...Term Paper Foreign Trade Management & General Report on Janata Bank Limited Submitted to : Lecturer Habibullah Bahar College Submitted by : Arifin Ahmed Shuvo Honors 2nd Year Session : 2009-2010 Roll no : 9615167 Registration no : 1649908 Department of Management Habibullah Bahar College, Dhaka. Submission Date : 25th March, 2013 1.1 Introduction of the Study The primary purpose of this report is to get an idea about the operations of Janata Bank Limited, a second-generation bank of the country and make an industry analysis on the banking sector of Bangladesh. Banks are profit – earning concern. The ‘word “Bank” refers to the financial institution deals with money transaction. Banks collect deposits at the lowest possible cost and provide loans and advances at higher cost. The difference between two is the profit for the bank. Commercial banks are the primary contributors to the country. The revenue earning sources of banks are mainly loans and advances. The credit facility can be of two types: funded and non-funded. Funded credit can be expensive for the banks, as the bank has to pay interests. Non-funded credit includes Letter of Credit, which is the main source of income for the foreign exchange business. If a bank can increase its import and export transactions, its profit will obviously reach a higher level, as the costs are negligible. This report is an attempt to reflect the position of Janata Bank Limited...
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...second-generation bank of the country and make an industry analysis on the banking sector of Bangladesh. Banks are profit – earning concern. The ‘word “Bank” refers to the financial institution deals with money transaction. Banks collect deposits at the lowest possible cost and provide loans and advances at higher cost. The difference between two is the profit for the bank. Commercial banks are the primary contributors to the country. The revenue earning sources of banks are mainly loans and advances. The credit facility can be of two types: funded and non-funded. Funded credit can be expensive for the banks, as the bank has to pay interests. Non-funded credit includes Letter of Credit, which is the main source of income for the foreign exchange business. If a bank can increase its import and export transactions, its profit will obviously reach a higher level, as the costs are negligible. This report is an attempt to reflect the position of Janata Bank Limited in the banking industry procedures, policies and activities with emphasis on foreign exchange business. 1.2 Background of the Study | After completion of 130 credit hours of BBA program demands a report on practical experience. Internship program is a must criterion for Bachelor of Business Administration (BBA) students, designed to put them in a challenging environment of the relevant field, where the students get sample opportunity to apply their theoretical knowledge into practical applications. During the internship...
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...CHAPTER I INTRODUCTION A. Background of The Study Every individual has problems in their life. The problem that appears is complex. Most of them related to human psychological condition. One of the basic problems of individual is feeling inferiority. This emerges as the result of psychological and social weakness. Inferiority feeling also arises for imperfection in doing something. Those feelings include subjective feeling, which is experienced by people because of their social disabilities. Thus, human beings try to compensate for their inferiority feeling by striving to overcome their feeling. Inferiority feeling influences human being life style. In other words, inferiority determines life style involving how people attempt to defeat their weakness. Commonly, individual applies their inferiority in social life. However, they tend to be motivated to overcome feeling of inferiority by building relationship with others to get their life’s goal. Sometimes, the goal of life will become difficult thing to be reached since there are many problems in human life. The problems in human life cannot be separated from thinking, feeling, and acting. Those are actually bringing up influence for the literary work. Therefore, literature closely related to psychology in human being including experiences facing the life. A work of literature is created not only to entertain but also to convey values and meanings to human life which can be discovered in the problem...
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...J412 Communicating Nature Case Study 7 December 2010 The Great Ape Project aims to give apes the same basic rights to life that humans have. Paola Cavalieri and Peter Singer published a book in 1993 titled, “The Great Ape Project.” The novel is composed of different essays written by advocates of the projects who aim to discuss the ethology and ethics issues between human beings and apes. Cavalieri and Singer argue that we now have “sufficient information about the capacities of chimpanzees, gorillas and orangutans to make it clear that the moral boundary we draw between us and them is indefensible.” The novel became instantly popular and eventually led to the creation of the self-titled Great Ape Project. The Great Ape Project was founded in 1994 and put into action six years later in Sorobaca City. The Great Ape Project is an international movement that “aims to defend the rights of the non-human great primates-chimpanzees, gorillas, orangutans and bonobos, our closest relatives in the animal kingdom.” According to the project, the three main rights his project wants to ensure for apes include, the right to life, the protection of individual liberty, and the prohibition of torture. The Great Ape Project argues that apes deserve the right to live a higher standard of life. Studies have proven that chimpanzee’s are the closest relatives of human beings. Chimpanzees share 98.4% of the same DNA that human’s have. DNA tests also say that gorilla’s share 97.7% of the...
