...The United States has had one too many deaths happen due to the gun stereotypes in society. “...the right of the people to keep and bear Arms, shall not be infringed,” states the Second Amendment of the Bill of Rights. The American people need to be allowed to protect themselves against other citizens and the government. Unfortunately, the number of deaths because of gun violence is increasing dramatically. In order for this to stop I believe implementing a gun safety course into all schools will help with teach young American citizens how to respect the weapons. There also needs to be an increase into mental stability screening when purchasing guns. People are slipping through the US background checks and then hurting others. That needs to end. Guns need to be controlled, but allowed in the United...
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...swearing-in at the U.S. Capitol was filled with traditional pomp and pageantry. Obama swore in January 21, 2013 for the public. He delivered a speech that previewed the priorities that he intends to pursue for his second-term (Tribune Newspaper, n.d.). His priorities include things like: gun rights, budget plans, and jobs for America. Obama is calling to give a fair shot to the middle class (Dorning, 2013). The Affordable Care Act is also in his plan for the next four years. Obama propose the “The Budget Plan”. Jobs for America, the middle class, and affordable care were discussed in this plan. Amy Goodman stated, “President Obama has unveiled a budget plan seeking to trim the federal deficit by cutting or eliminating over 200 federal programs, many dedicated to social services and education.” The Budget was a $3.7 trillion proposal that would cut funding in half for the IHEAP (Income Home Energy Assistance Program). This program subsidizes heating costs for low-income Americans. President Obama called for a freeze on annual domestic spending over the next few years. The Budget Plan also calls for cutting $300 million from community development block grants. Obama’s plan includes two modest tax hikes for banks and oil companies. However, the Budget does not only include those things. The Budget implements the tight discretionary spending caps that Obama signed into law in the Budget Control Act of 2011. Barack also wanted to limit an expansion of the Pell Grant Program for low-income...
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...( n1) The Zetas--the Gulf Cartel's paramilitary force, thought to be composed of former military personnel--began a reign of terror to protect their turf Several Nuevo Laredo police officers were killed by presumed Zeta assassins in the opening months of 2005, prompting then president Vicente Fox to flood the town with 700 federal agents and army troops in what he dubbed "the mother of all battles" against the drug trade.( n2) Yet the Mexican state's armed response has done little to solve the problem. In 2007, drug-related killings surpassed 2.500, up from 2,100 in 2006.( n3) A crucial part of the problem lies in the cartels' firepower, which now rivals even that of the regular Mexican army Both the cartels and the Mexican state get their arms from the United States.During Fox's administration, an astonishing 2,000 guns entered Mexico every day. overwhelmingly from across the northern border, according to official Mexican estimates. This "iron river" of guns, as it has been called, has swollen since the U.S. Congress allowed the federal ban on assault weapons to expire in 2004.(...
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...Finance by A B Atkinson Over-Arching Issues By A B Atkinson Global Public Economics by J A Mirrlees National Taxation, Fiscal Federalism and Global Taxation by R Boadway* Environmental Taxation and Revenue for Development by A Sandmo* Revenue Potential of the Tobin Tax for Development Finance: A Critical Appraisal by M Nissanke* A Development-Focused Allocation of the Special Drawing Rights by E Aryeetey* The International Finance Facility Proposal by G Mavrotas* Private Donations for International Development by J Micklewright and A Wright* A Global Lottery and a Global Premium Bond by T Addison and A Chowdhury* Remittances by Emigrants: Issues and Evidence by A Solimano* The Way Forward by A B Atkinson Chapter 2 Chapter 3 Chapter 4 Chapter 5 Chapter 6 Chapter 7 Chapter 8 Chapter 9 Chapter 10 Chapter 11 Chapter 12 * These chapters are available on the WIDER website. Chapter 1 Innovative Sources for Development Finance 1 A B Atkinson, Nuffield College, Oxford Introduction 1 Innovative Sources to Meet a Global Challenge 2 New Development Finance: Innovative Sources 3 Origins of the Proposals 4 Political Economy 5 Criteria for Evaluation 6 Guide to the Contents of the Book Box 1 The Millennium Development Goals Box 2 Innovative Sources of Development Funding Considered Here Introduction Two powerful and divergent forces grip the world at present. On the one hand the effectiveness of international organisations has been called into question. The role and functioning of...
