...Obama Care The Patient Protection and Affordable Care Act is a United States federal statute that Barack Obama implemented during his first term of presidency. It was signed into law in 2010. This act is informally known as Obama Care, Obama’s Health Care Reform, The Affordable Care Act, or is abbreviated as PPACA. Although it has many different names, it is all the same thing; an attempt to improve the healthcare system of the United States. The main goal of The Patient Protection and Affordable Care Act is to make insurance services available to the 32 million Americans who currently do not have it, and to make it more affordable (a role in which the name assumes). Although it is uncertain right now what this will look like in the years to come, we will see how this is played out starting in 2014. Obama Care, prospectively, will have great effects on a range of age groups. The main focus of Obama’s healthcare reform is to make insurance available to those who previously could not access it; no matter the reason. If viewed chronologically, the first age group it will benefit are the children(mid-teens and younger). According to the White House, there are 17.6 million children with preexisting conditions. Previously, these children would be denied coverage from insurance companies based on said conditions. Obama’s reform changes that and makes it illegal to deny anyone healthcare based on preexisting health issues or risks of therefor. With Obama Care in effect, these...
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...The Impact of the Affordable Care Act on Businesses Sadie Boyd Webster University FINC 5000 Abstract This research paper was created to bring a better understanding on how the Patient Protection and Affordable Care Act affect business, government, and average American. Small business owners have historically had a much harder time providing themselves and their employees with insurance due to rising health insurance costs; meanwhile bigger businesses remain largely unaffected due to the leverage buying large group health plans gives them. This problem has only gotten more severe in the past decade. Today, almost half of America's uninsured are small business owners, employees or their dependents. There are around 44 million Americans who currently are unable to get health insurance. The Patient Protection and Affordable Care Act (PPACA,) signed into law by President Barack Obama on March 23, 2010. Several rationales were offered in support of this legislation, including that it would lead to the creation of jobs and the reduction of the federal budget deficit. Everyone is affected by this health care in one way or another. The Patient Protection and Affordable Care Act Consistent with respected economists‟ forecasts, the health care law contains a number of provisions that will eliminate jobs, reduce hours and wages, and limit future job creation. Specifically, the law: * Penalizes employers for failing to offer coverage deemed acceptable by the government; ...
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...Are Doctors accepting Medicaid Patients as Obama has Signed the Affordable Care Act Rider University 2083 Lawrenceville NJ 08648 5/2/2013 Rider University 2083 Lawrenceville NJ 08648 5/2/2013 Arunabh Sinha Arunabh Sinha Abstract On March 23, 2010 President Obama signed into law the Patient Protection and Affordable Care Act (PPACA), also known as Obama Care. As a direct result of this there are going to be more people on Medicaid and also more “baby-boomers” are going to be turning sixty-five thus qualifying for Medicare. Although fewer doctors are accepting government insured patients! This paper will research the number of doctors accepting governmentally insured patients and also if there is a shortage in the number of providers as the PPACA goes into effect. With data provided from the American Medical Association (AMA), Center for Disease Control (CDC), and other academic journals an evaluation is going to be made of if there is enough doctors to meet the demand of newly insured patients in the US. Issues of access and quality of care will also be addressed in this paper. Are Doctors accepting Government Insured Patients as Obama has Signed the Affordable Care Act On March 23, 2010 President Obama signed into law the Patient Protection and Affordable Care Act (PPACA), also known as Obama Care. As a direct result of this there are going to be more people on Medicaid and also more “baby-boomers” are going to be...
