...ICT in Microfinance: A Bangladesh Perspective Md. Badruddozza Mia, Coordinator of Computer in Development Programme, PROSHIKA The movement for harnessing the potential of Information and Communication Technology (ICT) for the development of the poor is gaining momentum around the world. Microfinance has already played a remarkable role in poverty reduction endeavours in the less developed countries. Better financial services for the poor through the appropriate use of ICTs could help the microfinance providers do even better. Bangladesh has a long track record of developing models and implementing microfinance programs. This paper explores the extent that ICT has been used in microfinance programs in Bangladesh. It looks into the use of ICT at the back-office MIS and in front-line transaction management. It describes the problems and challenges that microfinance providers and clients are facing in the present state of ICT use. The paper proposes steps that could help microfinance providers, through ICT innovations, to increase outreach and also become more efficient, transparent, and flexible. Introduction Since the digital technology era began, it has contributed to widening the gap between the rich and poor around the globe. In recent times, however, strong advocacy and innovation has occurred to harness the potential of ICT for the development of the poor [13]. ICT4D activists are working to use ICT as an "enabler" or a "tool" for development. The presumption is that it will...
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...1. Introduction A management information system (MIS) provides information thatorganizations need to manage themselves efficiently and effectively. Management information systems are typically computer systems used for managing five primary components: hardware, software, data (information for decision making), procedures (design, development and documentation), and people (individuals, groups, or organizations). Management information systems are distinct from other information systems, in that they are used to analyze and facilitate strategic and operational activities. (O’Brien, 1999) BRAC, an international development organization based in Bangladesh, is the largest non-governmental development organization in the world, measured by the number of employees and the number of people it has helped. Established by Sir Fazle Hasan Abed in 1972 soon after the independence of Bangladesh, BRAC is present in all 64 districts of Bangladesh as well as in Afghanistan, Pakistan, SriLanka, Uganda, Tanzania, South Sudan, Sierra Leone, Liberia, Haiti and The Philippines as of 2012. (BRAC,2013)BRAC has organized the isolated poor and learned to understand their needs by finding practical ways to increase their access to resources support their entrepreneurship and empower them to become agents of change. Women and girls have been the focus of BRAC‟s anti-poverty approach; BRAC recognizes both their vulnerabilities and thirst for change. (Wikipedia, 2013) It will be, therefore, appropriate...
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... * CONCEPT OF MIS- 4 * FIELD OF MIS DEALS WITH- 4 * AGRICULTURE- 6 * AGRO-SOCIETY AROUD THE GLOBE- 7 * PERSPECTIVE FROM BANGLADESH- 8 * MIS IN AGRICULTURE- 10 * MANAGEMENT IFORMATION SYSTEM IN ACTION- 11 * AGRICULTURE, MIS AND BANGLADESH- 22 * AGRO-SOCIETY OFBANGLADESH BELONGS TO- 23 * CHALLENGES FACED BY AGRO-INDUSTRY OF BANGLADESH- 24 * POSSIBILITIES FROM AGRO-INDUSTRY OF BANGLADESH- 25 * THE GOALS THAT BANGLADESH GOVERNMENT SHOULD ACHIEVE TO DEVELOP ITS ECONOMY AND AGRO-INDUSTRY- 25 * AND WITH MIS- 25 * USING MIS IN AGRO-INDUSTRY MARKETING- 26 * LASTLY- 27 INDEX ACKNOWLEDGEMENT NAME: EMRAN SAYEED NAME: CHOWDHURY SAIMA TABASSUM NAME: MONOLOVA SAMARUKH NAME: SHOAIB AHMED NAME: NISHAT TASNEM EASHA ABSTRACT We are reporting on Management Information Systems practices in agricultural industry. We tried to think closely the application of Management Information Systems in agro-society, and we recommended some suggestions to them and all over how they can improve and more accurately and superficially apply the Management Information Systems in their relevant fields. CONCEPT OF MIS Management Information...
