... The character that I feel, that escape the most compared to the other characters would most definitely be Tom Wingfield, the son of Amanda Wingfield. Tom and his mother Amanda always seem to butt heads between one another, no matter what. Tom had a job in a warehouse that paid him only sixty-five dollars a month. He had become friends with a guy named Jim, who was a clerk in the same warehouse as he worked. He had a sister named, Laura who was born with a childhood illness that later left her crippled. And, his overbearing mother Amanda is just caught up in her own little world of realization. Tom has always seen himself being more than just working in a warehouse, he actually wanted to become a seaman and explore the many different adventures that a seaman could explore. But, he put his dreams on hold to take care of his mother and his disabled sister. It seems as though Tom haven’t been pleased lately at how his mother treats him and sort of boss him around as if he is a little boy. Tom always wanted to move out his mother apartment and venture out on his own to see what the world had in-store for him, but it seem as if his mother was always his downfall and holding him back from achieving his goals. Every time Tom and his mother would get into an argument, he would say “I’m going to the movies!” (CCi Custom Edition, 2008). The movie was a way for Tom to have peace and quiet from his mother and to be able to watch movies and dream as, if he was in the movies fulfilling...
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...Policies: Drug and Alcohol Program Advisor. Human Resources department. Sexual Assault Prevention and Response and Safety Programs. After that the candidate now goes to a seven-week course in Fort Jackson S.C. Once a Chaplain or Religious Specialist has completed their training, they are assigned to a fleet and shipped off for duty anywhere in the world. He could be stationed in the United Kingdom, Japan, or even stationed right here in the United States. There are multiple places around the world where a sailor is destined to see. Serving in the military is like any civilian job. There is a salary, benefits, and unforgettable experiences. In the Navy salary depends on years of service and rank. Seaman recruits get paid around $1,468/month. Seaman apprentices get paid $1,645/month. Seaman get paid $1,730/month. Petty Officer Third Class make $1,916/month. Petty Officer Second Class make $2,050/month. Officer Class 1-6 get paid $12,391/month (navy). Although the pay grade may not be appealing to some, there are numerous benefits that come while someone is serving and when they get out. Health care of all kinds is offered to the men and women that serve the United States. Active duty service men and women have access to top of the line medical, dental, pharmaceutical, and prosthetic service the country can provide all at no cost to the veteran. Added services include nursing home housing for the veteran’s relatives and themselves as well. Alcohol and drug dependency treatment centers...
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...that it is a very poor area to live in considered the residents are struggling to put food on the table. It was extremely hard to find food in there, and many families lived in poverty. The part of District 12 that Katniss lives in is known as the Seam, which is where the coal-miners live and work. The Seam is located on the border of District 12 next to a forest. District 12 is enclosed by a high chain-link fence topped with barbwire. The electric fence is used a deterrent to predators that live in the woods. The merchant area in District 12 is a step up from the Seam. The mayor and his daughter, along with other families such as Peeta Mellark's, lived in the merchant area and are well-off for District 12. It was mentioned by Katniss that the merchants "lived above their businesses," suggesting that the merchants' homes doubled as their shops as well. The merchant section did exactly as its name implied—trading and buying goods. Katniss’s mother lived in the merchant area prior to marrying her husband. Another area in District 12 is the Hob, the districts black market. The Hob is where Katniss and Gale would go to trade the excess game. This area was the only place in the district where you buy banned items and was opened when most legal...
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...Uniform Commercial Code: Article 2 Sales Transactions over the Internet Introduction The Uniform Commercial Code (UCC) generally refers to the main set of regulations and laws that were primarily established to harmonize and standardize sales and commercial transactions in the United States. The primary reason for standardizing the state laws regarding the conduct of sale and transactions is that, often in today’s society, those transactions and sales tend to extend beyond the jurisdiction of a given state. For instance, a particular product may be manufactured in California, warehoused in Arizona, sold in Texas and delivered in Michigan. Consequently, the use of the UCC has not only ensured uniformity of the state laws regulating commercial transactions but has also allowed the states to achieve the necessary flexibility required to meet their local transaction demands (Benjamin and Jane,1998). The history of the UCC dates back to the 1940s when top American legal scholars began to draft a uniform law regulating commercial transactions that was intended to be adopted into the code of statutes of all of the states in America. Although the content of the UCC is generally the same in all the states that have adopted it, some states have however undertaken minimal structural adjustments to conform to the local state customs. The implementation of the UCC has enabled people from various states to freely make their commercial contracts without the different terms and conditions...
