...PRESENTACION En los últimos años hemos visto el rápido crecimiento que nuestra economía ha experimentado, acorde con ello las empresas crecen, crecen sus ventas, y crecen sus necesidades de financiamiento; necesitan nuevas herramientas financieras relacionadas al financiamiento y la inversión de sus actividades, esto hace que sea necesario que todo profesional inmerso en el mundo de las finanzas, deba tener conocimientos sólidos de la terminología que se utiliza en esta área. CONTENIDO El glosario de términos económicos y financieros tiene conceptos y definiciones de aquellos términos conocidos y poco conocidos, relacionados con productos bancarios, financieros y económicos. Así mismo tendrá como base una serie de conceptos de la A a la Z, que será enriquecido constantemente con nuevos términos y ejemplos. “GLOSARIO DE TÉRMINOS ECONÓMICOS FINANCIEROS “ - Pág. 1 GLOSARIO DE TERMINOS A AAA: Los bonos que tienen esta clasificación corresponden a las emisiones con la más alta calidad de crédito. Los factores de riesgo son prácticamente inexistentes. El pago de intereses esta protegido excepcionalmente por un margen estable de beneficio. A titulo oneroso: Es la denominación que recibe una prestación de servicios o provisión de bienes cuando a cambio se recibe un pago en dinero o en especies. A la orden: Característica de un titulo valor que indica que éste se ha emitido no al portador, sino a favor de una persona en concreto, quien a su vez ordena al deudor que pague...
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...Trabajo Final de Graduación Maestría en Finanzas UTDT Año Académico 2016 Alumno: José Hernán Bargiela CRIPTOMONEDAS ¿Cómo puede una empresa argentina operar y tomar deuda en criptomonedas, registrando su contabilidad de una forma transparente y asegurar el cumplimiento de la ley al mismo tiempo? “El oro circula porque tiene valor, pero el papel moneda tiene valor porque circula.” Karl Marx (1818-1883) Filósofo y economista alemán Contenido Abstract ................................................................................................................................. 1 Introducción .......................................................................................................................... 3 El sistema bancario y su moneda........................................................................................ 3 El comercio electrónico ...................................................................................................... 4 Bitcoin: La revolución ........................................................................................................ 5 Metodología ........................................................................................................................... 6 Criptomonedas - Definición y alcance .............................................................................. 7 Bitcoin - Definición y alcance ..................................................................................
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...“La implementación del Sistema de Dinero Electrónico en el ECUADOR” Kevin Andrés Chicaíza Sinche En el Ecuador no se cuenta con un sistema monetario propio que proporcione liquidez monetaria para que los negocios nacionales e internacionales y los pagos en distintas monedas o divisas se desarrollen en forma fluida, por lo que las autoridades económicas han desarrollado este sistema de dinero electrónico. Con la implementación del dinero electrónico no será necesario mantener una cuenta bancaria y con ello se pretende bancarizar a las personas que no tienen acceso al sistema formal. Las autoridades garantizan que este dinero electrónico no podrá ser robado, a pesar de que se pierda o se sustraigan el móvil. Las claves y las contraseñas servirán para ese fin. Los costos por transacción están todavía por definirse, aunque sería el mínimo. Las personas podrán cargar en su teléfono móvil un monto específico, el cual se irá debitando conforme su uso. De esta forma no tendrán que llevar el dinero en su bolsillo, sino solo hacer uso de su celular. En Ecuador, cerca del 40% de la población no tiene acceso a servicios bancarios; sin embargo, cerca del 95% tiene acceso a un teléfono celular. De manera que la implementación adecuada y responsable de un sistema de pagos con moneda electrónica, puede ser una oportunidad para diversos sectores productivos llegando a ciudadanos que normalmente no formaban parte de su cartera de negocio; son algunos de los argumentos...
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...Introducción Chabot es una empresa privada que diseña, comercializa y fabrica papel tapiz. Los productos de la compañía se envían en todo el país bajo la marca Chabot. Además de los productos etiquetados propios de la empresa, Chabot también fabrica y distribuye diseños caracter con licencia y marcas privadas. El año pasado, Chabot tuvo ingresos por ventas anuales de aproximadamente $ 200M. Zach Miller es el director general de Chabot y se ha convertido cada vez más preocupados por las prácticas de la cadena de suministro de la compañía. Métricas de rendimiento financieros están sufriendo, los niveles de inventario están aumentando, y los clientes no están satisfechos con el nivel actual de servicio. Sus preocupaciones fueron validados cuando recibió una carta inquietante de su principal cliente la semana pasada (Ver Anexo 1). La carta cliente sugiere que todo su negocio está en peligro si no hay mejoras sustanciales en la rotación de inventario, la financiación de rebajas para el inventario no productivo, y los niveles de servicio de cumplimiento de pedidos. Perder el mayor cliente de Chabot solamente exacerbaría la tendencia actual de disminución de los ingresos netos (Ver Declaración de ingresos). Por lo tanto, el Sr. Miller ha contratado a una empresa de consultoría para revisar la cadena de suministro Chabot y recomendar acciones apropiadas. Descripción de la Industria La industria del papel pintado por menor incluye cerca de 8.000 tiendas con ingresos anuales ...