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...UNDERSTANDING THE SUBPRIME LENDING The term "subprime" refers to the credit status of the borrower, which is being less than ideal. Subprime lending is a general term that refers to the practice of making loans to borrowers who do not qualify for the best market interest rates because of their deficient credit history. According to the U.S. Department of Treasury guidelines issued in 2001, "Subprime borrowers typically have weakened credit histories that include payment delinquencies i.e. non-payment of the mortgage, and possibly more severe problems such as charge-offs, judgments, and bankruptcies. They may also display reduced repayment capacity as measured by credit scores, debt-to-income ratios, or other criteria that may encompass borrowers with incomplete credit histories." This is when the borrowers have a poor credit history that is they are bad borrowers. Subprime lending is also called B-Paper, near-prime, or second chance lending, as the borrowing is done to customers with a poor credit history or no credit history without any security in return of the money lending. Subprime lending encompasses a variety of credit instruments, including subprime mortgages, subprime car loans, and subprime credit cards, among others. A subprime loan is offered at a rate higher than A-paper loans due to the increased risk. Subprime lenders To access this increasing market, lenders often take on risks associated...
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...THE NEW REPUBLIC buyers failed in the Senate, and the fatalistic shrugs in Washington were so numerous they were nearly audible. The legislation had been a modest bipartisan compromise, supported by 90 percent of the public and lobbied for hard by the president. A group backed by Michael Bloomberg had spent $12 million on ads pressuring senators to vote “yes.” When the bill fell short—by just ve votes—it seemed to con rm a Beltway article of faith: There’s no point messing with the National Ri e Association (NRA). And that, many assumed, was the last we’d be hearing about gun reform. But then something unexpected happened. Some of the senators who’d voted “no” faced furious voters back home. Even before Erica La erty, the daughter of murdered Sandy Hook Elementary principal Dawn Hochsprung, confronted New Hampshire Republican Kelly Ayotte at a particularly tense town hall, Ayotte’s disapproval rating in the state had jumped from 35 to 46 percent—half the respondents said her “no” vote made them less likely to support her. In Pennsylvania, which has the second-highest concentration of NRA members in the country, the bill’s Republican co-sponsor, Pat Toomey, saw his approval reach a record high. One of the country’s best-known gun-rights advocates, Robert Levy, said the NRA’s “stonewalling of the background-check proposal was a mistake, both politically and substantively.” In the Senate, the backlash had an e ect. Some Republicans who had opposed the bill, such as Johnny Isakson...
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...1 of 17 Xianghui(Ray) Chen 2153583 China and Global Financial Crisis US-Led TPP VS China-Backed RCEP —Applying Main IR Theories To US Policy-Making Process And Relevant Developments The backdrop of the TPP and RCEP WTO and TPP TPP and TTIP are drawn from the two precedent successful free-trade experiments, the EU and NAFTA(North American Free Trade Agreement). EU originated from the European Coal and Steel Community, before developing into the Common Market and further into European Community, and finally, into the EU. 1The ‘living’, ‘evolving’ treaties and agreements of the EU very much guide the living agreement of TPP/TTIP. NAFTA originated from CUSFTA (Canada-US FTA), which was implemented in 1989, and followed by NAFTA, ratified in 1994. Both EU and NAFTA existed before the WTO finally replaced GATT at the beginning of 1995. The replacement not only greatly expanded sectoral coverage but also replaced the GATT’s quite weak dispute-settlement mechanism.2 The liberalization and integration of trade had mainly proceeded under the auspice of WTO prior to the year 2000. With the evolvement characterized by the widening of the trade agenda to include the movement of people and not just that of goods, services, investments and capital,3 international society called for an update of the WTO. Although the Doha round did inspire some discussion in 2001, developing states fundamentally refused to open their market to the services and goods of the developed ones...
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...LIST OF FREQUENT COLLOCATIONS María Moreno Jaén University of Granada 1 time long spend short waste take spare give present working year past coming full start take spent people ordinary working elderly disabled way long go find get make (someone's N) come easy ways separate find alternative explore develop subtle man big tall small dark 7 day all (N long) present spent final full working whole start (have a) nice 2 8 3 days early past (few/number N) old spent working take thing whole (do the) right real (do the) wrong child only expecting government coalition interim elected part take (N) play (the/a) integral large major essential small 9 4 10 11 5 12 6 List of frequent collocations María Moreno Jaén vital form significant full 13 parts spare component constituent played separate life real family everyday whole private normal live saved personal public early spent daily lead made put take clear strong extreme 17 cases severe court extreme serious criminal injury woman beautiful attractive pretty tall (good) looking work hard do started voluntary charity carried (out) find paid major community system welfare group small ethnic (minority N) largest formed minority leading single research number large small increasing 14 18 19 15 lives save past live lost private claimed (a number of) risk lead cost daily spend everyday separate ordinary normal case court present particular (a N) adjourned prosecution 20 21 16 ...
