...DO YOU NEED MONEY FOR COLLEGE? Federal Student Aid at a Glance 2014–15 Page 1 of 2 WHAT is federal student aid? Federal student aid comes from the federal government—specifically, the U.S. Department of Education. It’s money that helps a student pay for higher education expenses (i.e., college, career school, or graduate school expenses). Federal student aid covers such expenses as tuition and fees, room and board, books and supplies, and transportation. Aid also can help pay for a computer and for dependent care. There are three main categories of federal student aid: grants, work-study, and loans. Check with your school’s financial aid office to find out which programs the school participates in. Details about the federal student aid programs are on page 2 of this document. HOW do you apply for federal student aid? 1. Complete the Free Application for Federal Student Aid (FAFSASM) at www.fafsa.gov. If you need a paper FAFSA, you can get one from • our website at www.fafsa.gov, where you can download a PDF, or • our ED Pubs distribution center at www.edpubs.gov or toll-free at 1-877-433-7827. For the 2014–15 award year, the FAFSA is available from Jan. 1, 2014, to June 30, 2015. But you need to apply as soon as you can! Schools and states often use FAFSA information to award nonfederal aid. Their deadlines are usually early in the year. You can find state deadlines at www.fafsa.gov or on the paper FAFSA. Check with the schools you’re interested in for their deadlines...
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...Consumer Information Guide 2015–2016 August 2015 Table of Contents Consumer Information . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 1 About University of Phoenix . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 1 Accreditation, Licensures, Reviews and Approvals . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 1 Federal . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 1 Regional Accreditation . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 1 State and International Licensures . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 2 Program Accreditation . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 3 School of Business/Business Programs . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 3 College of Health Professions: School of Nursing . . . . . . . . . . . . . . . . . . . . . . . ...
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...Private Grant Discounting tuition towards disaster. Study the effects of college tuition discounting. Findings indicated that: 1. At least 1/4 of the colleges and universities used discounting strategies that resulted in large losses of tuition revenue 2. Institutions with the greatest increases in discount rates raised their spending on institutional grants by $3,375 per undergraduate, but their tuition and fee revenue grew by just $3,069; 3. Discounting strategies do not appear to have significantly improved the academic profiles of admitted undergraduates when measured by changes in median admissions test scores of entering first-year students 4. Tuition discounting appear to have helped institutions increase their number of low-income undergraduates 5. Increased use of tuition discounting appear to have made it possible for more students from all income levels to enter higher education. Colleges and universities have several distinct goals for using tuition discounts: * to increase enrollments of low-income and other under-represented students; * to raise enrollments of students with high academic achievements or other talents; * To increase revenue from tuition and fees. However, the results show that at least one quarter of the four-year private colleges and universities used discounting strategies that resulted in large losses of tuition revenue. The institutions with the greatest increases in discount rates raised their spending...
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...Jones-White, D., Radcliffe, P., Huesman, R., & Kellogg, J. (2010). Redefining Student Success: Applying Different Multinomial Regression Techniques for the Study of Student Graduation Across Institutions of Higher Education, Research in Higher Education, 51(2), 154-174. doi: 10.1007/s11162-009-9149-4 This is a quantitative case study measuring the success of university students’ ability to attain a degree within a specified period since enrollment or transfer to another institution of higher learning. In the study mixed methods were implemented in order attain accurate and reliable results. The sample was obtained from the National Student Clearing house (NSC) and the data focused on 3 cohorts of University of Minnesota- Twin Cities students entering college for the first time. Finding a new definition for academic success in university among first year or transferring students was the key question. The prevailing definition of success was distorted because only the students who completed their studies at initial universities regarded as academically successful. This study focused on broadening the definition of success by including any students who transferred and graduated in another university. The new definition of academic success consisted of students who graduated from the initial university and those who transferred and graduated from other institutions. Factors that helped to broaden the definition of success were analyzed implementing the Binary...
