Federal healthcare policy
Jacqueline Davis
POL 201
Professor: Lisa Marmorato
March 7, 2014

Obama care is not favorable by everyone. American families are already under scrutiny. Under the Obama care, their decisions about what kind of health insurance Americans must carry are dictated to them. The positive thing about the Obama care is that people who have a pre-existing condition are now able to get health insurance without having to worry about being denied. More than millions of people have been denied coverage (kaiserhealthnews.org Sep.30, 2013) because of their health and now Obama care will help them. I know first-hand that insurance companies turn people away because I was turned away several times. When I was trying to get coverage from when I moved from Florida to North Carolina and I had called Blue Cross Blue Shield of NC and gave them all of my information and once I told them that I have a pre-existing condition they told me that I could not be covered under a policy and I told them that I have insurance under the Blue Cross Blue Shield of Florida and they just said that since I was not with the same employer that I could not get coverage. I had tried several different insurance companies and I even told them that I had cervical cancer and endometriosis and had to have a hysterectomy and I was better but they still denied me coverage. I had to wait 8 months until I was hired full time with in the NC school system until I could get health insurance. I am glad that Obama care is able to help people with pre-existing conditions. The downside to the Obama care is that polices has doubled for some people and some have even been dropped from their health insurance. Every American must have health insurance or they will have to pay a fine. Since the Obama care there has been lower Medicaid sign ups (Avalere Health March, 2014). Medicaid is health insurance for low-income people who can’t afford coverage. The Healthcare.gov is another place where Americans can go and sign up for health insurance if they do not want to stay with who they have and need just the minimum coverage. There is affordable coverage out there for everyone and that is what the Obama care is trying to set up to do. With Obama care more people are renewing existing coverage instead of trying to find new coverage. I was lucky that my insurance had gone down and that is because I had taken the health and fitness test and if I didn’t take it, it would have doubled. Insurance companies are trying to help you save you just need to call and ask questions. The Obama care is a learning experience for everyone that is involved. Obama care is just another way for the government to control us Americans and just like they are trying to control what we eat and drink. Give it time and they will be controlling us on how we raise our children. We will not have a say in anything and I fear for my daughter as she grows up and has her own family. Our constitution rights will be gone if we continue to let the government control everything.

References Avalere Health March, 2014 Kaiserhealthnews.org Sep. 30, 2013