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...At the court, Akbar asked Birbal, "Tell me Birbal! Will a man do anything for money?" Birbal replied, 'Yes'. The emperor ordered him to prove it. The next day Birbal came to the court along with a poor Brahmin who merely had a penny left with him. His family was starving. Birbal told the king that the Brahmin was ready to do anything for the sake of money. The king ordered the Brahmin to be inside the frozen pond all through the night without any attire if he needed money. The poor Brahmin had no choice. The whole night he was inside the pond, shivering. He returned to the durbar the next day to receive his reward. The king asked "Tell me Oh poor Brahmin! How could you withstand the extreme temperature all through the night?" The innocent Brahmin replied "I could see a faintly glowing light a kilometer away and I withstood with that ray of light." Akbar refused to pay the Brahmin his reward saying that he had got warmth from the light and withstood the cold and that was cheating. The poor Brahmin could not argue with him and so returned disappointed and bare-handed. Birbal tried to explain to the king but the king was in no mood to listen to him. Thereafter, Birbal stopped coming to the durbar and sent a messenger to the kingsaying that he would come to the court only after cooking his khichdi. As Birbal did not turn up even after 5 days, the king himself went to Birbal's house to see what he was doing. Birbal had lit the fire and kept the pot...
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...Case Background A large European Brewery (Company ‘A’ – based in Belgium) has recently made an acquisition in the United Kingdom of another smaller Brewery and its wholly owned subsidiary (Companies B and C collectively referred to as the ‘Consortium’). The European Brewery is now considering an IPO on a consolidated basis. They have appointed a Merchant Bank to underwrite the IPO and manage the process. Based on the information outlined herein and pursuant to an initial road-show the Merchant Bank has put out a Range of Offer Price between EURO 30 and EURO 38 per share. Based on your understanding of the facts contained herein as well as on secondary research through publicly available resources please critique and comment on the following: 1. Analyze the historical financials of Company A based on the information presented in the exhibits. The analysis should include a) Commentary on historical growth trends b) Revenue and profitability analysis c) Analysis of key financial ratios of the Company 2. The Range of Offer Price: Present a critique on the Range of Offer Price proposed by the Merchant Bankers. You will need to undertake a valuation using different methods to arrive at the Range. In undertaking this analysis you may want to consider the following: a) Scenarios concerning the successful integration of the target with the parent. b) Typical IPO pricing discounts. c) Appropriate consolidation and applicability of discount...
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...persuading the Czar that you are not guilty. Your honor , I am asking for your leniency in sentencing me and plea that your sentence be merciful. Please take into account what I am going to say as many lives are going to be touched and affected by your decision today. As you know your Honor, I was charged with murdering and thievery. I admit that I had a tea with the merchant, then went to bed in adjoining rooms, and later on I left before dawn. The following day I was cross-questioned by two soldiers, as if I were a thief or a robber. Afterwards I learned that the merchant with whom I spent with last night has been found with his throat cut. The soldiers searched my things and found an evidence. The evidence might be strong, the blood-stained knife in my bag and having thousand of rubles. But I could hardly utter a word and and only stammered : "I don't know-- not mine, then the police ordered the soldiers to bind me and to put me in the cart. I suppose, that these evidence aren't enough to prove me guilty. It was unfair to charge me of murdering and thievery, without having a witness that I killed the merchant. I assure you my honor, that I did not did this tragic tragedy. I'm not a kind of man who goes around doing these, It's going to look as though I'm guilty. I'm asking you to place yourself in my hands, although I know that is a difficult thing to do. There is so much going on in my life that jail time would only further bring me down. Several people depend on me, and...