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...National Government December 10, 2012 Obamacare In an attempt to create a solution to health care, President Barrack Obama came up with a universal healthcare program called the Patient Protection and Affordable Health Care Act, also known as Obamacare. Obamacare was signed into law on March, 2010. It has been the most significant repair to the United States healthcare since Medicare and Medicaid passed in 1965. In this paper, the key points that will be discussed are obamacare policy, it pros and cons, if it raises any issues with federalism and the policys effectiveness. Obamacare is aimed at helping the underinsured to gain insurance. With this plan everyone would have health insurance regardless of income, or anything that would stop the person from attaining health insurance. The Affordable Care Act is a watershed in U.S. public health policy. Through a series of extensions of, and revisions to, the multiple laws that together comprise the federal legal framework for the U.S. health-care system, the Act established the basic legal protections that until now have been absent: a near-universal guarantee of access to affordable health insurance coverage, from birth through retirement.(Rosenbaum, 2010) Obamacare is a name used by critics of President Obamas efforts to reform health care. Its a common term used to describe the Patient Protection and Affordable care Act of 2010. ObamaCare contains many benefits, especially for low and middle income families and businesses...
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...In 2010 the government released a healthcare program to help those who did not have insurance and to help those whom did not have insurance. This program that was released was the Obama Healthcare Program. When the health care program was released there seemed to be minor and minimum issues for civilians to apply online. There are several different parts to this healthcare program. The Obama care program was established to help low income, fixed income individuals, people who could not afford to pay the regular amount for insurance. The Obama care program is intended to help individuals with affordable insurance plans. This health care program is regards of the economy, the issues that individuals have finding jobs, getting a job with a company that allows decent insurance, and help their employees. Not just the employees who have been with the company for years. The program does not necessarily create insurance but it is to help regulate private insurance to maintain privacy, the rights of individuals and in the process it gives them high-quality insurance. Going with this health care program it allows the fact that like other types of insurance you cannot be withheld from because of certain types of health issues. It allows you to have insurance like others do. The Obama care program allows assistance for the older generations which are also known as baby boomers. It is said that once you purchase a plan it will and can cover the minimum and the standard essential benefits...
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...In an effort to generate a solution to the shortage of health care, President Barrack Obama proposed the universal health care program named the Patient Protection and Affordable Health Care Act, also known as Obamacare. It has been the most major adjustment to the United States healthcare since Medicare and Medicaid was passed in 1965. Obamacare was signed into the law in March, 2010. In this paper, the key points that will be discussed are Obamacare policy, its pros and cons, and if it happens to raise any complications with federalism and the policy’s efficiency. Obamacare is intended on helping the people that do not have insurance to gain insurance. With the said plan everyone should be able to have health insurance no matter what their...
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...Up until recently, the United States was the only developed nation that did not have government mandated healthcare. Statistics show that due to the implementation of the Patient Protection and Affordable Care Act, there has been a 5% drop in the number of people uninsured in the United States (Cohn). Although a 5% drop is not an incredible decrease, it does show progress of a health care reform act that the majority of Americans are against. A complete examination of public policy and ideology of both the left and the right side show that the Affordable Care Act, although containing many flaws, will benefit the majority of Americans. The Patient Protection and Affordable Care Act, commonly known as Obamacare was signed into law by President...
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...Advancements in technology have allowed organizations to become more productive and more cost effective. Informatics has helped organizations in reducing their staff needs, ultimately saving them money. As healthcare IT continues to advance, patient safety, quality of care, and costs will continue to improve, and privacy and security will continue to be the goal for all electronic information. The use of electronic health information to improve the quality of care requires the exchange of electronic health records, which increases the need for security and privacy. Because of this, it was essential to establish collaborative governance guiding health information technology infrastructure (Rundio & Wilson, 2010) . The Health IT Patient Safety Action and Surveillance Plan addresses the role of healthcare informatics within the U.S. Department of Health and Human Services promise to patient safety. The objective of the plan is to use healthcare informatics to make care safer and to continuously improve the safety of health IT (“HealthIT”, n.d.). The Health IT Safety Plan lays out actions that can be taken to improve the safety of health IT. The plan highlights improving knowledge of health IT safety, establishing and advancing health IT patient safety priorities, supporting research and development of tools and best practices, investigating and taking corrective...
