...Americans in the United States. Due to alarming migration rates over the past several decades, the United States has experienced significant growth in ethnic and racial diversity. However, racial minority groups like the Hispanics; “the largest and fastest growing population in the United States, continue to struggle for full acceptance and equal opportunity” (Louie, 2005, Para 1). The migration of Hispanic groups such as the Puerto Rican Americans was not readily accepted by the United States causing immediate social inequality. This social inequality caused segregation and forced the Puerto Rican Americans to work the lowest paying jobs and live in the poorest communities. This paper identifies factors that influence past and present discrimination trends that have lead to the segregation, racial redlining and stereotyping of the Hispanic American in the United States. The term Hispanic was established by the United States Government in the early 1970's, “in an attempt to identify a diverse group of people among the population with a connection to the Spanish language or culture” (U.S. Diplomatic Mission to Germany, 2008, Para 2). Although the term Hispanic is automatically associated with Spanish speaking or Latin American ancestry, it is a term that very few people understand. Hispanics are often classified as having the same culture or belonging to the same ethnic background. In actuality, the Hispanic community is a mix of Racial Discrimination and Hispanics 3 sub-groups...
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...African Americans and their involvement in Olympic Swimming; Why are there so few African American swimmers? Marcos Mendez Georgia Southern University Abstract This paper explores the phenomena that we see in Olympic Swimming. Whites dominate this sport and African Americans hardly ever participate in this sport. This research paper explores why that is, by examining numerous sources. These sources were obtained using the internet. From the research conducted, their seem to be varying answers to this question. However the main ones are genetics and socioeconomic factors. Consequently, the genetic research is not a direct correlation to why African Americans don’t participate in swimming. Genetics only points out that differences in muscle composition, bone density, and buoyancy have some effect on a person’s ability to swim. The major cause for this goes into the past to segregation and economics. History of Olympic Swimming Swimming was learnt by prehistoric people in order to cross bodies of water. This can be proved in ancient egyptian paintings( 2011 Olympic. Org). Swimming did not truly become an organized sport until the early 19th century when British swimming clubs began to hold competitions. Swimming was added to the Olympic in 1896. History of African American Swimming Now lets look at African swimming. In 1451 when Europeans began exploring Africa. Europeans regarded Africans as “ The best swimmers in the world.” They attributed these swimming skills...
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...Psychology Papers: APA Style by Terry Student (your name here) Psychology Department (or your department) Mansfield University for PSY 4430, Theories of Personality (class here) Dr. Margaret Launius (professor here) December 19, 2001 (date turned in here) Abstract All research papers and many other written papers will begin with an abstract page that is numbered as page 2. The abstract is a brief summary of the paper or research project and should be about 100 to 120 words long. Like the rest of the paper, it should be double-spaced. Your professor will tell you if a course paper should include an abstract page. If you need to include an abstract in your paper, you would use the heading shown above. Do not use the title of your paper as the heading for the abstract page. Start the introduction of your paper on a new page. Guide to Formatting Psychology Papers: APA Style If you have used an abstract, the third page of the paper will start with the introduction section. If you have not used an abstract, then page two will be the beginning of your paper. You will use the title of your paper as the first-level heading (see above for example). APA Style Headings Headings and subheadings are used to help organize the paper into coherent sections that guide the reader from topic to topic. The heading style you use is dependent upon the number of headings you will be using in your paper. Most papers will have...
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...Netherlands Abstract Purpose – The purpose of this paper is to show how some of the assumptions about the current financial crisis are wrong because they misunderstand what takes place in the mortgage market. Design/methodology/approach – The paper discusses four wrong assumptions: one related to regulation, one to leveraging, one to subprime lending and one to predatory lending. It briefly discusses some policy implications. Findings – The role of the state in the mortgage market is more complex than suggested by those who blame the state for not doing anything. The concept of leveraging can explain, at least in part, why the losses in financial markets are bigger than the losses in the housing market. Many subprime loans were sold to prime borrowers. Subprime lending was not designed to increase homeownership rates, but to fuel profits by exploiting vulnerable borrowers. Practical implications – It is too easy to argue that everyone made mistakes; most borrowers cannot be blamed for being sold risky, overpriced loans. A rescue plan is needed for defaulting borrowers and those already in foreclosure. Originality/value – The paper does not present new research, but brings together research that demonstrates that the roots of the crisis in the mortgage market are in many ways different from what is suggested by professionals and journalists alike. Keywords Recession, Credit, Mortgage default, Loans, Regulation, United States of America Paper type Viewpoint 94 critical perspectives...
