...The positively best bacteria to receive when doing an unknown project The word bacteria receives a bad connotation in the everyday world but some may not realize the importance bacteria has on a person’s immunity and health. There can be both good and bad bacteria. Good bacteria, for example, helps to breakdown food enabling the digestion process to work smoothly and absorb nutrients like probiotics. These good bacteria are often found in foods like yogurt, cheese, and sauerkraut. Best of all, good bacteria can help treat infectious diseases. A study has shown that, when injected with a good predatory bacteria like Micavibrio aeruginosavorus and Bdellovibrio baceriovorus, an antibiotic resistant bacteria was defenseless (Nordqvist, 2013). The study was created for an eye infection to see whether good bacterial pathogens would be able to fight off bad bacterial pathogens without damaging the eye or causing further irritation. The term microbiology means the study of microscopic organisms. Within the specialized area, microbiologists help to identify new organisms and how they affect life on earth. There are new organisms being discovered every day, and there could be dangers or losses without proper identification of how they live, what they do, and can they be controlled. A study was done to show the process of categorizing and identifying an unknown organism. Throughout the semester, multiple tests were performed to distinguish between the different types of bacteria...
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...hand can modify protocols based on the environment and have a very high degree of flexibility. They can also use unconventional methods to obtain results. * Enthusiasm to work: All said and done, in the end for any rural venture to be successful, what is required is a very high degree of enthusiasm, and an urge to excel. Social work is usually characterized by long working hours, unclear goals, sensitivity towards culture, commitment to the goals. Most private ventures enter this field out of passion and hence have this in plenty. Government officials may or may not be passionate about this project, but have to work on it. This clearly translates into the results. * Need for micro-level approach: Most rural ventures are extremely people oriented and need a lot of work to be done on a micro level and at a small scale. To be able to reach such a small demographic is usually...
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...Roughly 4 billion people living in developing countries and emerging economies do not have access to financial services such as credit, savings and insurance. Formal financial intermediaries, such as commercial banks, usually refuse to serve poor households and micro-enterprises because of the high cost of small transactions, lack of traditional collateral, lack of basic requirements for financing and geographic isolation. By doing so, these institutions ignore the enormous potential in talents and entrepreneurship of this stratum of society. Providing access to financial services will stimulate the independence and self-development of poor households and micro-entrepreneurs. This will help not only to improve poor people’s economic condition, but also to provide a way to maintain or improve their quality of life in the face of uncertainty. Moreover, gaining access to financial services is a critical step in connecting the poor to a broader economic life and in building the confidence for them to play a role in the larger community. Some of this slowdown can be blamed on events elsewhere. Europe’s pain, for example, has spread far beyond its immediate neighbors. The European Union remains the biggest foreign market for many emerging economies, buying about 19% of China’s exports and 22% of South Africa’s. By increasing access to financial services for the poor segments of society, the financial sector can play an important role in alleviating poverty in developing countries....
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...Eco 202 12/09/2009 Demand for GM The recession has many companies struggling to stay afloat as the demand for many products has drastically declined. While very few companies have gone unaffected by the recession car manufactures have been hit harder then most. With plants all over the country shutting down just so the company can get by, but even with all the layoffs and closed plants it was just not enough for some. GM was one such company being driven to declare bankruptcy GM was then restructured with help from the government and given the chance to try again. Now GM must find ways to increase demand for their cars and beat out the competition. What is demand and why is it important? Demand is how much a product or service is desired by consumers. (Economics Basics) Demand is important because with out demand companies would not be able to exist because they would have no customers. Because the demand for a company’s product is so important being able to manage that demand becomes an important part of business planning. When managing demand a company ultimately wants to be able to set a price that will attract the highest amount of customers while still being able to make a profit. The company also wants to make sure that demand does not exceed the supply and that it is not less then the supply. Making sure the company can keep up with supply and maintaining the demand for that supply can be a difficult task. Keeping up a demand for its vehicles...
