...Research: Amazon sells a phone called the LG Optimus Exceed 2 (Verizon Prepaid) 31.16 *including shipping* ships in 1-2 business day ships anywhere in the US with access to Wi-Fi you can call and text anyone anywhere perfect for talking to friends and colleagues. SMU offers public computer use as well as SMU Community use. All computers have Microsoft Word, Excel, and PowerPoint. These computers can also be used to access the internet as long as it is for academic purposes. Plan 1: Bradford can buy an LG Optimus Exceed 2 (Verizon Prepaid) for 31.16 including shipping in 1-2 days. Once he gets his phone he can set it up connect it to Wi-Fi and start communicating with his friends. By doing so he can set up all plans necessary to prepare for mid-terms. Pros: Bradford now has a new phone to use for a long period of time until it is dysfunctional. Bradford is able to communicate whenever and wherever he wants whether he is in his dorm or at an airport. Cons: Bradford has to set-up his phone and prepare a plan which can be time-consuming and...
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...Debit Cards FIN 397 The Era of Debit Cards Financial Innovation is changing the way of financial services and payment options available to consumers. One of the best financial innovations since the Automatic Teller Machine, also known as the ATM, is the debit card. A debit card is a card that allows you to make automatic withdrawals from your checking accounting to make point-of-sale purchases or to receive cash. Debit cards are a lot like credit cards, except for the fact that credit cards are essentially short term loans, debit cards are more like electronic checks (financial-dictionary). Landmark is credited to creating the first nationwide debit system in 1984 by using ATMs and other networks that would allow debit cards. This made is possibly for small banks to work better with other banks outside their state. As technology grew, this would allow for a system that was able to automatically debit the money used from your checking account. This would make debit cards more available to consumers. By 1998 debit card transactions outnumbered the use of checks around the world (www.brighthub.com). As we all know this number will continue to grow, by the end of 2009 the total dollar volume of all debit and prepaid cards would total to 1.63 trillion dollars (www.creditcards.com). The main reasons that debit cards have become so popular and why they are one of the best known financial innovations is because of how easy it has made our lives. Before debit cards, we would...
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...Spring 2016 DIGITAL WALLET Digital wallet is also called as electronic wallet or e-wallet. In the beginning of the internet, people were doubtful about entering credit card information, and the electronic wallet was imagined to advance a protected e-commerce environment. Although millions of e-commerce customers present their card information online without a wallet these days, portable instalments might bring about almost everybody to have a computerized wallet in the future. Digital wallet is a desktop application or mobile application used for making purchases through credit cards online. It reduces entering shipping, invoice and credit card information when a purchase is made at online store. The information either stored in the cloud or are encoded in the client's PC, and the wallet's advanced endorsement distinguishes the cardholder. An e-wallet might likewise store insurance cards, loyalty cards, drivers' licenses, identification cards and passwords. Some wallet applications let clients enter extra information. A digital wallet consists of both software and data part. The software gives security and encryption to the individual data and for the genuine exchange. Regularly, e-wallets are saved on the customer side and are effectively self-protected and completely perfect with most e-commerce web sites. Server-side e-wallets are picking up popularity among maximum retailers because of the security, proficiency, and added utility it gives to the end-client, which...
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...Without a doubt, technology is changing very fast in today’s day and age. Because of this, it would be vital to use the latest machines and inventions in order to connect with other people out there and make life easier. In fact, a lot of these new gadgets are quickly becoming vital parts of people’s daily lives and a lot of people can hardly imagine life without them anymore. Yes, gadgets, such as mobile phones, laptops, PDAs and LCD TVs have already invaded most people’s houses – and they are probably slowly invading yours, as well. Well, as vital as these gadgets may be nowadays, it would also be vital to choose the perfect gadgets to suit your personal needs and your personal budget – remember that. This is where technology and gadget reviews come in. Naturally, you can’t just go out there and buy every gadget that you see in the market – not unless you’re extremely rich, anyway. Therefore, it would be highly recommended for you to find out all that you can about the advantages and disadvantages of certain gadgets before choosing one. A lot of people opt to read reviews for this before they make their final decisions about buying gadgets. Technology and gadget reviews happen to be very popular nowadays since they can provide users with more information on the latest gadgets in the market and help them decide whether they would be worth the money or not. Since these reviews can give you the full details of different products, you can get a better idea of the gadget in question...
