...November 30, 2012 Obama Care Plan Audience: Americans in Need In today's nation health is one of the biggest issues. A higher percentage of people making less substantial income that can't afford health insurance are less privileged than the wealthy. Though the United States has the most expensive healthcare system in the world, 47 million Americans have no health insurance. Healthcare is the country's largest economic sector, four times larger than national defense. Yet millions can't afford to take care of their health needs. Can anything be done to save it? Yes it can because President Barack Obama has a plan to help the families in need. His plan is the Obama Care which will help millions of families across the nation. The Obama Care will provide healthcare and insurance to the low income and middle income Americans in need. This plan will bring benefits and services, the massive cost of the plan, and it explains the plan very well. Research has shown that the Obama Care is administered by the federal government and is presented as an alternative to private health insurance. The Obama administration has been working on health care reforms and the Obama Care since Barack Obama was first elected into office. So what does it mean to you? There are really only a few things you need to know about President Obama's Obama Care Plan. The Affordable Care Act contains almost two thousand pages of reforms to the insurance industry and the health care industry in order to...
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...Obama Care The Patient Protection and Affordable Care Act is a United States federal statute that Barack Obama implemented during his first term of presidency. It was signed into law in 2010. This act is informally known as Obama Care, Obama’s Health Care Reform, The Affordable Care Act, or is abbreviated as PPACA. Although it has many different names, it is all the same thing; an attempt to improve the healthcare system of the United States. The main goal of The Patient Protection and Affordable Care Act is to make insurance services available to the 32 million Americans who currently do not have it, and to make it more affordable (a role in which the name assumes). Although it is uncertain right now what this will look like in the years to come, we will see how this is played out starting in 2014. Obama Care, prospectively, will have great effects on a range of age groups. The main focus of Obama’s healthcare reform is to make insurance available to those who previously could not access it; no matter the reason. If viewed chronologically, the first age group it will benefit are the children(mid-teens and younger). According to the White House, there are 17.6 million children with preexisting conditions. Previously, these children would be denied coverage from insurance companies based on said conditions. Obama’s reform changes that and makes it illegal to deny anyone healthcare based on preexisting health issues or risks of therefor. With Obama Care in effect, these...
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...The Affordable Care Act One of the most important health care moves in legislation after Medicare is the Affordable Care Act. The reason being is that it provides health coverage to anyone regardless of circumstance. The unofficial but widely recognized name for this act is Obama care. Obama care was officially signed into law on March 23, 2010. The aim of the Act is a health care law aimed at improving the health care system of the United States by widening health coverage to more Americans, as well as protecting existing health insurance policy holders. Together with the Health Care and Education Reconciliation Act, it represents the most significant government expansion and regulatory overhaul of the U.S. By 2014, the Affordable Care Act will give millions of Americans access to reliable, high quality medical care, while advancing programs to hold costs in check. Benefits of the law include, insurance subsidies for consumers, transparent exchanges to shop for insurance, new rules protecting consumers from insurance abuses, increased Medicare payments for physicians; and more. The Supreme Court's decision to uphold the Affordable Care Act ensures hard-working, middle class families will get the security they deserve and it also protects every American from the worst insurance company abuses. The way this law was designed was to specifically give states the resources and agility they need to adapt their approach to their distinctive needs. The benefits and protections that...
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...Obama Care also known as the Affordable Care Act is a national health care plan aimed at reforming the American health care system. One of the main focuses of the system is to provide all Americans with affordable health insurance. In the process the government wants to improve the quality of health care, health insurance, regulate the insurance industry, and reduce the spending for health care. This plan will go into full affect by January 1st, 2014. It will force most American to have health insurance or pay a fee on their-end of the year taxes. This is just the start of tax implications that will be put into effect this upcoming year. Obama care gives benefits to many U.S. Citizens, but those benefits aren’t free. Different tax implications such as tax hikes, limits to deductions, tax credits, tax breaks, and other changes will be made to cover the cost of these benefits. One of the most controversial Obama care tax implications is the Medical Device Tax. The medical device tax is a tax for firms making medical equipment such as heart valves or pacemakers, and may other medical equipment. These firms’ wills see a tax of 2.3% on their profit of gross sales. This is a tax that will be enforced to pay even if companies don’t make a profit. According to the Congressional Budget Office this tax will generate 29 billion dollars in a decade. Many of these firms have fought back against this tax. These firms believe this tax will eliminate innovation and may cause many medical equipment...