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...Karides, Florida Atlantic University An economic leader in the Caribbean, the Republic of Trinidad and Tobago has incorporated micro-business development as one of its main strategies to alleviate poverty and unemployment and to spawn economic growth since the late 1980s (ILO 1991, 1998, Ministry of Finance 1996). Although the discovery of natural gas in the early nineties catapulted Trinidad’s economic growth rate to four percent per annum, unemployment and poverty continue to affect a large portion of the population. The majority of the population has not benefited from Trinidad’s economic growth. Thus, the government has attempted to create “a nation of entrepreneurs” in order to relieve some of the inequality that defines the society (Ministry of Trade and Industry 1997). Trinidad’s expansion of micro-enterprise programs reflects an international trend. Endorsed by non-governmental organizations, private financial institutions, international development agencies, including the World Bank, many scholars and development practitioners also view microenterprise assistance as a panacea for Third World poverty (Johnson and Kidder, 1999; Mosley and Hulme, 1998; Dignard and Havet, 1995; Grosh and Somolekae, 1996; Rakowski, 1994). Micro-enterprise development programs generally consist of training in business skills or providing small loans or credit to micro-entrepreneurs (Dignard and Havet, 1995; International Labour Organization, 1995; Rakowski, 1994). These programs typically target...
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...I was sitting in a Portland Oregon hotel when four words forever changed my business. The keynote speaker at the meeting, a vice president of channel had just finished a surprisingly lack-luster presentation and opened up for questions. An associate from New York City immediately stood and asked, “Do you consider us competition or partners?” The VP answered without skipping a beat, “You are Apple’s competition.” I guess there shouldn’t have been a gasp and rumble throughout the room, but 100+ Authorized Resellers and VARs suddenly realized that they faced an uphill battle. Many would close their doors in the months to come. As an Authorized reseller I bought our Apple branded products from first tier distributors such as Ingram Micro and Tech Data with only small price variances based on the size of the Purchase Order. Smaller PO’s were often ignored or faced delays in shipping. A big reason for the gasp in the room was the increasing trend of Apple product scarcity for resellers. While Apple’s new retail stores had full shelves we had to fight over the leftovers. Often this meant we missed out on the initial surge of purchases made by early adopters. (Eventually Apple would release game-changing products like the iPhone and not allow Apple resellers to sell them.) When Apple opened their new store 5 minutes from one of mine I was forced to pivot or close my doors. We changed from being an Apple Reseller who sold some accessories to more of a system integrator and service...
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...matter of life. We are thankful to our respected Principal, Dr. Dean and our Head of the Department, Dr. Shahnaz Choudhry, who permitted us to avail the opportunity of working in such a helpful and cooperative environment. We greatly wish to acknowledge Dr. Amir Saeed, the Manager of R & D for allowing us to work in Packages Limited, Pakistan and Mr. Ishtiaq ur Rehman, the Senior Research Chemist (R&D) for providing us the opportunity of this work and encouraging & appreciating us at every step. He not only permitted us to undertake this important part of internship work but also helped us a lot in conducting this study as a Supervisor. We felt motivated and encouraged every time we attended his meeting, Mr. Imran Khan, the incharge of Paper and Pulp Laboratory, Mr. Zafar Hussain (working staff) and the members of Physical Laboratory in Packages Limited, Pakistan who helped us throughout the work & shared their experiences & knowledge with us. The success of this project depends largely on the encouragement and guidelines of many others, apart from our efforts. We take this opportunity to express our gratitude to the people who have been instrumental in the successful completion of this project. Thanks to our parents whose prayers are always with us to achieve our goals in our whole life. Also, we would like to extend masses of gratitude to R & D Department for facilitating us with their leadership. Anam Nawazish Mahrukh Saleem Khan Sadaf Sherwani ...
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...Vol . IV : Issue. 14 ISSN:0975-9999 MICRO, SMALL AND MEDIUM ENTERPRISES (MSME) IN INDIA: AN APPRAISAL Dr.S,Ganapathy Associate professor C.Mayilsamy Doctoral research scholar, Department of International Business and commerce, Alagappa University, karaikudi. ABSTRACT Micro small and medium enterprises help in promoting economic growth and employment opportunity. Before 2006 this sector was called as a Small Scale Industry. Thereafter it was converted as an MSME sector. The MSME growth is incomparable by the help of bank credit. Micro small and medium enterprises and their role in economic growth and employment generation in the Indian context .the article how policy environment for promoting MSMEs changed from ‘protectionism ‘during the pre-1990s to ‘export orientation’ during the post-1990s. The key constraint faced by the MSMEs including access to credit and technology, redtapism and the like. The MSEs to promote the rural economy for in general and rural women empowerment in particularly the rural women are taken ,economic improvement ,social development, and individual decision making through the . MSEs.the MSEs are promoting the rural entrepreneurship. Key words: MSME, SME , SSI, Credit Rating Introduction Indian economy based on rural economy .Father of nation mahatma Gandhi told India “lives in village”. T he r eal national development through the rural economy .the development of rural economy through the r ur al bas ed micr o, small a nd medium enterprises...
