...NETHERLAND Student’s Name: Vu Thanh Nam Class: IBBUS 5.1 _ CORPORATE FINANCE Instructor: DR. MICHAEL BARNES Date: 11.05.2015 FINANCIAL MARKET GDP Annual Growth Rate, Inflation and Unemployment Rate in Netherland over the period of 10 years Percentage (%) Netherland GDP Growth Rate: 0.5% in Jan 2005 to 0.2% in Apr 2015. Netherland Inflation Rate: 1.49% in Jan 2005 to 0.6% in Oct 2015. Source: IECONOMICS – Search & Visualization of Economic Indicators Netherland Unemplaoyment Rate: 5.9% in Jan 2005 to 6.8% in OCt 2015. Source: FRED – Federal Reserve Economic Data Netherland Interest Rate and 10 years Government Bonds Percentage (%) Netherlands Interest Rate: 2% in Jan 2005 to 0.05% in Oct 2015. Netherlands Government Bonds 10Y: 3.54% in Jan 2005 to 0.68% in Oct 2015 Source: IECONOMICS – Search & Visualization of Economic Indicators Netherlands Stock Market Index ( AEP) COPENHAGEN) in Denmark from 2005 to 2015 Points Source: Trading Economics - tradingeconomics.com Netherlands AEX points: increased from 349.54 in 1-1-2005 to 463.06 in 28-10-2015. Netherlands Exchange Rate Compared with USD and CNY Exchange Rate of United States Dollar (USD) and Chinese Yuan (CNY) to Danish Krone (DKK) from October 2005 to October 2015 Euro To Dollar: 1 EUR = 1.10066 Dollars at 31-10-2015 (left Axis) Euro To Chinese Yuan: 1 EUR = 6.94600 Yuan at 31-10-2015 (right Axis) Source: Trading Economics - tradingeconomics.com ...
Words: 519 - Pages: 3
...Vous jiggle niep Like a curl Jiggle clap But vous see an ex Like a bridge overloop Uhmm vous always drunk Et musique, cryptosleep As a noob Towel gonna vandaag Gotta had enough coke For heaten up mole For need in an owl For need to the town The longer we write see Clark and its wife We fuck we wait up We can’t win it all Vous (vous) don’t really wanna stay, oh Vous (vous) don’t really wanna cream, oh Gotta had enough coke For heaten up mole For need in an owl For need to the town What you can be Thick and cheap So was sleep Thou say ‘And I’m drunk’ Now’s a dream Better hunk You can larp But I think Know your blink On our egg As a noob Towel good luigi yeahhh gay Gotta had enough coke For heaten up mole For need in an owl For need to the town The longer we write see Clark and its wife We fuck we wait up We can’t win it all Vous (vous) don’t really wanna stay, oh Vous (vous) don’t really wanna cream, oh Gotta had enough coke For heaten up mole For need in an owl For need to the town Son nerd call a doctor Gotta kiss a love by dollar So call what rolling nose drop Can’t get off the wave Vous jiggle niep Like a curl jiggle claps Gotta had enough coke For heaten up mole For need in an owl For need to the town The longer we write see Clark and its wife We fuck we wait up We can’t win it all (2x) Vous (vous) don’t really wanna stay, oh Vous (vous) don’t really wanna cream, oh Gotta had enough coke For heaten up mole For need in an owl For need to the town...
Words: 309 - Pages: 2
...I. Knowledge Review What is communication? Communication is the exchange process of thoughts, feelings or information from someone to other. Word “communication” derived from the Latin word “communis” means to share. When communicating, you send a message to other and also show your attitude for one who we talk with. There are many methods to communicate with someone such as: oral, writing, picture, signal, visual or behavior… Basic communication process includes five main steps as following: From an idea in the beginning, sender will encode it in a message and then transmit the message through a channel (oral, writing, visual…). Next, the message will be decoded and send to receiver. After that, the receiver will respond to the message and send a feedback to the sender. During communication process, there is some noise can affect or interrupt your sending message. Why communication is important in business? Communication is a useful tool which help people send a message to other, make people can understand what other want or need to say, narrow the distant between peoples and bring them come closer. Nowadays, with the development of technology, communication become more effective and methods using to communicate is also more diversity. Communication, in plain terms is the basis of all relationship. Be it personal or professional, you cannot do without a healthy and effective communication. When it comes to business, communication becomes...