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...Out of all the bad things occurred recently, what are some positive incidents lately? INTRODUCTION Disasters are often natural or manmade hazards. These hazards result in events of substantial degree causing momentous physical destruction or damage, loss of life, or severe changes to the natural environment (Aragones 124). The disasters are defined as tragic event which stem from occurrences such as floods, earthquakes, catastrophic accidents, explosions or fires. The disasters cause extensive damage to lives, properties and destroy the social, economic and the cultural lives of people. Several events have happened currently around the world. The negative events in the world often cause much attention as compared to the positive events that occur around the world. The terrorists have often struck various cities in the world killing thousands of people and causing mass destruction of property (Vonk 860). The United States has been confronted with international terrorists especially the Al-Qaeda terror group. The September 2001 bombing of the twin towers was an example of the terrorist disaster in the United States. Then the stock and real estate collapse in the US economy. The massive tsunami in Japan was another major disaster that got a lot of public address by all the media channels. The earthquake also triggered the nuclear disasters in Japan. The most recent disaster in the U.S is the hurricane Sandy. Hurricane Sandy has caused unprecedented loss of lives and destruction...
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...Costs Of Healthcare Christine Amargo HCA305 The U.S. Health Care System Sherry Grover June 9, 2014 Everyone wants to have access to health care and in order to access it they need insurance, but unfortunately not everyone can afford health insurance. The United States spends more money on health care than any other country, but raise the cost of health insurance to the citizens. Health care should be affordable if the government is willing to spend as much money as they are on it. Health insurance should be able to affordable to all classes lower, middle, and higher. The citizens of the United States has the right to know why their insurances cost are going up and if they are going to get more bang for their buck. The reason why healthcare cost is rising each year is because no one is managing the spending. Money is being spent between all accounts of healthcare and shared amongst each other. There needs to be a line where companies stop spending and try to manage the money they have if they don’t the cost of healthcare will just keep rising. The primary issues of healthcare cost are access to healthcare, and affordability of healthcare. The United States health care spending has been growing rapidly for many years, but many citizens are without appropriate health care. This is affecting the two governments major health insurance Medicaid and Medicare and the private insurance companies. As the health care spending rises, the citizens will be faced with difficult choices...
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...Running head: THE IMPORTANCE OF THE AFFORDABLE CARE ACT (ACA) 1 The Importance of the Affordable Care Act (ACA) Nicole M. Anderson Argosy University THE IMPORTANCE OF THE AFFORDABLE CARE ACT (ACA) 2 When it comes to insurance, there may be more questions than answers. The rules concerning all types of insurance have changed over the years. The one thing that hasn’t changed is the fact that there are penalties to pay when we choose not to follow the rules. The government has now stepped in to monitor and confirm that we are in compliance with the laws set forth. When we are not in compliance the government will assess fines on all people and business owners considered to be a large employer that will increase with every year that passes. Insurance is a very important necessity to have in this day and time; without it the penalties can be great. You may be asking yourself this million-dollar question, why was it so important for the government to pass the Affordable Care Act (ACA) law? Health Insurance has been on top of the discussion list within the governmental agencies for some time now. “On March 23, 2010, President Obama signed the Affordable Care Act (ACA) into law, putting in place comprehensive reforms that improve access to affordable health coverage for everyone and protect consumers from abusive insurance company practices.” (Health Care that Works for Americans 2016). This is a very important law for the...
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...One of the major changes we have seen in health care is the Affordable Care Act. The Affordable Care Act was signed in March 2010. It is also unofficially called Obama Care but, it’s officially known as The Patient Protection and Affordable Care Act. The main focus of the this health reform is to provide more Americans with access to affordable health insurance, improving the quality of health care and health insurance, regulating the health insurance industry and reducing health care spending in the U.S (ObamaCare Facts). This law is meant to address the different aspects of “the health care crisis” in the U.S. Before I read some information on the Affordable Care Act, I didn’t really understand what it actually did. I feel like many Americans don’t fully understand what this reform actually offers. Here are some facts about the Affordable Care Act. It lets young adults stay on their parents plan until the age of twenty-six, stops insurance companies from denying coverage or charging you more based on your health status (ObamaCare Facts). It also stops companies from dropping you when you are sick, prevents gender discrimination, stops insurance companies from imposing unjustified rates, expands Medicaid,...
