Free Essay

Personalized Recommendation Based on Overlapping Communities Using Time-Weighted Association Rules

In:

Submitted By gysg10
Words 3244
Pages 13
Personalized recommendation based on overlapping communities using time-weighted association rules
Haoyuan Feng1, Jin Tian1, Harry Jiannan Wang2, Minqiang Li1, Fuzan Chen1, Nan Feng1
1

2

Tianjin University, Tianjin, 300072, P.R. China
University of Delaware, Newark, DE, 19716, USA jtian@tju.edu.cn Abstract
Modeling users’ ever-changing interests has been a critical topic in recommender system research. In this paper, we propose a new personalized recommendation framework by leveraging and enhancing overlapping community concepts from complex network analysis literature and developing a time-weighted association rule mining method. Experiment results show that our proposed approach outperforms several existing methods in recommendation precision and diversity.
Keywords: personalized recommendation; overlapping community; time-weighted association rules; user interests
1. Introduction
Recommender systems have been implemented by many commercial websites, such as Amazon and eBay, to help users discover products of their interests. High-quality recommender algorithms and strategies can greatly increase profits and improve user loyalty. One of the most important aspects in personalized recommendation is the user interest modeling. Most of the conventional user interest models are static models, such as the user-based collaborative filter model, assuming that the users’ interests do not change over time. However, users’ interests are rather dynamic, e.g., users may prefer different styles of clothes at different ages. Users’ interests for products like music and movie are even easier to change. Therefore, it is critical to capture user interest change over time in order for the recommender system to predict users’ preferences more accurately.
In this paper, we propose a novel recommendation model based on overlapping communities using time-weighted association rules (OCTW). Temporal factors of user interests are fully considered when generating both the overlapping communities and the association rules. The overlapping community method is adopted to generate the users’ interest relationship network based on their ratings. The association rules, which have good scalability, are generated to represent user interests. Then for each community, the proposed model operates the time decay function on association rules, which satisfy the downward closure property. Experimental results show that the proposed model can predict the user interests change better and achieve a higher recommendation accuracy compared with some traditional methods.
The key contribution of this paper is two-fold: (1) presenting a temporal overlapping community method to generate the dynamic user-user interest relationship network over time and to depict the users’ multi-interest characteristics, and (2) proposing a new time-weighted association rule algorithm to model user interests change over time. The rest of the paper is organized as follows: the details of the proposed OCTW model are elaborated in Section 2. Section
3 presents the experimental studies for verifying the proposed model. Finally, Section 4 summarizes the key points of the paper and concludes with remarks for the future research.
2. Brief Literature Review

19

When observed data is generated from a distribution that changes over time it is known as concept drift (Sahoo and Singh 2012b). Interest drift can be considered as the special term of concept drift in recommendation. Research on user interest drift can be mainly divided into two groups. The first group is to build user models on a limited number of subsets of the original dataset and then ensemble the recommendation results. Elwell proposes an ensemble of classifiers-based approach for incremental learning of concept drift by training one new classifier for each data batch (Elwell
2011b). Masud et al. classify users into several different subsets according to their interests and establish the interest models separately in different subsets’ feature space (Masud et al. 2011a).
Research in the second group tends to reduce the weights of outdated data for recommendations.
Rafeh and Bahrehmand develop a time-adaptive collaborative filtering model to identify the user interest change by introducing a time-decay function (Rafeh and Bahrehmand 2012a). Huang et al. propose a two-stage recommender system based on time series to capture the main interests of users in supermarket purchase (Huang and Huang 2009a). Koren use the user ratings to represent user’s changeable interest in a potential matrix factorization model (Koren 2010b).
People may have multiple interests at the same time period resulting in the diversity of the user interest. There has been some recent work on modeling users’ multiple interests. Cantador and Castells describe a proposal to automatically extracting multilayered communities of interest from semantic user profiles and applied it to group modeling and hybrid recommendations
(Cantador and Castells 2011b). Chen et al. proposed a generalized cross domain collaborative filtering framework to make recommendations from multiple domains (Chen et al. 2013). The overlapping community methods provide an alternative to represent the variability and diversity of the user interests. The users in the overlapping part belong to more than one community and thus have multiple interests. Research has shown that local fitness maximisation (LFM) algorithm, i.e., a local optimized overlapping-community algorithm, is better than the traditional global optimized ones (Lancichinetti et al. 2009a).
Association rules (AR) have been successfully used to represent user interests in some static recommendation model (Wang and Shao 2004b). Generally, user interests can be provided by AR in the rule form ‘A B’(A and B are the implicit/explicit user interest or items), which means that the users that have the interest ‘A’ are likely interested in ‘B’. Each rule represents a specific association with a certain interest. As for dynamic interest models, some researches have adopted the calendar-based temporal association rules to show the date effect on the user interest (Li et al.
2003a), while others have conducted the time-interval rules to describe the purchase cycle (Joong and Nam 2012a). Time association rules with time-varying minimum support are also proposed, which changes the downward closure property (Cagliero 2013a).
The proposed model aims to capture the user’s multiple interest in a temporal context with a modified LFM-based overlapping community method. And a time-weighted AR method is further precisely designed to predict the user interest that is changeable over time in each community.
3. OCTW Configuration
3.1 Framework of OCTW
The framework of proposed model has three parts in Figure 1. The first part is to generate the overlapping communities, which contains three steps: user-user network setting, overlapping community detection and community combination. The second part of the proposed model is to mine the association rules in those overlapping communities separately, which includes frequent itemset mining and time-weighted rules’ generation. It’s the core part of proposed model by fully considering the time effect and increasing the ability to follow user interest change. The third part is the personalized recommend part which filters association rules for users. As one person may

