...Dennis 1 Synopsis Decisions are made every day. The choices people make are often swayed one way or another by outside forces or by those that frame decisions and their choices. Nudge focuses on decisions and how they are made. Half of Nudge covers decisions and how their choices are framed and how we as people can better understand why choices are set up the way they are, how to make an optimal decision, and how to nudge others toward making optimal decisions. The second half of Nudge illustrates how the same concepts and principles can be used, are being used, should be used, and how to better utilize them to nudge public policy. Thaler and Sunstein (2009, p. 6) detail two terms that must be explained in order to understand the points made throughout the book. The first, ‘nudge’ is “any aspect of the choice architecture that alters people’s behavior in a predictable way without forbidding any options or significantly changing their economic incentives.” They go on to say “To count as a mere nudge, the intervention must be easy and cheap to avoid. Nudges are not mandates.” The second term used throughout Nudge is ‘choice architect’ (Thaler & Sunstein, 2009, p. 3), defined by the authors as someone that “has the responsibility for organizing the context in which people make decisions.” Choice architects arrange choices for other people and nudge others toward making decisions that will be at the optimum benefit. A choice architect will favor one option over another and take...
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...Selvin Mathew College Map Scholarship Essay Send to clayton.stroleny@ey.com by Feb.2 Imagine a world where college or post secondary education was only available to a select few and withheld from others due to their family history, socioeconomic status, or even geopgraphy. Before being accepted into the College Map program by Ernst & Young (EY) for mentoring, I felt like I might have fallen under those statistics. Fortunately, through EY's scholarship information sessions, admission statistics, tips and Essays for College and Scholarships program, I now know what is actually available to students. If I had the power to change Miami Central in anyway, it would be to make the College Map program less exclusive, that is, to make College Map available to a larger segment of the student body; as it was made available to myself because nothing amounts to the value of a college education. Specifically, I would make College Map available or even mandatory for all 9-12th graders to have them prepped and ready for the transition to postsecondary education. Entering high school, the last thing on my mind was college. That is ironic because since College Map, I understand that I should have been preparing for higher education while in much sooner. Unfortunately, underclassmen commonly are not aware of the hectic college application process they’re about to embark on. However, it's not until junior and senior years that GPAs, Standardized tests and essay competitions become...
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...power, decreasing costs, portability and connectivity have gone beyond what it have been started. Yet, inside classrooms across the country, there is such a problem on how technology is being used for the enhancement of reading comprehension. It is not the unavailability particularly of computers but how they are being used in the classroom discussion. In teaching reading, technology is one of the available effective approaches. However, the use of technologies to enhance reading instruction is still its infancy. This reflects that the technological capabilities that are known to have potential in helping children to read, such as computer, have only become sufficiently affordable and available in widespread use. Even though it can support students, effective instruction needs to be interactive. This is Chapter 2 REVIEW OF RELATED LITERATURE Related Literature This chapter looked into the literature and studies about the effects of technology in enhancing reading comprehension. Only few that related to the present study are presented in this section. There are researchers’ standout positive...
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...ELECTRICAL & COMPUTER FACULTY OF ENGINEERING VACATION INTERNSHIP REPORT Name of Student: ____Hou Liwen ___ Matric No. _A0105595B __ Course/Year/Training Period: ___Electrical Engineering/2014/12/5-1/8 Student’s Email Address: __A0105595@NUS.EDU.SG Name of Mentor: __Chen Zhi Ning_____ Name of Company: __Surbana Technologies Pte Ltd _____ ______ 1 Vacation Internship Report 2 AT Surbana Technologies Pte. Ltd. Reporting Period: 23/06/2014-01/08/2014 Submitted by: Hou Liwen A0105595B Dept/Year of Studies Department of Electrical and Computer Engineering The National University of Singapore 2014 2 TABLE OF CONTENTS Page ACKNOWLEDGMENTS I INTRODUCTION II THE TRAINING ASSIGNMENTS III CONCLUSION Student Feedback form Student Log Sheet VIP Report Clearance Form 4 5 6 23 24 26 27 3 ACKNOWLEDGMENTS The vacation internship program is a golden opportunity for learning and self-development. I consider myself very lucky and honored to have such a wonderful opportunity to be an intern at Surbana Technologies Pte. Ltd and have so many helpful knowledgeable people lead me through in completion of my internship program. I wish to express my indebted gratitude and special thanks to Mr Louis Tay who in spite of being extraordinarily busy with his duties, took time out to hear, guide and keep me on the correct path and allowing me to carry out my internship at his esteemed organization. I do not know where I would be without him. I also...
