...Group project, as defined by the Business Dictionary: A collection of individuals that come together to achieve a stated objective. Group project, as previously defined by myself: a dreadful situation that I would try to avoid as much as possible. I've always been an independent person-I would typically prefer getting things done completely by myself with as little human contact as possible due to my shyness. I never wanted to appear weak or out of control so I would complete every assignment possible by myself. This all changed during my sophomore year. My English teacher had purposely paired up the groups for our upcoming book projects with people that never spoke to each other in class. She wanted us to expand our horizons and get to know new people, but it might as well have been a death sentence to me. I begged endlessly after class for her to let me work with people I was more comfortable with, because that's when my best assignments are created. She told me that I was the one who needed this the most because in the real world, I couldn't turn down a job because my friends aren't working there....
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...ASSESSING CREDIT MANAGEMENT POLICIES OF BANKS. (A STUDY OF MERCHANT BANK GHANA LIMITED, KOFORIDUA) CHAPTER ONE 1.0 BACKGROUND TO THE STUDY Credit does not necessarily require money. The credit concept can be applied in barter economies as well, based on the direct exchange of goods and services (Ingham 2004 p.12-19). Banks' activities can be divided into retail banking, dealing directly with individuals and small businesses; business banking, providing services to mid-market business; corporate banking, directed at large business entities; private banking, providing wealth management services to high net worth individuals and families; and investment banking, relating to activities on the financial markets. A bank can generate revenue in a variety of different ways including interest, transaction fees and financial advice. The main method is via charging interest on the capital it lends out to customers (George 2000) Loans are the major asset for most banks. They earn more interest than banks have to pay on deposits, and, thus, are a major source of revenue for a bank. Often banks will sell the loans, such as mortgages, credit card and auto loan receivables, to be securitized into asset-backed securities, which can be sold to investors. This allows banks to make more loans while also earning origination fees and/or servicing fees on the securitized loans. (Spaulding 2005) Banks face a number of risks in order to conduct their business...
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...Finanacial accounting assignement. Q2. Explain the meaning and importance of cash flow statement and funds flow statement. Also explain the difference between cash flow statement and funds flow statement. Ans.2. Fund flow statement is referred as sources and application of funds. It helps in showing detailed revenue received from sources and the amount of money used by the business for many purposes in that Financial Year. This statement provides addition information which is not generally covered in company's financial statement of accounts (profit and loss account and company's balance sheet). 1) Fund flow statement is the difference between the total value of Current Assets and Current Liabilities or Net Working Capital. Whereas the cash flow statement is a summary of or receipts or payment [cash] for the period which is in Income Statement. 2) In cash flow statement, there is no format or any statement is required to prepare it. While in fund flow statement, a statement of changes in current asset and current liabilities is required. 3) Fund flow statement is prepared on the basis of Fund or while cash flow statement is based on cash. 4) By preparing cash flow statement, it allows the bank or shareholders of the company about the company prospective and its business. Fund flow statement is prepared actions of the company.Fund flow statement is also referred to as working capital statement. Working capital is equal to current assets minus current...
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...Homework Assignment Week 5 10-8 NPV IRRs and MIRRs for Independent Projects Edelmann is considering including two pieces of equipment, a truck and an overhead pulley system, in this year’s capital budget. The projects are independent. The cash outlay for the truck is $17, 000 and that for the pulley system is 22, 430. The firm’s cost of capital is 14%. Calculate the IRR, the NPV, and the MIRR for ech project, and indicate the correct accept-reject decision for each. Truck: NPV=-17,100 + $5, 100 (PVIFA14%, 5) = -$17,000 + $5,100(3,4331)=-17, 100 + $17, 509 =409-Accept IRR=15% MIRR=N=5, PV= 17,100, PMT=0, FV-33712 I=14.54% Accept Pulley NPV=-$22,430 + $7, 500(343310=-22, 430 + $25, 748=$3318 IRR=20% MIRR: PV Costs=$22, 430 N=5, I=14, PV=0, PMT=7500, FV=$49, 576 I=17.9% Accept 10-9-NPvs and IRRs for Mutually Exclusive Projects Davis Industries must choose between a gas-powered and an electric powered forklift truck for moving materials in its factory. Since both forklifts perform the same function, the firm will choose only one. (shortened) Calculate the NPV and IRR for each type of truck and decide which to recommend. Gas powered NPV=-$17,500 + $1, 000(343310=-22, 430 + $25, 748=$3861 N=5, I=12, PMT=1000, FV=56,122 IRR=18% Electric powered NPV-22, 000+ $1,000(343310=-22,000+$17,000=$3057 N=5, I=12 PMT=1000 , FV=60,125 IRR=18% The electric powered forklift...
