...antenatal care providers will continue to perform dipstick urinalysis at each and every appointment, whereas other providers will only perform one at every appointment if the patient presents with Gestational diabetes with oral glucose screening, Pre-eclampsia with blood pressure and Asymptomatic bacteriuria [urine infection with no symptoms] with a culture at the first visit (IHS.gov 2005). According to an article in the Journal of Family practice by William A. Alto, Screening for gestational diabetes using urine dipsticks for glycosuria is ineffective with low sensitivities. False-positive tests outnumber true positives 11:1. A 50-g oral glucose challenge is a better test. Tests for glycosuria after this blood test are not useful. Proteinuria determined by dipstick in pregnancy is common and a poor predictor for preeclampsia with a positive predictive value between 2% and 11%. If the blood pressure is elevated, a more sensitive test should be used. After urinalysis at the first prenatal visit, routine urine dipstick screening should be stopped in low-risk women. Urinalysis can be a quick and reliable indicator for some conditions such as UTI, dehydration and malnourishment (ketonuria). However in the case of gestational diabetes and pre eclampsia,...
Words: 442 - Pages: 2
...this project is to build a successful plant in Huntsville, Alabama. With having a successful plan, this will directly affect the number 5 priority (attain a national presence in the container industry) and number 6 priority (increase productivity). Then it will indirectly affect the rest of the priorities. | | Scope | The board expects the following to be in place when the project is completed: * Select resources such as: Architect, Real Estate Consultant, and General Contractor * Recruit and Train Managers for Huntsville Plant * Create a Pre-Production and Production Plan * Create a Building Concept and Design * Procure Building Site, Permits, and Appropriate Approvals * Construct the Huntsville Plant Building * Landscaping on Site * Personnel Recruiting for Plant Operations * Procure Equipment, Raw Material and Truck Fleet * Install Equipment * Create Product Distribution Plan and Pre-Production Plan * Start Up Production and Distribution The board doesn’t expect the following: * Geothermal Heating * Solar Powered Electric Feed * Multi-Level Parking Garage * In-House Food Court * Construction of Separate Distribution Facility | | Objectives | As the company grows, one of the objectives for building a new plant is to double the total sales within the next decade being top priority. Another objective is to develop and market new products based on the companies plastics experience. A couple more direct objectives to...
Words: 776 - Pages: 4
...objective. Risk identification includes determining which may adversely affect the project objective and what the impact of each risk might be if it occurs. (Gido/Clements, Pg. 285) I have created a risk matrix that identifies the potential risk that can place a burden on the project scope, schedule and budget. My main concern and identification is the recruitment and training of new employees. We have been provided with 6 weeks to train new employees, some individuals come with experience and several will be new to the plastic container industry. New recruits will require additional time to learn all of the functions of daily operations. If they are not trained in time, this will put a burden on the creation of the production plan. The pre-production plan can be used as a training activity to ensure that they will be able to assist in the production plan. Solution: Apply a headhunter to scan resumes for candidates with required experience and qualifications. Request additional training time for new employees; propose 9 weeks for individuals with no industry experience. If the board and budget allows, provide paid training to those individuals who are willing and able to start early. The second identification that is of major concern is the procurement of building site, acquiring permits and approvals on time. The fact that all approvals must come from outside agencies, all documents should be submitted early. Solution: I would suggest sending documentation 4 weeks prior...
Words: 415 - Pages: 2
...Movies today are probably the most dominant industry that contributes in the production of popular culture today. What movies show depict what society is like and in turn as well decide what society would be like. Although movies are not particularly a medium meant to impart knowledge or awareness only, however it does do it and when it does it has the most impact compared to any other medium, to say for example books or news. We as mere human beings living our lives isolated by the rest of the world in our own little homes, towns and countries have a fairly little idea of what the world is like outside of our homes. All the knowledge that we have of the world around us is through books, movies, news, TV shows, etc. And among all these forms, movies hold a prominent position in developing the psyche of the common masses. To provide an example, the issue of Kashmir has always been a controversial issue in the politics of India. And though the common man hardly knows something about the actual socio-economic-political situation of that geographical region, that does not mean they don’t have an opinion about it! There is a common sense that is propagated in society about the whole situation. So, if you go around asking a random guy on the street, what does he think about the whole Kashmir issue, you are very likely to get an answer, “Kashmir hamara hai, hamare paas rahega”. He might as well add the (in)famous dialogue from the movie Gadar, another example of the influence of movies...