20

belong to a few communities, the recommendation list could contain recommendations from different interest groups. So the third part combines the recommended items by membership to communities and gets Top-N items from list for each person. These make the model personalized.

Figure 1. Framework of OCTW

3.2 Overlapping community generation
Split the training data into a pre-designed period of time (six months in this paper) as the timestamp of data. User purchase/rating history can be transformed into the user-item matrix
M = [mij ]nu ni by a forgetting-curve-liked function as follows
- (TL- periodij )

mij = e
0

if period > 0

(1)

if period = 0

where TL is the duration of training data, periodij is the serial number of month when the user i bought/rated the item j, is the cycle of user interests change in a certain domain. nu is the number of the user and ni is the number of item. Thus user-user network is generated based on the matrix, by adding edges between users who “like” the same items. The weight of edge is decided by both the number of same items the two correlated users have bought/rated and the difference between the two users’ buying/rating time. So one same item contributes a weight ranged from 0 to 1.
Then a modified LFM algorithm is adopted to detect the overlapping communities in user-user network. We use both the identical main process and the same fitness function of the original LFM method (Lancichinetti et al. 2009a). But the choosing principle of the start node in our modified LFM method is based on the degree ranking. An additional community combination process is executed after the communities could not expand and a hybrid community combination strategy is adopted in the proposed recommendation model.
For one thing, if the original communities obtained by LFM method have high combined degree (CD), it means there are too many points in the overlapping domain of two communities.
Accordingly, we combine these communities if the combined degree is higher than a pre-designed threshold. The combined degree is calculated as follows (Wang 2011a):
C p Cq
N (C p ) N (Cq )
(2)
CD pq = ×
+ (1- )
C p Cq
N (C p ) N (Cq )

where C p , Cq are the overlapping communities. N (C p ) is the neighbor set of C p . Thus CD pq is decided by both inside nodes and outside neighbors.
[0,1] is a pre-designed parameter.
On the other side, if one of the two communities is much smaller than the other, that is, the proportion of the two communities is smaller than a pre-designed value, the CD is calculated as:
C p Cq
(3)
CD pq = min(C p , Cq )

21

This kind of CD definition aims to obtain CD values based on the proportion of the overlapping part to the smaller community.
3.3 Association rule mining
The frequent itemset mining is a time-consuming process with scanning the dataset many times.
FP growth algorithm can speed up the process in parallel processing without the generation of the candidate itemsets. Based on FP model, we proposed a novel time-weighted rule mining method.
First, split the training set into TL periods, calculate the weight in each time period using expression (1), and normalize the weights. Weight s denotes the normalized weights and
Weights

0,1 , s=1,…, TL. Then calculate the support of rules in different durations and get time

conferences Timeconf :
Timeconf ( A

B) =

1 support ( A)

TL

TL

Weights ( A) s=1 Weightt ( B) supportst ( A B )

(4)

t=1

where supportst ( A B ) is the support of rule ‘A B’ beginning from time period s to time period t.
3.4 Personalized recommendation
The proposed model needs to combine the recommendations from different communities by considering the target user’s degree of membership in every community. The degree of membership is calculated by the percentage of the user node’s edges in a certain community to all edges of this node in all communities. Recomij is the global recommendation value of item i to

user j and defined as:
Recomij = max Degree(C p ,i ) max{Timeconf C p ( x

j )}

where Degree(C p ,i ) is the membership degree of user i in community C p , p 1, 2, is not in C p , Degree(C p ,i ) = 0 . x

(5)
. If user i

j denotes any rule which have item j as the later part in

community C p . Thus the global recommendation value of item j, Recomij is the maximum in the product values of the maximum of Timeconf ( x

j ) in each community C p and the

corresponding degree of membership in C p . After ranking the recommendation values, a Top-N recommendation strategy is used to generate the recommendation list for the target user.