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...Ahold Copyright 2010 Trend Micro Inc. Who are we? • We own and operate hundreds of supermarkets in the United States and Europe. • Our brands include Giant, Stop & Shop, Albert, Etos, and more. • Number of Stores: 800 across North America • Number of Employees: 100,000 • Number of Systems: 35,000 Copyright 2010 Trend Micro Inc. Business Objective Key objective: • Achieve compliance especially with PCI • Maintain strong & flexible security baseline Challenge: • Stay current in terms of PCI compliance • Maximize protection on POS endpoints without interference in sales transactions • Minimize time required to manage the solution across 800 stores and lower TCO • Choose a security solution that scales without increasing complexity Copyright 2010 Trend Micro Inc. Evaluation Criteria 1. Best-in-class HIPS, firewall & FIM 2. Multipurpose security agents 3. Centrally controlled file management 4. TCO, footprint and ease of management Copyright 2010 Trend Micro Inc. Trend Micro to the Rescue • Trend Micro Deep Security gave us what we needed in one package – Swiss army knife of protection technologies – Single compact 5 MB agent footprint • Addresses seven PCI regulations and offers more than 20 control capabilities • Specialized agentless protection for virtual systems aligned with our virtualization initiative IDS/IPS Agentless anti-malware Log Inspection Web app. protection Firewall Copyright 2010 Trend Micro Inc. Integrity Monitoring ...
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...ni-msme - the premier institute ni-msme, the pioneer institute in the field of MSME is playing a major role in providing probusiness environment to foster the progress of MSME towards success and prosperity. The raison detre of this Institute is to assist the Government in formulating policies for micro, small and medium enterprises and to help the practising and potential entrepreneurs through a host of services like training, research, consultancy, information, education and extension. The Institute is a training ground for senior technocrats, bureaucrats and bankers who come here to gain expertise and knowledge in order to equip themselves with the latest practices and streamline their operations. Set up in 1960, ni-msme has made valuable contributions by creating an impressive record of achievements beyond the Indian shores, enabling other developing countries to get the benefit of the Institute’s facilities and expertise. ni-msme’s activities are changing from time to time to meet the needs of enterprises in the context of globalisation. Training Programme on MARKETING STRATEGIES FOR SHG PRODUCTS IN THE MODERN ERA (16-18 March 2016) Located in a sprawling and enthralling campus amidst a rich natural setting, ni-msme is well equipped with both physical and academic infrastructure. In keeping with the changing times and technological changes, the Institute has updated its style of functioning by focusing on the use of IT in every aspect of its activities...
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...India's pulp and paper sector PESTLE Analysis PESTLE analysis is a useful tool for understanding the industry situation as a whole, and is often used in conjunction with a SWOT analysis to assess the situation of an individual business. PESTLE stands for “Political, Economic, Sociological, Technological, Legal and Environmental” factors. The questions to ask are: § What are the key political factors likely to affect the industry? § What are the important economic factors? § What cultural aspects are most important? § What technological innovations are likely to occur? § What current and impending legislation may affect the industry? § What are the environmental considerations? Political Factors The Political factor refers to the governmental policies which are much influenced by the economic situation in a country. It is a macro aspect of analyze which deal with major changes to the government policies of a country. It has great influence to the business outlook and confidence. Political factors often comprises of - Current taxation policy - Future taxation policy - The current and future political support - Grants, funding and initiatives - Trade bodies - Effect of wars or worsening relations with particular countries Economic factors The Economic factor is an area where macro economic environment can affect the outlook and competitiveness of any business sectors in the country. Economic factors comprises of - Overall economic situation - Strength of...