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...Research Plan I. Title: Research plan to an area in UK which has potential to become gentrified. II. Investigators Kaie-Liis Asu III. Introduction and goal of the Project This research will be concentrating on using gentrification indicators as a framework to examine and analyse changes to predict the gentrification within community neighbourhoods, to find a solution for an investment company to find an area, which has a potential to become gentrified. The objectives of this programme is to establish and point out the factors influencing gentrification within any town in the world, in this case in United Kingdom, that may be going through gentrification process – changes that result when wealthier people acquire or rent property in low income and working class communities (Grant, 2003). The research needs to be carried out to establish what factors cause gentrification, to examine demographic shifts, how to control gentrification etc...There are two wider areas with main issues that we need to be concentrating, when researching gentrification: Production-supply of 'gentrifiable' property; the workings of housing and land markets; spatial flows of capital and the 'rent-gap'; role of public and private finance; 'uneven development' (Slater, 2000). Consumption- The characteristics of the 'pool of gentrifiers'; 'new middle-class' ideology; consumer demand and consumption practices; (counter) cultural politics; the roles of race, gender and sexuality; education, occupational...
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...|[pic] |ETH/125 Syllabus | | |Axia College/College of Humanities | | |ETH/125 Version 6 | | |Cultural Diversity | Copyright © 2010, 2009, 2007 by University of Phoenix. All rights reserved. Course Description This course is designed to educate students about issues of race and ethnicity by presenting historical and modern perspectives on diversity in the United States, and by providing tools necessary to promote a respectful and inclusive society. Students will complete several activities that allow them to examine their own values in relation to the values of various other racial and ethnic communities. Policies Faculty and students/learners will be held responsible for understanding and adhering to all policies contained within the following two documents: • University policies: You must be logged into the student website to view this document. • Instructor policies: This document is posted in the Course Materials forum. University policies are subject to change. Be sure...
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...Inequality in the United States Introduction Minority and poor populations have been experiencing an unequal amount of exposure to various environmental hazards. The goal of this paper is investigate the situation at hand and provide an explanation to whether this treatment is ethical. Thus, in this paper, I will not only attempt to analyze reasons why these populations experience more pollution than other populations and the types of pollution that they experience, but I will also explore the solutions provided by other researchers on how to solve environmental inequalities. Previous research has been carried out to detect why most, if not all, of the polluting industries, such as power plants and waste facilities, tend to be located in minority and poor neighborhoods (Carter; Morello-Frosch; Pellow and Park; Bullard and Wright). Normally, people that live in low income neighborhoods will experience a disproportionately high amount of pollution compared to those living in high income neighborhoods (Morello-Frosch). Therefore, parks, trees, and outdoor recreational areas tend to be located in wealthy neighborhoods. Consequently, minority and poor neighborhoods tend to have the lowest ratios of parks-to-people (Carter). This means that there is a low amount of park space per 10,000 people. Other research shows that even if we ignore the level of income, minority neighborhoods, such as African American and Hispanic neighborhoods, will still experience higher levels of pollution than...
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...Root Causes of the 2008-2009 Economic Crisis Pol 201 For this paper I will look into the 2008- 2009 Economic Crisis. There were many factors that contributed to the crisis; I will focus on what may have led to the downturn of the economy and some of the policies implemented by key actors responsible for turning our economy around. I will also look at those who have changed monetary or fiscal policy, and laws governing business since the collapse. I will also give my thoughts on whether these changes will actually be successful on turning things around for the better of our economy. The economic collapse of 2008 has affected so many people across the nation. With the current unemployment rate at 8.2 percent, (less than .5 percent away from where it was the first year of the Great Depression) many people have lost their homes due to not being able to pay high mortgage costs. Everyone knows at least one family who has been affected by the collapse. Some may say it started because of bad mortgage lending, others say it is because people got in to mortgages that were beyond their means. I believe the crisis has to do with everyone involved in the picture; policymakers, lenders/banks, and consumers. I was born and raised in San Diego, California. My Mother and Father brought me up with the idea that owning real estate is always a good investment. At age 20, I had a great job making between 60,000- 80,000 dollars annually and the first thing I did when I was...