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...UNDERGRADUATE CURRICULA AND FACULTY 2007 – 2011 Proposed 2009 – 2013 2 Requirements for the BBA degree: Foundation Courses 40-41 Credits Core Courses 45 Credits Departmental Requirement 24 Credits Minor 15 Credits Total variable requirement for Graduation 124-125 Credits Foundation Courses Communication Skills ENG 101 ENG 102 ENG 105* ENG 106 ENG 202 Listening and Speaking Skills English Reading Skills Business English Advanced English Skills Introduction to English Literature 40-41 Credits 9 3 3 3 3 3 * Prerequisite ENG 101 & 102 Note: students not exempted from ENG 101 and ENG 102 will have to take ENG 101, ENG 102 and ENG 105. Note: students exempted from ENG 101 and ENG 102 will have to take ENG 105, ENG 106, ENG 202 Computer Skills CIS 101* CSC 101** Fundamentals of Computer System Introduction to Computer Science 3 3 3 * For students without basic knowledge of computer **For students with basic knowledge of computer & mandatory for students with Major in subjects offered from the SECS Numeracy MAT 100* MAT 210* Basic University Mathematics 1 Basic University Mathematics 2 6 3 3 3 *MAT 100 and MAT 210 mandatory for SLAS majors(English, Media & Communication, Anthropology) other than Sociology MAT 101* MAT 211* MAT 102* MAT 212* Intermediate University Mathematics II Probability and Statistics Introduction to Linear Algebra & Calculus Probability & Statistics for Sc. & Engr. 3 3 3 3 **MAT 101and MAT 211 mandatory for...
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...Term Paper Subject: Principles Of Management Topic: Strategic Human Resource Management Submitted to: Sanjana Hossain, Lecturer, Bangladesh University Of Professionals,Dhaka. Submitted by: Muhammad Maruf Rayhan Department: BBA In Accounting and Information System Section: A Roll: 16221031 Submission date: 11.04.2016 LETTER OF TRANSMITTAL To Lecturer Sanjana Hossain, Faculty of Business Administration Bangladesh University of professionals Dhaka. Subject: Submission the report on Strategic Human Resource Management practice. Dear Madam, It is my great pleasure to submit the report on Strategic Human Resource Management practice of The City Bank Limited Throughout the study I have tried with the best of my capacity to accommodate as much information and relevant issues as possible and tried to follow the instructions as you have suggested. I sincerely believe that it will satisfy your requirements and will also serve the purpose of my report. I shall remain deeply grateful if you kindly go through the report and evaluate my performance. Sincerely Yours, Muhammad Maruf Rayhan. ACKNOWLEDGEMENT At first particularly I am thankful to the almighty Allah for best owing me and to give me the effort to complete this task. Strategic Human resource Management is really an interesting course and attending an assignment like this leaves one with a store of knowledge. For that we thank our course teacher Sanjana Hossain, for teaching us easier...
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...5.11pm in the Assam Basin, some 250 kilometers (km) north from Dhaka, 130 km north-west from Sylhet and 70 km north from today's Bangladesh and Indian border. The epicenter was 26o (N) and 91o (E) and focal depth was 32 km. The shaking was felt over an area of 650,000 square-kilometer (sq-km) and destruction was taking place over an area of 390,000 sq-km. Many masonry buildings including temples, over the destructive area such as Dhubri, Goalpara, Guwahati, Kuch Bihar, Agortola, Kolkata and other cities inside India, either totally or partially damaged due to this earthquake. The earthquake created general panic in Dhaka and other areas of today's Bangladesh including Rangpur, Dinajpur, Sylhet, Rajshahi, Natore, Mymensing, Dhaka, Chittagong, Comilla, Noakhali, Jamalpur etc. A total number of 1542 persons were killed due to this earthquake out of which five were from Dhaka including two foreigners. Three buildings such as Shaheen Medical Hall, Temple Nazi's Shabagh Math and house occupied by Mrs Stansbury were totally damaged and the government houses for commissioner, collector, judge and civil surgeon were partially damaged in Dhaka, which were rebuilt. The total cost for the rehabilitation was 150,000 taka. The intensity of shaking in Dhaka was VIII+ on the Modified Mercili Intensity (MMI) Scale. The intensities in other major cities in Bangladesh were believed to vary from V to VIII+. There are two ways to determine the intensity of shaking on MMI Scale, one is by acceleration...
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...Table of content 1. 1.1 1.2 1.3 2.0 3.0 Executive summary.…………………………………………………………………………………………………………………………..……iii Introduction:………………………….……………………………………………………………………………………………………1 Objective of the report: ………………………………………………………………………………………………..2 Limitation of the report: ……………………………………………………………………………………………….2 Methodology: ………………………………………………………..………………………………………………………2 Management information system: ………………………………………………………………………………………….…3 Corporate Profile: Southeast Bank Limited…………………………………………………………………………………5 3.1 3.2 3.3.0 Services provided by SEBL: ………………………………………………………………………………………….…5 SMS Push - Pull Service: …………………………………………………………………………………………………7 Card Services: …………………………………………………………………………………………………………..……7 3.3.1 3.3.2 3.3.3 3.3.4 3.4 3.5 3.6 3.7 3.8 3.9 ATM /Debit Card: ………………………………………………………………………………………………7 Virtual Card: ……………………………………………………………………………………………….……8 Platinum Card: ……………………………………………………………………………………………….…8 SEBL-Visa Credit Card: ………………………………………………………………………………………8 Money Transfer Services: ……………………………………………………………………………………….……10 SWIFT Services: ……………………………………………………………………………………………………………11 E-Statement Services: ………………………………………………………………………………………………….11 Electronic fund transfer: ………………………………………………………………………………………………11 Internet Banking services: ……………………………………………………………………………………………11 Remittance business Service: ………………………………………………………………………………………12 4.0 Information Technology of SEBL: …………………………………………………………………………………….………13 4.1 ICT Risk Management: …………………………………………………………………………………………………14 ...
