Premium Essay

My Journal

In:

Submitted By kansascitystar
Words 388
Pages 2
Budget Journal
In: Business and Management
Budget Journal
1. As you reflect back on this budgeting assignment, what are the most personally important facts or concepts you learned?
I learned that if you take more units, a full-time student, you will be able to save more. You can have lower student loans and be able to finish much faster. As a student, we need to consider and take full advantage of the grants and scholarships that is eligible and available to us. This helps towards our goal in paying off our student loans.
2. How does what you learned or realized relate to or impact your personal, educational, and career goals?
What I learned and realized that education is important. We can’t avoid not having student loans ,but we can try to use as much as grants and scholarship as we can. We also need to keep in mind that we need to learn how to budget ourselves because we don’t want to end up paying high amount of payment every month. We need to save up and use our money wisely for necessities and not material things. When we finish school, we can then apply for jobs that is well in pay and can afford our everyday living.
3. Do you feel prepared to enter student loan repayment and understand how to get started? So far, I’ve been saving up money and putting aside extra income I receive from my paycheck. This also includes any refund I receive from my school and will use it to repay for my student loans. I am aware of how much interest there is to pay for my student loans and I know that I can begin repaying after 6 months I graduate, which is fair enough for me to find a job and get paid enough to pay for my student loan.
4. What money-related questions do you still have? How will you get the answers you need? So far, I don’t have money-related questions but I do know that I can reach and contact my financial advisor for any financial matters regarding my

Similar Documents

Premium Essay

My Journal

...Journal I don’t know but I got many things in my mind right now. I just have to break it down by writing you this little journal. First of all, I am really stressing out over here because I need money to proceed. I need money since I don’t want to depend on my brother or anybody else for my actions anymore. I want to work for my money so I could spend it on how I want to. My main goal is to save up for a car or enough for emergency use when I am in college. Speaking of college, the colleges that I want to attend to are: UCI, UCR, CSUFULL, CSULB, and more that I cant think of right now. My major in college will be Information technician, or a engineer. I want to become a information technician since im alright with computers and if I study more about it I could become good at what I do. I also want to become a engineer since im getting into liking cars on how it works, fixing it up, making a car faster, and etc. The colleges that I picked were mostly up at the La region. The reason I picked that is because im going to be really close to my cousin Anthony and Heather. Im taking a gamble, on me being with Heather in College. Im hopeing that Heather and I will be together soon. Im taking this chance because I feel like we are going to become more then friends, if I keep playing my cards right. Hopefully that day will come true…But if it doesn’t then everybody has a back up plan right? Mine is to just relax with my cousin in college, hoping I could move on from a hope not...

Words: 333 - Pages: 2

Free Essay

My Journal

...Social Psychology Professor White Journal #1 So I didn’t know how to start off with this journal thing, so I decided to tell you a story of what happened to my friends and I just the other weekend. It all started off with my intoxicated friend (Jeff) paying 20$ for like four or so tacos from Jack in the Box. He gave the money to our friends (Tim) roommate (John), who in turn gave it, to a girl who went to go buy them. After some time Jeff started to get upset because it taking so long so he asked John where the girl was with the food. He told him he didn’t know anything so Jeff went around talking to people about the situation. Eventually some other drunken guy said “Oh I remember him trying to steal my friend’s wallet the other day.” After that everything got a little chaotic! I don’t understand why, well I guess it’s from this weird global obsession of guys to have the biggest and best ego. So that I guess is one psychological theory that I don’t understand, ego… on a random note I think I figured out the reality of the universe, but that’s a whole other journal. So back to the story, after Jeff heard that, he went into this crazy rant about how John had planned this big elaborate scheme to get the girl to take his money and split it up behind his back. Even though that is an extremely illogical answer to his problem (the lost 20$) he insisted on it. What I don’t understand in even when John said I will pay you the 20$ out of my own money to get the situation dissolved...