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...Over the course of the year Critical Thought Symposium has helped me grow in multiple fronts in final year at Queens University. As a critical thinker I have grown by adding in a new “tool” in repertoire for solving problems and research. My leadership skills have improved in terms of better defining what leadership means. As a student, I have enhanced my interpersonal and introspective skills through my various roles. Critical Thought Symposium has influenced my future positively through reinvigoration of my passion for learning. What I have learned in this class will stay with me for a very long time. I developed as a critical thinker and a problem solver through preparing for each simulation. For the first simulation, the Yellowstone Caldera, I tackled the assignment like I do for...
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...Final Exam -- Chapters 1-7 I have placed the Final Exam and the Final Exam Answer Sheet on the Home Page of the course. Download the Final Exam and Final Exam Answer Sheet to your computer. Please submit your completed Final Exam Answer Sheet in the Assignment Drop Box located in the Assignments section of the using the following file name format: "lastname _final_exam.doc" (for example, "smith _final_exam.doc"). The Final Exam Answer Sheet is due by Friday, 1/21/11 at midnight--no exceptions. Multiple Choice Identify the choice that best completes the statement or answers the question. ____ 1. The real meaning of relationships is usually made up from: a.|everyday talk and nonverbal communication| b.|dramatic events that occur outside of the relationship| c.|emotional challenges that happen inside the relationship| d.|the advice we get from other friends| e.|the advice we get from "experts" in the field of relationship management| ____ 2. The statement that communication is systemic means that: a.|symbols construct our meanings| b.|communication changes over time| c.|there is a content level and a literal| d.|it is studied in an organized manner| e.|the various parts affect each other| ____ 3. The openness of a system is: a.|the extent to which a system strives to sustain equilibrium| b.|the extent of interaction within a system| c.|the extent to which a system affects and is affected by outside factors and processes| d.|the extent of absolute...
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...BUS5613 | Will the U.S. Adopt IFRS? | U.S. Integration of IFRS | | Christopher Anglin | 5/3/2015 | | Will the U.S. Officially Adopt IFRS? Initially, as a student relatively new to the study of international accounting standards and regulations, I assumed that the United States would be leading the efforts of an internationally accepted accounting standard, and I was both correct and incorrect in that assumption. The fact that the U.S. has the economic influence that it has, and its ties around the world, my assumption that other countries would follow suite, in hind sight, was naive. Days into my research, after being flooded with circumstantial evidence and factual evidence and information both supporting and denouncing the United States influence on this topic, I came up with one conclusion and one conclusion only, the U.S. will adopt IFRS or a future IFRS-like standard that is fully recognized by the international community, and it will not be U.S. GAAP. I am not stating that U.S. GAAP will no longer exist; I am saying that IFRS will be accepted as an equal to the U.S. GAAP and in the future, U.S. domestic reports will reflect and be tailored to IFRS requirements ultimately taking precedents over domestic accounting principles in an effort to save time and money. As we have all learned over the years, large scale changes in the United States take time and they are often slowly integrated over the years to not upset the delicate balance of domestic politics...
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...4PS OF MARKETING Introduction In the early 1960s, the concept of 4Ps was first suggested by E. Jerome McCarthy. He suggested that these four P’s as Product, Pricing, Place, and Promotion. The main reasons the marketing mix is a powerful concept are it makes marketing seem easy to handle, allows the separation of marketing from other activities of the firm and the delegation of marketing tasks to specialists. The marketing mix concept also has two important benefits. First, it is an important tool used to enable one to see that the marketing manager’s job is, in a large part, a matter of trading off the benefits of one’s competitive strengths in the marketing mix against the benefits of others. The second benefit of the marketing mix is that it helps to reveal another dimension of the marketing manager’s job. All managers have to allocate available resources among various demands, and the marketing manager will in turn allocate these available resources among the various competitive devices of the marketing mix. These 4Ps are: 1. THE PRODUCT: Exactly what product or service are you going to sell to this market? Define it in terms of what it does for your customer. How does it help your customer to achieve, avoid or preserve something? You must be clear about the benefit you offer and how the customer’s life or work will be improved if he or she buys what you sell. 2. THE PRICE: Exactly how much are you going to charge for your product or service, and on what...