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...DE LA SALLE UNIVERISTY – DASMARIÑAS | Bank of the Philippine Islands | Strategic Marketing | | Espinosa, Athena Marie Guerrero, KamilleMasangcay, Von RyanMercado, KristofferRoraldo, Ian Emmanuel | | MKA 4-1 September 26, 2013 Ms. Chona Bautista Table of Contents I. Situation Analysis3 a. SWOT/TOWS Analysis3 b. PEST Analysis5 c. Industry Analysis6 d. Market Analysis8 II. Market Target Description24 III. Marketing Objectives24 IV. Marketing Program Positioning Strategy25 V. Forecast and Budget27 VI. Monitoring and Control29 I. Situational Analysis a. SWOT/TOWS Analysis | Oportunities * Developing economy * Decrease in inflation rate * Different and more developed alternative channels. * Technological advancement and progress * Industry expansion | Threats * Financial crisis * New government regulations that may affect company operations. * Increase in Inflation rate * New competitor in the market * Changing customers’ needs for financial services. * Switching individual depositor and investors | Strengths * Company reputation and reliable financial position. * Oldest commercial bank in the Philippines * Top 3 largest bank in the Philippines * Branches nationwide * Overseas offices: HongKong and Europe * Conservative with their corporate principles * Respectable and competent management team * Sustainable growth: 43% higher in net income than year...
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...Submitted By Pritam Kumar Das Roll. No. – 1011356 Third Year Bachelor’s in Banking & Insurance PREFACE The project was undertaken to study the Indian Banking Industry in reference to one of the basic services provided by the Banks. Various theory and practical aspects were studied in regard to this project. The Project tries to highlight the role of today’s banking style. Various parameters were analyzed to know the current status of the Indian Banking Industry and the various products of the Citibank ACKNOWLEDGEMENT Nobody is born perfect in himself; it is some timely guidance, proper teaching and blessings by well wishers and seniors around us who give me perfection and skills to make myself prepared to walk on the path of success. My project work, which is the first step of mine in the fields of professionalism, has been successfully accomplished, due to co-operative efforts of friends and colleagues together. I would like to pay my sincere gratitude and thanks to those people, who directed me at every step in the project work. I would like to thank our respected director Mr.D D Chaturvedi, who allowed me to undertake this project and provided his valuable guidance in doing. I extend my sincere thank and gratitude to Dr. AMIT GUPTA, internal faculty, MAIMS, for her help and valuable support throughout the term of the project. It was a learning experience to work under his guidance. I would also like to thank the faculty member and staff member...
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...CUSTOMER SERVICE IN TELECOM SECTOR (A CASE STUDY ON SYLHET ZONE) REPORT ON CUSTOMER SERVICE IN TELECOM SECTOR IN SYLHET ZONE Course Code: BUS-214 Course Title: Business Communication Submitted to: Tanvir Ahmad Torophder Lecturer Department of Business Administration Submitted by: Group Name: Name ID No. Samad Ahmed Chowdhury 1001010010 Tanzina Akther 1001010014 Rumena Akther Chowdhury 1001010016 Aysha Jahan Reme 1001010017 Nasima Begum 1001010018 S.M. Humayoun Kabir 1001010019 Md. Abdul Wadud 1001010036 24th Batch, Section-A Department of Business Administration Leading University, Sylhet Submission Date: May 5, 2011 May 05, 2011 Tanvir Ahmad Torophder Lecturer Department of Business Administration Leading University Sylhet- 3100 Subject: Submission of report on “Customer Service in Telecom Sector “(a case study on Sylhet zone) Dear Sir: We the SPARK group glad to present our report on “ Customer Service in Telecom Sector “ (a case study on Sylhet zone) that you have offered us to prepare as a requirement of Business Communication course. This report provides us with a learning experience & knowledge. We tried our best to gather most complete & relevant information. We are greatly hopeful that this report will meet up your expectation & will clarify the idea about the subject. We tried to prepare this report according to your prescribed guidelines. While working on this report...
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...Photo Prints Price at Zoomin http://www.zoomin.com/Prices Corporate Name Calendars in 3 minutes! Click here Photo Books Photo Prints Canvas Prints Cameras All Products Sign In Help Join & get a Flipbook! Prices Prints Frames Books Mugs Cards Calendars Canvas Prints Posters Gifts Photo prints Think every photo print is the same? Think again! One look at our prints will make you a believer. At ZoomIn we go to great lengths to ensure every print we deliver to you is of the highest professional quality . From professional grade Kodak paper to the finest inks and equipment - all to complement our easy ordering process. Prints come in 13 different sizes - including 3 great square sizes and 2 large posters. Our new 6x4.5 size is perfect for compact digital cameras and will eliminate the cropping that is needed for 4x6 prints. Finish: Matte Size (all sizes are in inches) Shipping To:India - Standard Price per print Rs. 4.00 Rs. 4.00 +Shipping: Flat rate ANY QUANTITY Rs. 45.00 Rs. 45.00 Rs. 45.00 Rs. 45.00 2x3 (set of 4) 6x4.5 4x6 5x7 Rs. 3.00 Rs. 5.50 Rs. 4.00 Rs. 7.00 Enlargements 6x6 6x8 8x8 8x10 Rs. 28.00 Price per print Rs. 10.00 Rs. 15.00 Rs. 30.00 Rs. 40.00 +Shipping: First(10) Rs. 45.00 Rs. 45.00 Rs. 45.00 Rs. 45.00 Additional Rs. 4.00 Rs. 4.00 Rs. 4.00 Rs. 4.00 Large Sizes 8x12 12x12 12x18 12x24 12x36 16x20 20x24 20x30 Price per print Rs. 45.00 Rs. 80.00 Rs. 120.00 Rs. 180.00 Rs. 280.00 Rs. 210.00 Rs. 310.00 Rs....