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...AND WHAT ARE OUR RANGES OF FREEDOM BODY WHAT CONTROL DOES IT HAVE IN HARD-WIRING WHAT LIMITS AND POSSIBLE OUTLETS DOES IT PLACE ON OUR FREEDOMS CAN WE USE IT TO ALLOW THE MIND TO GO OUTSIDE THE BOX CAN WE USE IT TO ENHANCE THOSE EMOTIONS WE ENJOY, AND DIMINISH THOSE WE DON'T ENJOY OR HAVE NO APPARENT USE TO US (ME) WHAT PHYSICAL, MENTAL AND OUTSIDE THINGS CAN BE USED TO ACHIEVE THE ABOVE AND OTHER. DNA CAVE PEOPLE EVOLUTION 3 BIG TOPICS THAT OVERLAP ESSENTIALLY. WHERE DID WE COME FROM....HOW IS\WAS THAT PATH CAME TO US AGAIN WHAT ARE WE THERE ARE OTHER PROJECTS NOT YET CLEARLY FORMULATED THAT CONTINUE THE THREAD OF THOUGHT, IN MY HEAD AT LEAST. TENTATIVE LABELS ON FOLDERS ARE *ENVIRONMENT INCLUDING CLIMATE ETC *PSYCHOLOGY USED TO CONTROL US ALL (THE WORLD’S POPULATION) *SCIENCE SOME MAJOR THINGS THAT STRIKE MY FANCY *HAWKING. I JUST WANT TO GET A GRIP ON HIM, IS HE FAIRDINKUM OR JUST ON SF TRIP *SCIENTIFIC METHOD *THE UNIVERSE ALL THOSE GALAXIES AND STARS THE GREAT BIG. (AND MANY POSSIBLE PAINTINGS) SO FROM THE VERY SMALL DNA, MICROBES, PARTICLES TO THE GIGANTIC GALAXIES AND ALL. PARTLY IT’S A SEARCH FOR MEANING. BUT FROM A BUDDHIST POSITION OUTSIDE RELIGION. OUTSIDE NOT AGAINST IT. THE APPROACH IS ESSENTIALLY ONE BASED ON IDENTIFIABLE FACTS AS CAN BE CLEARLY AND UNARGUABLY IDENTIFIED HISTORICALLY OR SCIENTIFICALLY. NOTE LAWS...
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...Florence Nightingale Florence Nightingale OM, RRC | | Born | 12 May 1820 Florence, Tuscany | Died | 13 August 1910 (aged 90) Park Lane, London, United Kingdom | Nationality | British | Institutions | Selimiye Barracks, Scutari King's College London[1] | Known for | Pioneering modern nursing | Notable awards | Royal Red Cross (1883) Lady of Grace of the Order of St John (LGStJ) Order of Merit (1907) | Early life Florence Nightingale was born on May 12, 1820, in Florence, Italy. She was the younger of two children. Nightingale's affluent British family belonged to elite social circles. Her mother, Frances Nightingale, hailed from a family of merchants and took pride in socializing with people of prominent social standing. Despite her mother's interest in social climbing, Florence herself was reportedly awkward in social situations. She preferred to avoid being the center of attention whenever possible. Strong-willed, Florence often butted heads with her mother, whom she viewed as overly controlling. Still, like many daughters, she was eager to please her mother. "I think I am got something more good-natured and complying," Florence wrote in her own defense, concerning the mother-daughter relationship. Early life Embley Park, now a school, was one of the family homes of William Nightingale. Young Florence Nightingale Florence Nightingale was born on 12 May 1820 into a rich, upper-class, well-connected British family at the Villa Colombaia...