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...overarching research question integrating the purpose and the research problem. The role of the researcher and management of assumptions and biases is discussed. The Five-Question Method simplifies the framing process promoting quality in qualitative research design. A course outline is appended. Key words: Qualitative Research, Five-Question Method, Biography Research, Phenomenology Research, Grounded Theory Research, Case Study Research, and Ethnography Research Introduction Planning a qualitative study for the first time tends to be an intimidating venture for graduate students just entering the field. Even armed with a topic of interest, for a novice in qualitative research, identifying the problem can seem highly problematic in and of itself. “Students often enter a doctoral-level course with little or no previous preparation in qualitative research” (Cobb & Hoffart, 1999). We view graduate students’ general lack of exposure to and experience with qualitative research as a...
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...Where Will We Find Tomorrow’s Leaders? Paul Hemp FROM THE JANUARY 2008 ISSUE SUMMARY SAVE SHARE COMMENT TEXT SIZE PRINT 8.95 BUY COPIES VIEW MORE FROM THE January 2008 Issue EXPLORE THE ARCHIVE RECOMMENDED Discovering Your Authentic Leadership (HBR Bestseller) LEADERSHIP & MANAGING PEOPLE HBR ARTICLE William W. George, Peter Sims, Andrew N. McLean, David Mayer, Diana Mayer 8.95 ADD TO CART SAVE SHARE HBR Tools: Better Meetings ORGANIZATIONAL DEVELOPMENT PRESS TOOLKIT 29.95 ADD TO CART SAVE SHARE First, Let's Fire All the Managers LEADERSHIP & MANAGING PEOPLE HBR ARTICLE Gary Hamel 8.95 ADD TO CART SAVE SHARE For the past half century, there has been consensus about the kinds of places effective business leaders are formed: companies like General Electric and Procter & Gamble, high-powered consulting firms like McKinsey, elite business schools like Harvard and Wharton, the military. But it’s a different world now. Markets and workforces are increasingly global and diverse. Change is so rapid that one leader can’t hope to keep abreast of all developments, much less be responsible for the innovation needed to keep ahead of them. Decision making is broadly distributed across an organization, and collaboration is required with numerous parties outside it. So it’s worth reexamining our image of the ideal business leader and how and where a person will acquire the attributes needed to become one. We may find that it’s through...
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...ASSIGNMENT - 1 ON ICICI BANK In BANKING SECTOR by Name:- PUNEET RATHI Division :- C Roll No. :- 243 MBA-CORE (I year) [pic] CONTENTS Page No. • Introduction to Banking Sector 3 • Activities of a Bank 4 • Banking Sector in India 5 • Regulations 6 • ICICI Bank 8 o Services Offered 9 o Financial Indicators 11 o Corporate Social Responsibility 12 o Partners 13 o PFFF 14 o SWOT analysis 15 o ICICI vs. HDFC bank 16 • References 21 Introduction to Banking Sector Banking is defined as the business of the bank or the occupation of a banker. A bank is a financial intermediary that accepts deposits and channels those deposits into lending activities. Banks are a fundamental component of the financial system, and are also active players in financial markets. The essential role of a bank is to connect those who have capital (such as investors or depositors), with those who seek capital (such as individuals wanting a loan, or businesses wanting to grow). Banking is generally a highly regulated industry, and government restrictions on financial activities by banks have varied over time and location. The standard activities of a Bank can...
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...MANUAL/GUIDE 2016 (First Edition: 2016) This manual enjoys copyright under the Berne Convention. In terms of the Copyright Act, no 98 of 1978, no part of this manual may be reproduced or transmitted in any form or by any means, electronic or mechanical, including photocopying, recording or by any other information storage and retrieval system without permission in writing from the proprietor. The Independent Institute of Education (Pty) Ltd is registered with the Department of Higher Education and Training as a private higher education institution under the Higher Education Act, 1997 (reg. no. 2007/HE07/002). Company registration number: 1987/004754/07. © The Independent Institute of Education (Pty) Ltd 2016 Page 1 IIE Module Guide INTD7321 DID YOU KNOW? Student Portal The full-service Student Portal provides you with access to your academic administrative information, including: an online calendar, timetable, academic results, module content, financial account, and so much more! Module Guides or Module Manuals When you log into the Student Portal, the ‘Module Information’ page displays the ‘Module Purpose’ and ‘Textbook Information’ including the online ‘Module Guides or ‘Module Manuals’ and assignments for each module for which you are registered. Supplementary Materials For certain modules, electronic supplementary material is available to you via the ‘Supplementary Module Material’ link. Module Discussion Forum The...