4. Experiments
Experiments were conducted to testify the recommendation performance of the proposed model in predicting the user multiple and variable interest. The MovieLens dataset was adopted which has 943 users and 1682 movies in 7 months. The user rating data in the first six month were used for training and the remaining data in the seventh month for testing. Four evaluation indices, precision, recall, F1 and diversity, were used. We calculate the average values of precision, recall, F1 of all active users who like at least one item in testing month. Diversity is denoted as the number of the unique recommendations (Adomavicius and Kwon 2012a). Since the data is sparse, there are many items, which are not scored by users. These items couldn’t be judged whether people like them in the testing month. We ignore these items in the experiments.
Firstly, we assessed the proposed model with different community combination methods.
Figure 2 shows the recommendation performance of different algorithms with Top-10 recommendation. The hybrid community combination method (shown as method iv in Figure 2) was compared with the models (i) with no community combination at all and (ii) only used the

22

combination strategy mentioned in expression (2) or (iii) only used the combination strategy mentioned in expression (3). The recommendation model that used the hybrid combination strategy performed best on both precision and recall among the compared four models. The F1 score obtained by this model was also higher than that of the other three models. It means that communities with high CDs need to be combined to improve the result, and the proposed hybrid method really takes advantage of the two single strategies and keeps balance of them. Thus in the next experiments, the proposed algorithms OCTW adopted the hybrid combination strategy.
Secondly, we compared the proposed algorithm OCTW with some conventional methods, such as the traditional AR method, the user-based collaborative filtering method (UBCF), the item-based collaborative filtering method (ITCF), the time-weighted association rules model
(TWAR), the association model with overlapping communities (OCAR), and one recent research, the two-stage recommender system (TSTS) (Huang and Huang 2009a). All the algorithms adopted Top-10 recommendations strategy. The average precision, the average recall, the average F1 score and the diversity are listed in Table 1.
Table 1 Performance comparison of the seven algorithms (Top-10)

Algorithm
OCTW
OCAR
TWAR
AR
TSTS
UBCF
ITCF

Figure 2. Recommendation performance with different community combination strategies

precision
0.4809
0.4221
0.3169
0.2747
0.4673
0.2490
0.1721

recall
0.1285
0.0752
0.0371
0.0335
0.0995
0.0256
0.0143

F1
0.2027
0.1276
0.0664
0.0597
0.1641
0.0465
0.0264

diversity
139
173
65
65
59
239
338

Shown as Table 1, the proposed model performed best among the seven algorithms. Both the F1 score and the diversity obtained by OCTW are more than three times to that of AR. The
OCTW increases the F1 scores 200.5% and 58.86% compared with TWAR and OCAR respectively. Moreover, OCTW achieves the highest diversity value among the first five algorithms except OCAR, which illuminates that the overlapping community method plays an important role in depicting a certain user’s various interests so as to obtain diverse recommendations. Although the CF-based algorithms, UBCF and ITCF perform higher in diversity, they perform poorly in both precision and recall, as well as F1 score. TSTS performs similar to OCTW in precision, but much worse than OCTW in both F1 score and diversity.
Finally, we conducted experiment to testify the performance of the algorithms with different
N values in Top-N recommendation strategy. Figure 3 depicted the performance curves of the algorithms with different Ns. Except UBCF, the OCTW’s F1 is always higher than other models.
And OCTW is also higher than UBCF when N is smaller than 50, which indicates OCTW can achieve higher recommendation accuracies when the required recommendation number is limited.
For example, the screen could not show too many recommendations in a mobile recommendation context. Note that those algorithms that adopt association relationship can achieve high-quality rules as well as good recommendations when N is small. However, when N increases, there are not enough rules to extract for such big number of items with a fixed minimum support. Therefore, the performance curves of such algorithms are nearly flat as the value of N increases.
5. Conclusions and Future works
This paper proposes a dynamic model OCTW to predict user multiple and changeable interests. A modified overlapping community method is employed to describe users’ relationships based on their buying/rating actions, in fully consideration of the time weights of the relationship edges. A novel time-weighted association rule method is then designed to capture the frequent itemsets.