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...restrictive and geographically limited wired point of sales. The major contributors to this shift were the four payment services using mobile payments that sprung up, namely, 1. 2. 3. 4. Premium Mobile SMS Based payments Direct Mobile Billing Mobile web payments NFC based payments Premium Mobile SMS Based payments: This service allowed for the payments of a purchase to be made via an SMS based service. The charges from the same were added in the users monthly bill or deducted from the prepaid account balance. Direct Mobile Billing: Similar to SMS based billing, this was an utility used on smartphones. This involved a two step authentication procedure to securely authorize payments from the smart phone.This did not require and credit card or bank accounts and the charges were levied on the customers mobile account again. Mobile web payments: Consumers made payments using internet based application or internet browser. Similar to Paypal this required credit cards/debit cards NFC based payments: This technology relied on RFID enabled chips or NFC enabled smartphones to communicate with the radio frequency enabled receiver. The payment information was wirelessly communicated between the receiver and payers device using RFID and payments were authorized. This was the most popular and easy to use service which many believed had the most promising future. Thus the ease of payments both for the merchant the payer, brought by advancements and innovations in Information...
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...PROJECT REPORT ON MARKETING STRATEGIES OF AIRTEL SUBMITTED UNDER PARTIAL FULFILLMENT OF THE REQUIREMENT FOR TRAINING SUPERVISOR: PROJECT ADVISOR: SUBMITTED BY: SESSION: ACKNOWLEDGEMENT I acknowledge the sincere assistance provided to me from several rather unexpected quarters during the course of execution of this study. It would be a mammoth task to place on record my gratitude to each and every one of them but a whole hearted attempt would be made nevertheless, least I be branded ungrateful. I am extremely thankful to Mr.Abhishek Yadav, (Unit Advisor) for giving me an opportunity to undergo training in BHARTI AIRTEL MARKETING and making my stay at AIRTEL MARKETING a memorable learning experience. Where the emotions are involved words cease to work. I am deeply indebt to ---------------------- for her encouragement, affections, valuable advice and guidance that helped me to complete this project successfully. 2 EXECUTIVE SUMMARY The project aims at understanding the Marketing strategies at Airtel and its impact on the perception of Airtel Cellular Services. Research has demonstrated conclusively that it is far more costly to win a new customer than it is to maintain an existing one. And there is no better way to retain a customer than to exceed his expectations. For this purpose it is essential to know the level of customer satisfaction. The focus of my research was the measurement of customer satisfaction level for the services provided by Bharti...
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...RAJASTHAN TECHNICAL UNIVERSITY, KOTA A Project Study Report On Training Undertaken at Indusind Bank logo Titled “BASIC BANKING AT INDUSIND BANK LTD.” Submitted in partial fulfillment for the Award of degree of Master of Business Administration [pic] Submitted To: Submitted By: Ms. Dimple Arya Chandra Sekhar Charan HR Manager MBA IIIrd Sem. 2009-2011 G D MEMORIAL COLLEGE OF MANAGEMENT AND TECHNOLOGY JODHPUR Acknowledgement I take this opportunity to express my deep sense of gratitude, thanks and regards towards all of those who have directly or indirectly helped me in the successful completion of this project. I present my sincere thanks to Mr. Dhruv Jangid (Branch Manager ) who allowed me to take training at INDUSIND BANK. I would also like to thank INDUSIND bank Staff for their wonderful support & inspirable guiding. I am grateful to all faculty members of G.D Memorial College and my friends who have helped me in the successful completion of this project. Last but not the least I am indebted to my PARENTS who provided me their time, support and inspiration needed to prepare this report. Date: Place: Jodhpur Signature Chandra Sekhar Charan Preface This report is prepared as the partial fulfillment for Two-Year degree Program of MBA curriculum of Rajasthan Technical University, Kota....
