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Processor

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Submitted By dbluitt
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Qualifications * Substantial experience in loan processing, mortgage banking and loan support. * Knowledgeable of Fidelity System, Gateway System, Talon System, PLS, LSAMS, and FORTRACS. * Deep knowledge of real estate transactions, processes and principles. * Operational knowledge of all documentation required for loan processing. * Familiarity about lending regulations followed at state and federal level namely Reg Z and Respa. * Solid understanding of FNMA/FHLMC and industry standard guidelines. * Skilled at operating office equipment, Microsoft and computer applications. * Ability to identify and manage exceptions and omissions appropriately. * Ability to interact effectively in verbal and written medium with Bank officials, customers and outside agencies. * Strong clerical skills, organization and planning skills.
Experience
ADT – Billing Integrity Specialist October 2014 – Present * Review and check contracts and supporting documents. * Code and process contracts into required electronic format. * Audit on-line contracts for accuracy and completeness. * Load information onto prescribed databases. * Verified, updated and corrected source documents.
Solutionstar Mortgage - Texas Taxes/Title Ops April 2013 - July 2014 * Researched property taxes on homes for delinquency and current amount. * Assigned order orders to different abstractors in Texas, for FHA, foreclosure, Bringdown, Deed in Lieu, Short Sale, and Compass orders. * Worked with the Title Commitment team requesting documents that where needed to complete the Title Examination process. * Worked on Property Reports to make sure they are completed before ELD. * Took on additional work and projects that had a very short deadlines and completed them successfully.
Solomon Edwards Group - Project Consultant September 2012 - January 2013 * Researched Judicial and Non-Judicial loans to see if there were wrongfully foreclosed on homeowner properties. * Ensured all Bankruptcy and Foreclosure questions were researched and answered accurate and correctly. * Researched and answered the Request Foreclosure Review (RFR) that were sent by homeowners. * * JP Morgan Chase - Home Lending Executive Office Research Specialist November 2010 - July 201 * Researched and resolved default escalations related to the MHA mortgage stabilization program, including HAMP loan modification and HAFA asset liquidations. * Responded to Congressional, OCC, and senior executive inquiries and ensured bank compliance with Equal Credit Opportunity Act (Reg. B) and RESPA. * Managed all steps of the modification review process including verification of income, underwriting, quality assurance, and compliance review. * Worked with institutional investors and GSEs (Fannie Mae, Freddie Mac, & Ginnie Mae) to secure workout plans for customers and resolve foreclosure disputes. * Prepared issue resolution summaries for legal retention and compliance review. * Conduct research to gather and analyze critical operational data, reports and other documentation. * Ability to appropriately manage confidential information. * Strong communication, interpersonal and organizational skills. * Worked work under minimum direction and use independent judgment in decision-making. * * First American Tax & Real Estate Services - Tax Processor II February 2005 – November 2010 * Procure and disburse real estate taxes from escrow. * Convert/pay B-service loans. * Acts as a liaison for less experienced team members auditing their work and answering questions. * Identify missing information and areas requiring corrections. * Contact internal resource or customer to obtain required information. * Duties also include the coordination and processing all scheduled foreclosure sale activities. * Responsible for working with lenders to obtain bidding instructions, processing bidding instructions, working with vendors in relaying sales information, providing sales results to lenders, contacting escrow companies for status of pending escrows, contacting borrowers for status of payoffs and/or reinstatements. * Handle all check control from clients. * Assist in completing company Quality Control reporting functions. * Establish and prepare monthly report card results to clients requiring inventory and production analysis. * * Venturi Staffing (First American Tax & Real Estate) - Quality Control Clerk June 2003 – June 2005 * Responsible for preparation of agency bills for reporting. * Prepared and distributed tax amount reports. * Tax payments while ensuring quality objectives are met and processes are completed in accordance with ISO 9001:2000 standards.

Education
Midwestern State University Major: General Business Wichita Falls, TX
Skills
* Excellent communication * Maintain composure under pressure, and multi-task with multiple deadlines. * Strong client focus mindset * Reliable problem solving * Solid analytical * Attention to details and sound decision-making

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