23

Finally the recommendation result is generated with top-N recommendation strategy.
Experimental results show that the OCTW is able to achieve a high recommendation accuracy and diversity than other conventional algorithms. We are planning to extend our research in a number of directions, such as adopting a self-tuned minimum support in the model and enhancing the model in an incremental learning frame to deal with new sequential data.

Figure 3. F1 scores of seven models with different Top-Ns

Acknowledgements
The work was supported by the National Science Fund for Distinguished Young Scholars of
China (Grant No. 70925005) and the General Program of the National Science Foundation of
China (Grant Nos. 71001076, 71101103, and 71271149).
References
1. Adomavicius, G., Kwon, Y. O. “Improving Aggregate Recommendation Diversity Using Ranking-Based
Techniques,” IEEE Transactions on Knowledge and Data Engineering (24:5), 2012a, pp. 896-911.
2. Cagliero, L. “Discovering Temporal Change Patterns in the Presence of Taxonomies,” IEEE Transactions on
Knowledge and Data Engineering (25:3), 2013a, pp. 541-555.
3. Cantador, I., Castells, P. “Extracting Multilayered Communities of Interest from Semantic User Profiles:
Application to Group Modeling and Hybrid Recommendations,” Computers in Human Behavior (27:4), 2011b, pp. 1321-1336.
4. Chen W., Hsu W., Lee M. L. “Making Recommendations from Multiple Domains,” ACM Proc KDD, 2013, pp.
892-900.
5. Elwell, R., and Polikar, R. “Incremental Learning of Concept Drift in Nonstationary Environments,” IEEE
Transactions on Neural Network (22:10), 2011b, pp. 1517-1531.
6. Huang, C. L., and Huang, W. L. “Handling Sequential Pattern Decay: Developing a Two-Stage Collaborative
Recommender System,” Electronic Commerce Research and Applications (8:3), 2009a, pp. 117-129.
7. Joong, H. C., Nam, H. P. “Comparative analysis of sequence weighting approaches for mining time-interval weighted sequential patterns,” Expert Systems with Applications (39:3), 2012a, pp. 863-873.
8. Koren, Y. “Collaborative Filtering with Temporal Dynamics,” Communications of the ACM (53:4), 2010b, pp.
89-97.
9. Lancichinetti, A., Fortunato, S., Kertesz, J. “Detecting the Overlapping and Hierarchical Community Structure in
Complex Networks,” New Journal of Physics (11:3), 2009a, pp. 033015.
10. Li, Y. J., Ning, P., Wang, X. S., Jajodia, S. “Discovering Calendar-Based Temporal Association Rules,” Data and Knowledge Engineering (44:2), 2003a, pp. 193-218.
11. Masud, M. M., Gao, J., Khan, L., Han, J. W. “Classification and Novel Class Detection in Concept-Drifting Data
Streams under Time Constraints,” IEEE Transactions on Knowledge and Data Engineering (23:6), 2011a, pp.
859-874.
12. Rafeh, R., and Bahrehmand, A. “An Adaptive Approach to Dealing with Unstable Behaviour of Users in
Collaborative Filtering Systems,” Journal of Information Science (38:3), 2012a, pp. 205-221.
13. Sahoo, N., Singh, P. V., Mukhopadhyay, T. “A Hidden Markov Model for Collaborative Filtering,” MIS
Quarterly (36:4), 2012b, pp. 1329-1356.
14. Wang, F. H., and Shao, H. M. “Effective Personalized Recommendation Based on Time-Framed Navigation
Clustering and Association Mining,” Expert Systems with Applications (27:3), 2004b, pp. 365-377.
15. Wang, Y. P. (eds.). Research on Overlapping Community Detection in Complex Networks, Taiyuan University of
Technology, Taiyuan, 2011a.

24

Similar Documents

Premium Essay

Dataminig

...further information about the Publisher’s permissions policies and our arrangements with organizations such as the Copyright Clearance Center and the Copyright Licensing Agency, can be found at our website: www.elsevier.com/permissions. This book and the individual contributions contained in it are protected under copyright by the Publisher (other than as may be noted herein). Notices Knowledge and best practice in this field are constantly changing. As new research and experience broaden our understanding, changes in research methods, professional practices, or medical treatment may become necessary. Practitioners and researchers must always rely on their own experience and knowledge in evaluating and using any information, methods, compounds, or experiments described herein. In using such information or methods they should be mindful of their own safety and the safety of others, including parties for whom they have a professional responsibility. To the fullest extent of the law, neither the Publisher nor the authors,...

