...11/28/12 Case Analysis Bank of America Mobile Banking - College Essays - Yibin2000 Log In | Essays Book Notes Citation Generator More Sign Up Search 850 000 Essays Henkel Business Challenge Create a new product or technology for a sustainable world with Henkel www.henkelchallenge.com/studentgame Savings Account Experience Great Savings with Standard Chartered Savings Account standardchartered.co.in/Savings Equity Market Read Financial News Anytime Online On Economic Times™ Official Site! EconomicTimes.Indiatimes.com Essays » Computers & Internet Case Analysis: Bank of America: Mobile Banking By yibin2000, May 2012 | 5 Pages (1,202 Words) | 677 Views| Report | Sign Up to access full essay This is a Premium essay Case Analysis: Bank of America: Mobile Banking Company Overview: Bank of America is the largest US bank founded in 1904, it has expanded through several acquisitions. By the end of 2009, Bank of America was the market leader serving 82% of the US population and over 53 million customers. They are positioned as number one in online and mobile banking. Their mobile banking services were launched in 2007 and have gained 4 million customers in less than three years. Acquisitions made by Bank of America prior to the financial crisis caused a very strong drop in their stock price. Customers: In 2009, 10 million customers used mobile banking and this is expected to grow to 37 million by 2014. Customers that use mobile banking are not the same as online...
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...Frederick Jackson Turner is most successful at analyzing American history through his essay, “The Significance of the Frontier in American History”. This piece examines how life was first created here in America, as well as how the first frontier set the stage for numerous civilization advancements that would occur in the near future. Many Americans today seem to forget about the first settlements that served as the basis for what the United States of America has become. This essay accomplishes the goal of reminding those people of how majorly important each step was on the American frontier centuries ago. What was once just an enormous area of free, unoccupied land, is now the home of billions of people as well as numerous buildings, businesses, and modes of transportation....
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...UK Essays: * ------------------------------------------------- About UK Essays * ------------------------------------------------- The UK Essays Team * ------------------------------------------------- Our Essay Writers * ------------------------------------------------- Contact UK Essays * ------------------------------------------------- Prices - Free Quote * ------------------------------------------------- FAQs * ------------------------------------------------- How This Works Resources: * ------------------------------------------------- Essay Help * ------------------------------------------------- Free Essays * ------------------------------------------------- Essay Examples * ------------------------------------------------- Dissertation Help * ------------------------------------------------- Dissertation examples ------------------------------------------------- Top of Form Bottom of Form The free essay examples that we publish on UK Essays have been submitted to us by students. These essays are not the work of our own expert essay writers. Thanks to all of the students that have submitted their work to us. READ MORE Share & download: Print Download Email Free Essays - Communications Essays 3G: Sophistication Guaranteed Telecommunications evolution is undergoing a rapid vamp to the future; the evolution is almost exponential, from the analog types to 2Gs and then finally the latest mobile...
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...United States; it is the people of America that put the “United” in the United States. Through a well-organized essay, “One Nation, Slightly Divisible,” David Brooks describes the diverse ways of life between Republicans and Democrats. Brooks effectively uses strong nonbiased points to assist the reader in agreeing and understanding his every thought. This allows Brooks to easily reach his intended audience- anyone interested in the diverse ways of life between Republicans and Democrats. America is a united nation despite the differences between people and their culture. This idea of one united nation, that is slightly divisible, is portrayed effectively through Brooks’s essay. “One Nation, Slightly Divisible” has a title that directly introduces the topic of the essay. The organization throughout Brooks’s essay is clear and all of his ideas are well thought out. “One Nation, Slightly Divisible” begins with a short excerpt about Brooks’s background, giving the reader the ability to know Brooks on a more personal level and understand where his experiences are coming from. Brooks uses a gripping first sentence that makes the reader want to read more. This first sentence states, “Sixty-five miles from where I am writing this sentence is a place with no Starbucks, no Pottery Barn, no Borders or Barnes & Noble” (487). This is an effective way of drawing the reader in because it makes the reader think about where Brooks physically wrote the essay, and draws the reader further...