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...MKT 382 | International Marketing | THE COUNTRY NOTEBOOK A GUIDE FOR DEVELOPING A MARKETING PLAN Name of Country : Benin Name of the Company: Pran Products: food items Date of Submission: 19/12/2012 Company Overview Pran Foods Limited “PRAN” is currently one of the most admired food & beverages brand among the millions of people of Bangladesh and other 82 countries of the world where PRAN Products are regularly being exported. ‘PRAN’ started its operation in 1981 as a processors fruit and vegetable in Bangladesh. Over the years, the company has not only grown in stature but also contributed significantly to the overall socio-economic development of the country PRAN is currently producing more than 200 food products under 10 different categories i.e. Juices, Drinks, Mineral Water, Bakery, Carbonated beverages, Snacks, Culinary, Confectionery, Biscuits & Dairy. The company has adopted ISO 9001 as a guiding principle of its management system. The company is complaint to HACCP & certified with HALAL which ensures only the best quality products are reaches to the consumers table across the Globe. Mission “ TO GENERATE EMPLOYMENT AND EARN DIGNITY & SELF RESPECTFOR OUR COMPATRIOTS THROUGH PROFITABLE ENTERPRISES.” Vission “Improving Livelihood” PRAN takes a comprehensive approach to all kinds of agro processed food products, considering all of the ways their lives can be enriched through ensuring hygienic and...
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...Executive Summary: Agrani Bank Limited (ABL) is established in 1972. It is a state owned bank. It is formed by the composition of ex-Habib Bank ltd and ex-Commerce Bank ltd. There are six section of ABL (Senpara branch) in GB- Cash, computer, account opening, clearing, Accounts and local remittance. The report indicates depth ratio analysis and financial performance of the year 2009, 2008, 2007 of Agrani Bank Limited. Here also calculate financial ratios like Liquidity, Asset Management, debt Management, Profitability, Market Value. Calculate these ratios for strong analysis and try to give a current and essential recommendation. Chapter -1 Introduction Background of the study: Agrani Bank Limited (ABL) is established in 1972. It is a state owned bank. It is formed by the composition of ex-Habib Bank ltd and ex-Commerce Bank ltd. Agrani Bank Limited is a Bank with an Authorized Capital and Paid-up Capital of Tk.800.00 million and Tk.248.00 million respectively. The total equity of the bank stands at 725.00 million as of December, 2010. The total profit of last year is about Tk.680.00 million . There are about 867 branches in which 10 branches are corporate. There are about 341 town branches and 526 rural branches. The board of directors is consisted of 11 members. The Chairmen and Directors are nominated by government. There are six section of ABL (senpara branch) – Cash, computer, account opening, clearing, Accounts and local remittance. Cash section receive...
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...BRAC University Summer'2013 BEXIMCO Group MIS Application Of Henri Fayol's 14 Principles of Management BEXIMCO Group MIS- Application of Henri Fayol's 14 Principles of Management Submitted to: Afsana Akhtar Assistant Professor BRAC Business School BRAC University Date of Submission: 13th August, 2013 LETTER OF TRANSMITTAL 13th August, 2013 To, Afsana Akhtar Assistant Professor BRAC Business School BRAC University. Sub: Submission of term paper for completion of course. Dear Madam, With high reverence we want to state that we have finished our term paper on the application of Henri Fayol's 14 Principles of Management in Beximco Group MIS in Bangladesh. While working with the term paper we got the first hand experience to learn about the applied management techniques in an organization. It helped us in gaining a new point of view on the significance of management theory like Henri Fayol's 14 Principles plays a role in effective and efficient performance of organizations such as Beximco Group MIS. We did some elaborate research and interviews and came up with sufficient resources to compile our term paper in a comprehensive manner. This term paper is valuable and a necessity to complete our course MGT211. In this term paper, all the team members contributed equally with sheer hard work. We faced some challenges in working as a team but due to everyone's collective efforts we overcame them and tried to produce this paper for you...