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...APLICACION DE LA OBRA “EMPRESA PARA TODOS, MUHANMAD YUNUS” EN EL ECUADOR Antes de pensar como aplicar la obra en el Ecuador, primero debemos conocer que y de que se trata la obra que habla el ganador del premio nobel de paz, el señor Muhanmad Yunus. El señor Yunus no nos esta proponiendo que los ricos hagan mas caridad, ni que sus empresas se dediquen mas a lo que se llama responsabilidad social corporativa sino lo que esta proponiendo es que además de tener empresas con fines de lucro los empresarios abran empresas sin fines de lucro, empresas sociales. Según dice Yunus los conceptos de filantropía y responsabilidad social han sido superados y hay que crear empresas sociales que según el son muchísimas mas efectivas que la caridad para combatir la pobreza. Para entender el concepto de Yunus vamos a explicar que son estas empresas sociales y como se puede construir un capitalismo humano. Existe una necesidad de crear empresas sociales y un capitalismo humano. Pero todos se preguntaran que es esto. Es fácil, es una empresa muy interesante, diferente a una empresa convencional. En una empresa convencional común y corriente su propósito, su misión es hacer dinero. Lo que hemos hecho es quitar esa idea de hacer dinero en una empresa y usarla para resolver problemas. Así que esta es una empresa efectivamente para resolver problemas, no estamos pensando en cuanto dinero se va a obtener en esta empresa sino en que tan rápido se va a resolver un problema humano especifico. Y luego...
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...care corporation that produces mostly paper-based consumer products. Kimberly-Clark brand name products include Kleenex facial tissue, Kotex feminine hygiene products, Cottonelle, Scott and Andrextoilet paper, Wypall utility wipes, KimWipes scientific cleaning wipes, and Huggies disposable diapers. Furthermore, leading brands sold in more than 175 countries and more than 142 years in business. Based in Irving, Texas, it has approximately 42,500 employees working at manufacturing facilities in 37 countries. Nearly one-quarter of the world's population purchase our products every day. Kimberly-Clark UK holds Royal Warrants from Queen Elizabeth II and from the Prince of Wales in the United Kingdom. Kimberly Clark is also listed among the Fortune 500. Subsidiaries under Kimberly-Clark include Kimberly-Clark Health Care and Kimberly-Clark Professional. Kimberly-Clark Innovations (Discovering new ways to provide essentials for a better life) At Kimberly-Clark, insights gained from our customers, shoppers and users drive us to continuously explore ways to increase our speed to market with new-to-the-world essential solutions. Developing and acquiring new technologies and leveraging strategic partnerships and alliances has enabled us to create innovative product and design solutions across our consumer tissue, personal care, health care and business-to-business segments. Consumer Tissue: With the inventions of Scott bathroom tissue, Scott Paper Towels and Kleenex facial tissues...
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...Ribbons and Bows INTRODUCTION Carmen Diaz, with a ten thousand dollar loan from two of her cousins, and one thousand dollars that she invested in equity, was able to open a specialty store called Ribbons an’ Bows, Inc, which was located in Coconut Grove, Miami, Florida. Four months after opening the business, Carmen’s relatives requested a financial report, which was part of the original business arrangement. Within a short time, Carmen had expanded the business, purchased small equipment, paid wages to a part-time employee, and by all outward indicators, had been running a flourishing business. As Carmen gathered the necessary information to prepare financial statements, she started to scrutinize the transactions and was somewhat perplexed. Carmen realized that numbers were not adding up as she had anticipated. Additionally, it became questionable whether the business was operating successfully, at least when accounting principles were appropriately applied. Statement of the Problem It was fortuitous for Carmen Diaz to have family who were supportive of her small business endeavor, thereby providing start-up funds and legal advice. Carmen’s endeavor can be recognized as a “microbusiness” operation; “microcredit”, microenterprise” and “microfinance” are terms that have been associated with microbusinesses (Datar, 2009). Clearly, Carmen would have benefitted from some professional entrepreneurial guidance that is widely available at no cost in the United States...
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...will wash themselves on a regular basis, using shampoo, conditioner, body wash, deodorant, and toothpaste. What most of the population doesn't know, is what chemicals are really in their personal hygienic products. In about 3,000 personal hygienic products contain little plastic beads, called Micro Beads. What are these Micro Beads? Micro Beads are small plastic beads about the size of a pencil tip. They are commonly found in personal care products. These small plastic beads are so small that when humans wash their personal hygienic products down the drain, the Micro Beads go straight into the ocean. This is because most filtration plants do not have the equipment to filter out such small pieces of plastic. Once the plastic beads are in the ocean they become extremely toxic. The Micro Beads act like sponges...
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