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...meeting and greeting neighbors and friends… • Experiencing the excitement of going to your church, where four gospel groups have come together in celebration of vocal music… • Attending a school theater performance where the audience is made up of your neighbors, other parents, and arts patrons who don’t have children in that production but have come to experience that night’s show… • Our region will be considered a premier destination by cultural tourists… • Attending an arts or cultural event, knowing that all of our arts and cultural institutions are financially healthy and will continue to grow and thrive… • Being proud of the arts and cultural programs that you, your family and children attend together right in your neighborhood, produced by an arts group that has grown up and been supported by your community… • Major, smaller, and emerging arts and cultural organizations will thrive in a healthy economic, legislative and community support environment… • Having immediate access to arts and cultural groups’ schedules so you never have to wonder what to do or where to go, because there will always be more choices than you can...
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...A Bride for William Wales by Karla Akins © Copyright 2013 by Karla Akins All rights reserved. With the exception of quotes used in reviews, no part of this book may be reproduced in any form without permission in writing from the author. This ebook is for your personal enjoyment only. This ebook may not be re-sold or given away to other people. If you would like to share this book with another person, please contact Karla Akins at Karla.Akins@KarlaAkins.com. Thank you for repsecting the hard work of the author. [Document subtitle] [Document subtitle] DEDICATION For Wissa. You will always be my sweet princess. How very much privileged I am to have you in my life. You are very much loved. England, 1839 Foller the horses, Johnny me laddie, Foller them through me canny lad, oh! Foller the horses, Johnny me laddie, Oh lad lye away me canny lad oh! --Old Collier’s Rant Kate’s Great-Great-Great-Great-Grandparents, James and Jane Harrison “Whoa there, girl, steady as ye go now, Charlotte. This is the last trip o’ the day. That’s a good girl. C’mon now.” James Harrison patted the pony’s thick neck and coughed. He tried to breathe deeply, but instead of filling his lungs with air, he wheezed and coughed some more. He leaned just a little on the tired Welsh pony straining to pull a wagon of heavy coal. She matched the bandy-legged man’s steps as he gently tugged at her harness and spoke to her with kindness in his voice. The copper-toned...
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...Labour and Constitutional Reform ✓ Labour’s Reforms ✓ The Changing Constitution ✓ Party Views and Manifestoes ✓ Assessment and Evaluation ✓ Evidence 1. Labour’s Reforms o The constitutional reforms initiated by the Labour Government elected in 1997 together promise to transform the institutional structure of the United Kingdom. ▪ The Scottish Parliament and the Welsh Assembly are the most tangible signs of this transformation but other constitutional reforms are either in being or well under way …… ▪ including the Human Rights Act of 1998 (incorporating the European Convention on Human Rights), ▪ a directly-elected mayor and assembly for London, ▪ a reformed House of Lords ▪ and Freedom of Information legislation. ▪ Although reform of the electoral system for Westminster now seems a somewhat distant prospect, the 1999 elections to the Welsh Assembly, to the Scottish Parliament and to the European Parliament were all conducted using electoral systems very different from the traditional first-past-the-post method. ▪ Referendums have been widely used, and more promised o Lecture by the Lord Chancellor, Lord Irvine of Lairg, to the Constitution Unit, Westminster. 8 December 1998 o No other Government this century has embarked upon so significant or wide-ranging a programme of constitutional reform as the New Labour Government...