Words: 194698 - Pages: 779

Free Essay

First Paper

...Oracle® Trading Community Architecture Reference Guide Release 12.1 Part No. E13569-04 August 2010 Oracle Trading Community Architecture Reference Guide, Release 12.1 Part No. E13569-04 Copyright © 2003, 2010, Oracle and/or its affiliates. All rights reserved. Primary Author:     Ashita Mathur Contributor:     Ajai Singh, Amy Wu, Anish Stephen Avinash Jha, Harikrishnan Radhakrishnan, Leela Krishna, Nishant Singhai, Ramanasudhir Gokavarapu, Shankar Bharadwaj Oracle is a registered trademark of Oracle Corporation and/or its affiliates. Other names may be trademarks of their respective owners. This software and related documentation are provided under a license agreement containing restrictions on use and disclosure and are protected by intellectual property laws. Except as expressly permitted in your license agreement or allowed by law, you may not use, copy, reproduce, translate, broadcast, modify, license, transmit, distribute, exhibit, perform, publish or display any part, in any form, or by any means. Reverse engineering, disassembly, or decompilation of this software, unless required by law for interoperability, is prohibited. The information contained herein is subject to change without notice and is not warranted to be error-free. If you find any errors, please report them to us in writing. If this software or related documentation is delivered to the U.S. Government or anyone licensing it on behalf of the U.S. Government, the following notice is applicable: U.S...

Words: 64557 - Pages: 259

Premium Essay

Phsco

...www.it-ebooks.info www.it-ebooks.info Praise “A must-read resource for anyone who is serious about embracing the opportunity of big data.” — Craig Vaughan Global Vice President at SAP “This timely book says out loud what has finally become apparent: in the modern world, Data is Business, and you can no longer think business without thinking data. Read this book and you will understand the Science behind thinking data.” — Ron Bekkerman Chief Data Officer at Carmel Ventures “A great book for business managers who lead or interact with data scientists, who wish to better understand the principals and algorithms available without the technical details of single-disciplinary books.” — Ronny Kohavi Partner Architect at Microsoft Online Services Division “Provost and Fawcett have distilled their mastery of both the art and science of real-world data analysis into an unrivalled introduction to the field.” —Geoff Webb Editor-in-Chief of Data Mining and Knowledge Discovery Journal “I would love it if everyone I had to work with had read this book.” — Claudia Perlich Chief Scientist of M6D (Media6Degrees) and Advertising Research Foundation Innovation Award Grand Winner (2013) www.it-ebooks.info “A foundational piece in the fast developing world of Data Science. A must read for anyone interested in the Big Data revolution." —Justin Gapper Business Unit Analytics Manager at Teledyne Scientific and Imaging “The authors, both renowned experts in data science before it had a name, have...

Words: 146629 - Pages: 587

Premium Essay

Teacher’s Attitudes Towards Teaching, Pattern of Classroom Interactions and Pupils Achievement in Science

...TEACHER’S ATTITUDES TOWARDS TEACHING, PATTERN OF CLASSROOM INTERACTIONS AND PUPILS ACHIEVEMENT IN SCIENCE A thesis Presented To the Faculty of the Graduate School RAMON MAGSAYSAY MEMORIAL COLLEGES General Santos City In Partial Fulfillment Of the Requirement of the Degree Master of Arts in Education By WILFREDO PIL UTRERA January 2012 APPROVAL SHEET This thesis entitled “TEACHER’S ATTITUDE TOWARDS TEACHING, PATTERNS OF CLASSROOM INTERACTIONS AND PUPILS’ ACHIEVEMENT IN SCIENCE” prepared and submitted by Wilfredo Pil Utrera, in partial fulfillment of the requirements for the degree leading to Master of Arts in Education, has been examined and is recommended for acceptance and approval for Oral Examination. JOHNNY S. BANTULO, MA . Adviser Comprehensive Examination – Passed ------------------------------------------------------------------------------------------------------------ PANEL OF EXAMINERS GERALDINE D. RODRIGUEZ, Ed. D. Chairman ___________________________ ___________________________ Panel Member Panel Member ___________________________ Panel...