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...Department of Mercantile Bank Limited” Conducted on behalf of MERCANTILE BANK LIMITED,Branch of Mirpur Is approved and is suitable in eminence and figure. Mrs. Rima Parvin Letter of Submission , 2009 Mrs.Rima Parvin Lecturer Department of Business Administration Stamford University, Bangladesh. SUBMISSION OF INTERNSHIP REPORT Dear Madam With immense pleasure, I am submitting herewith my internship report on Operational Aspect of Foreign Exchange Department of Mercantile Bank Limited, which was assigned me as a part of MBA program. This internship program has provided me with theoretical and practical knowledge on the operational aspect conducted by the Bank. To prepare this report I have conducted face to face interview with the officials...
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...The Importance of the Organizational Behavior in a Merger and Acquisition Process: Study case of an International Company in Brazil Ana Cristina Limongi-França - Universidade de São Paulo Heidy Rodriguez Ramos - Universidade de São Paulo Daniella Silva da Conceição - Universidade de São Paulo ABSTRACT The 90’s decade is known by the large number of the merger and acquisitions. It happens mainly by the rising of the improvement of competition among companies. The merger and acquisition process of the Coca-Cola FEMSA were studied in this paper. The accomplishment of this field study was done from an exploratory research among the last-year business students, deep interviews and documental analysis. The result analysis was done according a methodology of cultural analysis, built on the following criteria: Market, Management and Competencies. Hence, research data confirm the importance of the organizational culture on a merger and acquisitions process. 1 1 INTRODUCTION Mergers and acquisitions are part of the capitalism history. The ninety decade was marked by the rising of this process, as a consequence of a higher competition level. In Brazil this period was marked by the economy deregulation made during the governments of the ninety decade and also by the opening of its market to imported goods. The companies who entered Brazilian market realized they could grow up fast because the competition among companies was short and the goods were obsolete. To survive at...
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...HISTORY OF BANKING IN PAKISTAN Pakistan came into being on 14th August, 1947; sufficient banking services were available in the areas forming Pakistan. Out of the total branches of the nearly 3,500 in the undivided India, as many as about 1,500 branches were existing in these areas. It was agreed between the two countries that reserve bank of India shall continue to function in the Pakistan territory until 30th September 1948 and that Indian notes would continue to be legal tender at Pakistan until 30th September 1948. Unfortunately, relationship between the two countries became most strained immediately after independence; banking was mostly in the lands of Hindus who immediately started transferring their offices and assets into India. As a result most of the banks in Pakistan were closed down and even those which were open were not doing any effective business. The number of banking office in Pakistan came down to about 200 on 30th June 1948. Branches of some European banks were also functioning in a limited manner, financing in export of crops, and their number was limited to about 20. It was only the Habib bank, which transferred its office from Bombay to Karachi Austral Asia bank was another bank, which was in existence in the Pakistan territory at the time of independence. Despite of best efforts on the part of government of Pakistan, no heady way could be made on this behalf and reserve bank of India was in no mood to help the new country. Imperial bank of India...
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...Credit Risk Management of Prime Bank Limited University of Liberal Arts Bangladesh Internship Report Credit Risk Management of Prime Bank Limited Submitted to Sumaiya Zaman Senior Lecturer ULAB School of Business Submitted by Sadia Ferdous ID # 092011014 Date of submission 21 August 2013 Acknowledgements I would like to thank my supervisor, Sumaiya Zaman, Senior Lecturer, ULAB, for her guidance and feedback during this internship, without which I would have been unable to complete this task. I also express my gratitude to Prime Bank Limited for permitting me to do my internship in their organization. Special thanks to Credit Department of Shat Masjid Road Branch of prime Bank Limited for spending their valuable providing me with information, supervision and feedback during the course of my internship. I also like to thank the whole team of PBL for their help during my internship tenure. Page | 1 Letter of Transmittal August 21, 2013 Sumaiya Zaman Senior Lecturer ULAB School of Business University of Liberal Arts Bangladesh (ULAB) Subject: Submission of internship report on topic of ‘Credit Risk Management of Prime Bank Limited’. Dear Madam, This is my internship report on ‘Credit Risk Management of Prime Bank Limited’. I tried my best to work sincerely to cover all aspects regarding credit risk management at Prime Bank Limited. I hope you will find this report acceptable and thank you for allowing me to proceed with ...