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...LO16-1. Define the monitoring problem and state its implications for economics. LO16-2. Discuss why competition should be seen as a process, not a state. LO16-3. Summarize how firms protect monopoly. LO16-4. Explain why oligopoly is the best market structure for technological change. After reading this chapter, you should be able to: LO16-1. Define the monitoring problem and state its implications for economics. LO16-2. Discuss why competition should be seen as a process, not a state. LO16-3. Summarize how firms protect monopoly. LO16-4. Explain why oligopoly is the best market structure for technological change. “It is ridiculous to call this an industry. This is rat eat rat; dog eat dog. I’ll kill ’em, and I’m going to kill ’em before they kill me. You’re talking about the American way of survival of the fittest.” Ray Kroc (founder of McDonald’s) When Microsoft was designing Zune, the Microsoft workers were sent a link to a video of Steven Jobs (the CEO of Apple) showing Jobs stating, “The only problem with Microsoft is that they have no taste—Absolutely no taste.” The goal of Microsoft showing the video to Microsoft workers was to infuriate the Microsoft workers sufficiently so that they would show that not only do they have taste, but that they can bury Apple and its iPod. It was to make the competition with Apple personal. It didn’t work, and Apple went public with its “no taste” view of Microsoft in a series of TV ads that portrayed the Apple computer as the tasteful...
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...Knowledge and Conformance of Delivery Room Staff on Essential Newborn Care Protocol A Thesis Proposal Presented to the Faculty of the Graduate School of University of the Visayas Cebu City, Philippines In Partial Fulfillment of the Requirements for the Degree of Masters of Arts in Nursing Major in Maternal and Child Health Nursing by MAY PRINCES T. ABUCEJO, RN August, 2012 THE PROBLEM AND ITS SCOPE INTRODUCTION Rationale of the Study The Child Survival Strategy published by the Department of Health has emphasized the need to strengthen health services of children throughout the stages. The neonatal period has been identified as one of the most crucial phases in the survival and development of the child. The Millennium Development Goal Number four (4) of reducing under five child mortality can be achieved by the Philippines, however, if the neonatal mortality rates are not addressed from its non-moving trend of decline, MDG 4 might not be achieved (http://www.doh.gov.ph/node/2664). Based on health statistics, the Philippines is one of the 42 countries that account for 90% of under-five mortality worldwide. Eighty two thousand (82,000) Filipino children under five years old die every year. Thirty seven percent (37%) or 40,000 of them are newborn. Majority of them (3/4) die within the first two days of life, mostly from preventable causes. The high mortality and morbidity rates in newborn are directly related to inappropriate hospital and community practices...
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...Veiled in the Secret of Humanity Publishing Information First published in Pakistan in 2012 by The Sapphire Publishing Group A division of Atlas Group (Pakistan) Inc., Lahore. The paperback edition published in 2012 by Ali Books Reprinted 2012 (three times). Copyright ©2012 by Zubia Malik Except for Veiled in the Secret of Humanity copyright ©2012 by Zubia Malik All rights reserved No part of this publication may be reproduced, stored in a retrieval system or transmitted in any form or by any means without prior permission in writing of the publisher nor be otherwise circulated in any form of binding or cover other than that in which it is published and without a similar condition including this condition being imposed on the subsequent purchaser. A CIP catalogue record for this book is available from the Jinnah Library. ISBN 687-2-7052-9242-1 Papers used by Ali are natural, renewable and recyclable products sourced from well-managed forests and certified in accordance with the rules of the Forest Stewardship Council Dedication To my Lord Almighty, the Beneficent and the Merciful and His last Prophet Muhammad PBUH Table of Contents Acknowledgement Preface Article 1 Love for the Messenger (P.B.U.H.) 2 Short Stories 10 Internal...
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