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...not able to perform after de- merging with Daimler in the year 2007. In North-America Chrysler was facing challenges of its bankruptcy filing and global financial crisis, because of which the demand of its car decreased in the domestic market. In order to recover from this loss, Chrysler had no other option but to find a partner with whom it could serve the foreign market. Chrysler surveyed the possibilities of various big automakers like Nissan, TATA Motors, Ford, Volkswagen, GM and Fiat. Finally they decided to create a strategic alliance with Fiat. In this alliance Fiat agreed for 20% of Chrysler stake and increased to 35% within five years. With this Alliance, Fiat got the opportunity to enter the US Market and instead of paying for the 35% of Chrysler stake, they provided Chrysler access to their technology in automobiles. (Calabrese, 2012) Fiat announced publicly their intention to open a production center in North America for manufacturing of Alfa Romeo and Fiat brands. By doing so they gained 35% stake in Chrysler and gained access to the Chrysler production center in America. Similarly, Chrysler also benefitted by gaining access to the European market and was able to learn and apply Fiat technology for engineering small cars. The joint venture between the companies would not have fulfilled the strategic alliance goals since there was a huge difference between them in terms of technology, working environment, working style, management style and employees of the firms...
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...readers the “Real Digital Divide.” The lead essay (written primarily by technology editor Tom Standage) pointed to an unexpected shift in the world’s attention from computers as the main technology deªning the digital divide to the cell phone. The tone of the article, characteristically, was that of a scold pointing to old shibboleths that have been proven false. First, readers were warned that one proposal to resolve the digital divide—creating a global infrastructure fund focused on computers and the Internet—was especially misguided. According to the authors, markets work better. Second, readers were admonished to shift their attention from the Internet to the increasingly ubiquitous cell phone. The Economist is right in insisting that ICT for development policies need to be constantly reevaluated in light of the current best research ªndings. For example, it takes a justiªably critical look at an overreliance on telecenters as the once-favored answer to digital divides. At the same time, the Economist commits similar errors of oversimpliªcation of which it accuses others. It creates a straw man (in the form of an Internet-for-development evangelist), which it then easily knocks down. It accomplishes this by substituting one kind of new technology, mobile phones, for another kind of new technology. It may well be that the mobile phone is an easy answer to some parts of the digital divide; but probably not. More likely, no single technology will be an answer to the digital divide...
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...to leave their homes and sit outside on their front porches. However, as time began to change the world, policing changed as well. In this paper this author will evaluate the past, present and future trends in the interface between components of the criminal justice system and criminal justice connections with surrounding society which involves policing in the United States of America. Sometimes it’s better to let the things in the past, stay in the past but not when it comes to policing, back in the late 1800s and early 1900s police made people feel safe within their community. Police officers would walk the streets patrolling the neighborhood, standing on street corners talking to the neighbors in the community and actually getting to know the people who they help protect. That was when citizens and police officers actually knew each other on a first name basis, when citizens felt police officers cared about them and what went on in their community. During this era citizens felt safer and had a better relationship with the police but as time went on and technology got better the relationship that was developed between...
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...is thinking. I am sure that a good idea is more important than good writing skills. Now, when I write essay, I would not write immediately. But I will research the background and collect many information about the essay. Then, I will think and reclaim all information so that I can have my own ideas. For this three essays, was my favourite,because I spend a lot's of time on it. This was my first time to read such long article in my life. I need to pay attention to understand the writer's idea and try my best to find the main idea, main sentence and supporting sentence. Obviously, there are many misunderstand words, but I learned to catch the information what I understand and guess the main idea. So that this essay influence me to learn new writing skills. For my prompt, I was happy to my instructor to give us a chance to visit historical place. I went to Massachusetts State House in weekend, I learn that if you want to write a good essay, you should open your eyes. That's can help you to accept new ideas and easy to absorb different opinions. At last, the Beauty essay make me learn that everything has different side based on different angles and values. In this essay, I tried to describe my opinion which is the beauty is not mean beautiful. The beauty is produced by cultures, value standards and customs. I am happy to take this course in my second semester, I believed I have new ideas about college writing. I will keep writing,...