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...Foreign Exchange banking system. Globalization of the world economy for goods and services makes foreign exchange necessary for almost every citizen across the country. So I have decided to study on the topic Comparative Analysis of Foreign Exchange Activities: A case study on some selected banking companies in Bangladesh”. 1.2 Objectives of the Study: The main objective of the study is to critical evaluation of Foreign exchange dealings of all Bank In order to attain the basic objective of the study, the following are the specific objectives: * To identify the various foreign exchange activities performed by Listed Banks. * To point out factors affecting the performance of foreign exchange dealings of the studied banks. * To identify the documents used in foreign exchange activities of the sample banks. * To analyze the trend of export, import and foreign remittance of the selected banks. * To suggest in order to improve the foreign exchange dealings performance of Listed Banks. 1.3 Methodology of the Study: Methodology of the study is an essential part of the study. It is designed in a way so that it correspondent to achieve the objectives of the study. It includes designing samples, sources of data, collection procedure of data, analysis techniques data, etc. It was an exploratory study. So the methodology of this...
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...BORN INTO BROTHELS COMPANION CURRICULUM BORN INTO BROTHELS COMPANION CURRICULUM DIRECTED BY ZANA BRISKI AMNESTY INTERNATIONAL USA HUMAN RIGHTS EDUCATION PROGRAM ACKNOWLEDGEMENTS THE HUMAN RIGHTS EDUCATION PROGRAM AT AMNESTY INTERNATIONAL USA WOULD LIKE TO RECOGNIZE THE FOLLOWING CONTRIBUTORS OF THIS CURRICULUM GUIDE. WITHOUT THEIR DEDICATION, HARD WORK AND PERSONAL COMMITMENT TO THE ISSUES THAT EMANATE FROM THE FILM, THIS GUIDE WOULD NOT HAVE BEEN POSSIBLE. WRITERS CLARE GARVIE SHEETAL KHEMCHANDANI HEATHER SHPIRO EDITORS CLARE GARVIE SHEETAL KHEMCHANDANI MELISSA ROBINSON CONTRIBUTORS KIM ALLEN MARY ARCHER ADDIE BOSTON REBECCA CATRON SAMANTHA LEE SONAM DOLKER EMILY LESSER KAREN ROBINSON MELISSA ROBINSON 2 ACKNOWLEDGEMENTS TABLE OF CONTENTS INTRODUCTION FROM THE FILMMAKER | 4 FROM THE EDITORS | 5 MOVIE DISCUSSION GUIDE | 7 LESSON 1 PERSONAL AND COLLECTIVE RESPONSIBILITY | 9 APPENDIX 1 – Handouts | 18 THE TRANSORMATIVE POWER OF ART | 23 APPENDIX 2 – Handouts | 32 DISCRIMINATION AND THE RIGHT TO EDUCATION | 49 APPENDIX 3 – Handouts | 54 FILM CLIPS | 61 GLOSSARY OF TERMS | 63 OPTIONAL TEACHER RESOURCE 1 – Red Light Districts around the World | 65 OPTIONAL TEACHER RESOURCE 2 – Q&A about the Calcutta Red Light District | 68 OPTIONAL TEACHER RESOURCE 3 – Fact Sheet on Internally Displaced Peoples and Refugees | 70 OPTIONAL TEACHER RESOURCE 4 – Timeline of Conflict in Bosnia/Herzegovina | 72 LESSON 2 LESSON 3 ADDITIONAL RESOURCES RESOURCE STRENGTHENING FEEDBACK FORM...
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...started money lending business in exchange of interest sometime in 1312A.D, they were known as Kabliwallas. All over the world the dimension of Banking has been changing rapidly due to Deregulation, Technological innovation and Globalization. Banking in Bangladesh has to keep pace with the global change. Now Banks must compete in the market place both with local institution as well as foreign ones. To survive and thrive in such a competitive banking world, two important requirements are Development of appropriate financial infrastructure by the central bank and Development of "professionalism" in the sense of developing an appropriate manpower structure and its expertise and experience. To introduce skilled Banker, only theoretical knowledge in the field of banking studies is not sufficient. An academic course of the study has a great value when it has practical application in real life situation. 1.1 Origin of the study NBL has created a positive image to the customer’s mind by the providing...