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...CURRENT STATE OF U.S HEALTH CARE INDUSTRY Looking at today’s scenario, U.S ranks at the top when it comes to health care expenditure which is 16.3% when compared with all the developed nations. Currently, approximately 16% of the U.S population which is approximately 44 million people; are not privileged with any kind of health insurance. Health care in U.S is provided by multi-player private organizations, where 60-65% of health care expenditure comes from Medicare, Medicaid, Tricare, Children’s Health Insurance Program, and Veterans health Administration. (Health care reform in U.S).Among the 17 developed countries, U.S ranks 1st in infant mortality, heart and lung disease, STD’s, adolescent pregnancies, injuries and disability (WHO).This is when Barrack Obama proposed the idea of Universal Health Care system in U.S which would cover the population which is not covered under the existing employer health care plans as government programs. The plan would create a National Health Insurance Exchange that would sell health care plans to the population who do not have health care (EBESCO HOST connection). We have tried to show some data analysis of some data with which we can get a better picture of the health care efficiency in U.S Description | Rank | % of Population | Medical claims | 1 | 62 | Murder | - | 19 | Traffic accidents | - | 18 | Other accidents | - | 16 | Life expectancy | 42 | - | Medical innovation | 1 | - | Physician | 1 | - | Medication cost |...
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...Thesis Outline: A. Introduction: What is Obamacare? What does Obamacare offer its patients? President Obama and Health Care. I. What is Obama Care? Obamacare or the Affordable Health Care Act is a healthcare reform law that provides families affordable health insurance. Obamacare allegedly is supposed to provide the families access to quality healthcare with lower fees/insurance. II. President Obama and the Origins of the AHCA Obamacare was modeled after Mitt Romney’s “RomenyCare”, a health care reform passed in the state of Mass. Obamacare was passed on March 23, 2010 by President Obama President Obama assured that in 2014 all of the insured 85% of Americans with Obamacare have been experiencing what the program has to offer since 2010 In 2015 President Obama announced that will Obamacare the patients will not have experiences with out-of-pocket costs. III. What does Obamacare offer its patients? (BRIEF) Obamacare offers Americans a number of new benefits, rights, and protections in regards to their healthcare Obamacare allows Americans to purchase federally regulated and subsidized Health Insurance during open enrollment Obamacare Expanded Medicaid to all adults in many states Obamacare Improved Medicare for seniors and those with long-term disabilities Obamacare Expanded employer coverage to millions of employees “As of 2013 there were around 44 million Americans who went without health insurance (about 16% of the population). The...
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...Obama Care Obama Care Obama Care is thought by most people to be a US law aimed at reforming the American health care system. The main focus for this care is to provide more Americans with access to reasonable health insurance, improving the value of health insurance, regulating the health insurance industry, and decreasing health care spending in the US (Government, 2012). Many people have mixed feelings about Obama Care and how it is used in the US. In this paper, I will discuss the origins and the history of how Obama Care got started and its difficulties. Then, I am going to talk about the pros and cons dealing with Obama Care and the ways it will affect our economy. Next, I will discuss how Obama Care is funded and how there are still missing pieces that the administration needs to clear up. Lastly, I will argue how some of the American population thinks Obama Care is a scam. Then, to wrap up my paper I will be giving my opinion on this complex matter. Steps in the process of Obama Care The history of Obama Care is very complex but the name is the unofficial name for The Patient Protection and Affordable Care act, which was singed into law on March 23, 2010. The major requirements went into effect in January 1, 2014 even though significant modifications had happened before this date. Many Americans were opposed to Obama Care before it was even passed because they didn’t like the idea of the government taking over the healthcare polices. Now, I am going to...
