...My subject property is located at 163 Woodridge Circle, New Canaan, CT 06480. The property is located in the Fairfield County town of New Canaan, CT—an affluent Connecticut town located about an hour drive north of New York City off of Route 1. The property is listed at $3.75 Million and boasts 6B, 7Ba on about 6,100 Sq ft with an in-ground pool and hot tub. The house was built in 2004 on 2 acres and has had only one owner. Through my research to determine whether or not this house was the most appropriate purchase for me and my family, I investigated 3 similar 2-acre properties that were recently sold within the neighborhood—162 Woodridge Circle (1958), 124 Woodridge Circle (2013), and 67 Stonehenge Drive (1964). 162 Woodridge Circle boasts 5B, 4.5Ba on 4,300 Sq ft and is listed at a price of $1.725 Million. 124 Woodridge Circle boasts 6B, 5.5Ba on 7,000 Sq ft and is listed at $4.2 Million. 67 Stonehenge Drive boasts 6B, 5.5Ba on 5,800 Sq ft along with a pool & pool house, and is listed at $2.35 Million. With the research I did, it is easy to discern the differentiating qualities in all these homes that represent the disparity in property value. The subject house at 163 Woodridge is listed at $3.75 Million while boasting a pool and hot tub with the second greatest square footage of the 4 properties. The house was also the 2nd most recently built, which would contribute to its greater price. In comparison, the properties at 162 Woodridge and 67 Stonehenge were built in 1958...
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...Ref: Policy # 0061368132 To Whom It May Concern My name is Awatif S. Attalla and I had health insurance with your company since April 10, 2012. My policy number was 61180827 and the policy covered me, my daughter (Marina Attalla) and my husband (Mamdouh Attalla). An automatic withdrawal from my checking account was setup for monthly withdrawal. On Oct 2012, I spoke to Latoya to cancel Awatif and Marina health plan but to keep only my husband (Mamdouh Attalla) on the policy. Accordingly Latoya informed me that as of Oct 10, 2012 midnight me and my daughter policy will be cancelled and only my husband will be on it and she gave me a new policy number 0061368132. And the new policy took effect on Oct 10, 2012 midnight. On August 6, 2014 morning I called to give you my new bank account information because I changed the bank account to continue withdrawal of the premium for my husband health insurance. Andrew informed me that your insurance company has been withdrawing the whole amount for all three of us and he said that he has to transfer my call to Melissa to take care of that issue. Melissa who is responsible for issuing new polices told me that it is showing on her records that I called on Oct 10, 2012, requested the cancellation of me and my daughter policies, and keep my husband policy. In addition, she explained to me that she could not help me because she only issues new policies. Therefore, she transferred me to Policy Holder Service department and I spoke to Melissa...
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...Real Estate Development and Investment Founded in 1807, John Wiley & Sons is the oldest independent publishing company in the United States. With offices in North America, Europe, Australia and Asia, Wiley is globally committed to developing and marketing print and electronic products and services for our customers’ professional and personal knowledge and understanding. The Wiley Finance series contains books written specifically for finance and investment professionals as well as sophisticated individual investors and their financial advisors. Book topics range from portfolio management to e-commerce, risk management, financial engineering, valuation and financial instrument analysis, as well as much more. For a list of available titles, please visit our Web site at www.Wiley Finance.com. Real Estate Development and Investment A Comprehensive Approach STEPHEN P. PECA John Wiley & Sons, Inc. Copyright # 2009 by Stephen P. Peca. All rights reserved. Published by John Wiley & Sons, Inc., Hoboken, New Jersey. Published simultaneously in Canada. No part of this publication may be reproduced, stored in a retrieval system, or transmitted in any form or by any means, electronic, mechanical, photocopying, recording, scanning, or otherwise, except as permitted under Section 107 or 108 of the 1976 United States Copyright Act, without either the prior written permission of the Publisher, or authorization through payment of the appropriate per-copy fee to the Copyright Clearance...
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...Victoria Park 82/3 Defries Avenue Zetland NSW, 2017 Valuation Report Property Overview This spacious apartment is located within the Form building in Victoria Park. The current rental price is $640 per week with $2,560 bond. This property is on level 1 of the building with an open plan living and dining area that flows effortlessly out onto the oversized balcony. The apartment includes two double sized bedrooms each with built-in wardrobes and main with en-suite, one separate study area, two bathrooms, luxurious gourmet kitchen equipped with stainless steel appliances and Caesar stone bench tops, internal laundry and single secure undercover car space. The Victoria Park is equipped with gym, swimming pool, spa, barbeque area, and excellent security system and identification locking system. In this report, we used three main valuation approaches from the views of developers, investors and owner-occupiers to value the property. Location and Transportation Surrounded by natural beauty, Zetland is the ideal location to make a home. Two of Sydney’s finest golf courses, The Australian Golf Club and Moore Park Golf Club are a mere pitching wedge away. Nearby, the Sydney Cricket Ground and The Sydney Football Stadium cater for spectator needs, and Randwick racecourse is just down the road when people are in the mood to step out in the season’s latest fashion, or to have flutter each way on the fillies. Zetland has many schools surrounded such as James Cahill Pre School...