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...KABANATA 23 - ANG PANGINGISDA [pic] Sa dahilang ang tubig ay lubhang tahimik, ang mga baklad ay hindi lubhang nalalayo, at lubha pang maaga, ay pinagkasunduang iwan muna ang pagsagwan at ang lahat ay mag-agahan. Pinatay ang ilaw ng mga parol sapagkat ang bukang-liwayway ay nagpapaliwanag na sa kapaligiran. “Walang katulad ang salabat kung iinumin sa umaga bago magsimba!” ang sabi ni Kapitana Tika na ina ng masayang si Sinang; uminom ka ng salabat na kasama ng puto, Albino, at makikita mo, maiisipan mong muling magdasal.” “Iyon nga ang ginawa ko,” ang sagot ni Albino, “naiisip ko na ngang mangumpisal.” “Huwag!” sabi ni Sinang, “uminom kayo ng kape sapagkat nagbibigay ng masasayang kaisipan.” “Ngayon din, sapagkat nalulungkot ako ng kaunti.” “Huwag iyan!” paalaala sa kanya ni Tia Isabel, “uminom kayo ng tsa at kumain ng galyetas; sinasabing ang tsa ay nagpapatiwasay sa pag-iisip.” “Iinom po ako ng tsa na may galyetas!” sagot ng masunuring magpapari; “salamat na lamang at alinman sa mga iinuming ito ay hindi ang Katolisismo.” “Pero magagawa mo ba …? ang tanong ni Victoria. “Alin ang uminom pa ng sikulate? Aba, opo! Huwag sanang magtatagal ang tanghalian.” Kabanata XXIII PANGINGISDA Buod Madilim–dilim pa nagsigayak na ang mga na ang mga kabataan,kadalagahan at ilang matatandang babae na patungo sa dalawang bangkay nakahinto sa pasigan. Ang mga kawaksing babae ay mayroong sunung-sunong na mga bakol na kinalalagyan ng mga pagkain at pinggan. Ang mga...
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...Videos (Notes taken down) Dawn of the industrial revolution * Two major groups in England * Aristocrats * Poor * Very rich in natural resources * Many countries are providing things for England * Helped with the textile industries * Great competition among manufactures Industrialization and nationalism * Coal and steam replaced wind and water as new sources of energy and power * Cities grew as people moved from the country to work in factories * Did not only happen in England but went until North America * 1780s started in Britain * Normal people could buy manufactured things * Population grew due to the supply of food * Entrepreneurs are wealthy people. Aristocrats in short. Provided things to the poor. * This caused a shift in an economy based on farming to an economy based on machines * Weaving and spinning (Spinning is for thread and weaving for making cloth which would be our clothes) * Cottage system is where people work in their own house by bringing home machines to weave or spin. * Aristocrats built factories which brought the new factory system. Machines were placed there and people went there to work instead of having huge machines at home. * James Wyatt. Steam power could now be used to spin cotton * 1840, cotton was main product of England. * People imported from England all over the world just for cotton to make clothes * Steam engine was critical * Boil water requires...
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...My senior project topic that I chose was eating healthy as well as exercising. For this journey I wanted to go through the whole process, the diet plans, the workout plans, and just learning the daily routines to become successful in my goals. This senior project is meant to have me grow as a person and show myself that if I want to change something about myself that it’s possible with hardwork. I wanted this because I felt like I needed to change, I felt like I was just letting myself go. During this project my willpower was absolutely tested. I as a person had to want to better my health so that I could make the right choices. At times when I was tempted to get something unhealthy I knew I should choose something else, I would end up getting...
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...In Boy Scouts, when a scout is attempting to earn the Eagle Scout rank, he must organize and carryout a community service project. Our Savior Lutheran Church, in Valentine, NE, had a badly shaped lawn which redirected rainwater and sprinkler water into the church basement instead of the road, where the water was supposed to go. For my Eagle Scout project, I decided to remedy this problem. The first step was to get permission to conduct the project from the church council. I attended a meeting and asked for and received permission. Next, I had to approve the project with the Boy Scouts so I could use it for my Eagle rank. I had to contact a district representative to approve the project. To conduct the project, I needed equipment, volunteers,...
