...The Reserve Bnak Of India With Specific Reference To Credit Control Policy The Reserve Bank of India (RBI) is India's central banking institution, which controls the monetary policyof the Indian rupee. It was established on 1 April 1935 during the British Raj in accordance with the provisions of the Reserve Bank of India Act, 1934.[4] The share capital was divided into shares of 100 each fully paid, which were initially owned entirely by private shareholders.[5] Following India's independence in 1947, the RBI was nationalised in the year 1949. Structure Structure of RBI The organization of RBI can be divided into three parts: 1) Central Board of Directors. 2) Local Boards 3) Offices of RBI 1.Central Board of Directors : The organization and management of RBI is vested on the Central Board of Directors. It is responsible for the management of RBI.Central Board of Directors consist of 20 members. It is constituted as follows. a)One Governor: it is the highest authority of RBI. He is appointed by the Government of India for a term of 5 years. He can be re-appointed for another term. b)Four Deputy Governors: Four deputy Governors are nominated by Central Govt. for a term of 5 years c)Fifteen Directors :Other fifteen members of the Central Board are appointed by the Central Government. Out of these , four directors,one each from the four local Boards are nominated by the Government separately by the Central Government. Ten directors nominated by the Central Government...
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...A Study of Impact of RBI policy rates on inflation *Prof. Pallavi Ingale Introduction The Reserve Bank of India (RBI) is the Indian central bank. The RBI’s most important goal is to maintain monetary stability - moderate and stable inflation in India. The RBI uses monetary policy to maintain price stability and an adequate flow of credit. Rates which the Indian central bank uses for this are the bank rate, repo rate, reverse repo rate and the cash reserve ratio. The Reserve Bank of India (RBI) raised repo and reverse repo rates 13 times in previous year. RBI also deregulated savings bank deposit rate with immediate effect. This step was taken to arrest rising inflation in Asia's third largest economy. But this RBI's decision to hike short-term lending and borrowing rates could lead to higher interest rates and impact the growth momentum of the economy. An Indian company has postponed expansion plans and review future profitability projections after the Reserve Bank of India raised key interest rates. The central bank also revised the GDP growth rate for FY11-12 to 7.6% from the earlier 8%, while the projection of WPI inflation has been kept unchanged at 7% for March 2012. Reserve Bank of India (RBI) The Reserve Bank of India was inaugurated as on April 1 1935. Originally, the Reserve Bank was constituted as a shareholders’ bank based on the model leading foreign central banks on that time. The bank ‘s fully paid share capital was Rs. 5 Crores divided into shares of Rs. 100 each...
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...TIMES OF GLOBALISATION Keshab Das Abstract With an impressive history of small firm development policy, in post-Independence India SMEs dominate the industrial scenario through its contribution to generation of employment and income as also tackling the problem of regional disparities. Given the imperatives of globalization, although in certain sectors strong external orientation could be observed even by the early 1980s, it is since 1991 that the small firm policy (and since late 2006, for the MSMEs, including the ‘medium’ for the first time) in India has been keenly pursuing policies that emphasize the importance of internationalization, trade and inter-dependence in the spheres of innovation, learning, market and business strategies. An examination of the performance of the small enterprises has been attempted here, underscoring the. unimpressive performance and composition of exports and the widespread efforts at SME cluster promotion without a sound regional development perspective. Despite an elaborate and dynamic policy framework, the progress of Indian SMEs continues to be hindered by some of the basic constraints as poor credit availability, low levels of technology (hence, low product quality and limited exportability) and inadequate or no basic infrastructure, both physical and economic. It is too early to assess the impact and effectiveness of a plethora of new policy measures, announced very recently. Through a brief case of the garment sector some of the concerns...
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...and political science. Our consultants and affiliates include retired senior government officers and bureaucrats, seasoned finance professionals, lawyers of High Court and Supreme Court and experienced industry leaders. Delivering Service Excellence Merryland Real Estate and Consultants Pvt. Ltd. and Merryland Solicitors and Legal Consultants Pvt. Ltd. F-68, Vinay Path, Kantichandra Road, Banipark, Jaipur, Rajasthan, India, Pin – 302016 Tel: +91 141-2201515, 141-4019333 Fax : + 91 141-419333 www.merrylandconsultants.com Experts at work for you EN E R G Y AD VIS O RY GIVE POWER TO YOUR BUSINESS Market Assessment ▪ Opportunity analysis for renewable and non-renewable energy sources ▪ Market sizing and segmentation ▪ Government policy and incentive analysis ▪ Partner/channel analysis ▪...
