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Prospects and Chaleenges of Land Development Policy in Bangladesh

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Submitted By ibrahimkholil
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STATUS OF MICRO FINANCE IN CLOMBIA
(MD. IBRAHIM KHOLILULLAH, DEPT OF AG.FINANCE, BAU
MOB: 01718996557)

INTRODUCTION
Microfinance is the provision of financial services, such as credit, savings, and insurance services, to those who are most likely to be denied access to the traditional banking system. A typical client for a microfinance institution (MFI) is a person too poor to pay usual bank fees for savings accounts or other services or to provide sufficient collateral to back loans. Microfinance aims to bring out the skills of the poor and allow them to propel themselves out of poverty through providing financial services with which they can protect assets and grow microenterprises. MFIs have developed many innovative financial products to offer their clients beyond credit, such as microsavings, money transfer vehicles, and microinsurance. Microfinance is a growing industry throughout the developing world and comprises commercial banks, regulated banks, nongovernmental organizations (NGOs), and nonprofit organizations (NPOs). With approximately 17 million impoverished, there is a large market for the microfinance industry to capture; yet, in Colombia, it is not nearly as well established as in neighboring countries. Peru and Bolivia, for example, are among the world’s most competitive and innovative microfinance markets (The World Factbook).

A NOTE ABOUT COLOMBIA Capital and largest city | Bogotá, D.C
4°35′N 74°4′W | Official languages | Spanish | Recognised regional languages | 68 ethnic languages and dialects. English also official in the archipelago of San Andrés, Providencia and Santa Catalina. | Legislature | Congress | • | Upper house | Senate | • | Lower house | Chamber of Representatives | Independence from Spain | • | Declared | 20 July 1810 | • | Recognized | 7 August 1819 | • | Current constitution | 4 July 1991 | Area | • |

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