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...Paypal Has Company 1. What is the value proposition that PayPal offers consumers? How about merchants? The value offered to consumers is an electronic payment system for making online purchases that is free to use, without having to reveal their specific banking information to online sellers. PayPal is giving consumers a more convenient and trusted way to shop, as well as send or receive funds via instant transfer. PayPal offers merchants the ability to accept online payments without having to set up a merchant account, which is cost-effective especially for small businesses. It also gives them a level of fraud protection and security, quick access to funds, and the ability to do international transactions. 2. What are some of the risks of using PayPal when compared to credit cards and debit cards? Once the funds are withdrawn from the consumer bank account they cannot be recovered which could create a potential loss if they do not receive the good or service from the merchant. Credit cards offer more built-in fraud protection and a $50 maximum liability. “With PayPal, you may or may not receive you: money back, depending on whether PayPal can receive its money back, and a host of other conditions” (Laudon & Traver, 2009, p. 327). 3. What strategies would you recommend that PayPal pursue in order to maintain its growth over the next five years? PayPal needs to address their security issues if they wish to continue to grow. PayPal became known for...
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...Table of Content Abstract 3 1. Introduction 3 2. M-Commerce 4 3. Groupon 4 3.1 Groupon’s Business Model 4 3.2 Groupon’s Target Audience 6 3.3 Groupon’s Market Positioning 7 3.4 Groupon’s Strategy 8 3.5 Groupon’s Retail Mix 9 3.5.1 Groupon Consumer Category (Groupon, 2013) 9 3.5.2 Groupon Merchant Tools (Groupon, 2013) 9 3.5.3 Groupon Resources (Groupon, 2013) 10 3.5.4 Groupon Socials Innovation (Groupon, 2013) 10 3.6 Groupon’s Direct Competitors 11 4. Suggestion for Groupon’s Competitive Advantage 12 5. Conclusion 13 Works Cited 14 List of Figure Figure 1 Atonomy of Groupon Deal 5 Figure 2 Comparision of Service Offered 6 Figure 3 Groupon Customer Satisfaction Rank 7 Figure 4 Comparison of Revenue 10 Abstract In this paper I am going to briefly explain on an exploding new and fast growing retail model called Groupon. Groupon is a type of Electronic Commerce; it is believed that e-commerce or E-Retailing will surpass brick and mortars format as the method of choice for consumer near future and it’s already proven in some country. Most of my finding is from electronic source which I have cited it accordingly. It is difficult to obtain reports and details about Malaysian Groupon so most of the reference in this paper are summarised from global reports, trends and researched on Groupon worldwide. 1. Introduction Electronic commerce or commonly known as E-Commerce; Is where the buying and selling of products or services...
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...Please join me in congratulating Samantha Smith who has accepted the Operational Risk Manager position in the Cards Collections Control Team reporting to me. In this role, she will lead the control oversight work for Collections policy including MCA support, audit and exam management support, assistance with executing Collections policies and other policies within the control framework. This role allows the Cards Collections Control Team to provide an end-to-end view of control work for both Collections Policy and Collections Operations. Samantha began her career in April 2004 as a Customer Service Representative. Most recently she worked on the CBORC QA Team where she assisted with the Observation Escalation process as well as building...
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... The effects of trade, the emergence of towns and the interjection of money into the economy truly revolutionized Western society economically, socially and politically. Many crusaders began to foster the economic relationships that would benefit themselves greatly. Merchants from Italy realized that there were profits to be made by taking their products northward. As they made their way north, they entered into a predominately rural society. They found that trade was hard to establish since this was a very rich agricultural society. The Italian merchants established temporary settlements called trade fairs. They tended to set up shop at a relatively accessible point, usually near a river. Another important deciding factor for location was security. They would want to set up the trade fair at a place that could be easily defended. Merchants could swap goods at these trade fairs using the barter system since there was still no monetary system in place. The trade fair would stay in one particular location for about one month and then pack up and move onto another location. After a few months of setting up from place to place they would head back to Italy to re-supply. Eventually, these merchants wore tired of moving their fairs from place to place and wanted to have a permanent settlement. From this need of permanent settlement...