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...Objectives of the report 3 III. CSR Model 3 a. the selected Model: 3 b. Reasoning: 4 c. the model: 5 IV. Justification 5 a) Justification by the product life cycle and Carroll's CSR model : 5 b) Justification by increasing company's value: 6 c) Justification by the income statement: 6 d) Justification by forestalling legislation: 6 e) Justification through increasing loyalty of the employees: 7 f) Justification through increasing productivity: 7 V. Problems to be addressed 7 a) HRM issues to be targeted while formulating policy for managers: 7 b) HRM issues to be targeted while formulating policy for non managerial employees: 8 VI. Human Resource Management Policy 8 VII. Policy for the Managers 9 a) Policies regarding workplace environment and safety: 9 b) Policies regarding Hiring: 10 c) Policies regarding promotion: 11 d) Policies To Reduce Presenteeism: 11 VIII. Policy for the Non-Managerial Employees 12...
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...Surprise Ending for A Modest Proposal John J Bradley IV Professor Nancy Pettigrew Humanities 112: World Cultures II November 5th, 2012 A Modest Proposal by Jonathan shift is a literary work of the 18th century that takes a symbolic aim at the greed of England’s renting policies and a plan to reduce the burdens, in this case children, caused by it. According to Sayre (2011) Swift composes with his tongue lodged in his cheek, quite possible, as never before. You can detect this in his work from the outrageous suggestions intended to lift the burden of children in poverty-stricken Ireland and alternatively to reap benefits from them. It is earlier stated that the proposal would be geared toward Irish families that could not afford to provide for their children, thus the slaughter of their children to cater the English would be the possible solution. The ‘Surprise Ending” in this proposal would be the revelation of Swift’s true proposition, the consideration of the poor and rebuttal of policy makers with realistic ideals to correct this ever so abundant problem. According to Lynch (n.d.) Swift preferred living in England, although he was Irish, which causes him to begrudge the policies toward his own people. With that being said, it becomes clear that the proposal will indeed have a surprise ending when swift speaks of his American acquaintance discoursing the subject, offering refinement. Although prior Knowledge obtained from Native Salmanaazor of Formosa Island offered...
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...TermPaperWarehouse.com - Free Term Papers, Essays and Research Documents The Research Paper Factory JoinSearchBrowseSaved Papers Home Page » Business and Management Memo to Manager In: Business and Management Memo to Manager Memo Date: March 22, 2010 To: Andre Adams, Program Coordinator of the TerpZone * From: * Adedoyin Ogunbajo, Tournament Coordinator, the TerpZone Subject: Proposal to implement a sign-up fee for all video game tournaments. Purpose The purpose of this proposal is to request your approval to evaluate the current video game tournament sign-up process and ultimately institute an entrance fee for all tournaments starting next semester. Summary When the TerpZone started running the video game tournament series, I personally did not know what to expect, as I was in charge of coming up with a schedule of games, implementing the schedule into the TerpZone calendar, coming up with various ideas to market the various tounrmanents, and actually hosting and running the tournaments. But as the results have shown, the TerpZone video game tournament series has been a huge success, and the attendance numbers have steadily increased as more students become aware of the possibilities that our tournaments offer. However, as this number has continued to increase and I have continued to implement different new strategies and additions to the tournaments, there still lies the problem of what measure of compensation the students...
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...analyst can fall into. They mention that there are three major categories: 1) Cultural and personal bias; 2) Organizational bias; & 3) Cognitive heuristics bias. Such biases can taint the analysts opinions based on their type of biases. (George & Bruce. 2008, 127-130) Cultural and personal bias may allow the perception of the intelligence to be tainted by personal beliefs and pre-conceptions that the analyst has developed over his lifetime. This type of bias also may be influenced by personal experiences, morals, customs, habits, and social environments. Organizational bias is “generally associated with the limitations and weaknesses of large bureaucratic organizations”. This type of bias is the result of actual or perceived goals, policies, and traditions of an organization. Bruce also says that the differences are even more extreme when “classified information” is involved. Cognitive heuristics bias is the inability to properly perceive or understand the world around them. This type of bias makes the analysts vulnerable to optical illusions, magician’s tricks, political and military deception just to name a few. This bias may cause the analyst to believe that there is more going on than was actually is happening or as Bruce says “too much from too...