Words: 4258 - Pages: 18
...The unique design of this anti-spyware application guides a newbie through the process and helps them secure their system efficiently. The auto-configuration and updation provides optimal protection from every potential malware attacks. Features such as customization, auto updation and advanced technology enhances the capabilities and provides a tailored Spyhunter anti-malware tool that can serve the need of a user efficiently. Download Button/Image/TEXT Spyhunter Anti-Malware Suite Helps to Get Rid of: Malware - A phishy software application that is designed to distort or damage a system and its data. Rootkits - Growup of software applications that enables unauthorised users to remotely access your system without being noticed. Browser Hijacker - A malware that alters your browser settings and redirects...
Words: 648 - Pages: 3
...The person that I interviewed is Mr. Smith (he wanted his real name off the record). This gentleman is at the young age of 56, male, white, and five foot four inches. He is average body size for his height. He is has changed religions 5 times in his life but at this point he is a Christian for fifteen years now. His background is mainly Irish but he has some German, English, and Indian. His family came to this country in the early 1800’s from Ireland. Mr. Smith is a long line of loggers here on the west coast. He has been working for the logging industry ever since he was 17 years old. He dropped out of high school but got his GED years down the line. He is married to a lovely lady for 30 years now has two kids that are grown, and one goes to college in Florida and the other lives in Virginia with a family of their own. Mr. Smith remembers information more accurately by seeing the actions being performed but sometimes reading is the better way to go. He gave me a couple examples of when he was working in the warehouse that he has worked for a decade ago. The first example he used was when he was learning how to use the heavy equipment. He was able to remember better when he was shown how to run it than reading the manual. The other example that he used was when he had to repair the heavy equipment that he was driving. He said it was easier to remember to read the repair manual than being shown because it gave the proper specs on how to fix it correctly so it won’t break...
Words: 1487 - Pages: 6
...Readings CIDCM Hilton Hotels: Brand Differentiation through Customer Relationship 2002 Hilton launched a CRM (“Customers Really Matter”) strategy, which was focused on improving service delivery consistently across the family of Hilton brands. After rapidly expanding since 1919, starting 1964 Hilton started diversifying their business by expanding into casinos and vacation ownership. 2005 Hilton bought back Hilton International and kept expanding “We need scale and breadth to be the first choice of the world’s traveler. WE want enough distinct product at different price points in order to be considered by guests across the full spectrum of segments and reasons for travelling.” Hilton OnQ: Implementation of a consistent IT infrastructure to enable the brand promise. Collecting customer data, preferences, and likings across all properties of Hilton to ensure fast, effective and excelling customer relationship management. Hilton did not bill owners of hotels for their technology implementation. Technology is there to reduce their costs and improve their revenues. “We all share the goal of driving profitability” OnQ as critical component of aggressive expansion strategy. OnQ stimulates cross-selling and managing customer relations at all touchpoints (before/during/after) Fostering a relationship with the customer throughout their lifecycle with ONE system for all properties helping recognition of customer needs and personalization of service...
Words: 1424 - Pages: 6
...Leaderboard ▾ * Sign In * Join ------------------------------------------------- Top of Form Bottom of Form Homework Help "Management is both an art and a science." Please explain this quote. Topic: Business deepak85 | Student, Undergraduate | eNotes Newbie Posted September 21, 2008 at 4:09 AM via web dislike2like "Management is both an art and a science." Please explain this quote. ------------------------------------------------- 10 Answers | Add Yours gbeatty | College Teacher | (Level 1) Educator Emeritus Posted September 21, 2008 at 10:13 AM (Answer #2) dislike1like The idea that management is both art and science is a truism and a kind of short hand. That is to say, a lot of people say it, and it is commonly held to be true, and it serves as a way of indicating a rather complex reality involving management. A science has known laws. It works with facts and reason and produces—when it gets to application via technology—dependable results. By contrast, art is highly personal and subjective. It works with emotions and the interplay between individuals and communities. Managers must do both: produce reliable results and deal with emotional humans. sruthi19 | Student, Undergraduate | eNotes Newbie Posted July 29, 2011 at 9:05 PM (Answer #6) dislike1like since art is concerned with personal application of knowledge some kind of ingenuity and creativity is required to practise the basic principles. it is said to be art because: 1) A successful manager...