Words: 1042 - Pages: 5
...peers glanced at him with the up most respect sent a trigger alerting me to the significance of him. Although he sat patiently through his detailed introduction, his eyes focused around the room, seemingly categorizing each student into a database, well organized through years of practice. Light applause trailed him as he took a firm stance in the front of the ballroom. Deceptively, he began with generalized questions about how people perceive each other, trivial knowledge that determined little, other than the common sense of his audience. After a series of varyingly mediocre topics, Mr. Taylor quieted down and pondered to himself for a second, gaining his thoughts and deciding how best to approach the next topic, “How many of you are pre-med students?” he asked inquisitively. I was one of many of the proud students who raised their hands. Nodding in acceptance, he continued with a sinister grin, “A show of hands, how many of your parents are doctors?” He searched the room for one proud hand, yet, none could be seen. With mock surprise, he indulged the curious crowd as to the direction of his questions. “I just left USM a few honors ago, delivering a speech to students with much the same career path as all of you. But somehow, when I asked if...
Words: 748 - Pages: 3
...Shannel Henry Dr. Brennan HUMN 1002 4/15/2014 Baby Face In the 1930s the United States was experiencing a depression era. This era known as ,The Great Depression, had a great effect on the movie industry. Films began to focus on sex, violence, infidelity, and promiscuous ways to target new audiences, mainly the males. The other types of genres like horror, gangster, and musical were still high in Demand during this era also. Social realism came about, which is a style of art that focuses on the ugly realities of the modern life and sympathizes with the working class people, especially the poor. The movies that were being produce during this time was to interest the men, which cause the movie producers to give women the lead roles and takeover the movie screen. A movie example is the film Baby Face. Baby Face, a movie directed by Alfred E. Green shows how women took over the ‘Big Screen’. This movie is based on Lily powers, who is played by Barbara Stanwyck, and how she moves up through her social class and financial status. She uses her beauty and her intelligence to get what she wanted from the men that she came into contact with. An example of her getting her way is at the end of the movie, when she wants the bank to fund her 15,000 to have a fresh start, but instead they gave her a new position at a firm in Paris. This is basically her getting her way because she has her new start from the scandal. Social realism is portrayed because every man that she met...
Words: 899 - Pages: 4
...Risk Management Risk Management Case Study at Wellfleet Bank Xx April 2011 Wellfleet Bank’s Practice Audit & Risk Committee Board Group Risk Committee Reputational Risk Committee Country Risk Committee Operational Risk Committee Group Credit Committee Market Risk Committee Credit Officer Credit Officer Credit Officer Credit Officer 2 Business Risk Committee (Consumer Bank) Business Risk Committee (Corporate Bank) Board of Directors Wellfleet Bank’s Practice • The board of directors and top management demand a “no-surprises” culture. • The board hold ultimate responsibility for the effective management of risks. • The board delegates the management of risks to the Group Risk Committee (which includes all the executive directors), while the board’s Audit and Risk Committee (consisting of non-executive directors) reviews specific risk areas and monitors the activities of the Group Risk Committee Observation from the Case Study • The Corporate Banking Group has been aggressively pursuing large-scale transformational deals in line with the Bank’s strategic intent but there isn’t any Risk Appetite Statement which states the associated tolerance level. • The Board, CEO and Group CRO have no direct involvement with the loan approval process, apart from their periodic review of the corporate loan portfolio after decision has been made. 3 Group Risk Committee Wellfleet Bank’s...
Words: 770 - Pages: 4
...Disclaimer: The contents of this presentation are entirely based on disclosures made by the company. Therefore, DSE does not assume any responsibility on the authenticity of the facts and figures presented thereof. Brief Overview of the Bank 1. Formation of Janata Bank : Immediately after the independence of Bangladesh in 1971, the erstwhile United Bank Limited and Union Bank Limited were nationalized and renamed as Janata Bank. : May 21, 2007 : Tk. 20,000 million (as on 31.12.09) : Tk. 5,000 million (as on 31.12.09) 2. Date of Incorporation as PLC 3. Authorized Capital 4. Pre-IPO Paid up Capital 5. No. of Branches : 850 Details of the Issue History of Capital (Tk. in Million) Year 2004-2008 2009 Authorized Capital (Tk.) 8,000.00 20,000.00 Issued, Subscribed and Paid-up Capital (Tk.) 2593.90 5,000.00 Source of Capital Issue of Bonus and Rights shares Paid-up Capital after IPO Particulars Pre-IPO Paidup capital IPO Paid-up capital after IPO Ordinary Shares 50,000,000 10,000,000 60,000,000 Face Value (Tk.) 100 100 100 Premium Per Share (Tk.) 0.00 900 900 Total Premium (Tk.) 0.00 9,000,000,000 9,000,000,000 Paid-up Capital (Tk.) 5,000,000,000 1,000,000,000 6,000,000,000 Issue Manager : ICB Capital Management Limited Auditors : Howladar Yunus & Co. and A. Wahab & Co. Executive Summary Date of Incorporation as PLC : May 21, 2007 (Immediately after the independence of Bangladesh in 1971, the erstwhile United Bank Limited and Union Bank Limited were nationalized...