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...applicants of the Lebanese origin, 15 % rated for applicants of the Syrian origin. In condition 2, 65 % of participants rated for the applicants of the Lebanese origin, 35 % rated for applicants of the Syrian origin; and finally in the control group results for the Lebanese and Syrian applicants’ ratings were equal. Differential treatment by ethnicity still appears to be still dominant in the Lebanese labor market. A Field Experiment: Labor Market Discrimination Discrimination toward or against a person or group is the prejudicial treatment of them based on certain characteristics. It can be positive behavior directed towards a certain group (e.g. affirmative action), or negative behavior directed against a certain group (e.g. redlining). The latter is the more common meaning, i.e. negative discrimination. Moreover, racial discrimination differentiates between individuals on the basis of real and perceived racial differences, and has been official government policy in several countries, such as South-Africa in the apartheid era, and the USA. There are four main kinds of discrimination; direct discrimination, meaning deliberate discrimination (e.g. when a specific job is open only for people of a specific race), indirect discrimination,...
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...* Question 1 4 out of 4 points | | | M2 consists ofAnswer | | | | | Selected Answer: | M1 plus amounts in savings accounts, money-market mutual funds (held by individuals), and small time deposits (under $100,000). | Correct Answer: | M1 plus amounts in savings accounts, money-market mutual funds (held by individuals), and small time deposits (under $100,000). | | | | | * Question 2 0 out of 4 points | | | A mechanism by which a short-term loan is made, allowing a shopper to purchase goods or services today and pay at a later date, is known as a ________ card.Answer | | | | | Selected Answer: | debit | Correct Answer: | credit | | | | | * Question 3 4 out of 4 points | | | A type of inside money that allows a shopper to prepay some amount and then spend it at will is a ________ card.Answer | | | | | Selected Answer: | stored-value | Correct Answer: | stored-value | | | | | * Question 4 0 out of 4 points | | | A weighted average of the components of M1 and M2, with the weights dependent on the interest rates of each component, is known asAnswer | | | | | Selected Answer: | a simple-sum monetary aggregate. | Correct Answer: | a Divisia monetary aggregate. | | | | | * Question 5 0 out of 4 points | | | Money created in the private sector, such as checking accounts at banks, isAnswer | | | | | Selected Answer: | outside money. | Correct...
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...Introduction to Business - 2006 SLC 1) The concept that the boss does the thinking and the employee does the work is outdated. A) True B) False 2) The need for effective management decreases as the business expands. A) True B) False 3) Consumerism is built of the philosophy of “Let the Buyer Beware.” A) True B) False 4) An informal group can help or hinder the proper functioning of a business. A) True B) False 5) Consumerism is an organized movement of citizens and government agencies to improve the rights and power of sellers in relation to buyers. A) True B) False 6) A sole proprietorship is a business owned and operated by a board of directors. A) True B) False 7) As a rule, for certificates of deposit the rate of interest your money earns is higher if you agree to keep your money on deposit for a longer period of time. A) True B) False 8) The free enterprise system is a command economic system. A) True B) False 9) The Fair Labor Standards Act does not require businesses to give its employees sick leave or paid vacations. A) True B) False 10) There are restrictions on the owner’s personal liability in a sole proprietorship. A) True B) False 11) The death of a majority stockholder of a corporation results in the dissolution of the corporation. A) True B) False 12) Liability law has had an impact...