Words: 1979 - Pages: 8
...Organizational Culture Inventory (OCI) Survey Introduction My organization is in the retail industry. Presently, I am employed as a sales staff at one of the most popular high-end children’s department store. This store is known for its low cost name brand children’s apparel and school uniform. My organization is a franchise and has various locations through out the borough of New York that is in Brooklyn, Bronx and Queens. The owners are three brothers so it is family operated. My organization has three department floors. The babies department is on the 1st floor, girls department is on the 2nd floor and the boys department is on the 3rd floor. I am working on the third floor (Boys department). The functions of my organization consists of the owner/C.E.O, Store operation; manager, cashier, sales staff, receiving, loss and prevention, Marketing; visual display, public relations and promotions, merchandising; planning, buying and inventory, Human resources; Personnel, training, finance: accounting, credit. Each floor is assigned a floor manager who reports to the store manager. The staff consists mostly women and the men do more of the inventory and moving of stock. Being that it is the retail industry, the organization main focus is to promote great customer service. Customers are the heart of the business. I recall when I got hired the store manager mentioned, “without the customers, we are nothing.” Members work either full time or part time, five days a week and are given...
Words: 5630 - Pages: 23
...River Trout Fishing The main objective of the fisherman is to seize a high-quality volume of trout fish for themselves by means of fly fishing. It is really hard to dig your heels in the ambience as well as the satisfaction that it brings. Having been this type of objective doesn’t always signify that you’ll be fortunate to catch one. You should have the basic idea and tips if your primary goal is to have a pleasant trout ceremonial dinner. Because as we all know River trout fishing is not that easy as we sight. If you wish to experience river trout fishing, you should basically begin through a “double narrow dry stroke”. This is one type of fly fishing technique that has been used by the newbie when it comes to trout fishing. This technique has been suggested because the rod cannot easily get twisted and it has rigid line that will slither...
Words: 611 - Pages: 3
...Online gaming has become an integral part of life for many people. These games help people refresh themselves, unwind and enjoy themselves, without any worries of an otherwise mundane life. One of the most popular games in this context is Minecraft. Minecraft is one of the most simple and popular games ever developed and is played by millions of people worldwide. The simple features the game has and its ease of use has made Minecraft so popular among its fans. There are many factors that make Minecraft so admired among the players of all age groups, such as ownership, user-friendliness and re-playability. Gamers can mine, craft, fight and even create their own small world in this game. The overall experience one enjoys while playing this game,...
Words: 382 - Pages: 2
...Would you buy organic fruits and vegetables from Wal-Mart for the right price? This is precisely what Wal-Mart sought out the answer for in a recent survey for customers at an Arkansas Wal-Mart location. A whopping 91% of customers said that they would buy organic fruits and vegetables if the price wasn’t so high. Wal-Mart responded in a huge way with an entirely new campaign of their own. Beginning this month, April 2014, the world’s largest retailer is teaming up exclusively with health brand Wild Oats in an attempt to lower organic prices across the industry. “We’re removing the premium associated with organic groceries,” Walmart executive vice president of grocery Jack Sinclair told reporters on Wednesday, April 9th, adding that customers “have been asking for this.” Wal-Mart’s sheer size will likely thrust the retailer into the organics industry and also force organic mainstays like Trader Joe’s and Whole Foods to consider cutting their own prices in order to not lose customers to the lower prices of their largest competitor. The price cuts that Wal-Mart is boasting for these organic products is no small matter. The products will cost a game-breaking twenty five percent less than competitor’s products! The prices alone will likely pry even some of the most avid Trader Joe’s and Whole Foods customers to shop at Wal-Mart for their organics to see what the fuss is about. Wal-Mart is no stranger to branching out and getting its feet wet in new industries. One such venture...