Words: 32404 - Pages: 130

Free Essay

Oracle Financial Statement

...specified in its charter) Delaware (State or other jurisdiction of incorporation or organization) 54-2185193 (I.R.S. employer identification no.) 500 Oracle Parkway Redwood City, California 94065 (Address of principal executive offices, including zip code) (650) 506-7000 (Registrant’s telephone number, including area code) Securities registered pursuant to Section 12(b) of the Act: Title of Each Class Name of Each Exchange on Which Registered Common Stock, par value $0.01 per share Preferred Stock Purchase Rights The NASDAQ Stock Market LLC The NASDAQ Stock Market LLC Securities registered pursuant to Section 12(g) of the Act: None Indicate by check mark if the registrant is a well-known seasoned issuer, as defined in Rule 405 of the Securities Act. YES ⌧ NO � Indicate by check mark if the registrant is not required to file reports pursuant to Section 13 or Section 15(d) of the Act. YES � NO ⌧ Indicate by check mark whether the registrant (1) has filed all reports required to be filed by Section 13 or 15(d) of the Securities Exchange Act of 1934 during the preceding 12 months (or for such shorter period that the registrant was required to file such reports), and (2) has been subject to such filing requirements for the past 90...

Words: 66383 - Pages: 266

Free Essay

Find and Compare the Ratio Analysis of Oracle Corporation and Microsoft Corporation.

...Delaware| |54-2185193| (State or other jurisdiction of incorporation or organization)| |(I.R.S. employer identification no.)| 500 Oracle Parkway Redwood City, California 94065 (Address of principal executive offices, including zip code) (650) 506-7000 (Registrant’?s telephone number, including area code) Securities registered pursuant to Section 12(b) of the Act: | | | Title of Each Class| |Name of Each Exchange on Which Registered| Common Stock, par value $0.01 per share| |The NASDAQ Stock Market LLC| Preferred Stock Purchase Rights| |The NASDAQ Stock Market LLC| Securities registered pursuant to Section 12(g) of the Act: None Indicate by check mark if the registrant is a well-known seasoned issuer, as defined in Rule 405 of the Securities Act. YES x NO o Indicate by check mark if the registrant is not required to file reports pursuant to Section 13 or Section 15(d) of the Act. YES o NO x Indicate by check mark whether the registrant (1) has filed all reports required to be filed by Section 13 or 15(d) of the Securities Exchange Act of 1934 during the preceding 12 months (or for such shorter period that the registrant...

Words: 64092 - Pages: 257

Premium Essay

Bank

...oligopolistic market. By analyzing bank information system, this paper investigates the service quality perceptions of bank account holders. This paper also examine the relationship between relative importance allocated by respondents to each of the five SERVQUAL dimensions as measured by the points allocated to that dimensions the ratings provided for the individual items of the dimension.  In the SERVQUAL questionnaire there are 22 questions from five different dimensions. These are Tangibles, Reliability, Responsiveness, Assurance and Empathy. These questions measure the gap between employees’ expectations and perceptions .After conducting the survey I have found some values. I have made an analysis with these values. I have calculated the weighted average scores of these values from the perspective of these branches. Then it has been seen that the gap between the employees’ expectations and perceptions about the services is lower for the customers. In my report I got reliability, responsibility and assurance is very much valuable to customers compare to others. Company Profile COMPANY BACKGROUND   Dutch-Bangla Bank Limited (the Bank) is a scheduled commercial bank. The Bank was established under the Bank Companies Act 1991 and incorporated as a public limited company under the Companies Act 1994 in Bangladesh with the primary objective to carry on all kinds of banking business in Bangladesh. The Bank is listed with Dhaka Stock Exchange Limited and Chittagong Stock Exchange Limited...