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...are the benefits of attending a community college? Attending Community College has many benefits that a lot of future students overlook. In some cases this may be true because of the lack of knowledge of the available benefits that the colleges have to offer, especially when you’re coming straight out of high school or returning to school years after you have graduated from the 12th grade. But in the foremost case, students usually elect to take the four year University Degree, in some cases this may be wise, but people should give more consideration to attending Community College, because of the ease of attending, the lower cost and the flexibility of the classes. One of the best things is there are no enrollment essays to submit for admissions like you have in your Universities like Harvard or UNC. The test scores whether high or low still allow you to attend the school at different levels until you achieve the college course status. Then there is registration which is very easy with its open admissions policy that allows all to attend and achieve successfully. Another good thing about attending Community College is the residence cost for each credit hour is lower that the Universities. With the cost of living this is a plus for State residence. Then to subsidize the cost further you have the opportunity to apply for Pell grants (non- loan payment) to help with the cost of your books and course expense. This is good for when you want to save your actual borrowed loans for...
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...During my time at the University of Maryland I plan on studying Kinesiology. Kinesiology is the scientific study of human or non-human body movement. Kinesiology addresses physiological, biomechanical, and psychological mechanisms of movement. I aspire to be part of a sports team’s medical staff in the future. This is the only thing I see myself doing in the future. I love sports and I am also interested in human anatomy. There is nothing else I am passionate about besides sports. I would prefer to work with an NCAA team. I also plan on minoring in Sports Management. I often think about the worldwide debate, should college athletes be paid? People argue that they are paid through free education, food and a place to stay. Others argue that they should be paid because they...
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...percent have earned a degree in four years (Figure #). A separate study of California community colleges found that only 24 percent were able to either transfer to a four-year college or obtain an Associate's degree within 6 years. We identify six factors in the literature explaining poor community college completion rates:lack of student preparedness, lack of personalized support from understaffed counselors and teachers, uncertainty...
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...punishment, for all to live by, which is based on what they felt was the best consequences possible. Punishment comes in two forms: Retribution (backward-looking) and rehabilitation (forward-looking). In giving out punishment, we should always strive for what can bring the greatest good and least bad for a society. Forward looking punishment presents the greatest good and least bad for a society. Therefore forward looking punishment should be the preferred method of punishment. Before we explore this idea further, we must solidify what it means when we say punishment. One situation that we could safely label as punishment is a case of a person sent to prison by a government for a crime of breaking a law or rule set by society. On the opposite side, we could take a person that goes about life in a lawful manner, never being incarcerated, as a clear case of non-punishment. Now suppose we take this situation: If someone murders an innocent person, and then is immediately struck by a bolt of lightning, have they been punished? Without entertaining any theories of karma, punishment by a deity, or anything outside of time & space, I suppose this could qualify as some sort of punishment. However, take an innocent person that is struck by lightning. We would likely now consider this a chance occurrence. This makes the criminal being “punished” by lightning very suspect. For punishment to truly take place, I would argue that the person must be deserving of it and it must be administered...
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...these extreme costs and the inflation of tuition rates be decreased, and students are no longer paying additional unnecessary costs. Earning a college degree can be considered necessary towards a quality life and sometimes even survival. Fay states, “A college graduate can expect to make about $1.3 million more than high school graduates over the course of their working lives.” Even those that are able to earn their degree might not benefit from it as much as other used to, Fay provides examples of this: Home ownership among those under-35 has dropped 21.2% since the housing collapse of 2009. The burden of student debt is the key factor in young graduates not starting a business and the marriage rate for Millennials is plummeting. A 2016 study showed that 81% of women born in the 1990s had never been married and 38% of women born in the 1980s still haven’t married. Economists say that the Millennials will have to put away twice almost twice as much as their parents for retirement savings to be able to maintain a comfortable lifestyle when they quit working. The increases in college tuition are detrimental in being able to obtain a degree, providing people with a career so that they are able to provide for themselves and any potential children or spouse they may have. This causes citizens to feel the need to depend on federal funded programs when this may be avoided if the government adjusted their policies to support these people with proper higher education in the first place...