Words: 433 - Pages: 2
...of teachers, who worked in the Resource Room where I observed students with Learning Disabilities (LDs), would meet at the beginning of each week and discuss the not just the lesson plans for the upcoming week but the progress of each of their students, how they are progressing toward their specific designed academic goals and if they (as a teaching team) needed to modify or change it to help the student attain those goals. The other thing I found interesting and beneficial to my learning experience is that this group of educators also discussed any social or adaptive skill issues any of their students may be having and what strategies they can use to help their students overcome them. For me what was really rewarding about this (being a newbie to the educational field) I was able to watch...
Words: 403 - Pages: 2
...Study Guides and Lesson PlansStudy smarter. Welcome, Guest!Set Background Blackboard Green Chalkboard Desk Sign In Join eNotes . HOMEWORK HELPSTUDY GUIDESLESSON PLANSQUIZZESeBOOKS & DOCUMENTSETEXTSSHAKESPEAREMATH HELPSCIENCE HELPSUBJECTS subjects LITERATUREHISTORYSCIENCEMATHARTSBUSINESSSOCIAL SCIENCESLAW AND POLITICSHEALTHBLOGJOIN eNOTESeNOTES PEOPLE Homework Help Better Students Ask More Questions. In Macbeth, how does the sergeant characterize Macbeth in Act I? What images does he... user profile pic hyun980106 Student Undergraduate -------------------------------------------------------------------------------- eNotes Newbie Up1 DownTopic: Macbeth In Macbeth, how does the sergeant characterize Macbeth in Act I? What images does he associate with Macbeth? Posted by hyun980106 on March 5, 2009 at 9:55 AM via web and tagged with act i, literature, macbeth, sergeants description, the tragedy of macbeth 1 Answer | add yours user profile pic mshurn -------------------------------------------------------------------------------- College Teacher -------------------------------------------------------------------------------- (Level 1) Educator Emeritus Up2 DownFrom the sergeant's description of Macbeth in battle, we can conclude that Macbeth is a strong and valiant soldier who does not retreat, despite the odds against him. Macbeth fights furiously in defense of his King and country, his sword...
Words: 448 - Pages: 2
...Vizio, a newbie in the computer & electronic industry, the company has accomplished some huge success in a short time. The company has even managed to top some of its bigger rivals such as Samsung Electronics Company, and Sony Corporation. Vizio has become very competitive in the U.S. market; it has conquered making quality TVs at lower prices. Like any other start-up company Vizio, has had its challenges. Vizio is now trying to take the challenge of becoming an IPO company. Chief Executive William Wang of the Irvine, Calif., stated in an interview (2009) that the companies aim is to become an initial public offering organization within the next five years. Vizio like Gene one is financially stable and grew from a nobody to a very well known company in the United States. The indentified issue with Vizio is though they plan to become an IPO within a certain time frame it appears that they really don’t have the focus or the true ambition to move forward with this plan. Gene one had lead players that seem to be slow-full to the idea of an IPO as well. If Vizio plans to make its mark in this sector they will have to be more willing to make this plan happen. The way that CEO William Wang handles the issue of becoming an IPO is by his confidence in his company. “Wang says Vizio will keep growing by coming up with ways to undercut the colossi. He is not wanting for confidence. He also states in his own words, "Hey, before I was 30 years old, I made my first million," he says. "Before...
Words: 462 - Pages: 2
...Practices & Rituals I selected rituals and practices because I feel as though it varies so much in many different religions and many people don’t fully understand what other religions practice or why. Religious rituals are not just window dressing for the core beliefs of a religious tradition; ritual practices form identity and sustain tradition. In Christianity, which is the religion I study, we have worship services that include singing, prayer and a sermon. At home, most practicing Christians pray regularly and many read the Bible this helps Christians maintain our relationship with God, maintain their faith in God and peace of mind. However, People who practice Hindu religion have a completely different form of devotion that usually takes the form of rituals and practices associated with sculptures and images of gods in home shrines. With regard to the latter, traditional Hindus are expected to pass through four stages (ashramas) over the course of their life, in which they practice different forms of yoga. Rituals are also important to the Jain faith because it is through rituals that beliefs and values are expressed. The Jain religion practice monasticism; a specific way of living, worship, and meditation. Buddhism incorporates a variety of rituals and practices, which are intended to aid in the journey to enlightenment and bring blessings on oneself and others. For example, the practice of meditation is central to nearly all forms of Buddhism, and comes directly...
Words: 669 - Pages: 3