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...Abstract Health care utilization has fluctuated over the past few years. Some things that have been effected are health care spending, health care cost, and the use of name brand and generic drugs. Since the Affordable Care Act has come into play, it has caused some changes for the better. Although name brand drugs are being declined, more generic brands are being produced to be cost effective for both the insurer and the consumer. Many different types of Americans are effected by the health care reform, and the first step starts with making sure everyone is educated on the benefits. After everyone is educated an action is taken, Americans will be healthier as a whole. I will go over many facts that support the healthcare reform, the pros and cons, and much more. Keywords: Health Care utilization, Affordable Care Act Health Care Utilization Paper Recent health care reform measures have expanded access to care by allowing more Americans access to affordable health care. When President Barack Obama introduced the Affordable Care Act to us and signed it into law on March 23, 2010, he meant for it to provide affordable, quality health care for all Americans and reduce the growth in health care spending. Although Obama Care has caused tremendous growth in the healthcare reform, this plan has been in the works for decades now. One way the health care reform has expanded access to care is by making it affordable for seniors to pay for their medication. The Medicaid part d prescription...
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...Healthcare: The Patient Protection and Affordable Act Jennefer Paddock POL 201 Thomas Arndt October 26, 2013 Healthcare: The Patient Protection and Affordable Act The Patient Protection and Affordable Act, also known as Obamacare, was signed into law by President Obama in March 2010. It has been the most significant overhaul in the United States healthcare since Medicare and Medicaid. The Patient Protection and Affordable Act affirms the core principal that everybody should have some basic security when it comes to their health care. Obamacare is aimed at helping the underinsured obtain insurance when they do not have insurance. Under Obamacare, everyone would have health insurance regardless of income or anything that would prohibit the person from attaining health insurance. Health insurance will be extended by expanding Medicaid and by providing federal subsidies to help lower and middle class citizens buy private coverage. Although health insurance will be extended, Obamacare raises issues of federalism, Obamacare has advantages and disadvantages, and Obamacare is not consistent with federal policy. Federalism facilitates the problem solving synergies that arise between the separate strengths of local and national governance for dealing with different parts of inter-jurisdictional problems. Obamacare raises issues of federalism because some say that mandated healthcare can be considered unconstitutional. Some view the fact that the government telling the citizens...
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...The Patient Protection and Affordable Care Act deadline is quickly approaching. The bill aimed at reforming the health care industry was signed in to law on March 23, 2010. The primary focus of the law is to make healthcare services more affordable for all American Citizens. The Obama Care health insurance market place is set to open October 1, 2013. However, the U.S. Department of Health and Human Services has delayed the signing of final agreements originally set for the first of September to mid-month. With the Health Insurance Marketplace opening October 1st, insurance companies will compete as providers for individuals’ business via the Affordable Health Insurance Exchange, an online marketplace. Many health care provisions are already in affect saving on the cost of coverage, such as the rate review provision and the Medical Loss Ratio policy. The rate review provision was passed on May 19, 2011, as part of the new reform to combat insurance companies from “rate hikes”. From 2003 to 2009, reports from the Commonwealth Fund found that employers had faced an average 41% increase in premium costs, while individuals faced and average increase of 10%. 43 out of 50 states currently have a rate review process, but vary greatly in how they are performed. The U.S. Department of Health and Human Services performs reviews on those states which lack resources for adequate reviews. Another reform already in action is the Medical Loss Ratio Policy. The Medical Loss Ratio Policy...
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