Words: 654 - Pages: 3

Free Essay

Teacher Assessments

...As a teacher it is your responsibility to not only present new material to the student but to teach them and to verify and monitor what information they are actually obtaining and processing. There are many forms of assessments that teachers can use to evaluate students understanding of lesson material. I will suggest a few methods that I will use in my secondary education mathematics classroom. The first strategy of monitoring I will discuss will be quizzes. There are multiple advantages for this form of testing. First, is that it easily produces recorded data. I can quickly grade multiple choice questions and record the students’ grade. Being able to record this grade will allow me to present scores to the parents when I am asked for a student’s progress. Another advantage to a quiz is the ability to assess both the entire class and each individual’s understanding on a topic. I will be able to look at the overall measurement and decide whether there is a need to review the topic or lesson, or if the class is ready to advance in the given studies. Also, by presenting multiple quizzes through the term the students and I can create a set format, which can help ease classroom anxiety. Another form of monitoring students’ progression through a lesson is homework. Homework can be one of the most effective methods for tracking mathematical progress. Assigning, collecting and grading homework can be a very timely way to gather information on how each student is progressing through...

Words: 1003 - Pages: 5

Free Essay

Difference Between Journals and Diaries: -

...Difference between journals and diaries:- The difference between a diary and a journal is that a diary is where you can write down what happened during the day and keep a record of stuff. A journal is to write your own personal feelings in, and things that happened, and how they happened. A diary is a report of what happened during the day—where you ate, who you met, the details that what was happened in the office, and who took whose side. It is a like a newspaper about you. A journal is completely different. A journal is about examining your life. It’s a GPS system for your spirit. Journals lead to insight, growth, and sometimes, achieving a goal. You can keep a journal in anything that feels comfortable and that’s portable–a spiral notebook, a bind book you have put together with lokta paper, index cards held together with a rubber band. You can use a computer; keep a blog, although that doesn’t work as well for me. But things on the internet are simply not private, password protected or not. To keep a journal on paper, pick a time of day to write. Keep it regularly. It makes it easier. Try that you didn’t stuck to an exercise program because then it can nailed it into schedule at a certain time. Writing works the same way. First thing in the morning, last thing at night, while eating lunch at your desk. Write with a good pen that feels good and whose color you like. In the beginning, you may have to set a time limit. Three minutes is good. Just write whatever comes...

Words: 593 - Pages: 3

Premium Essay

Relationship Essay

...of those emotions and feeling the weight of the world on my shouldersas my soul,famished from interaction,wailed for a release. Yearning to vent yet demanding a method to protect my most valuable possession, my mind. I opened a door to unsurpassed wonder.A relationship that I was able to flow with emotions unbridled, without fear of discovery. Days passed, then weeks, and one day the realization came that years were gone but each moment lived on shared and captured, escaping the prison of time. Easily now I shed my armor and poured out my ramblings to an open book that consume all my inequities and reinvigorated my goals.These moments that I share in this special relationship shape me to grow from the past and prepare for the future. Unfettered,capabilities to share my innermost thoughts allowed captivated watch as I begin to blossom into a mature strong being able to stand back and marveled as the story unfolded. A connection so powerful that others long for the ability to have their words caressed and accepted. My aptitude to cope with the grind of life increased as the pages filled up. The ivory shelf above my bed cradled the secret books housing the foundation of character built over the years, strengthen by an everlasting, unbreakable, and irreplaceable bond.Each page of my journal is a connection that provides me with the ability to purge, enhances personal growth, and tells the world my story. Writing in a journal is a means to purge. The remembrance of hastening home knowing...