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...insurance and to help those whom did not have insurance. This program that was released was the Obama Healthcare Program. When the health care program was released there seemed to be minor and minimum issues for civilians to apply online. There are several different parts to this healthcare program. The Obama care program was established to help low income, fixed income individuals, people who could not afford to pay the regular amount for insurance. The Obama care program is intended to help individuals with affordable insurance plans. This health care program is regards of the economy, the issues that individuals have finding jobs, getting a job with a company that allows decent insurance, and help their employees. Not just the employees who have been with the company for years. The program does not necessarily create insurance but it is to help regulate private insurance to maintain privacy, the rights of individuals and in the process it gives them high-quality insurance. Going with this health care program it allows the fact that like other types of insurance you cannot be withheld from because of certain types of health issues. It allows you to have insurance like others do. The Obama care program allows assistance for the older generations which are also known as baby boomers. It is said that once you purchase a plan it will and can cover the minimum and the standard essential benefits that one may need to have insurance. With your medical history that is no way possible that...
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...United States. He also wants to allow a first-year deduction on equipment and technology investments. McCain believes that American workers need the finest technologies to compete with international businesses. In turn, this deduction will provide an immediate increase in capital expenditure and reward investments in cutting-edge technologies. McCain will also establish a permanent tax credit equal to ten percent of wages spent on research and development. Obama has a different approach to tax relief than McCain. Obama wants to provide a $1000 emergency rebate to American families. This relief is part of Obama’s long-term plan to provide middle-class families with at least $1000 per year in permanent tax relief. He also plans to provide $50 billion to jumpstart the economy in an effort to prevent one million Americans from losing their jobs. Obama refers to his tax cut for working families as “Making Work Pay.” This program will provide a tax credit of up to $500 per person, or $1000 per working family. Obama would like to eliminate income taxes for seniors making less than $50,000. Lastly he plans...
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... In 2009 EFFECT ON CLINICIANS AND ORGA lot of minor errors which occurs during su are getting benefitted as labo PHYSICAL T TYPE OF TECHNOLOGY: This technolo even after treatments need therapies and so role in giving post he CONTRIBUTION IN USA: Physical th numbers in schools, rehabiliation houses a EFFECT ON CLINICIANS AND ORGAN as they are not getting complaints of po organizations are getting benefit LIFE SUPPO TYPE OF TECHNOLOGY: The techn support system for coma CONTRIBUTION IN USA: The life suppo rate in USA and is benefitt rate in USA and is benefitt EFFECT ON CLINICIANS AND ORGAN revolution for health care organizations Health care organizations also benefits eco Refernces: http://cse.unl.edu/gem/essays/09-10/MS3.pdf Part II 1. One trend that has affected the health care in USA is the rising cost of the health care services. 2. One important factor that has greatest impact on the health care utilization pattern is the introd References: http://www.politifact.com/truth-o-meter/statements/2012/oct/04/barack-obama/obama-said-health-care-prem ENDOWRIST TECHNOLOGY F TECHNOLOGY: This technology is related to robotics where robots are being designed to carry out special surgeries. RIBUTION IN USA: Large number of USA hospitals are preferring this ogy as it is cost effective. In 2009 around 50% surgery was performed by Endowrist technology. ON CLINICIANS AND ORGANIZATIONS: The technology have reduce or errors which occurs during surgery by...
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...POTUS" Introduction Barrack Obama became the 44th President of the United States of America on January 20th, 2009. He is the first African American to take office and with his presidency he promised to make changes to America that would liberate the American people from crisis into a bright new beginning. In his Inauguration speech, he claimed to mend the financial crisis by stimulating jobs and laying a “new foundation for growth” (Naughton, “Inauguration speech”). He promised to rebuild the Nation’s foundations such as roads, bridges, electric grids, and digital lines, to revive the prosperity and importance of science, to increase the care and lower the cost of health care, to mend the threat of global warming, to enact peace with Afghanistan, to withdraw from Iraq, and to transform the educational system to meet the conditions of a new era (Naughton, “Inauguration speech”). Throughout his first year as president Obama has enacted many policies and regulations such as the Lilly Ledbetter Fair Pay Act, Recovery and Reinvestment Act, and Health Care Bill. However, has Obama stayed true to his original promises stated throughout his campaigns, in his Inauguration speech, as well as his first State of Union speech. Has Obamba’s first year been a success or a failure? This essay will explore the history of Obama’s ascend to presidency, his success and failures, and an overall evaluation of Obama’s first year in office. The Rise of Barrack Obama Obama was born on August 4, 1961...
