The U.S. health care system comprises of different groups of entities. These different entities are insurance companies, different types of providers, physicians, hospitals, and patients. The main purpose of the U.S. health care system has always been to provide the best care possible to all citizens at an affordable low cost. For the past decades, the U.S. healthcare system has not being effective in terms of delivery, finance, management, and sustainability because it only reached out to part of its citizens.
Majority of the population had limited access to care due to the spiraling cost involved. After researching through the healthcare system that has been in existence for decades, I see that the problem that affected delivery, management and sustainability of our healthcare system was finance “overwhelming cost from all angles”. Medical debt has no limit to any individual, it can be devastating and trigger other severe consequences. Even though a substantial number of people may have insurance through their employers, an unanticipated illness, accident, or even pregnancy can accrue unexpected expenses which could lead more people into severely devastating problems such as losing their homes, and bankruptcy. The rising cost of healthcare has dearly affected individual citizens and the government into a huge national deficit. Mostly, individuals who lived on limited income have trouble affording their co-pay as well as the exceedingly high levels of health plan cost sharing. Out of network cost also adds up to the burden of individuals. In case of emergencies, the emergency physician, anesthesiologists and some other healthcare providers who are not in the network will indicate that patients need to pay more unexpected expense out of their pocket. Due to these problems and more others, the effectiveness of the U.S. healthcare system was crippled in terms of