...Executive Summary We have selected AB Bank Limited from the list of promising Nationalized Commercial Banks (NCB) in Bangladesh for my project, it is my base bank and we have selected another bank for competitor Bank Asia, which involve with analysing the performance of a commercial bank listed in Dhaka Stock Exchange (DSE). We include the objective and limitation of this report at the starting. Then we discussed about the methodology that we follow to produce the report. Then we provided a clear time series analysis with graph for the two banks. And compare after finishing every ratio. At the beginning of my project, we gave brief information about the starting and current position of banking world in our country in the introduction part. Next, we discussed about my objective, methodology and the limitation on this report. Then we provided brief information about AB Bank in the background part. Next we also provided the basic and important information about this bank precisely. In the next portion we give literature review on this report. In this part we have provided the main concept of profitability ratios, liquidity ratio, leverage ratio, efficiency ratio, debt to equity ratio, and market position. The main and basic concepts are given in a short way. In the final portion, based on our analysis we provide some recommendation about how AB Bank could improve their performance and satisfy the current shareholders and also attract the new potential shareholders...
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...UNIVERSITY-BANGLADESH Presentation Report Group Name: Prepared For ERFAN HAQUE Faculty of Business school AMERICAN INTENATIONAL UNIVERSITY-BANGLADESH Prepared By * RABBI, MD. FAZLAY 12-20952-1 * RABI, OBAIDUL ISLAM 12-20984-1 * RINKY, ROZINA AKTER 12-20929-1 * HABIBA UMMA 12-20930-1 * CHOWDHURY, MD. RIASAT IMTIAZ 12-20934-1 * SHAWON, SHAHRAJ HOSSAIN 12-20950-1 TABLE OF CONTENTS 1. History 2. Cascade Approach 3. Mission & Vision 4. Different Objectives 5. Human Resource Planning 6. Marketing Mix 7. Training 8. Remuneration/Benefits 9. Privacy & Security System 10. Loans 11. Types Of Banking 12. Conclusion History The Hongkong and Shanghai Banking Corporation Limited is a prominent bank established and based in Hong Kong since 1865 when Hong Kong was a colony of the British Empire. It is the founding member of the HSBC Group and since 1990 is now a wholly owned subsidiary of HSBC Holdings plc. The company's business ranges from the traditional High Street roles of personal finance and commercial banking, to corporate and investment banking, private banking and global banking. It is the largest bank in Hong Kong with branches and offices throughout the Asia Pacific region including other countries around the world. HSBC started operations in Bangladesh in 1996. The bank primarily focuses on urban...
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...internship session is only undertaken in the eighth semester of BBA to get the practical knowledge of the organizational procedures and work behavior. The basic purpose of an internship is to view the different procedures and requirement of all departments of the organization and also to analyze their strengths, weaknesses inherent in the working system along with the possible solutions to track down the effects of the problems. Finally, the students are required to submit report based on the work performed during those eight week in the organization. For the purpose, I performed my eight week internship program at NABIL Bank Limited, New Road Branch, and activities were focused especially to two departments of the bank: Credit Department and Customer Service Department. Credit Department is an important department which is associated with granting credit to its potential customer. The performance of NABIL bank can be clearly viewed from its credit granting ability. Most of the customers prefer NABIL bank due to the transparency and easy accessibility of loan amount. Likewise, Customer Service Department is also an important department focusing on catering the requirement of the customer in an efficient manner. The requests regarding balance enquiry, statements, balance certificates, cheque books, account opening and closing etc as well as their problems and grievances are handled in this department. 1.2 OBJECTIVES OF THE INTERNSHIP The major objective of the internship...
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...Bangladesh. The overall performance and structures of investment banks in USA and Bangladesh are shown in this report. Financial system of a country is always getting advanced and complex. Banking system in today’s world has evolved over long period of time. There have been lots of ups and downs or we can call financial crisis in this time period. One of the heavily regulated sectors in world economy is banking sector. This report focuses on how a bank performs in advanced economy and moderately advanced economic situation. There is a significant scope for Bangladeshi investment bank to compete in global market. Several studies have shown that investment banks play a major role along with government and in public finance. 1. East West University, Department of Business Administration. This project preparation is for academic and final year submission to project supervisor Quazi Sagota Samina. 1 The Evolution of Banking Banks are just one part of the world of financial institutions, standing alongside investment banks, insurance companies, finance companies, investment managers and other companies that profit from the creation and flow of money. As financial intermediaries, banks stand between depositors who supply capital and borrowers who demand capital. Given how much commerce and individual wealth rests on healthy banks, banks are also among the most heavily regulated businesses in the world. Banks have been around since the first currencies were minted, perhaps...