Words: 957 - Pages: 4

Premium Essay

Autobio

...NEED THIS EXTRA LINE.] Since the very beginning of my days as a student, I have despised literature. English has always been a subject that I dreaded. I do not loathe literature solely for my lack of writing skills, because I do enjoy reading, rather it’s the fact that I tend to lose my train of thought while writing an essay or while brainstorming an idea I want to address. I struggle with organizing my thoughts and making concise relationsHIPS[?][CONNECTIONS?] between literary texts and the assignments given by my teachers. The only time I do enjoy writing is when I can write freely in my journal. By writing in a journal, I do not worry about the grammar and organized aspect of writingCOMMA and it clears my mind. I find that I am able to write what I feel [easier ]MORE EASILY in my private journal versus writing an essay that will be graded. [NICE INTRO – CONTRARY TO YOUR TITLE, THIS SEEMS AS THOUGH IT’S GOING TO BE ABOUT YOUR JOURNAL WRITING VS. ACADEMIC WRITING, NOT GRAMMAR? ALSO, YOU NEED TO GET RID OF THIS EXTRA LINE BETWEEN PARAGRAPHS.] During [my ]seventh grade, in middle school, I had a very tough English teacher. Mrs. Carson was a very nice person outside of class[,]SEMI-COLON howeverCOMMA her toughness really displayed itself when she graded papers. Her main focus[ed] was grammar and clean organization rather than THE ideas of the topic. The entire year I struggled with her; each assignment I struggled to form my papers the way she would want and failed to remember...

Words: 1059 - Pages: 5

Free Essay

Family Dynamics

...bible in Singapore, he'd say, "Write it down. Let it out." I've filled four journals. On an idle Thursday, when my mind was free of frustration, I read the crumpled, yellowed pages of my black leather journal and saw a natural progression from black to color. I had precisely captured all my experiences, but in an entirely aesthetic way. From then on, every time I opened my journal, I found myself in an unfamiliar environment writing to capture a mood or scene with creative language. It was my therapeutic getaway from reality. In the summertime, every Sunday, after taking a rattling cold bus, two smoky, humid subway trains, and picking up the best peanuts on 114th street, I would arrive at Riverside Park, New York. I wrote at least one piece every time I was there and shared my work with the same old man who perused the New York Times and the same skinny college student who sunbathed in her bikini. After noting any criticism they gave, I would return home, edit and embellish each piece. This is what I enjoyed most. This is what I wanted to do. But this is not what a first generation American son of strict Indian Muslim parents pursues. He is to become a doctor, lawyer, or businessperson—not a writer. My parents told me that I would either make it big or not make it at all, and no one knew for sure what was destined to happen to me if I were to choose the writing path. My...

Words: 1273 - Pages: 6

Free Essay

Journals and Scientific Docs

...Journals and Scientific Documents The purpose of journals and professional papers is to inform the public on a specific subject matter. These writings relate directly to a broad spectrum dependent on the edition or publication specifics. Of professional papers, several types can provide a scope of information and credibility toward a purveyance of technical or detailed information. The structure is usually even flowing and organized with particular information segments set out about the constituency of the writing. These papers, intended for publication in special interest journals, enhance the writers research, writing, and documentation capabilities as some of the information, not being his/her own will need to be accredited as if it is not, than plagiarism will be extrapolated. Journals, usually published by or for a particular subject matter or client, are detailed and accurate. There may be a UCLA journal, National Geographic Journal, or even a mechanic’s journal. The particulars of this, geared toward a particular audience and each entry, will usually comprise two titles sharing a general viewpoint for the nonprofessional and an entry specific title for the professional. The purpose of journals is to inform a group or individual of the credible elements related to a curriculum or scientific, professional, or academic scope. The writings or information in a journal may be composed of professional papers but the opposite is not the same. ...