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...Letter of Transmittal 17th February, 2014 Farzana Lalarukh Associate Professor Department of Finance University of Dhaka Subject: Submission of a report on “Real Estate Finance in Bangladesh” Dear Madam, We are presenting a report on “Real Estate Finance in Bangladesh”.In this report we have examined detail study of East West Property Development (Pvt) Ltd. and Eastern Housing Limited. In making the study, we had to take help from the various sources of internet, class lectures of our course teacher and have visited one of the branches of Eastern Housing Limited and get some vital information from a highly experienced manager. We are grateful to him for extending generous help. We acknowledge the contribution of our course teacher heartily. We have tried to use our academic knowledge in real life. We are pleased to be granted this vital opportunity and grateful for your versatile assistance. We hope that our work will please you. We will be available in the presentation for further explanations. Sincerely, ________________ K. M. Najmus Sakib On behalf of The Group Morning Stars Credit To prepare this report we met different people holding different positions in the corporate world, we also got special suggestions from our honorable course teacher. Our special thanks to following people. Farzana LalarukhAssociate ProfessorDepartment of FinanceUniversity of Dhaka | | EXECUTIVE SUMMARY Like any other country in the world, the housing...
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...1. | Question : | (TCO A) Real estate is an appropriate investment vehicle for ______________________________ . | | | Student Answer: | | individuals, but not for institutions such as pension funds and life insurance companies | | | | institutions such as pension funds and life insurance companies, but not for individuals | | | | individuals and institutions, depending upon their time horizons and investment goals | | | | investors in debt instruments but not for investors in equity instruments | | Instructor Explanation: C is the correct answer | Chapter 1 - page 6-7 | | | | Points Received: | 5 of 5 | | Comments: | | | | 2. | Question : | (TCO A) Which of the following is least likely to increase the efficiency of real estate markets? | | | Student Answer: | | More stringent education and training requirements for licensing as a real estate broker | | | | More readily available (and less expensive) computers and computer programs | | | | More standardization of transaction procedures and documentation | | | | More readily available public information on transaction prices and terms | | Instructor Explanation: A is the correct answer | Chapter 2 - page 41-43 | | | | Points Received: | 0 of 5 | | Comments: | | | | 3. | Question : | (TCO A) In traditional city patterns, the highest land use density is found in _____________ , | | | Student Answer: | | office...
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...键。正是因为如此，融资结构一直是财务研究领域的重要课题。研究这一课题对于房地产上市公司也有着重要的理论价值，可以帮助企业改善资本结构，降低财务风险。本文围绕我国房地产上市公司融资结构特点，融资结构问题和解决方案以及融资结构与绩效三方面展开对房地产融资结构的研究，并且在得出结论的基础上提出相关建议,以促进我国房地产的进一步发展。 【关键字】房地产业；上市公司；融资结构；绩效影响 Abstract: With China's rapid economic development, the real estate industry has undoubtedly become the leading and pillar industry of the national economy. However, China's real estate industry, compared with developed countries, is still in the initial stage of capital and technology. For the listed companies at this stage, having broad funding channels and effective management is the key to business success. Because of this, the financing structure has been an important research topic in the field of finance. And this research also has important theoretical value for real estate companies, because it can help companies improve the capital structure and reduce financial risk. This paper focuses on three aspects: the financing structure characteristics of China's real estate listed companies, financing structure problems and solutions as well as the financing structure and performance study of real estate, and make recommendations on the basis of the conclusions drawn from the research to make the industry develop future. Key words: Real Estate; Listed Company; Financing Structure; Performance effect. 1. 引言 1. 研究背景...
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...balloon mortgage that is due at the end of year 10. Payments are based on a 25 year amortization period. If one point was charged, what annual amount can be deducted for tax purposes? | $1,200 | | $480 | | $0 | | $800 | | (1) | 5. | A property is sold for $5,100,000 with selling costs of 3% of the sales price. The mortgage balance at the time of sale is $3,600,000. The property was purchased 5 years ago for $4,820,000. Annual depreciation allowances of $153,016 have been taken. If the tax rate is 28%, what is the after-tax cash flow from sale of the property? | $1,184,062 | | $969,840 | | $1,347,000 | | $1,097,218 | | (1) | 6. | Which of the following definitions of income includes income from real estate...