Words: 4609 - Pages: 19
...CHAPTER 1 THE PROBLEM AND ITS BACKGROUND Background of the study Banking plays an important role in the lives of individuals as well as nations. As a matter of fact, you couldn’t just imagine how our economic system in particular could function efficiently and effectively without the services rendered by banks. As the center of the financial sector, the banking industry in most emerging economies is passing through a process of change. With the passing of years, our banking system underwent rapid development which includes how they handle different risks to survive in their industry. As the financial activity has become a major economic activity in most economies, any interference or imbalance in banking system’s infrastructure will have significant impact on the entire economy. So to avoid any disruption on this, different banks used their own risk handling methods otherwise called a risk management as their key solution on this. Risk is a situation involving exposure to danger. It is the possibility that something unpleasant will happen. It may be also an object (person or thing) that creates or intensifies a risk situation. It may be also a scenario that can be described (qualified, if not quantified) and that may be damaging, in any way, to an organization or institution. It may cause a “loss” directly or indirectly. Any manage and control of potential risks is called risk management. It has a big part in any organization or an institution to have awareness...
Words: 8543 - Pages: 35
...Where were the primary risks that New Century faces ?? New Century focused more on increasing their profits and sales, without regard to the risks in the line of business. The primary risks that New Century faced are identified below Operational risks Operating risks involve the company‘s ability to originate, retain, sell or securitize and service home mortgage loans to subprime borrowers, and to account for those transactions and properly reserve against risks relating to those transactions in an efficient and accurate manner. New Century’s zeal for increased sales and profits, lead to originating and selling more high risk mortgages and inability to monitor loan quality and poor underwriting standards, and application of improper accounting policies. And since the company was targeting subprime borrowers, it did not worry about borrower’s ability to repay the loan as long as the company could sell the mortgages to investors. This lead to high risk problems. Product Risk Product risks involve the fixed rate mortgages, adjustable rate mortgages, hybrid mortgages, and interest only mortgages. New Century offered a variety of options to borrowers, including non-traditional mortgage products such as interest only mortgages and adjustable rate mortgages at very low rates. This lead to a rapid increase in subprime mortgages and securitization. Since New Century was not only dependent on internal factors, this increased the risk for the company as any change in any external...
Words: 445 - Pages: 2
...University of Mumbai CLASS: T.E. (Electronics Engineering) Semester - V SUBJECT: Linear Integrated Circuit and Design Lecture 4 Periods per week Practical 2 (each of 60 min.) Tutorial Evaluation System Objective Pre-requisite Module 1 Theory Examination Practical examination Oral Examination Term Work Total Hours 3 3 - Marks 100 25 25 150 To teach the basic concepts in the design of electronic circuits using linear integrated circuits and their applications in the processing of analog signals. Also to introduce a few special function integrated circuits such as Regulator ICS, Waveform generator etc. Passive circuit analysis and transistor behavior. single or two stage amplifier, Diff-Amp and Current Mirror concepts Contents Operational Amplifier Fundamentals Basic Op Amp Configurations, Ideal Op Amp Circuits Analysis, Simplified Op Amp Circuits Diagram, Input Bias and Offset Currents, Low-Input-Bias-Current Op Amps, Input Offset Voltage, Low-Input-Offset-Voltage Op Amps, Input Offset-Error Compensation, Maximum Ratings. Open-Loop Response, Closed-Loop Response Input and Output Impedances Transient Response Effect of Finite GBP on Integrator Circuits Effect of Finite GBP on Filters Current-Feedback Amplifiers Hours 08 2 Linear Applications of OP-AMP 3 The Stability Problem, Stability in Constant-GBP Op Amps ...