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...Universidad de Puerto Rico en Bayamón Departamento de Ciencias Sociales Dinámica de Grupo Tema: Feria de Abrazos Título de la dinámica: Ruta de Cariño Tamaño del grupo: 14-15 niños Características del grupo: * Niños maltratados. * Niños que necesitan cariño. * Niños pequeños de 0 a 3 años. Duración de la actividad: 2 horas Materiales a utilizar: * Papel * Libro de Cuentos * Marionetas * Laptop * Bocinas Portátiles * Pintura “Washable” * Toallas Húmedas * Pinceles Descripción: Llevar un momento de felicidad a niños y ser movidos por la compasión, amor y paciencia. Objetivos generales: * Que los/as participantes se diviertan mucho. Objetivos * Que los participantes se sientan queridos y felices. * Que los participantes aprendan, divirtiéndose. * Que los participantes jueguen y compartan todos juntos. Rol del facilitador: Tiempo | Actividad | Materiales a Utilizar | 5 min | Retraso | -- | 20 minutos | Actividad #1 Lectura del cuento:Facilitador: Natalia CaraballoDescripción: Utilizando marionetas se narrará la historia _______________ La niñez tendrán la oportunidad de ser partícipes de la historia a través de movimientos y sonidos. | Libro de cuento y marionetas. | 15 minutos | Actividad #2 Hora del baileFacilitador: Descripción: La niñez tendrá la oportunidad de bailar y expresarse a través de las canciones de Atención Atención. El grupo GAC los acompañaran mientras...
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...Understanding Filipino Adolescents: Research Gaps and Challenges JOSEFINA V. CABIGON, PH.D.* ABSTRACT Maiksi subalit masalimuot ang panahon ng kabataan sa buhay ng tao. Ang suliranin ng pagsasaayos sa mga problemang kaakibat nito ay nangangailangan ng ganap na pag-unawa sa kabataang Pilipino ng kasalukuyang panahon. Nais ibahagi ng papel na ito ang pagtutukoy sa mga mahahalagang isyu na karaniwang di natugunan sa mga nauna nang pag-aaral. Ilan sa mga suliraning pampananalikssik ay binigyang pansin at inaasahang mapupunan ang mga puwang na patuloy pa ring naiiwan sa larangan. Ang mga kakulangang nais tugunan ay ang mga sumusunod na usapin: pagkakaisa sa pagpapakahulugan sa konsepto ng “kabataan” at sekswalidad; di-kumpletong datos ukol sa ugnayan ng bilang ng kabataan at bilang ng kabuuang populasyon; antas ng kamalayan ng mga stakeholders at kabataan mismo tungkol sa paglaki ng bilang ng huli; ang pangangailangan ng mga stakeholders ng napapanahon at bagong pagkaunawa tungkol sa antas, mga tagapagtakda, at kahihinatnan ng sekswalidad ng kabataan, pati ng kanilang fertility at reproductive health; at, ang kanilang kamalayan at pakikilahok sa mga gawaing panlipunan. Ilan sa mga rekomendasyon ay ang pagkakaroon ng pambansang sarbey sa mga bagong erya ng pag-aaaral kaakibat ang kwalitatibong pananaliksik, pananaliksik pampatakaran (policy research) at operations research. Ang artikulo ay isang pagtatangka sa paghahanap ng mga pamamaraan upang maimulat sa mga kabataan at sa...
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...Team Meeting #1 9/25/2013 -All team members were present -Decided on our topic: Security Issues involved with the transition from IPv4 to IPv6-Goal for next week: have all of our research papers together to divide among the team Team Meeting #2 10/2/2013 -All team members were present -Shared research papers among the team. Discussed potential topics for next semester to get a better idea of what to include in this phase of the paper. Team Meeting #3 10/9/2013 -All team members were present. - Discussed important points to cover based on our research, and laid down a rough outline for the background and introduction. Created and shared Google docs for the outline and for collaborative list of citable resources. Goal for this week: continue research and begin filling in the outline. Team Meeting #4 10/16/2013 -All team members were present -Continued filling in the outline. -Goal for next week: Have it mostly complete! Team Meeting #5 10/23/2013 -All team members were present -Busy week for everyone. Continued filling in the outline. Team Meeting #6 10/30/2013 -All team members present. -Continued filling in rough draft. Working on continuity. Team Meeting #7 11/6/2013 -All team members were present -Mostly done with rough draft. Working to add more technical info into body. Team Meeting #8 11/13/2013 -All team members were present -Not much progress this week. Team focused on project 2. Team Meeting #9 11/20/2013 -All team members were...