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...Salix Pharmaceuticals Security Policy Introduction The Salix Pharmaceuticals Security Policy Template is for the use of creating a strong security policy. Each sub policy contains a title with a description and a brief summary of what the certain section will contain. The purpose of the security policies is to ensure that Salix Pharmaceuticals is safe and under strong commands. The Salix Pharmaceutical Security Policy should be reviewed when new materials and changes are to be preceded amongst this company. Scope Salix Pharmaceuticals security policy will keep the company running for years if followed by the procedures. Following the sub policies will lead to a successful company that will be ran smooth and processed like no other company. Antivirus, encryption, passwords, and backups will protect this company like no other before. Purpose Salix purpose for the security template is to have the company, employees, managers, assistant manager, and volunteer’s, and temporary follow all these policies to make the company operate under a easy and fast pace. By making this policy the company should be protected from several things and kept up to date on every policy. Employees should obey this policy and read over every so often in case changes and updates are needed to be added. Acceptable Use Workers must report any signs of violation and a misunderstanding of the policies. Workers are not allowed to access any information they do not have the authority to look...
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...THE UNIVERSITY OF DODOMA SCHOOL OF SOCIAL SCIENCES DEPARTMENT OF BUSINESS ADMINISTRATION MBA-EXECUTIVE PROGRAMME 2009/2010 RESEARCH PROPOSAL By KIBIKI YUSTIN, L.M TITLE: MANAGEMENT OF CAPITATION GRANTS IN PRIMARY SCHOOLS OF TANZANIA: A CASE OF KIGOMA DISTRICT COUNCIL PROPOSED SUPERVISOR: DR MBOGORO DEPARTMENT OF ECONOMICS –UDOM 1. INTRODUCTION 1.1 Background to the Study Problem Sound Economic Governance is essential for the achievement of the desired reduction in poverty levels and improvements in economic growth in Tanzania. Good Public Financial Management (PFM) is important for efficient, effective and equitable utilization of scarce national resources (REF). Whilst the extent to which policy makers are held accountable to their constituents is an excellent indicator of good governance. Accountability and transparency go hand in hand in developing open and participatory decision-making processes. In 2005, the government of Tanzania reviewed the financial management practices and processes at the central government level. In 2006, the focus has shifted to local government, which now accounts for an increasing proportion of expenditures and is primarily responsible for service delivery in sectors such as primary education and primary health (URT, 2004). This kind of study is therefore wanting to provide a snapshot of how the resource allocation, resource management and control, resource utilization and accountability processes take place...
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...NORTHCENTRAL UNIVERSITY ASSIGNMENT COVER SHEET Learner: Terry L Green THIS FORM MUST BE COMPLETELY FILLED IN Please Follow These Procedures: If requested by your mentor, use an assignment cover sheet as the first page of the word processor file. The assignment header should include the Learner’s last name, first initial, course code, dash, and assignment number (DoeJXXX0000-1) justified to the left and the page number justified to the right. Keep a Photocopy or Electronic Copy of Your Assignments: You may need to re-submit assignments if your mentor has indicated that you may or must do so. Academic Integrity: All work submitted in each course must be the Learner’s own. This includes all assignments, exams, term papers, and other projects required by the faculty mentor. The known submission of another person’s work represented as that of the Learner’s without properly citing the source of the work will be considered plagiarism and will result in an unsatisfactory grade for the work submitted or for the entire course, and may result in academic dismissal. | | BTM8102-8 | Kris Iyer, PhD | | | Business Research Methodology | GreenTBTM8102-2 | | | <Add Learner comments here> ------------------------------------------------- ------------------------------------------------- ------------------------------------------------- Faculty Use Only ------------------------------------------------- <Faculty comments here> ...
