...Reading Your Credit Report John R Scott Everyonew ritesa rticlest o inform consumerosf the impoftanceo f credita ndk eepingi t "clean".T his is not oneo f thosea rticlesd isguiseudn dera "CreditR epair"t itle thatd oes notg ivey ou vital informationo r just vaguer amblings. In this serieso f articlesy ou will frndw ayst o not only repairi temso n your creditr epofi, you will learn how to improve your credit rating quickly andfor very little, to no costs. You will learnh ow to ready our creditr eporta ndu nderstandit. Evenp ersonsw ith great creditr atingsc anu set heset echniquetso improvet heir scoresw ith the creditb ureaus. Understandinhgo w to obtaina ndr eada creditr eporti s the first stepi n understanding how you will be able to improve and repair what is on it. These are the 3 major credit reportinga genciesw hich 99o/o f theb ankso ut thereu set o determineif they areg oingt o give you credit: Experian www.experian.com 1-888-397-3742 Equifax www.equifax.com l -800-685-1l I 1 TransUnion www.transun i on.com/d irect I -800-888-4231 You can obtain a copy of your credit report from any one of these agencies, all three would be preferable, one may have information the other does not. Once you obtain a copy of your credit report, you can verify that all information is correct, such as your social, birth-date and address and employment. Know your scores and what is on your report. You have a right to receive a FREE copy ofyour credit report once every...
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