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...Who Deserves the Money? Anyone who keeps up with sports news recently has noticed the rising controversy of whether or not college athletes should be paid; yet many people don’t realize that more things have to be taken into account than pure salaries for players, like a union, health insurance, and the role of academics. Although many people can get caught up in the emotions when trying to debate the issue, in order to fully understand the whole argument we must look at it from all the different angles including those of the player, coach, school administrator, and chairman of the NCAA. The most efficient and proper way to show these players compensation would be to give them some form of stipend referring to the controversies over the salary of players, they should be represented by a union, current and past players should receive health care benefits, and this all should only be possible if they are able to maintain grades. Over the last couple months there has been a sharp rise in people calling for the payment of college athletes with one of the major arguments being that we should give them straight salaries. There are many different aspects that must be considered when breaking down the idea of giving players a straight salary, or even the partial payment of them. Coach Brian Kelly’s statement, a recent participant in the 2011 National Championship, “"I still think the overriding factor here is that these young men put in so much time with being a student and then...
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...D-Q University: Group study on leadership analysis Group members: Sam Cade, Tim Gula, Leon Manto, Lesley Mumford, Rich Randolph National University LED 603 March 26, 2012 Introduction The purpose of this paper is to identify and analyze power structures, leadership, systems, organizational culture, and ethics issues that contributed to D-Q University’s leadership failures. With the goal of re-establishing a more viable tribal college, the group will also identify leadership intervention approaches that will address these issues which are both highly interactive and, because of their magnitude, gravely complex. Power Structures Power Structures In Indian Universities The power structures of American Universities vary greatly depending on the type of students they serve, the schools’ history and the culture of the community they assist. Some colleges have large boards of trustees while others have no recognizable power structure. Whatever the power structures, there has to be some semblance of fiscal responsibility, ethics, curriculum planning and oversight that will enhance the institutions’ longevity. The role of the Board of Trustees The primary role of the leadership structure in all universities is to provide the best educational program possible for the students. University trustees make all final decisions regarding school district priorities, personnel, textbooks, expenditures and growth management. Trustees adopt a budget that is necessary to maintain...
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...First, it would cost taxpayers a very large amount of money to fund this program. While it is a great idea in theory to support those who would not have an opportunity to attend college otherwise, lower and middle-class citizens would also have to pay money for the children in families with large amounts of wealth and income. Next, the overall value of a college degree will decrease if there is a significant increase in the number of college students due to free tuition. If that occurs, many jobs may start to require a master’s degree, which would be the “new bachelor’s degree.” In addition, the unemployment rate for college graduates is already high, especially within certain fields, so this proposal would only make this worse. Finally, studies have shown that people sometimes do not value things that are free, so they may not take college seriously if they do not have to pay. As a result, students will graduate with low GPAs and not be able to secure a stable job. I spoke with Democrat Woonsocket representative Stephen Casey, who is also a deputy majority leader in the House of Representatives. He is also the second vice-chairman of the House Committee on Labor and a member and is a member of the House Committees on both Veterans’ Affairs and Corporations. I chose to speak with him because he and my father have been working together for many years and are close friends. In fact, in ninth grade, I apparently volunteered to help with his political campaign and made phone calls...
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...advance technologically, is having enough educated citizens to support these advancements and fill the already available jobs requiring degrees. In this day and age, College is becoming a permanent reminder financially to many Americans, leading to years of loans haunting the graduates. This economic setback forces many to enter the workforce out of high school, working entry level jobs and failing to quell the need for educated workers. In Germany, the free advanced education approach has crafted an education system many feel America should follow. In order to follow, The United States must cut spending towards defense and allocate more funds towards education in similar percentages to Germany, perhaps even more. This paper will use a case study method to look into the way each country has addressed their own issues and then draw conclusions on what aspects of Germany’s public higher education system could be implemented in America in order to improve access to Higher education for all citizens rather than those who can afford it. The American dream championed the concept that any citizen could attain whatever occupation they wanted as long as they put in the effort and time to do so, since the term was popularized in 19311 The ability to achieve this vision has faded from the American mind as the decades have past. The first discussions on higher education in America on a national stage did not occur until shortly after the Second World War, where “The Servicemen's Readjustment...
