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My Statement

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Submitted By vennysanchez
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Summary of account activity
Account no. Previous balance Payments Other credits Purchases Other debits Fees charged Interest charged

2117-2000-0270-7455 $468.90 -20.00 -245.79 315.46 0.00 0.00 10.07

Payment information
New balance Minimum payment due Payment due date

PAGE 1 OF 2

$528.64 $16.07 12/12/2012

Late payment warning:

If we do not receive your minimum payment by 12/12/2012 you may have to pay up to a $35.00 late fee and your APR may be increased up to the Penalty APR of 29.99%.

New balance

$528.64
0.00 $500.00 $0.00 11/16/2012 30

Minimum payment warning: Even if you make no more charges

Past due amount Credit limit Available credit Statement closing date Days in billing cycle

using this card, if you make only the minimum payment each month we estimate you will never pay off the balance shown on this statement because your payment will be less than the interest charged each month. If you make more than the minimum payment each period, you will pay less in interest and pay off your balance sooner. For example if you instead paid $21 per month, you would pay off the balance shown on this statement in around 3 years. For information regarding credit counseling services, call 1-800-284-1706.

Your Rewards Program
$1 = 1 point Earn 1 point for every dollar you spend on your Elder-Beerman Your Rewards card when you shop in store and online.

Your Rewards Totals

*Previous points earned: 457 Plus points earned: 67 Plus bonus points earned: 375 Plus points used for reward: 500 New points balance: 399 *See Reverse

500 points = 1 All-Day Shopping Pass for up to 20% off our top brands, plus 15% off cosmetics and fragrance.

Details of your transactions
TRANS DATE

10/28/2012 10/28/2012 10/28/2012 11/05/2012 11/05/2012 11/05/2012 11/09/2012 11/09/2012 11/09/2012 11/09/2012 11/09/2012 11/09/2012

TRANSACTION

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