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...CREDIT ASSESSMENT PROPOSAL NEEDS OF CLIENTS Lettera Pty Ltd requires a mortgage loan of $320 000 to purchase the existing premises (worth $3800 00) that the company is operating on. Mortgage loan interest rate is $8 per annum compounded monthly and repayment period over 25 years. The purpose of this mortgage loan is to save over $9 000 per month on the rental of premises. The source of repayment comes from the company’s operating incomes. In addition to the $320000 loan, Lettera wishes to increase the existing overdraft facility from $60000 to $140 000. This allows the company to put down a deposit of $60 000 on the building and pay the transfer fee of $20 000. BACKGROUND The Business: A profile Lettera, which is a proprietary limited company, abbreviated as 'Pty Ltd' is a business structure that has at least one shareholder with a limited number of shares. The company limited by shares, where shareholders are afforded more protection when it comes to the level of liability that they face for company debts. In this case, the type of business for the Lettera (Pty) Ltd is printing and it has existed for five years in the printing industry. The Printing industry consists of establishments mainly engaged in commercial or job printing (including commission printing of paper stationery), including printing onto textiles or other surfaces. Regarding to the industry of printing in Australia, the printing and graphic communications industry is the third largest in the manufacturing...
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...Prime Bank Limited Prime Bank Limited (PBL) is one of the Bangladeshi private banks, which was incorporated on 17th April 1995 with Tk. 1000 million of authorized capital & Tk. 100 million of paid up capital by a group of successful entrepreneurs. It is not only a conventional Bank. It’s a modern, dynamic private commercial bank & plays a constructive role in the economic development of the country. Prime bank is the first private bank to introduce lease finance, Hire purchase & customer credit schemes along with Islamic banking services in the banking sector in order to bring about qualitative changes in the lives of people of Bangladesh. PBL through its steady progress & continuous success has, now earned the reputation of being one of the leading private sector Banks of the country. The bank offers all kind of Commercial corporate and Personal banking service covering all segment of society within the framework of Banking Company Act, rules and regulation laid down by our central bank. Prime Bank Ltd. is determined to explore the different ways to accommodate with the needs of its clients. One of these ways includes Foreign Exchange Operation and transactions which offer customers a medium of doing business globally with minimum risk associated. Prime Bank Ltd. has already made significant progress within a very short period of its way of life. Vision: Every Company has their own vision. By fixing vision, they can set their future growth. Prime Bank Ltd....
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...Chapter 1 Introduction 1.1 Background of the study: We are the student of BBA program in East West University, as a part of ‘classroom teaching’ of course ‘Organizational Behavior’, sec-5, has been highly encouraged to prepare a term paper on the topic – “Type A Type A Personality and Occupation Stress” – A study on United Commercial Bank Ltd (UCBL)’’. Organizational behavior is a field of study that investigates the impact that individuals, groups and structures have on behavior within an organization. It is an interdisciplinary field that includes sociology, psychology, communication, and management; and it complements the academic studies of organizational theory (which is more macro-level) and human resource studies (which is more applied and business-related). It may also be referred to as organizational studies or organizational science. The field has its roots in industrial and organizational psychology. The main reasons for studying organizational behavior is that most of us work in organizations, so we need to understand, predict, and influence the behaviors of others in organizational settings. Marketing students learn marketing concepts, and computer science students learn about circuitry and software code. But all of us need organizational behavior knowledge to address the people issues when trying to apply marketing, computer science, and other ideas. 1.2 Objectives of the Study: We the students of this university are very lucky for getting the chance to...
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...all know that Bank is nothing but a financial institution. And it’s a very much well known word to all of us. Bank actually serves as a financial intermediary. The term "Bank" may refer to one of several related types of entities like: Central bank, State- owned Commercial bank, Private Commercial bank or Merchant bank, Foreign Commercial bank, Specialized Development bank, etc. But when we use the term bank it generally means ‘commercial bank’ that collects the deposit from surplus unit of the society and then lends the deposits to the deficit units of the society. But the new thing is that how it operates and presenting its activities for the purpose of serving customer requirements to increase their well-being in the sense of wealth. Banks also provide many services for clients to make their life easy in this busy environment. In this competitive environment in today’s world, the entire bank increases their facilities in favor of their customers to retain them and capture more share of the market to be leader. The whole banking system is based on the Interest system. But according to the Islamic rules interest is not legal. So many people, who could be the potential customers of Bank, feel not to engage themselves in the banking system. To facilitate them in addition of the Conventional banking System there is another System we can see a banking world that run according to Shariah. This system established in Bangladesh on 13th March 1983, named Islamic Bank Bangladesh Limited...