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...Racism 2 In this current disenchanted world, there is no meaningful order of things or events outside the human domain. When the forests and the farms are no longer considered sacred and the spirits we tempted with food and sacrifice have no mysterious risks associated with the systematic rape of mother Earth. Then a disenchanted nature is no longer alive. The living Earth commands no respect, reverence or love. It is nothing but a giant machine, to be mastered to serve human purposes. The animists(1) took care of this planet on up to the last few hundred years. As man accidentally discovers the beginnings of commerce that opens the doors to an industrial nation, then an industrial world will soon discover industrial waste. Whether the notion that a mountain or a tree is to be regarded as a person is taken literally or not, the attempt to engage with the surrounding world as if it consists of other people might possibly provide the basis for a respectful attitude towards living things. If your disenchantment is over the environmental problems and destruction, then the environmental racism byproduct can be regarded as an attempt to reveal to you that we are part of the world collective and that we are in a sense, the world itself. Environmental racism(2) is one of the biggest problems the world faces today. Issues created by corporate polluters produce trouble in the form of economic, as well as, physical. For some individuals and cultures, it affects them every...
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...Pretend That It Isn't Happening 10 6.2 Seek Advice 10 7.0 If You Are Accused of Discrimination... 11 7.1 Take the Accusation Seriously 11 7.2 Avoid Retaliation 11 7.3 Review Your Rights and Seek Advice 11 8.0 Prevent discrimination at workplace 12 8.1 Embracing Workplace Diversity 12 9.0 Conclusion 14 10.0 example of discrimination at workplace 15 11.0 reference 20 1.0 Definition of discrimination Discrimination toward or against a person or group is the treatment or consideration based on class or category rather than individual merit. It is usually associated with prejudice. It can be behavior promoting a certain group (e.g. affirmative action), or it can be negative behavior directed against a certain group (e.g. redlining). Discrimination is a behavior (an action), particularly with reference to unequal treatment of people because they are of a particular group whether it be racial, ethnic, religious, or gender. Besides that, discrimination also can separate to 2 mains group that is direct discrimination and indirect discrimination. 1.1 Direct discrimination Direct discrimination occurs when a person is treated less favorably than another in a...
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...HAZARD, VULNERABILITY, AND RISK ANALYSIS This paper describes how preimpact conditions act together with event-specific conditions to produce a disaster’s physical and social impacts. These disaster impacts can be reduced by emergency management interventions. In addition, this chapter discusses how emergency managers can assess the preimpact conditions that produce disaster vulnerability within their communities. The chapter concludes with a discussion of vulnerability dynamics and methods for disseminating hazard/vulnerability data. Introduction A disaster occurs when an extreme event exceeds a community’s ability to cope with that event. Understanding the process by which natural disasters produce community impacts is important for four reasons. First, information from this process is needed to identify the preimpact conditions that make communities vulnerable to disaster impacts. Second, information about the disaster impact process can be used to identify specific segments of each community that will be affected disproportionately (e.g., low income households, ethnic minorities, or specific types of businesses). Third, information about the disaster impact process can be used to identify the event-specific conditions that determine the level of disaster impact. Fourth, an understanding of disaster impact process allows planners to identify suitable emergency management interventions. The process by which disasters produce community impacts can be explained in terms of...
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...CHAPTER 1: Creating/Capturing Customer Value Marketing: aim of marketing is to create value for customers and to capture value from customers in return * The activity, set of institutions, and processes for creating, communicating, delivering, and exchanging products that have value for customers, clients, partners, and society at large -The Firm’s Stakeholders: these include employees, unions, customers, competitors, activists, government and the press (these people affect company) The Marketing Process: 1) Understand the marketplace + customer’s needs/wants 2) Design a customer-driven market strategy 3) Construct a marketing program that delivers superior value 4) build relationships + create customer delight *5) Capture value from customers to create profits and customer equity ($$$) * Human Needs: states the felt deprivation; include basic physical needs for food, clothing, warmth, and safety; social needs for belonging/affection, and individual needs for knowledge and self-expression. These needs are not created by marketers * Human Wants: the form of human needs take as shaped by culture and individual personality Wants are shaped by one’s society + marketing programs * Need food but want a breakfast sandwich and espresso at Tims * Human Demands: when backed by buying power, wants become demands. Given someone’s wants, people demand products that add up to most value + satisfaction Marketing Offerings: a combination of products, services...
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