Words: 583 - Pages: 3

Premium Essay

Ghost Ghost

...How to Find Specific Journal Articles: (by Mark James) This is a step-by-step guide to finding specific research articles that you have been given the complete reference for (e.g. for seminar readings listed on Moodle, or for articles cited in lectures). To find articles when you do not have a full reference for (e.g. when you’re looking for research on a topic/theory/model generally) please refer to the slide “Finding Sources” of the Study Skills slides provided on Moodle. All seminar readings are available to download via the University of Kent library website using the following steps. Example - how to find: Poropat, A.E. (2009). A meta-analytic analysis of the five-factor model of personality and academic performance. Psychological Bulletin, 135 (2), 322-38. Step 1: Go to http://www.kent.ac.uk/library/ - click ‘Search for journals” and enter title of the journal (e.g. Psychological Bulletin) here: Step 2: Click on one of the search results: Some journals are accessible through multiple providers (e.g. PsycARTICLES, Academic Search Complete, Wiley-Blackwell Full Collection), with varying levels of access. Check the date of the article you’re searching for was published and select a provider which holds the journal published that year. Step 3: A new window will pop up, and you will be asked to input your Kent username and password. Once provided you will be taken to the journal providers website. Select the year the reading was published (e.g. 2009)...

Words: 289 - Pages: 2

Free Essay

My Weekly Journal Report

...Weekly Journal Week: First week On my first day in my OJT I feel excited and also nervous. In that day, we oriented about how we do are t asks everyday. Then, in my second day is the ordinary day for me as a server, helping my co-server to serve our customer. My third day, I prepare tables for meals, including set up items such as linen, silverware and glassware while greeting guests (with eye contact and smile), also escort guests to their tables then present menus to the guests and answer questions about menu items, or making recommendations. At my fourth day, I taking foods and drink orders present and serve wine (into the proper glass) and serving food and drinks. My fifth day is check with guests to ensure that they are enjoying their meals and take action to correct any problems. My sixth day, I remove dishes (gentlemen first!) and glasses from the tables for cleaning and Dealing with bill payments. And in every seventh day of my OJT is my rest day. Guide Questions (after the training/internship) 1. What specific additional skills have you learned this month? 2. Describe your experiences with regards to guests relation. II: Learning Experiences (Realization about the Training) ■ Is your establishment is highly recommended as an avenue...

Words: 503 - Pages: 3

Premium Essay

My Journal Week 2

...My Journal HIS/ 120 09/28/2015 My Journal HIS/ 120 09/28/2015 Dear Diary, Today is November 4, 1920. My mother and father, my brother, Jonathan, my sister, Rosy and I are forced to leave our country in Eastern Europe; migrating to the United States of America. My mother told us about her close friends that she had known since she was a child, moved there. Her best friend Charlotte wrote letters to her every week. Explaining that America has a lot of job opportunities, education, and that there’s freedom there to live. Verses staying in our home country where anti-Semites would start riots. 1. So we packed all our belongings and took whatever we could carry. After purchasing our tickets to sail away, we entered the biggest ship I’ve ever seen. I had many emotions and thoughts rushing through my mind. Feeling nervous about moving to a place I’ve never been… Sad that there’s a war coming to erupt… Worried for the people that we’re leaving behind… Exhausted from stress and not getting enough sleep... What’s really going to happen when we get to America? I hate the feeling of not knowing what’s going to come because I feel then I have to prepare myself for the worse. On the ship there were more than 2,000 Jews. Everybody was very close together and compacted inside. We had to make our own beds and we had to keep each other warm. It took us days, weeks for our arrival. I couldn’t keep track. Some people eventually gotten seasick because of the rocking back and forth. On the deck...

Words: 657 - Pages: 3

Premium Essay

My Oppression Journal Analysis

...During the past few months I have gathered together an oppression journal which contains oppressive behavior I have witnessed and challenged and a list of questions I have interest in regarding oppression in which I collected others opinions. I also have done quite a bit of self-reflection as to how these two things have changed my view on the world around me and helped me gain a better understanding of oppression. Oppression can be defined in four categories, unequal power, inequitable distribution of resources, inflexible policies and practices and ethnocentric culture. During my interviews, I talked with Zariah who is a 20 year Mexican American female, Jordyn who is a 27 year old White American female and Justin who is a 24 year old White American male. My questions touched on their belief of whether White Privilege exists, what language a child should be able to take standardized tests in, marriage equality, their opinion on the government and an issue of racism and examples of their own oppressive behavior as well as if they have challenged oppressive behavior they witnessed. With the question of whether or not white privilege exists, Justin said he does believe it exists because a police officer...