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...------------------------------------------------- Business Communication ------------------------------------------------- Report Submitted To Shahriyar Anam Course Instructor Business Communication Submitted By Sabbir Ahmed Reg – 11102003 Group – A (BBA) Date of Submission – 21.08.2011 The University of Asia Pacific Department of Business Administration A Report on Mercantile Bank Limited PREPARED FOR Shahriyar Anam Course Instructor Business Communication PREPARED BY Sabbir Ahmed Reg – 11102003 Group – A (BBA) Department of Business Administration The University of Asia Pacific Letter of Transmittal August 21, 2011 Shahriyar Anam Course Instructor (HSS 131) Department of Business Administration The University of Asia Pacific Subject: Application for submitting the report on Mercantile Bank Ltd. Dear Sir, I beg most respectfully to state that, for the fulfillment of the course requirement, I have prepared a Report on Mercantile Bank Ltd. I have written this report based on my exposure to General banking, Foreign exchange, Loan and Advance department of main branch, Mercantile Bank Ltd. It is a great pleasure for me to present you this report. I shall be glad if the report can serve its purpose and I am ready to explain anything to you if you feel necessary. Thanking...
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...OF THE STUDY In order to fulfill the requirement of the MIS course, it has chosen Mercantile Bank Ltd. Our course instructor Rakib has selected the overall topic of the report. The topic of my report is “Management Information System Of Mercantile Bank Ltd”. METHODOLOGY OF THE REPORT Primary objective: The primary objective of this report is to familiar with the working environment of present institutions and also fulfill the requirement of BBA theoretical knowledge gained from the coursework of the BBA program in a specific field. Secondary Objective: To Understand and analyze the overall activities of Mercantile Bank Limited To evaluate the existing MIS activities and techniques of Mercantile Bank Limited To study the operational efficiency of Mercantile Bank Limited To suggest the ways and means for improvement of MIS in policy and techniques SCOPE OF THE STUDY The scope of the repor5t is limited to the overall description of the bank, its services, its position in the industry and its competitive advantages. The scope is also defined by the organizational set-up, functions and performances. Here, Mercantile Bank Limited is compared with the different foreign and local banks as well. LIMITATION OF THE STUDY The one of the main limitations of the report was to conduct a small-scale survey on clients. * Insufficient supply of relevant...
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...Internship report on Retail Banking Unit & Performance Evaluation of IFIC Bank PREPARED BY Tamanna Lutfa BRAC Business School Internship report on Retail Banking Unit & Performance Evaluation of IFIC Bank Ltd. Submitted By Tamanna Lutfa ID: 07204012 Submitted To Mr. Abdul Alim Baser Lecturer BRAC Business School BRAC University S U B M I S S I O N D A T E: DECEMBER 2 7, 2 0 1 1 Letter of Transmittal 27th December, 2011 To Abdul Alim Baser Lecturer BRAC University Subject: Submission of internship report on Retail Banking Unit & Performance Evaluation of International Finance Investment & Commerce Bank Ltd. (IFIC) Dear Sir, It gives me enormous pleasure to submit the internship report on “Retail Banking Unit & Performance Evaluation of IFIC Bank Ltd”. I expect this report to be informative as well as comprehensive. While conducting the report, I have gathered lots of knowledge about retail credit and many unknown facts, problems and prospects of retail or consumer lending on different banks like Prime Bank, Trust Bank, AB Bank, Dhaka Bank etc. I believe that the experience I acquired from this study will facilitate me a lot in my future career life. It has also to be mentioned that without your expert advice and cooperation it would not have been possible to complete this report. I shall be pleased to answer any sort of query you may have regarding the report. Sincerely yours, -----------------------------------------Tamanna Lutfa ID: 07204012 ...