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...Khalid Adel Oct-28-15 Ms.Winterfield 11-D Final Draft Colombian exchange The Colombian exchange was period where food,crops,ideas,technology, And plants were transferred from Europe to the Americas and from America to Europe, after Christopher Columbus landed in America in 1492. This trade was very important for the new world. But this trade had its advantages and its disadvantages. Some of the most important advantages is that Europe benefited a lot.The people of Europe got to benefit from a variety of food like potatoes ,corn, and tomatoes. And the new world got to benefit from various amount of cow and pig meat since the Americas had no large domestication of meat .The native Americans benefited a lot from the...
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...for What Hurts Liking Is for Cowards. Go for What Hurts is an essay written by Jonathan Franzen. He is from America and he is a novelist and essayist. The essay by Jonathan Franzen is based on a commencement speech he delivered at Kenyon College, Ohio, USA. The essay starts talking about a relationship with his phone. He is impressed by how far out worlds technology have come and how advanced our civilization has become. He got his new smartphone and three years later, it is much more advanced than before. Jonathan Franzen is telling about how we live our lives and how we make in this case the smartphone so personify and makes us addicted to technology. Franzen is also talking about his new phone and bringing to debate about we personify and threat our new technology equipment we have with us every day. The ultimate goal with technology is “to replace a natural world that is indifferent to our wishes – a world of hurricanes and hardships and breakable hearts, a world of resistance – with a world so responsive to our wished as to be effectively, a mere extension of the self” (p.2.55-61). Then Jonathan Franzen starts debating about technology and it is trouble by real love, and has no choice to trouble love in return. The way Jonathan Franzen engaging the audience is creative and very interesting. He is admitting that he is an old man at 51 years and he have become really tired of the use of technology, but even though he admit he have become addicted to his smartphone...
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...SOC 100 Assignment 3 Obesity in America Click Link Below To Buy: http://hwcampus.com/shop/soc-100-assignment-3-obesity-in-america/ Due Week 9 and worth 65 points Obesity in America is considered an epidemic. There are many contributing factors to obesity (both childhood and adult), such as biological, environmental, social, or economic factors. Review the information on obesity on pages 383 to 385 in the textbook. You may also use the Internet or Strayer Library to research obesity and its causes. Suggested Reading: • “What Are the Health Risks of Overweight and Obesity?” located at http://www.nhlbi.nih.gov/health/health-topics/topics/obe/risks.html Write a one to two page (1-2) page essay in which you: 1. Describe the effect that obesity (childhood and / or adult) has had on you personally or your community. 2. Select one (1) contributing factor to childhood or adult obesity. Recommend two (2) preventative measures related to the selected factor that people can take in order to reduce their chance of becoming obese. 3. Discuss one (1) sociological theory that relates to the selected contributing factor to obesity. Your assignment must follow these formatting requirements: • Be typed, double spaced, using Times New Roman font (size 12), with one-inch margins on all sides. Check with your professor for any additional instructions. • To keep this essay short and manageable, your only sources for the essay should be the article from the National Heart, Lung...