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...LAW 443 ADMINISTRATIVE LAW I NATIONAL OPEN UNIVERSITY OF NIGERIA SCHOOL OF LAW COURSE CODE: Law 443 COURSE TITLE: Administrative Law I 1 LAW 443 ADMINISTRATIVE LAW I Course Code: Course Title: Course Developer/Writer: Administrative Law I Law 443 Simeon Igbinedion, LL.B., LL.M., B.L., PH.D., Faculty of Law, University of Lagos. Professor Animi Awah Ifidon Oyakhiromen, LL.B, LLM, M.Phil, Ph.D, BL Course Editor: AG. Dean,/Programme Leader: Course Coordinator: Mr. Ayodeji ige, LLM, BL 2 LAW 443 ADMINISTRATIVE LAW I COURSE GUIDE CONTENTS PAGE Introduction ……………………………………………………………………….. 1 What You Will Learn in this Course …………………………………………….... 2 Course Aims ………………………………………………………………………. 3 Course Objectives ………………………………………………………………… 3 Study Units ……………………………………………………………………….. 3-4 Tutor-marked Assignment ……………………………………………………....... 4 References/Further Reading ……………………………………………...……. 4 3 LAW 443 ADMINISTRATIVE LAW I Introduction Consider a situation where your residential property in which you have lived for decades has been demolished by the authorities of the FCT, or the Lagos State Ministry of Environment for allegedly being located in an industrial area. Suppose some customs officers at a checkpoint found you in possession of items which they claim to be contraband and, therefore, seized pursuant to the new Customs policy of zero-tolerance of goods likely to endanger the economic growth or contribute to the...
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...governments to smooth out their spending by mitigating the cyclical pattern of tax revenues and to invest in infrastructure projects. Banks directly provide a substantial amount of credit in the U.S., but, unlike in almost any other economy, financial markets are the ultimate providers of most credit. Liquidity provision. Businesses and households need to have protection against unexpected needs for cash. Banks are the main direct providers of liquidity, both through offering demand deposits that can be withdrawn any time and by offering lines of credit. Further, banks and their affiliates are at the core of the financial markets, offering to buy and sell securities and related products at need, in large volumes, with relatively modest transaction costs. This latter role is particularly important in the U.S., given the dominance of markets, but is often under-appreciated. Risk management services. Finance allows businesses and households to pool their risks from exposures to financial market and commodity price risks. Much of this is provided by banks through derivatives transactions. These have gotten a bad name due to excesses in the run-up to the financial crisis but the core derivatives activities provide valuable risk management services. Many argue that...
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...RESEARCH PAPER 06/36 19 JUNE 2006 A Political and Economic Introduction to China “If the 20th century ended in 1989, the 21st began in 1978” Martin Jacques, The Guardian, 25 May 2006 China’s political and economic rise and what it means for the world is now a central preoccupation of analysts and policy-makers. Public awareness of China is likely to increase as the 2008 Olympics in Beijing draw near. This Research Paper is intended to act as a resource that Members of Parliament and their staff can draw upon when engaging with China’s remarkable transformation. Part I provides key facts and figures about China. Parts II and III review recent developments and future prospects by addressing four key questions. Is political authoritarianism sustainable? Can China’s development be peaceful? What are the main domestic economic challenges facing China? What is China’s impact on the world economy? Part IV summarises key aspects of UK and EU relations with China. The Paper ends with a select bibliography of key sources. The Research Paper is intended to act as a platform for a series of Library Standard Notes that will address in more depth specific issues about China that there is space here only to discuss briefly. Jon Lunn, Maria Lalic, Ben Smith and Claire Taylor INTERNATIONAL AFFAIRS AND DEFENCE SECTION Ed Beale, Ed Potton, Ian Townsend and Dominic Webb ECONOMIC POLICY AND STATISTICS SECTION HOUSE OF COMMONS LIBRARY Recent Library Research Papers include: List of 15...
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...FINANIAL CRISIS 2008 AND CORPORATE GOVERNANCE The business world is questioning whether Corporate Governance has become a mere catchphrase, divorced from the contentious problems it is supposed to solve… MEMBERS: AYUSH KUMAR-030 NIPEKSH I MAHAJAN-082 PRABHAV MISHRA-0 PRATEEK KUMAR-096 VAIBHAV JAIN-164 “Why should a financial engineer be paid four, four times... to a hundred times more than the real engineer? A real engineer build bridges, a financial engineer build, build dreams. And when those dream turn out to be nightmares, other people pay for it.” - Andrew Sheng “Contrary to the vulgar belief that men are motivated primarily by materialistic considerations, we now see the capitalist system being discredited and destroyed all over the world, even though the system has given men the greatest material comforts” - Ayn Rand “In fact, there is ultimately a limit to how much regulation can do. In the final analysis, you could write all the rules you want, but there has to be a philosophy of ethical behaviour that comes from human beings operating in a professional way” – William H. Donaldson, CFA “The global crisis was caused by “the over-50s not knowing what the under-30’s were doing” – Johann Rupert, Remgro Chairman “The first casualty of a downturn is truth” - Financial Times Columnist 30 Sept 2008 Introduction- The banking crisis was triggered by largely unregulated trading of complex financial instruments, including mortgaged-backed...
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