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...Rabeya feels secured about her future Ms. Rabeya Boshri a beneficiary of the "Jonaki Samiti" of Coast Trust, Cox's Bazar is a successful borrower of microcredit loan operations. She lives with her husband, Mr. Abdus Salam, a daughter and two sons. At present all her children go to school and she is able to bear both the educational and family expenses. Along with that she is now able to make some personal savings additional to general savings of "Jonaki samiti". But things were not the same even few years earlier. Her husband was a day labourer and it was very hard to bear family expenses with his single income. Their life was becoming tougher day by day and Rabeya wanted to do a bit by herself to help her husband from this growing desolation. One day she came to know that a samiti named "Jonaki" operated by Coast Trust, provides loan wih nominal conditions for a number of Income Generating Activities (IGAs). Sooner she spoke to the Chairperson of the "Jonaki Samiti" and became a memeber of that samity. After accomplishing all the regulations together with general savings she got her first loan installment of Taka 7000. She invested the money in vegetable cultivation. Subsequently she was able to sell some amount of vegetable per week after meeting her own family demand which helped her husband with additional income. In the intervening time she was able to save Taka 3000 along with the ragular savings of samiti and gradually she repaid the loan. After the repayment of...
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...Contents Executive Summary 2 A-1 Trading Company 3 Global production of beans that our company export 4 Importing Countries 5 Exporting Countries 6 Production of Myanmar 6 Export of Myanmar 7 Vision of the A-1 Trading Company 7 Mission of the A-1 Trading Company 7 Cross-cultural business between Myanmar and India 8 Information about India 9 Absolute advantage of the company 10 Addressing international trade to expand our company 11 Attracting FDI to fund and expand our company 12 Taking advantage on International Opportunities 13 Benefits to consumers 13 Strategies 14 Corporate Strategy 14 Business Strategy 14 Distribution Channel 15 Markets and Segments 16 Customer Segmentation 17 Customer Value Proposition 17 Conclusion 19 Executive Summary The purpose of this assignment is to develop a business strategy for our company, A1 Company Limited. Our company export beans and pulses to India and planning to attract FDI on strategic assets of company to produce value added products made of bean. In this report includes business relationship between Myanmar and India, the advantages we currently have and opportunities for entering other international markets. Also, our marketing plan of targeting customer segments, our company value to customers and our plans to help our suppliers with sophisticated technologies which will be a great help in improving the quality of our products. Finally, our future plan for producing value added products...
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... | |CEO |Chief Executive Officer | |COD |Clean Over Draft | |CRAB |Credit Rating Agency of Bangladesh | |DD |Demand draft | |EFT |Electronic Fund Transfer | |EMI |Equal Monthly Installment | |EPS |Earning Per Share | |FDBP |Foreign Documentary Bill Purchase | |FDR |Fixed Deposit Receipt | |GOB |Government of Bangladesh | |H/O |Head Office | |HSBC |Hankong Sanghai Banking Corporation | |L/C ...
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...| |CEO |Chief Executive Officer | |COD |Clean Over Draft | |CRAB |Credit Rating Agency of Bangladesh | |DD |Demand draft | |EFT |Electronic Fund Transfer | |EMI |Equal Monthly Installment | |EPS |Earning Per Share | |FDBP |Foreign Documentary Bill Purchase | |FDR |Fixed Deposit Receipt | |GOB |Government of Bangladesh | |H/O |Head Office | |HSBC |Hankong Sanghai Banking Corporation | |L/C ...
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...Preface Theoretical knowledge, what we learn through our academic activities, is not sufficient to prepare ourselves for the life battle. Academic knowing is needed to be backed up by practical experience. In business studies, besides their usual theoretical course works, students are required to fulfill some practical assignments which are set by the course teachers to examine the depth of knowledge learned by the students. Most of the time, the students are required to study a practical working environment of any organization or industry to critically examine ‘what is actually going on’ in the real world. This document is prepared as a result of an assignment set by the honorable course teacher of the course “Fundamental of MIS”. .My duty was to describe “Information System of My Organization.” and report what I found. This is how this assignment paper titled “Information System of Standard Bank Limited.” was emerged. I believe this paper is a reflection of accumulation of my effort, learning and dedication. Letter of Transmittal November 8, 2014 Dr. Mosharraf Hossain Professor MBA (Evening) Program Department of Management Studies University of Dhaka Subject: Submission of term paper on Information System of Standard Bank Limited. Dear Sir, With due respect, it is my immense pleasure to present the term paper entitled “Information System of Standard Bank Limited.” In the process of preparing the...
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