Words: 1821 - Pages: 8

Free Essay

A Journal for My Literature Class

...Shaquisha Barrow September 26, 2012 Journal #10: The Lone Ranger and Tonto Fistfight in Heaven Intro to Lit 1. I got very confused when I was searching for the original “Lone Ranger and Tonto” because I saw different versions of it and I wasn’t sure which was which. I did however, find the definition of “Tonto”, which means silly or dumb and “Ke-mo sah-bee which means trusty scout. I believe that the narrator was Tonto in society’s eyes. The narrator couldn’t even go into a certain part of town without people calling the police because he looks “suspicious”, or walk in a store to get a few snacks without people being scared of him. I believe that heaven represents America and the “American dream” which, to me, is to have freedom, happiness, and wealth. The narrator along with the other Native Americans on the reservation, symbolizes Tonto, he trusts his girlfriend (The Lone Ranger), to help him better himself and reach the American dream but instead she, along with help from others, knock him down and stop him from reaching his dream. The woman that he loved was supposed to be there to help him and encourage him but instead they always clashed and argued. The narrator said that they never physically fought, but she always knew what to say to hurt him. Based on my experiences, most of the people we attach ourselves to, know how to hurt us the most. I think that society as a whole was a symbol of the Lone Ranger. The narrator just wanted to live his life like a regular American...

Words: 1393 - Pages: 6

Free Essay

Business Research Methods Res/351

...Medical Journals and the Failure of Trust” the issue of pharmaceutical businesses and their research, and how it is presented is outlined. The article covers one of the largest controversies with business research conducted by GlaxoSmithKline (GSK) and how the results were skewed and then reported by many medical journals as fact, even though the research did not support what was reported. The study was GSK 329, which showed a particular drug to be effective in adolescents with depression, even though the testing showed otherwise. (Jureidini & McHenry, 2011) The biggest unethical behavior that was demonstrated by GSK, and medical journals was the skewing of results of a study. Medical journals published articles that misrepresented the findings of GSK’s research. Internal reports by the company showed that their trials of the drug had failed to benefit adolescents with depression, and positively showed that there were negative results. (Jureidini & McHenry, 2011) The internal report states that “it would be commercially unacceptable to include a statement that efficacy had not been demonstrated, as this would undermine the profile of paroxetine,” and that “to effectively manage the dissemination of data in order to minimize any potential negative commercial impact.” (Jureidini &McHenry, 2011) This indicates that they skewed the results of the study so that only selective data would be published. The authors also place blame on the medical journals that published...

Words: 854 - Pages: 4

Free Essay

My Journal Entry 1

...Entry 1 (24th September 2012) It's exactly 12:01 am now, and seeing that this is my first entry, I should update a little of myself. I'm currently at Taiwan for a short vacation with my high school friends of about 10years. And they are Lee Sue Ee, Soh Pei Ling, and Chong Yee Wun. We arrived here on Saturday, 22nd September 2012, and so far it has been an hectic journey seeing that we are here on our own for the first time and we did not go through any travel agency. Enough of updating, I just finish my STA assessment and e-mailed it to my group mates to submit later in the morning. I just hope that I did good enough despite my heavy schedule and with little initiative. Oh yes, I am now in my room while the girls are sleeping and the view is just amazingly breath-taking. How fortunate i am that I could do my assignment while looking at this sea view. The sound of the rushing waves eases my mind to relaxation and light music as my background to suit my emotion. The only thing that lack, is a partner to share this spectacular moment. Anyway, I should sleep now. Gotta be up early later for another tour around the north-east Taiwan before heading to the capital city Taipei later in the evening. I will update my entry again later whilst exploring every possibility here. Good Night ! Good afternoon, it was quite a day after waking up restlessly. Breakfast here was amazing, I mean, what more can we ask with such nature phenomenal as our spectacular view. After finishing our...

Words: 701 - Pages: 3