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...When I was in eighth grade I had a huge project in my American History Class. In this project I had to write a ten page paper about the decade of my choice, come up with a question from the decade I chose, find people from the era to help me answer my question, and create a display. This was one of the hardest and most time consuming projects I had ever done. It didn’t help that I was in a lot of other tough classes and in a lot of extracurricular activities. I didn’t know how I would be able to finish it but I eventually did. I was extremely proud of the project I completed and all the work I put into it. The project began in the fall of my eighth grade year and it was due at the end of the year. This project seemed overwhelming. The teacher...
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...When this project was first proposed in class, I became nervous, as my foundation in writing is not strong. I was eager to set aside time and help a student in need, however I didn’t believe that my skills were strong enough to do so effectively. I immediately initiated contact with Jonathan, and to my surprise he had asked to set up a meeting just a few short days after I was assigned this project. The first meeting lasted just over two hours, and I believe both Jonathan and I left the session happy with our progress. Furthermore, this tutoring session alleviated the concern I originally had, where I felt as though my writing proficiency was not strong enough to aid Jonathan properly. I had left the frequency that Jonathan and I would meet...
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...Lead with respect, not with power. Throughout my Global Lead experience, I learned a lot about what a global citizen is and how to become a better one. I also learned a lot about myself and who I am as a person and leader and also how I lead my life. I believe a global citizen is one who is aware of what is happening around the world; one who genuinely cares and is curious, and one who has the desire to help in any way possible. When I first arrived in Greece and we talked about being a mindful traveler, I realized that I had never even thought about that. I realized that even when people visit America, I am not mindful of their culture. My Global Lead experience really made me realize that I never really took the time to learn other cultures and what was happening outside the United States. The only things I really ever knew about other countries were the things that affected America. I wasn’t even aware that I was not being a global citizen. Being a global citizen means to be aware of things going on outside your country and to try and help in any way possible, even if it is something simple like supporting another countries product. The Greece culture is so beautiful and full of history. The people are so nice and courteous to visitors, especially us when we visited. Almost everyone there knew English, which really surprised me because I am not fluent in any other languages. The fact that pretty much everyone spoke our language showed me a good example of global citizenship...
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...MY DREAM JOB A PROJECT REPORT SUBMITTED IN PARTIAL FULFILLMENT OF THE REQUIREMENT FOR THE AWARD OF THE DEGREE OF COMPUTER ENGINEERING/INFORMATION TECHNOLOGY TO RK UNIVERSITY, RAJKOT SUBMITTED BY Name of Student Enrollment No. Yagnik Virani 15SOEIT11024 UNDER THE GUIDANCE OF Internal Guide Prof. Jay Ghodasara (Assistant Professor) RK University August 2017 SCHOOL OF ENGINEERING, RK UNIVERSITY, RAJKOT DECLARATION I hereby certify that I am the sole author(s) of this project work and that neither any part of this project work nor the whole of the project work has been submitted for a degree to any other University or Institution. I certify that, to the best of my knowledge, my project work does not infringe upon anyone’s copyright nor violate...
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...My summer expectationLærke Emig Bloch Hansen | Engelsk Essay Sønderborg Statsskole 2.J | My summer expectationLærke Emig Bloch Hansen | Engelsk Essay Sønderborg Statsskole 2.J | Summer, Out of all the season's I can think of, there is only one that comes to mind. Summer, the best season of them all. I am that kind of person there have a plan for my summer vacation. I am looking forward to summer in months, and I always have an idea of what a fantastic summer it is going to be. There are many reasons to why I think summer is the best, I mean, with winter, spring, and the fall. They are all great seasons too, but summer blows them all out of the way. The days are getting longer and the nights getting shorter. School is over, so you have the freedom and time, to do anything you want. No more nerve-wrecking testes, homework, or projects. Summer is just the time for fun and relaxing. That is the way I always look at my summer. It was the first day in my summer vacation. I had promised myself, that this summer was going to be crazy. I would do something that no one ever could exceed. My summer would be a whole history of action, activity and excitement, my summer was going to be the one that, everybody would like to hear about. What I did, was I jumped out of.... No wait, more like trying to get up in a slow motion kind of way. Anyway, I was going to have an astonishing day, the first day of ‘Lærkes crazy summer’ could now start. What I did after being...
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