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...The impact of downgrade of sovereign credit rating in Chinese export Abstract In August 7th of 2011, the Standard & Poor’s, the rating agency, cut its sovereign credit rating for America by one notch, downgrade AAA to AA+. If China does not want to loss more money and decrease the risk, they have to decrease the foreign exchange reserve, so that some Chinese experts suggested decreasing the export. Because they believe that export will bring more and more foreign exchange reserve and export exists a number of problems. So this news event is a challenge of Chinese encouragement of export policy. But the other Chinese experts argue that we can not decrease the export, because China is a developing country which is mainly rely on export and we can not ignore that the export brings China a lot of opportunities. Though export is still exist a lot of problems, but we can use some theory to find the solution. The government can use the methods of increasing the domestic consumption spending to keep the growth of GDP and keep the employment rate. The government should encourage the residents to increase the consumption and enlarge the domestic demand. And government should encourage the export the advance proprietary technology products and restrict the export of low level technology products to eliminate the barriers of trade Introduction Nowadays, export plays an import role in the development of economic. General Administration of customs of the People’s Republic of China...
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...Mobile health or mHealth is a technology that concerns about health objective. It is a health service delivery in mobile phone. Most people usually have their own phone. They use their phone to play game, send message, call someone or use their phone for their health. This essay is a critique to “Mobile technology is changing healthcare in developing nations” by Puddak Thomas published in Berkeley Science Digest on December 23, 2012. This paper criticize the weakness of the essay, which is the usage of SANA, and the two fallacies, which are appeal to the crowd in paragraph two and non-sequitur in paragraph five. Firstly, the omission of this article is the writer did not show a method of SANA. It is a tool that uses video, image and text for helping people, and people are able to download it for their health. Sana is a cell phone facilitated clinical information system that connects community health workers and medical specialists (Behar, 2012). Author wants to demonstrate that SANA helps people, but he did not tell the readers how SANA saves people life. One study shows that SANA collects data and interviews the patient through the clinical protocol by healthcare workers. When the data is collected and uploaded, the partner hospital’s doctors will read the information about the patients and make an effective diagnosis recommendation for the patients. If the doctors has a question, they are able to ask the patients by using SANA application (Dmjue, 2014). According to...
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...This essay is aimed towards determining whether a relationship between cultural diversity and globalization is present or not, and if globalization does indeed pose a threat to cultural diversity. “The negative side to globalization is that it wipes out entire economic systems and in doing so wipes out the accompanying culture.” Peter L. Berger (American sociologist) Globalization is broken down into different categories, these being cultural, economical, political and technological globalization. It is due this process that barriers are broken down and interaction occurs between individuals of different races, nationalities and cultural back grounds. It is a movement towards an integrated global economy characterized by the free exchange of goods and capital. In popular discourse, Globalization is often related to the Internet revolution, free-market economies and the predominantly western political, economic and cultural lifestyle. This movement is supported by a large range of modern technologies. It is because of globalization that society believes that wealth and higher standards of living will strike developing nations. The above statement was supported by authors of the book, the effect of globalization on African countries: an over view of Nigeria. The two authors (C. R. Eze and J Nkwede) firmly believe that globalization is a strong enforcer of development and poverty reduction in Africa. Plenty agree with Eze and Nkwede as they have deemed the process as a positive...
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...This is an essay on the automotive industry. The writer is the Chief Executive of one of the car companies in the world and she will be looking at the car manufacturing industry to see how well the other companies are doing. She is going to be looking at things like their revenue, how much profit and losses they have made in the past years. Also the Chief Executive will be looking at the number of workers employed under the companies. The number of cars they produce and sell in a year will be analysed as well. She will also be looking at how much of the market share dose each company own. The Chief Executive will also be paying particular attention to how the concentration ratio has evolved over the years. All the information will then be put together so that the Chief Executive is able to propose a merger or takeover of one of the car companies to the company’s Executive Board in the upcoming meeting. Volkswagen Group is the third largest car manufacturing company in the world. It had a market share of 23.3 percent in Europe by the end of the year 2011. Its market share for the year 2010 in Europe was 21.3 percent. Volkswagen also controls about 20% of the Chinese market. The Volkswagen Group sold 3,167,068 cars in the year 2011 in Europe alone. They sold 2,938,515 in the year 2010 in Europe (European Traveller 2012). They sold over 8 million vehicles worldwide in the year 2011. The company experienced a 25.6 percent increase in sales revenue. Their sales revenue came...
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