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...Mobile money An overview for global telecommunications operators Mobile money An overview for global telecommunications operators I About Ernst & Young’s Advisory Services Most businesses today are looking to solve two key challenges — improving business performance and reducing costs. This dual objective can deliver significant benefits and position your organization to emerge from the downturn with a stronger and more competitive profile. To help you meet these interconnected challenges and achieve your potential, we harness the diverse perspectives and experiences of our 18,000 advisory professionals — one of the broadest global advisory networks of any professional organization. We assemble seasoned multi-disciplinary teams to work with you to deliver a superior experience built on a consistent global methodology, a robust knowledge culture, and insights from our work around the world. We also understand that, to achieve your potential as an organization, you require services that respond to your specific issues, so we bring our broad sector experience and deep subject matter knowledge to bear in a proactive and objective way. It’s how Ernst & Young makes a difference. www.ey.com/advisory About Ernst & Young’s Global Telecommunications Center In a rapidly changing environment, telecommunications operators are facing the challenges of growth, operational efficiency, convergence, technology and increasing regulatory pressures. Ernst & Young’s Global Telecommunications...
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...platform launched in 2010 and . headquartered in Noida, India, . Paytm started by offering mobile recharge and utility bill payments. In 2014, the company launched Paytm Wallet, India's largest mobile payment service platform. The service became the preferred mode of payment across leading consumer internet companies such as Uber, Bookmyshow, Makemytrip. Today it offers a full marketplace to consumers on its mobile app. In a short span of time Paytm has scaled to more than 60 Million orders per month. In The company has already created a user base of 100 million wallets & 25 million app downloads. The time to enter the market was perfect. Customers are already comfortable with buying online. This paradigm shift was already done by Flipkart and Snapdeal. PayTM entered ecommerce sector at a time when all other players had exhausted the USPs. They all were having a nice website. They all were giving CoDs, they all had massive inventories and all of them were giving equal discounts of 510%. PayTM enters the market with not 5, not 10, not 20, not 30 but whopping 50% discount on products. If you apply the coupon codes properly, you can see that the discounts on PayTM were massive. This is clearly visible in clothing, recharges, cycles and bus tickets among many other segments....
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...PRICE (3 pages) Celcom use price penetration strategy and psychological pricing when it comes to gain large market share and customer base. Celcom often offers new product from year to year that it is crucial to play around with the figures to either trick or attract customer to win over their preferences when selecting Telco Company. “With high availability of internets across the Malaysian globes, a price penetration strategy is advisable to enhance customer’s usage, and introducing the service. On the other hand, they would use that opportunity to increase price on improved products. Celcom should also be sensitive to the price elasticity of its product and overall consumer demand.” (Celcom Official Website, 2009) Penetration pricing is commonly used by utilities, especially phone and cable or satellite services, although it is sometimes found in competitive gas and electricity markets as well. Many home phone, cellphone, cable and satellite providers offer a discounted rate for a period of time, such as your first six months of service, to get you to switch to their service. After your discount period has ended, the price increases significantly, but the company hopes you have become used to its service and won't go through the trouble to change to a different company. KUALA LUMPUR: Celcom Axiata Bhd aims to strengthen its market penetration in the middle to high-end customers segment in urban areas this year via a number of Internet-centric products it has been launching...
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...A Project Report On A project study on “BANKING AT HDFC BANK LTD.” Submitted by: XXXXXX XXXXXXX XXXXX University, Mumbai MBA in Banking (Finance) DECLARATION I undersigned XXXXX XXXXX student of MBA 3rd semester declare that I have done the project on “ BASIC BANKING AT HDFC BANK LTD.” has been personally done by me under the guidance of Prof. XXXXX XXXXXXX rajkot in partial fulfillment of MBA Program- during academic year-2008-10. All the data represented in this project is true & correct to the best of my knowledge & belief. I also declare that this project report is my own preparation and not copied from anywhere else. Date 10-7-201X Signature XXXXX XXXXXX Acknowledgement I take this opportunity to express my deep sense of gratitude, thanks and regards towards all of those who have directly or indirectly helped me in the successful completion of this project. I present my sincere thanks to Mr. XXXX XXXX (Branch Manager, bhavngar ) who allowed me to take training at HDFC BANK. I would also like to thank HDFC bank Staff for their wonderful€ support & inspirable guiding. I also thank Prof. XXXX sir XXXX, Rajkot & prof XXXX sir knvibm who has sincerely supported me with the valuable insights into the completion of this project. I am grateful to all faculty members of XXXX rajkot and my friends who have helped me in the successful completion of this project. Last but not the least I am indebted...
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