Words: 48046 - Pages: 193

Free Essay

Cams

...org ACAMS.org/español ACAMSToday.org MoneyLaundering.com Study Guide for the Certification Examination Fifth Edition a publication of the association of certified anti-money laundering specialists Study Guide for the Certification Examination Fifth Edition Executive Vice President John J. Byrne, CAMS Editor Robert S. Pasley, CAMS Co-Editor Kevin M. Anderson, CAMS Contributors Joyce Broome, CAMS Heather Brown, CAMS Aub Chapman, CAMS Vasilios Chrisos, CAMS David Clark, CAMS Jurgen Egberink, CAMS Michael D. Kelsey, CAMS Saskia Rietbroek, CAMS Nancy J. Saur, CAMS Mansoor Siddiqi, CAMS Daniel Soto, CAMS Timothy White CAMS Production Assistant Catalina Martinez We would like acknowledge the following individuals for their contributions to the CAMS Exam, and the Online and Live Preparation Seminars: Kevin M. Anderson, CAMS Joyce Broome, CAMS Aub Chapman, CAMS David Clark, CAMS Josue Garcia, CAMS Hoi Luk, CAMS Ira Morales Mickunas, CAMS Robert S. Pasley, CAMS Karim Rajwani, CAMS Mansoor Siddiqi, CAMS Saskia Rietbroek, CAMS Ed Rodriguez, CAMS Nancy J. Saur, CAMS Wendy Steichen, CAMS Brian J. Stoeckert, CAMS Charles Taylor, CAMS Will Voorhees, CAMS Natalie Ware, CAMS Peter Warrack, CAMS Amy Wotapka, CAMS Crispin Yuen, CAMS Copyright © 2012 by the Association of Certified Anti-Money Laundering Specialists (ACAMS). Miami, USA. All rights reserved. No part of this publication may be reproduced or distributed, and...

Words: 105184 - Pages: 421

Premium Essay

Basic Mba

...BU Basic M.B.A. International Master of Business Administration |Index | Accounting . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 2 Business Law . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 20 Entrepreneurship. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 100 Finance. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 119 Management. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 160 Marketing. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 180 Operations. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 220 Statistics. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 252 Strategic Management. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . ...

Words: 103642 - Pages: 415

Premium Essay

Voice, Video, Network

...VOICE, VIDEO, AND DATA NETWORK CONVERGENCE VOICE, VIDEO, AND DATA NETWORK CONVERGENCE ARCHITECTURE AND DESIGN, FROM VOIP TO WIRELESS JUANITA ELLIS CHARLES PURSELL JOY RAHMAN Amsterdam Boston London New York Oxford San Francisco Singapore Sydney Tokyo Paris San Diego This book is printed on acid-free paper. Copyright 2003, Elsevier Science (USA). All rights reserved. No part of this publication may be reproduced or transmitted in any form or by any means, electronic or mechanical, including photocopy, recording, or any information storage and retrieval system, without permission in writing from the publisher. Permissions may be sought directly from Elsevier’s Science & Technology Rights Department in Oxford, UK: phone: (+44) 1865 843830, fax: (+44) 1865 853333, e-mail: permissions@elsevier.com.uk. You may also complete your request on-line via the Elsevier Science homepage (http://elsevier.com), by selecting “Customer Support” and then “Obtaining Permissions.” Explicit permission from Academic Press is not required to reproduce a maximum of two figures or tables from an Academic Press chapter in another scientific or research publication provided that the material has not been credited to another source and that full credit to the Academic Press chapter is given. Academic Press An imprint of Elsevier Science 525 B Street, Suite 1900, San Diego, California 92101-4495, USA http://www.academicpress.com Academic Press 84 Theobald’s Road, London WC1X 8RR...

Words: 125371 - Pages: 502

Premium Essay

Treasures

...CSS 105 COURSE GUIDE COURSE GUIDE CSS105 INTRODUCTION TO POLITICAL SCIENCE Course Developer Dr. Derin K. Ologbenla University Of Lagos Akoka – Lagos. Dr. Derin K. Ologbenla Course Writer University Of Lagos Akoka – Lagos. Course Co-ordinator Dr. Godwin Ifidon Oyakhiromen National Open University of Nigeria Lagos. NATIONAL OPEN UNIVERSITY OF NIGERIA ii CSS 105 COURSE GUIDE National Open University of Nigeria Headquarters 14/16 Ahmadu Bello Way Victoria Island Lagos Abuja Annex 245 Samuel Adesujo Ademulegun Street Central Business District Opposite Arewa Suites Abuja e-mail: centralinfo@nou.edu.ng URL: www.nou.edu.ng National Open University of Nigeria 2006 First Printed 2006 ISBN: 978-058-434-X All Rights Reserved Printed by Goshen Print Media Ltd For National Open University of Nigeria iii CSS 105 COURSE GUIDE Contents Introduction......................................................................... Aims................................................................................... Objectives........................................................................... Working through the Course.............................................. Course Materials................................................................ Study Units........................................................................ Textbooks and References.................................................. Assessment.......................................

