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n today's society, divorce is more the norm than ever before. There are as many causes for divorce as there are people who divorce. Divorce itself is both a cause and an effect. There are many factors that contribute to divorce, such as lack of money, drug and/or alcohol abuse, immaturity of one or both parties, sexual indiscretion, the ease of getting a divorce, and various others. Divorce is the effect of a marriage that is faced with difficulties that seem insurmountable, an inability to get along, one or both partner's growing apart, substance abuse, a culture that condones divorce, legal ease of getting a divorce, the inexpensiveness of getting a divorce and other factors. Commitments do not last. A couple stays married until times get hard or another person is found more attractive, or any number of other reasons. The bottom line is the lack of commitment in most cases. This general lackadaisical attitude toward the sanctity of marriage is a major cause of divorce. Many people cite money as the cause of divorce. In fact, the statistics of a survey conducted by Citibank on the divorce in the United States suggested that more than fifty percent of divorced couples cited money problems as the cause of their divorce (34). Money has a role in society and in marriage. Lack of money causes discord between a married couple. This can be referred to as financial incompatibility, which is based on the views that each partner has of the partnership of marriage from a financial viewpoint (Anonymous 34). The student studying divorce's causes and effects should pay special attention to this proposed cause of divorces since more than half of the divorces are caused by this factor. He/she should also think about the effects of divorce on a couple's financial situation, and how divorce does not solve financial problems, but instead, the divorce must be paid for, and the divorced

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