the suburbs. Just moving away from African Americans was only the first step, whites had to make sure that the African Americans stayed on their side of town. Whites wanted absolutely no public housing in their neighborhoods. Public housing became a federally funded institution that isolated families by race and class resulting in high concentrations of poor black inner city ghettos. The reason why is obvious. When an African American family would be allowed to live amongst the whites in the suburbs, they had to meet a standard. They could not be ‘normal blacks.’ Suburbs preferred (demanded) integration by class instead of race. They would only accept affluent blacks. This pattern of the elite blacks moving out of the inner city only intensified the concentration of the urban poor. Race and neighborhood racial segregation are critical factors explaining black disadvantage and the restriction of black …show more content…
The acceptance of white neighbors is the least of the worries of an African American family trying to have a better life. “There are controlled differences in borrower credit scores, income, occupant status and loan to loan value ratios.” “Compared to whites, blacks exhibit higher rates of investor occupancy, more frequent single mortgage borrowing, greater loan-to-value ratios, higher rates of cash-out finance lending, more frequent exposure to prepayment penalties, and more adjustable interest rate loans.” The sad part is that most people actually do not know about the dirty mechanisms by which lending led to race, class, and place-based inequalities. African Americans were not wanted in certain areas so they experienced redlining and discrimination. When renting homes, data concludes that black borrowers paid between five to eleven percent more in monthly payments. That is ridiculous, but so not surprising in America. By clarifying the process by that associates black segregation to discrimination we show how processes of growing disadvantage endure, remain to sabotage, and cripple black socioeconomic status in the United States today. “Compared to whites, blacks exhibit higher rates of investor occupancy, more frequent single mortgage borrowing, greater loan-to-value ratios, higher rates of cash-out finance lending, more frequent exposure to prepayment penalties, and more