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...THE POLICY PROCESS 1 The Policy Process HCS/455 December 2, 2011 The Policy Process 2 The Health care industry has many policies, rules and regulations that have to be followed in order to have a successful company in today’s world. The Health care industry has many policies that keep companies in compliance with all the rules and regulations in order to protect the consumers, patients and employees. In every hospital, doctor’s offices, therapy clinics, etc, there will always be certain protocol of running a successful and thriving business. A certain point in time where these policies were made, there was a process to developing a policy for a particular business. All companies, corporation, or business will have policies set in place. This holds true for the foundation for AIDS/HIV. While putting together certain regulation for research groups, this foundation also has to follow each step in the policy process. Coming up with that policy was a process and throughout this paper we will discuss the policy process and what it takes to ensure the write policy has been made to protect the company, consumers and all of its employees. The policy process has certain steps that have to be taken before having a successful outcome. These important steps are as follows: The formulation stage, the legislative stage and the implementation stage. Throughout this paper we will discuss...
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...Touro University International BUS303/MOD1/Case Assignment Dr. Gregory Herbert Create an email (about 450 words) to all your employees to announce an email policy you have just created. You are not persuading: you are announcing. However, you must be tactful and professional. Remember: some of those folks have been around along time and some are beginning their very first jobs. This section of the assignment should include references, properly cited, to articles on the CD. From: William Layne To: Army Bank All 14 October 2008 Subject: Email Policy effective immediately All: Implement the following practices immediately for all internal emails: Subject line will contain the point of the email. You are busy people in a high paced environment. You want to be able to gage the importance of the hundreds of emails you receive in order to prioritize them for maximum efficiency. Email will not be used to begin new projects and collaborations. Face to face meetings will be use to begin all new projects and collaborations. Teams achieve cohesion and synergy by feeding from each other’s energy. You are among the finest work forces around and achieve greater results from actual human interaction with your team mates. Manager or Associate is the title to be used when referring to employees in email traffic. We are an equal opportunity bank and we only see one color, the color of money. Identifying our team members by gender or...
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...June 27, 2012 Ms. Shirin Eugenio, Professor Members of the Operation’s Committee School of Communication University of Asia and the Pacific Pearl Drive, Ortigas Center Pasig City, Philippines 1600 Dear Sir/Madam: Good Day! I am Donica Jane T. Villar, a sophomore student taking Integrated Marketing Communications (IMC) in University of Asia and the Pacific. I am currently enrolled in Understanding Media and its Content (COM20) and Business Communication (COM21) under Ms. Veronica Isla and Ms. Shirin Eugenio, respectively. Both subjects have a class of fifty students. This kind of situation may most likely affect a student’s learning. With a large number of students in a class, most of the students cannot concentrate because some might be making unnecessary noise and movements. The aforementioned scenarios will result to the destruction of a class. I am writing to propose unique, effective, yet fair ways to promote discipline and proper classroom behavior and the possible actions that can be taken to ensure unruly behavior is minimized in a large class. I came up with operative solutions and attainable actions to the aforementioned situations. THE PROBLEM In every educational institution, discipline is very important. Every class should have a proper atmosphere to attain knowledge and to enable the students focus on their schooling. Discipline is essential to an academic growth and class’s harmony and success. Without discipline, especially in a Communication...
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...Agenda 21 during its nineteenth Special Session in 1997, the General Assembly noted that, over the next twenty years, transportation is expected to be the major driving force behind a growing world demand for energy. It is the largest end-use of energy in developed countries and the fastest growing one in most developing countries. Furthermore, adequate, efficient, and effective transport systems are important for access to markets, employment, education and basic services critical to poverty alleviation. Current patterns of transportation development are not sustainable and may compound both environmental and health problems. There is, therefore, a need for urgent action, ranging, inter alia, from the promotion of integrated transport policies and plans, the accelerated phase-out of leaded gasoline, the promotion of voluntary guidelines and the development of partnerships at the national level for strengthening transport infrastructure, promoting and supporting the use of non-motorised transport and developing innovative mass transit schemes. Within the framework of the Commission’s multi-year programme of work, transport was discussed by the Commission at its ninth session in 2001. Countries agreed that international co-operation is required in order to ensure transport systems support sustainable development. Countries stressed the importance of efficient and affordable transport systems for poverty alleviation and the need to mitigate adverse externalities to health and...
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