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...ACKNOWLEGMENT Starting with name of Allah and its beloved Prophet Hazart Muhammad (P.B.U.H), due to whose mercy and graciousness, I was able to accomplish the internship report as requirements of my BBA (hons) degree. And special thanks to my project Advisor Mam Shafaq Naeem and all facility members of LBS. I am also happy to pay my regards to their Sir Khurram (Branch Manager) who had instead and help me in my report. Lastly I would love to thanks my family members all the support and prayers in every steps. Summary: This internship report grasps the achievement of my particular understanding of banking Environment along with achievement of banking rules. I had begun this internship of mine. From soneri bank private limited Okara Branch. The duration of my internship was six weeks. I was introduced to the basic working of banking along with real life Practice. Soneri bank is the one of the Pakistani private and supportive commercial bank having 234 branches in larger cities of Pakistan. It’s main head office in Karachi on chundrigar Road. Its head Quarters in Lahore. The bank starts its developments in year 1992. Soneri bank limited came in to being on September 28, 1991; the first branch of bank opened in Lahore on April 16, 1992 and also has branch in Karachi on May 09, 1992 & listed on all the stock exchange of Pakistan. To open a customer account like Individual, joint partnerships, private limited are the minor types of accounts. Different certification is...
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...origin of the report, objective of the report, scope and limitations of the report. Origin of The Report: The BBA Program under the department of finance offers a course named “Law & Practice of Banking” which requires submitting a report on a specific topic determined by the course instructor. The report under the headline “A comprehensive Analysis of City Bank Limited” has been prepared towards the purpose. Objective of The Report: There are several objectives to conduct the study which are: * To provide an overall information on City Bank Limited. * To analyze the financial statement of City Bank Limited. * To analyze the ratio of City Bank & compare it to Bank Asia. Methodology: To prepare this report we mainly depend on secondary data. We collected our necessary data from annual report of the City Bank For last five years. Then we calculate its different types of ratio and compare it to Bank Asia. . Scope of The Report: 1.4. Scope of the report: Everything has some advantage which helps that work to be completed thoroughly. We get some scope which helps us to make a standard report. Major of them are- Easy access of information: We have collected information from the annual report of the City bank. It helps us to prepare this report easily. Easy access to internet: We have a very smooth access to internet in our computer lab so that we didn’t face any kind of trouble in this sector. Limitation of The Report: Every study...
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...INTERNSHIP REPORT ON ELECTRONIC BANKING AND CUSTOMER SATISFACTION INTERNSHIP REPORT ON PRIME BANK LIMITES: ELECTRONIC BANKING AND CUSTOMER SATISFACTION PREPARED FOR, MD. KAIUM HOSSAIN ASSISTANT PROFESSOR SCHOOL OF BUSINESS PREPARED BY, MD.ASIBUR RAHMAN ID: 111081173 SCHOOL OF BUSINESS UNITED INTERNATIONAL UNIVERSITY Letter of Transmittal May 12th, 2013 To Md.Kaium Hossain Assistant Professor School of Business United International University Sub: Submission of Internship Report on "Electronic Banking and Customer Satisfaction". Dear Sir, This is my internship report on “Electronic Banking and Customer Satisfaction at Prime Bank Limited (PBL). I am submitting this report as the part of fulfilling my BBA degree. In case of preparing this report, I tried my best to make the report informative and to follow your instructions as well as the instructions given by my organization supervisor. The full report is based on my practical Experience in Prime Bank Asad Gate Branch. I have found the experience quite interesting and the guidance of my supervisors and with the help of all the members of all the departments. I have tried my level best to prepare an effective report. Consequently, I am transmitting this report to your very concern Hopefully, you will discover the report informative approach as a hallmark of my hard work. In case of any further clarification or elaboration regarding this report I would welcome...
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...The primary purpose of this report is to get an idea about the operations of “Foreign Exchange” of Janata Bank Limited. Foreign exchange plays an important role in the balance of trade in our economy. In this regard Foreign Exchange of Bangladesh, Banks plays an vital role. The word “Bank” refers to the financial institution, which deals with money transaction. This report is an attempt to reflect the position of Foreign Exchange of Janata Bank Limited side by side Bangladesh. 1.2 Origin of the Report BBA program is designed with an excellent combination of theoretical and practical aspects. As the classroom discussion alone cannot make a student perfect in handling the real business situation, so it is an opportunity for the students to know about real life situation through this internship program. This internship program provides the students to link up their theoretical knowledge with practical fields. In this connection, I was assigned to Janata Bank, Elephant Road Corporate Branch, foreign exchange department for my practical orientation. I am required to prepare an internship report under the supervision of our honorable teacher M. Sadiqul Islam on “Foreign Exchange Management of Janata Bank Limited” to conduct a depth analysis on this subject matter. I have tried my level best to present my experience of the practical orientation in this report. 1.3 Objectives of the report 1.3.1 Broad objective The primary purpose of this report is to get an idea about the...
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