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...scannable barcode that the shop offering the deal can read using the Groupon NOW app. * Personalization and customization: Groupon personalizes “deals” for users who supply some information about themselves, such as their zip code, gender and age, and it will make sure you see the deals most relevant to you. * Information density: Groupon now share with the user many promotions according to the place, so the user can compare options and select the one he likes more. * Richness: If the user finds a deal he or she likes, that person “buys” the deal online via Groupon. The user can print the voucher or bring it up to display on a mobile device. 2. What value does this service provide subscribing merchants? What value does it provide customers? SUBSCRIBING MERCHANTS * A deal in Groupon becomes available only if a certain number of people sign up for a specific daily Groupon offer. If the predetermined minimum is not met, no one gets the deal that day. This reduces risk for retailers, who can treat the coupons as quantity. * Groupon Now! Gives business owners the ability to offer deals at specific times of the day. This will enable them to schedule deals to encourage...
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...BBM104/05 Principles of Marketing Tutor-marked Assignment 1 (TMA 1 – 20%) Submission Date: 7 March 2014 Semester January 2014 BBM104/05 Principles of Marketing Tutor-marked Assignment 1 Instructions 1. TMA 1 covers Unit 1 and Unit 2. 2. TMA 1 contains 5 application questions 3. TMA 1 carries 20% of your final total marks 4. The assignment should be typed using Times New Roman, font size 12 and 1.5 spacing. Total word count should not exceed 3500 words. 5. The deadline for the submission of TMA is 7 March 2014. A softcopy of your TMA in Microsoft Word should be submitted via Online Assignment Submission System (OAS). 6. A softcopy of your TMA must also be submitted to your class Turnitin. Case Study Groupon: Helping Consumers with Purchase Decisions Source: Groupon Sdn Bhd, via www.groupon.com.my, University of Chicago graduate student, Andrew Mason was in a rut. "There's so much to do in Chicago," he explains,"but I found myself going to the same movie theaters and restaurants." To help people like him try new places, Mason started a website that offered coupons to large groups. He reasoned that people would try something new if the price was low enough, and that businesses would offer low prices if they knew they Sem: July 2013 Page 2 of 5 BBM104/05 Principles of Marketing could sell a large quantity. The result was Groupon, a company that offers "group coupons" in deal-of-the-day offerings for local or national businesses. Consumers...
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...An Exchange of Dreams A book review of “The Alchemist” Czarina Nadine M. Sanchez Pamantasan ng Lungsod ng Maynila “When you want something, all the universe conspires in helping you to achieve it” -Melchizedek Have you experienced holding on to a dream, a dream that serves as your passageway to achieving your Personal Legend? Paulo Coelho’s The Alchemist focused on the concatenation of a boy’s journey in life that began as an unfinished dream which led shepherd Santiago, the boy, to his own Personal Legend. However in the first part of the story, it somehow did not correlate with the novel’s title. For it was only focused on the boys travel together with his flock of sheep. But then on the latter part of the novel, the essence of the title was revealed, for it introduced an important character in the novel who is the Alchemist. Aside from the title the author also used several instruments to abdicate the boy’s personal legend. And the most important instrument that he used is the boy’s dream. The boy’s dream inside an abandoned church where there was an enormous sycamore that grew where the sacristy was. The boy’s revelation of his dream to the interpreter goes like this: “I had the same dream twice; I was in the field with my sheep, when a child appeared and began to play with the animals. I don’t like people to do that, because the sheep are afraid of strangers. But children always seem to be able to play without frightening them. The child continued...
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...following: * Groupon identifies and targets customers based on their location, needs, and preferences, this represents a good way of online market research. * Groupon provides access to great deals and discounts which are usable at customer's local and/or national companies. * Groupon creates a powerful communication channels between customers and merchants as well as providing a personalized customer experience. * Groupon develops and maintains customer profiles in order to improve interactions between them and merchants. I believe that these features, which I think is called customer-centric, can be considered as contemporary as it considers the needs and benefit of both customers and merchants. It also keeps up with the recent technologies and helps boosting the e-commerce sector. 2. What value does this service provide subscribing merchants? What value does it provide customers? The value it provides for merchants is reaching the minimum number of customers the merchant need in order to offer a win-win deal! This avoids the risk of not getting enough customers for a certain deal. Furthermore, it gives the merchants valuable data about potential customers and their profiles. This makes it easy for them to create personalized offers to target them when necessary. The value it provides for customers is the attractive deals they find while on the go. They can even compare a number of deals and then go for the best one. Customers in this case can always get discounts...
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