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...Report on Real Estate Financed by IDLC Finance LTD. Date of Submission: 11th April, 2015 Department of Finance University of Dhaka Submitted to Hussain Ahmed Enamul Huda Lecturer Department of Finance University of Dhaka Submitted by Group SL | Name | ID | Remarks | 1 | Sifat sadia | 17-003 | | 2 | Barna Paul | 17-047 | | 3 | Maghla Hossain | 17-061 | | 4 | Saima Sultana | 17-069 | | 5 | Nawsina Arif | 17-085 | | Date of Submission: 11th April, 2015 Department of Finance University of Dhaka Letter of Transmittal 11th April, 2015 Hussain Ahmed Enamul Huda Lecturer Department Of Finance University Of Dhaka Subject: Report on the Real Estate Financing of IDLC Finance Ltd. Dear Sir, It gives us enormous pleasure to submit the report on the Real Estate Financing of IDLC Finance Ltd as a part of our course named Real Estate Finance (course code F-410) as per the Advisor’s instruction. We expect this report to be informative as well as descriptive. Working with such a topic was an inspiring experience for us. We believe that the Knowledge and the experience we have gathered will facilitate us a lot in my future career life. With our limited knowledge, we have tried our level best to prepare the report worthwhile. Your acceptance and appreciation would surely inspire us. For any further explanations about the report, we will be gladly available to clarify the ins and outs. Sincerely Yours Sifat Sadia Id No: 17-003 On...
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...Real Estate Finance F-409 Submitted To Farzana Lalarukh Associate Professor Department of Finance University of Dhaka Submitted By No Name Roll 1. Masud Ahmed 16-014 2. Khaleda Aziz 16-024 3. Akhter-E-Tamanna 16-102 4. Sameya Azad 16-152 5. Mohammad Mominuzzaman Bhuiyan 16-174 Date of Submission: 17-2-14 Date: 17-2-14 Farzana Lalarukh Associate Professor Department of finance University of Dhaka Subject: Submission report on “ Long Run Perspectives of Developer in Bangladesh” Dear Madam, We are pleased to submit the report you have assigned to us. The report paper was to prepare the term paper on the course named “Real Estate Finance” course code: F-409, as a part of our academic activities. Working on this report was a great opportunity for us to apply our theoretical expertise, sharpen our view and ideas. Finally, we are very thankful to you for giving us an effective topic to prepare our report and we are waiting eagerly for any kind of question you may have concerning our report. Sincerely yours On Behalf of our Group ………………………. Sameya Azad This is high time we conveyed our deepest gratitude and sincere submission to the Almighty ALLAH for giving us the opportunity to accomplish such an enjoyable task of preparing this report in time. We express our thanks to our dear course teacher Mrs. Farzana Lalarukh for assigning us a report dealing with the Real estate sector and...
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...REVISED FEBRUARY 11, 2015 CRAIG FURFINE KEL553 Wildcat Capital Investors: Real Estate Private Equity “Okay. Now we’re even,” said the voice on the telephone. As he hung up the phone, James Tripp, managing director of Wildcat Capital Investors, thought back to that beautiful summer evening two years earlier when he was about to enter Ravinia Park to enjoy a performance of the Chicago Symphony with his friend, commercial real estate broker Katherine O’Brien. The sound of scraping metal had caught Tripp’s attention just in time for him to save O’Brien’s life—or so he liked to claim—by blocking an approaching bicyclist headed straight for O’Brien in a reckless attempt to cross the track ahead of an oncoming train. At the time Tripp had joked, “Now you owe me.” Referring to the opportunity to purchase a piece of commercial property before the sale became public knowledge, he continued, “How about showing me a great off-market deal some day?” Now, in September 2009, it seemed that O’Brien had indeed returned the favor. The opportunity O’Brien had just briefly outlined on the phone sounded perfect for Wildcat. Financial Commons was a 90,000-square-foot office property located in the Chicago suburb of Skokie. The building was 90 percent occupied and was being offered for what seemed like an incredible price of $10.4 million. Given the bleak commercial market environment at the time, such opportunities were few and far between. But Tripp knew there were many factors...