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...http://www.mediafire.com/?jlwa859lj1upzqo,http://www.mediafire.com/?2dy3ddf59oq1dt0,http://www.mediafire.com/?q23rnx5zklvx22ohttp://www.mediafire.com/?jlwa859lj1upzqo,http://www.mediafire.com/?2dy3ddf59oq1dt0,http://www.mediafire.com/?q23rnx5zklvx22ohttp://www.mediafire.com/?jlwa859lj1upzqo,http://www.mediafire.com/?2dy3ddf59oq1dt0,http://www.mediafire.com/?q23rnx5zklvx22ohttp://www.mediafire.com/?jlwa859lj1upzqo,http://www.mediafire.com/?2dy3ddf59oq1dt0,http://www.mediafire.com/?q23rnx5zklvx22ohttp://www.mediafire.com/?jlwa859lj1upzqo,http://www.mediafire.com/?2dy3ddf59oq1dt0,http://www.mediafire.com/?q23rnx5zklvx22ohttp://www.mediafire.com/?jlwa859lj1upzqo,http://www.mediafire.com/?2dy3ddf59oq1dt0,http://www.mediafire.com/?q23rnx5zklvx22ohttp://www.mediafire.com/?jlwa859lj1upzqo,http://www.mediafire.com/?2dy3ddf59oq1dt0,http://www.mediafire.com/?q23rnx5zklvx22ohttp://www.mediafire.com/?jlwa859lj1upzqo,http://www.mediafire.com/?2dy3ddf59oq1dt0,http://www.mediafire.com/?q23rnx5zklvx22ohttp://www.mediafire.com/?jlwa859lj1upzqo,http://www.mediafire.com/?2dy3ddf59oq1dt0,http://www.mediafire.com/?q23rnx5zklvx22ohttp://www.mediafire.com/?jlwa859lj1upzqo,http://www.mediafire.com/?2dy3ddf59oq1dt0,http://www.mediafire.com/?q23rnx5zklvx22ohttp://www.mediafire.com/?jlwa859lj1upzqo,http://www.mediafire.com/?2dy3ddf59oq1dt0,http://www.mediafire.com/?q23rnx5zklvx22ohttp://www.mediafire.com/?jlwa859lj1upzqo,http://www.mediafire.com/?2dy3ddf59oq1dt0,http://www.mediafire.com/?q23rnx5zklvx22ohttp://www...
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...The Damages of Debt In Tracy King and Ellynne Bannon’s “The Burden of Borrowing: A Proposal for Reducing Student Debt,” they describe the financial difficulties that college students go through. King and Bannon explain the majority of college students accrue large amounts of debt by the time they graduate; the power of the Pell Grant is not what it used to be. “Federal need-base grant aid provides low-income students with access to a higher education. Without this aid, many low-income students take on unmanageable levels of debt burden or forgo a college education altogether (King, 161).” The problem of escalating consumer debt is exacerbated by enticing offers, ease of obtaining credit, retroactive rate increases by credit issuers, and the deceit tactics coupled with rampant consumerism and lack of attention by borrows. Creditor’s see the vulnerability in college students, especially. "I think they try to take advantage of students because they know that they’re kind of scrounging for money," said Benjamin Stewart, a senior political science major. "You have books, you have tuition and parking is outrageously expensive, so it’s easy just to swipe a credit card and put it on there, kind of like magic. But you end up (hurting) yourself in the long run (Students, 1).” Arizona State University campus in Tempe students are constantly pestered with offers to sign up for credit cards. I too, have been enticed by offers of free items just to fill out the application, such as...
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