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...AN INTERNSHIP REPORT ON STRATEGIES & PROCEDURES OF FUND COLLECTION AND ITS PERFORMANCE ANALYSIS: A STUDY ON EXIM BANK BANGLADESH LIMITED, KHULNA BRANCH . The Report is Submitted as a Partial Fulfillment of the Requirement of Bachelor of Business Administration SABYASACHI BOSU ID NO: BBA-060160259 DEPARTMENT OF BUSINESS ADMINISTRATION NORTHERN UNIVERSITY BANGLADESH JANUARY 15, 2010 AN INTERNSHIP REPORT ON STRATEGIES & PROCEDURES OF FUND COLLECTION AND ITS PERFORMANCE ANALYSIS: A STUDY ON EXIM BANK BANGLADESH LIMITED, KHULNA BRANCH The Report is Submitted as a Partial Fulfillment of the Requirement of Bachelor of Business Administration | |SUBMITTED BY: |UNDER THE SUPERVISION OF: | | | | | | |Sabyasachi Bosu |Md. Faruk Hossain | | |ID NO-BBA060160259 |Lecturer in Finance | | |Department of Business Administration |Department of Business Administration | | |Northern University Bangladesh ...
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...HOW TO ACCESS TRADE FINANCE A GUIDE FOR EXPORTING SMEs EXPORT IMPACT FOR GOOD © International Trade Centre 2009 The International Trade Centre (ITC) is the joint agency of the World Trade Organization and the United Nations. Street address: ITC, 54-56, rue de Montbrillant, 1202 Geneva, Switzerland ITC, Palais des Nations, 1211 Geneva 10, Switzerland +41-22 730 0111 +41-22 733 4439 itcreg@intracen.org http://www.intracen.org Postal address: Telephone: Fax: E-mail: Internet: HOW TO ACCESS TRADE FINANCE A GUIDE FOR EXPORTING SMEs Geneva 2009 ii ABSTRACT FOR TRADE INFORMATION SERVICES 2009 F-04.03 HOW INTERNATIONAL TRADE CENTRE (ITC) How to Access Trade Finance: A guide for exporting SMEs Geneva: ITC, 2009. x, 135 p. Guide dealing with the processes involved in obtaining finance for exporting SMEs – explains the credit process of financial institutions from pre-application to loan repayment; examines the SME sector and barriers to finance, as well as the risks in lending to the SME sector as perceived by financial institutions; addresses SMEs’ internal assessment of financial needs, determining the right financing instruments, and finding the appropriate lenders and service providers; discusses how to approach and negotiate with banks; tackles cash flow and risk management issues; includes examples of real-life business plans and loan requests; includes bibliography (p. 134). Descriptors: Trade Financing, Export Financing, Export Credit, Risk Management...
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...CHAPTER ONE INTRODUCTION OF THE STUDY This chapter examines the background on the study, the statement of the research problem and the purpose of the study. The research objectives research questions, the significance of the study, and limitation of the scope of the study are also explained. 1.1 Background of study. Hotel industry is all forms of business relating to provision of accommodation in the lodging, food and drinks and various types of other services that are interconnected and form intended for the public services, both of which use the lodging facilities or who simply use the services or the production of certain services of the Hotel. As such Hotel mean commercial establishment providing lodging to travelers, tourist and sometimes to permanent residents and often having restaurants, meeting rooms, stores that are available to general public. Hotels are being classified into “star"(1-start-o5-star) even though there are no standard methods of assigning those rating and compliance with the customary requirement is voluntary. Hotel chain provides a uniform standard through out non-chain hotel(even within the same country)may not agree on the standard, although both World Health Organization (WHO) and International Standard Organization(ISO)have been trying to persuade Hotels to agree on some minimum requirement as world norm, the entire membership of Paris base International Hotel and Restaurant. Association opposes any such moves. According to (IH&RA) to...
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...2012 – The Facts Hi there, Thank you for making the effort to become more informed about 2012! The 2012 meme is huge. Hundreds of books have been written, numerous documentaries have been made, and of course there was a blockbuster movie. Unfortunately the facts have been deeply buried, and virtually every piece of information you come across is speculation and trickery, disguised as fact. The aim of this article is to ignore all the extreme speculations and fabrications, and just present the known facts. Plus I’ll throw in some of the more plausible scenarios, to help you understand what might soon be upon us. Everything that follows is either accepted fact, or will be denoted as being disputable or an opinion. Regards, Robert Bast - Melbourne, Australia, 2010 The Long Count Calendar The ancient Mayans had roughly 20 calendars, all of which were short in duration, with the cycles equating to astronomical phenomena, or were intended to relate to history repeating over and over again via prophecy. Except for the Long Count calendar. The Long Count is the Mayan equivalent of our calendar, in that it assigns unique dates over a long period of time. A short numerical description (like 12/6/1976 in our calendar) pinpoints a place in time. Unlike our calendar, which starts with the birth of Christ and heads towards infinity in two directions, the Long Count has a definite beginning and a definite end. The start date of the Long Count calendar rarely gets a mention...
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