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...elements of the marketing mix effects the development of Northwood Realty Services marketing strategy and tactics. The reader will find how Northwood Realty Services implements each element of the marketing mix through marketing and research strategies. Northwood Realty Services Northwood Realty Services is a real estate agency established in 1956, serving customers in Eastern Ohio and Western Pennsylvania with 35 offices and 900 agencies within the local areas of the servicing regions (LinkedIn Corporation, 2011). Northwood Reality Services commitment to their customers is to ensure that buying and selling a home is more rapid, easier and a rewarding experience without the worries of the plugging economy. Despite the economic stance Northwood Reality Services “mission has remained constant unrivaled service, never-ending respect for customers, uncompromising integrity and ethics (Northwood Realty Services 2011, par.2).” Northwood Realty Services focuses on continuance complacency with the aim of sharing the enthusiasm, safety, reassurance and personal pride of owning a home with the new homeowners based on a trusted and confidence in a real estate agency. Northwood realty services strives on the present low interest rates, programs available for first time homeowners, new appliance discounts and first time homeowners tax credit. Northwood realty services provides guidance in homeownership helping find the ideal home for their customers by knowing the market that includes...
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...FIFTH EDITION 2005 Transforming Real Estate Finance A CMBS Primer Primary Analysts: Howard Esaki Marielle Jan de Beur Masumi Goldman This book is an overview of the Commercial Mortgage-Backed Securities (CMBS) market. The contents of this publication are over eight years in the making and include excerpts of research reports from as early as 1997. In this fifth edition of our primer, we have reorganized the chapters to highlight the different investment options within CMBS. New material since our last edition includes sections on the various types of AAA CMBS classes, total rate of return swaps, floating rate large loan transactions, and an updated version of the commercial mortgage default study. We hope you find this book useful and welcome comments so that we can improve future editions. FIFTH EDITION 2005 Transforming Real Estate Finance A CMBS Primer Primary Analysts: Howard Esaki Marielle Jan de Beur Masumi Goldman The Primary Analyst(s) identified above certify that the views expressed in this report accurately reflect his/her/their personal views about the subject securities/instruments/issuers, and no part of his/her/their compensation was, is or will be directly or indirectly related to the specific views or recommendations contained herein. This report has been prepared in accordance with our conflict management policy. The policy describes our organizational and administrative arrangements for the avoidance, management and disclosure...
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...Introduction When the stock market goes up one day, and then goes down for the next five, then up again, and then down again, that’s what you call market volatility. Historically, the volatility of the stock market is roughly 20% a year and 5.8% a month, but volatility keeps on changing, so we go through periods of high volatility and low volatility. Analysts and experts have different opinions about what you should do in volatile markets, and how to scope with stock market volatility or the tendency for share prices rising and falling. Analysts. Justin Stewart, co-founder of Seven Investment Management says: “ Crashes happen. If you are a longer-term investor, you should look straight through them and remember the power of compounding dividends, or in cone arising on income.” Andrew Humphries, a director of St James Place Wealth Management, thinks that Diversification is very important and having a portfolio that is solely exposed to one asset class- be it equities, bond or property- is dangerous and all investors should ensure they hold an appropriate range of assets” Andrew Bell, the chief executive of Witan Investment trust advised: “ It is better to buy into fear and cheapness and sell into euphoria and high valuation, as long as you can endure the period before trends reverse. Investors should have this tattooed somewhere to prevent natural human psychology from making them do the opposite. Bill Mott, the manager of PSigma income, said “ in an uncertain world, investors...
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...Introduction When the stock market goes up one day, and then goes down for the next five, then up again, and then down again, that’s what you call market volatility. Historically, the volatility of the stock market is roughly 20% a year and 5.8% a month, but volatility keeps on changing, so we go through periods of high volatility and low volatility. Analysts and experts have different opinions about what you should do in volatile markets, and how to scope with stock market volatility or the tendency for share prices rising and falling. Analysts. Justin Stewart, co-founder of Seven Investment Management says: “ Crashes happen. If you are a longer-term investor, you should look straight through them and remember the power of compounding dividends, or in cone arising on income.” Andrew Humphries, a director of St James Place Wealth Management, thinks that Diversification is very important and having a portfolio that is solely exposed to one asset class- be it equities, bond or property- is dangerous and all investors should ensure they hold an appropriate range of assets” Andrew Bell, the chief executive of Witan Investment trust advised: “ It is better to buy into fear and cheapness and sell into euphoria and high valuation, as long as you can endure the period before trends reverse. Investors should have this tattooed somewhere to prevent natural human psychology from making them do the opposite. Bill Mott, the manager of PSigma income, said “ in an uncertain world, investors...
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