Words: 55473 - Pages: 222

Premium Essay

Nokia Annaul Report

... New York Stock Exchange New York Stock Exchange(1) Not for trading, but only in connection with the registration of American Depositary Shares representing these shares, pursuant to the requirements of the Securities and Exchange Commission. Securities registered pursuant to Section 12(g) of the Exchange Act: None Securities for which there is a reporting obligation pursuant to Section 15(d) of the Exchange Act: 5.375% Notes due 2019 and 6.625% Notes due 2039 Indicate the number of outstanding shares of each of the registrant’s classes of capital or common stock as of the close of the period covered by the annual report. Shares: 3 744 956 052. Indicate by check mark if the registrant is a well-known seasoned issuer, as defined in Rule 405 of the Securities Act. Yes È No ‘ If this...

Words: 149449 - Pages: 598

Premium Essay

Annual Report

... New York Stock Exchange New York Stock Exchange(1) Not for trading, but only in connection with the registration of American Depositary Shares representing these shares, pursuant to the requirements of the Securities and Exchange Commission. Securities registered pursuant to Section 12(g) of the Exchange Act: None Securities for which there is a reporting obligation pursuant to Section 15(d) of the Exchange Act: 5.375% Notes due 2019 and 6.625% Notes due 2039 Indicate the number of outstanding shares of each of the registrant’s classes of capital or common stock as of the close of the period covered by the annual report. Shares: 3 744 956 052. Indicate by check mark if the registrant is a well-known seasoned issuer, as defined in Rule 405 of the Securities Act. Yes È No ‘ If this...

Words: 149449 - Pages: 598

Premium Essay

Aau Catalog

...AMERICAN UNIVERSITY Personalized. Flexible. Dedicated. Online Programs – Individual Support – Open Enrollment – Ease of Transfer Credits UNIVERSITY CATALOG 2013 Seventh Edition 22952 Alcalde Drive, Laguna Hills, CA 92653 Phone: (888) 384-0849 ∼ Fax: (949) 707-2978 7:00 A.M. – 5:00 P.M. (Monday – Friday) Email: info@allied.edu Website: www.allied.edu KEY STAFF AND FACULTY Charlotte Hislop, Ph.D. Candidate, President/CEO Bonny Nickle, Ed.D., Provost Eric Sharkey, M.Ed., Director of Education Bill Luton, Ph.D., Director of Assessment and Dean of Business Carlo Tannoury, Ph.D. Candidate, Dean of Computer Information Systems Patricia Drown, Ph.D., Dean of Criminal Justice and General Studies C.J. Bishop, M.B.A., Institutional Research Frank Vazquez, Operations Director Parrish Nicholls, J.D., Director of Compliance Lindsay Oglesby, Admissions Director Abby Dolan, B.A., Registrar Sasha Heard, M.B.A., Student Services Manager Barbara Jobin, B.S.B.A., Career Center Manager Hugo Aguilar, B.A., Chief Financial Officer Richard Madrigal, B.A., Financial Aid Officer As a prospective student at Allied American University, you are encouraged to review this catalog prior to signing an enrollment agreement. You are also encouraged to review the student performance fact sheet which must be provided to you prior to signing an enrollment agreement. This catalog is not a contract between the student, AAU, or any party or parties. Reasonable effort was made at the time this document was created...

Words: 52297 - Pages: 210

Free Essay

Telco Regulation

...TELECOMMUNICATIONS REGULATION HANDBOOK TELECOMMUNICATIONS REGULATION HANDBOOK The Telecommunications Regulation Handbook is essential reading for anyone involved or concerned by the regulation of information and communications markets. In 2010 the Handbook was fully revised and updated to mark its tenth anniversary, in response to the considerable change in technologies and markets over the past 10 years, including the mobile revolution and web 2.0. The Handbook reflects modern developments in the information and communications technology sector and analyzes the regulatory challenges ahead. Designed to be pragmatic, the Handbook provides a clear analysis of the issues and identifies the best regulatory implementation strategies based on global experience. February 2011 – SKU 32489 Edited by Colin Blackman and Lara Srivastava Tenth Anniversary Edition TELECOMMUNICATIONS REGULATION HANDBOOK Edited by Colin Blackman and Lara Srivastava Telecommunications Regulation Handbook Tenth Anniversary Edition Edited by Colin Blackman and Lara Srivastava ©2011 The International Bank for Reconstruction and Development / The World Bank, InfoDev, and The International Telecommunication Union All rights reserved 1 2 3 4 14 13 12 11 This volume is a product of the staff of the International Bank for Reconstruction and Development / The World Bank, InfoDev, and The International Telecommunication Union. The findings, interpretations, and conclusions...

Words: 132084 - Pages: 529