Words: 1029 - Pages: 5
...INDUSTRY PAPER OUTLINE I. EXECUTIVE SUMMARY This industry paper is generally about a animal feed industry , Tri-star Feeds, Inc. The study will discuss and analyze several factors of the animal feed industry. This industry, TFI are facing a few difficulties in operational and human resource management. Which later on will be further discussed and elaborated. One obstacle the company’s facing is balancing the plant’s production load, due to the plant producing different feeds which takes time and to set up and change over feeds for different animal and variants. Another issue is the shortage supply of quality raw materials and reliability of the adequate quality of raw materials. Orders of raw materials in bulk isn’t really advisable for that the animal feeds have a limited shelf life. Lastly is the need to pre-empt the entry of a disruptive labor organization into the company. Although resolving this issue will be costly and grim, the company has a few opportunities to even out this concern. And they are: customers are loyal and they do not like to switch from one brand to another for the sme batch of animal feeds, the company demands for goods are always high, the companies distribution chain is high and strong within the region, livestock farmers do not like to switch from one brand to another for the same batch of animals. TFI Inc. is attempting to fully comply with the orders of their clients, but due the plants limitation. Orders of Brief description...
Words: 498 - Pages: 2
...12FN-104 Operational Risk Management By Rishabh Jain 12FN-104 June, 2013 Operational Risk Management By Rishabh Jain 12FN-104 Under the guidance of Shri Rahul Gupta Dr. Seeta Gupta Senior Consultant Associate Professor, HR & OB Area Ernst & Young, India IMT, Ghaziabad June, 2013 Certificate of Approval The following Summer Project Report titled "Operational Risk Management" is hereby approved as a certified study in management carried out and presented in a manner satisfactory to warrant its acceptance as a prerequisite for the award of Post-Graduate Diploma in Management for which it has been submitted. It is understood that by this approval the undersigned do not necessarily endorse or approve any statement made, opinion expressed or conclusion drawn therein but approve the Summer Project Report only for the purpose it is submitted. Summer Project Report Examination Committee for evaluation of Summer Project Report Name Signature 1. Faculty Examiner Dr. Seeta Gupta 2. PG Summer Project Co-coordinator Mr. Rahul Gupta Certificate from Summer Project Guides This is to certify that Mr. Rishabh Jain, a student of the Post-Graduate Diploma in Management, has worked under our guidance and supervision. This Summer Project Report has the requisite standard and to the best of our knowledge no part of it has been reproduced from any other summer project...
Words: 7569 - Pages: 31
...Cisco IT Case Study Organizational Change and Advanced Services for Operational Success How Cisco IT Implemented Organizational Change and Advanced Services for Operational Success New organizational framework greatly improves operations. Given today’s pressing need to optimize IT services and resources while reducing costs and improving organizationwide productivity, the Cisco lifecycle methodology offers the framework needed to make operations more efficient and responsive. Cisco IT Network and Data Center Services (NDCS) changed from using a traditional organizational model to Cisco’s own lifecycle model, with substantial operations improvements across five different metrics. This case study describes Cisco IT’s internal infrastructure, a leading-edge enterprise IT environment that is among the largest and most complex in the world. “By moving from a traditional technology, silo-based organizational structure to a lifecycle-based model, we were able to improve our operational metrics considerably. Our number of cases decreased by approximately 60 percent, and our time-to-repair to get clients back up and running has decreased by almost 70 percent.” John Manville, Vice President, IT Network and Data Center Services, Cisco BACKGROUND An enterprise with 300 locations in 90 countries, Cisco has 46 data centers and server rooms supporting the 65,000-plus employees. Fourteen of the data centers/server rooms are production or customer-facing and 32...
Words: 3737 - Pages: 15
...understand how risks are identified, quantified in terms of their impact on earnings, monitored and managed within banks. Program participants will become better equipped to: • • • Identify and quantify the bank’s vulnerability to credit, market, liquidity, operational, regulatory and reputational risks. Understand and learn best practice procedures to monitor and manage these risks and their impact on revenues. Relate these risks to bank capital. CONTENT I. ANALYTIC OVERVIEW Overview • Why risk management is critical to banks • Value drivers and business model of a bank. • Understanding differing perspectives: shareholders, regulators, and debt providers. Risk management • Major risk groups: credit, market, liquidity, operational. • Management objectives – risk versus return. • Lessons learned from recent risk management failures: sub-prime, CLOs, leveraged loans, trading losses and etc. Capital allocation • Types of capital: shareholder, regulatory and economic capital. • Economic capital: key management assumptions. • Regulatory capital Basel 1 versus Basel 2. • Managing capital structures: comparisons between banks. II. CREDIT RISK Identifying and quantifying the risk • Seven categories of credit risk: lending, contingent, issuer, pre-settlement, settlement, country/transfer, other. • Systems and procedures for quantifying and aggregating exposures. • • Bank rating models: classifying risks according to default and recovery probabilities; borrower and facility evaluations. Quantifying...
Words: 547 - Pages: 3