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...or less. Both have their own good and bad sides. Some people think less government is beneficial, others think that more government control would be beneficial. First, talking about small business such as, local or small stores; they can be found everywhere. Even though they don’t contribute a lot to the economy of the country but they still get affected by the government power because they are also part of this country and they are also control by government. Less government will benefit the small businesses but it will also harm them. For instance, if there less government control than there will be less regulation on the small business. People starting their own small business won’t have worry about the law of governments, resulting into more small business which in turn will create more jobs in the community. However, less government control can also cause other problem like safety of the employees and consumers. Since, there will be less government control small business owners will not care about the quality of products they sell or services they provide. For example, a fast food store owner can use cheap materials to make profit but it will harm the consumer’s health. Second, the State right is a primary concern at this time of election. Different states want their own laws and rights. For example, states like Texas are strictly against...
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...Barack Obama has been written into the history books for becoming the first African American president of the United States. The president plans on changing history again by bringing universal health care into the United States, which has won him much popularity among Democratic voters. President Obama’s speeches are adored by his fans but raise many red flags for the majority of America. Major concerns Americans have with President Obama’s two proposed health-care bills are that health-care options will no longer be available, the real cost of Obamacare, and small businesses. As many Americans believe Presidents Obama’s health-care plan is what the United States has needed for decades, considering he did get elected, his polices will prove to be a bane for the United States. The main concern for many Americans about the Obama’s Health-Care plan is the fact that they will lose the freedom to choose. Choosing health-care benefits, doctors, and high-deductable coverage is important to every insured American citizen, so why would Obama change that? In his speeches, Obama has promised Americans that they will be able to keep their existing health-care coverage but the proposed bills tell a different story. Both bills necessitate that Americans buy approved plans that have a number of universal benefits or face penalties. Even with a five year grace period given to big employers to convert to the new plans, there will be no options if the bills are passed. Choosing what benefits are included...
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...National Health Care: Conservative vs. Liberal Views Health Care in the United States has been a hot topic of debate between conservatives and liberals over the years of President Obama’s presidency because in 2010 Obama implemented the Affordable Care Act (ACA). The ACA consists of two pieces of legislation with the goal of expanding health care to all Americans while providing equal care to all regardless of age, social status, and preexisting conditions. These goals are aligned with a liberal viewpoint, which most Democrats are in favor of. The ACA was met with heavy opposition from the Republican side which skews toward a conservative view for health care. Conservatives believe in a more privatized health care system with less government intervention to lower costs and increase the overall quality of health care thru competition. Obama Care has had its issues with implementation and administration rather than its liberal ideology and its goals, but I believe the solution to a successful healthcare policy lies with the conservative viewpoint leading to a more efficient system. Liberals main concern with health care in a conservative system is that it unfairly gives advantages to the middle and upper class. “Elements of the liberal health care perspective include a belief that health care is an equal right of all people, the implementation of that right through a social insurance system that provides universal health coverage, equitable financing of health care, and a commitment...
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...Obama care is job killer? Not at All. The original article by A.S. Blinder in D. Progovac words Many conservatives and opponents of Obama care claim that Affordable Care Act (ACA) is job killer. This article is using modeling and current facts to conclude Obama care is neither job killer nor deadweight pushed on society by Obama. Of course any modeling is prone to possible erroneous conclusions, especially in social sciences, like economy is: economist also can’t run controlled experiments so their market simulation models produce imperfect estimates. Economist model labor market, using two major laws: law of demand and law supply. To model market economist will describe how these two law function for particular market. In the case of Obama Care it is necessary to understand how law of supply and law of demand, for labor market, are influenced by ACA. Because ACA subsides are given to lower paid workers modeling the demand and supply of this labor for segment of is necessary for any conclusion on the market influence by ACA. The main source of data analyzed in this article are finding by Congressional Budget Office (CBO). According to Congressional Budget Office model, the ACA is influencing labor supply, while demand stays unchanged. According to CBO report ACA influences actually reduction of labor supply and in particular of lower paid working segment labor supply. At this point the first question would be if that fact is to be believed and second question...
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