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...Graduate School Writing a research proposal for a PhD or MPhil application: A guide for potential students Some Schools and Departments may require you to write an outline research proposal and submit this with your application to study for a PhD or MPhil. The content and structure of the proposal will inevitably vary depending on the discipline area and the nature of the project you wish to pursue. In some cases you may be provided with some guidance in terms of what information should be included in the proposal and, if this is the case, you should read this carefully and follow it. However, where this is not the case, the general guidance, and suggested headings, provided here should help you to structure and present your ideas clearly in your proposal. Your overall aim is to produce a research proposal that is clear and coherent in every respect. You should therefore avoid the use of overly long sentences and of technical jargon. It is important that the proposed research is realistic and feasible so that the outcomes can be achieved within the scale of a typical research degree programme, which is typically three years full-time for a PhD (or two years for an MPhil). Although you should write the proposal yourself, it is best if you discuss its contents with your proposed supervisor before you submit it. Your research question For most projects there is usually one main question that you would like to address, which can sometimes be broken down into several sub-questions...
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...TABLE OF CONTENT CHAPTER ONE 1.0 INTRODUCTION 1.1 BACKGROUND OF THE STUDY 1.2 STATEMENT OF THE PROBLEM 1.3 PURPOSES OF THE STUDY 1.4 OBJECTIVES OF THE STUDY 1.5 RESEARCH QUESTIONS 1.6 SIGNIFICANCE OF THE STUDY 1.7 SCOPE OF THE STUDY CHAPTER TWO 2.0 RESEARCH METHODOLOGY 2.1 INTRODUCTION 2.2 RESPONDENT OF THE STUDY 2.3 RESEARCH INSTRUMENTS USED 2.4 RESEARCH PROCEDURE 2.5 DATA ANALYSIS CHAPTER THREE 3.0 FINDINGS AND DISCUSSION 3.1 INTRODUCTION 3.2 DISCUSSION / ANALYSIS OF FINDINGS 3.2.1 SECTION A: LEVEL OF WORK 3.2.2 SECTION B: EMOTIONAL ASPECTS 3.2.3 SECTION C: PHYSICAL ASPECTS 3.2.4 SECTION D: SOCIAL / WORKING ENVIRONMENT ASPECTS CHAPTER FOUR 4.0 CONCLUSION 4.1 OVERVIEW OF THE STUDY CHAPTER FIVE 5.0 RECOMMENDATION 4.1 RECOMMENDATIONS FOR FUTURE RESEARCH REFERENCES APPENDIXES CHAPTER ONE 1.0 INTRODUCTION 2 BACKGROUND OF STUDY Stress is body's way of responding to any kind of demand. It can be caused by both good and bad experiences. When people feel stressed by something going on around them, their bodies react by releasing chemicals into the blood. These chemicals give people more energy and strength, which can be a good thing if their stress is caused by physical danger. But this can also be a bad thing, if their stress is in response to something...
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...Write a REPORT based on * Key changes back to late 19 century i.e post Industrial Revolution, and also post 1st and 2nd world wars.( Many authors consider most changes occurred after the 1950’s) * Map the key most impacting changes which have affected the Seller/Buyer relationship& conduct research regarding the evolution of selling over these years. * Study historic and contemporary attitudes to sales and selling; current and past techniques, methods and attitudes towards selling. * Discuss your findings and embellish your work with plenty of examples * Look at the CRITERIA SHEET on the next page to explore the criteria against which you will be marked to help you with your tasks and allocate time and effort accordingly! * Fill in and download a criteria sheet which you will find on Bb under ‘Assignments’ and attach to your essay FOR YOUR REFERENCE….. A REPORT is.. ‘A document, which conveys information and (sometimes) recommendations from a researcher who has investigated a topic in detail.’ People who need the information for a specific purpose will usually request a report like this ’ Headings, diagrams, tables, etc may be used ensuring you SOURCE them. Title page This should for this assignment include a title which indicates the central theme of the report, tutor, module, author’s name and P number, word count Executive summary The purpose of an executive summary is to provide the briefest possible statement of the subject...
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...The Business Research Process Kelly Van Fossen Business Research / RES351 December 9, 2013 Marcus Sherrill The Business Research Process The business research process is a sequential process involving several clearly defined steps. This paper will illustrate how the process is implemented in a business environment using a real-life example. The business research process involves six stages that include clarifying the research question, research proposal, research design strategy, data collection and preparation, data analysis and interpretation, and research reporting (O’Neil, V.J). The real-life model that will be used for this paper is the case study of evaluating storytelling as a method for training at Wisconsin Electric-Wisconsin Gas Company (O’Neil, V.J.). The theory of storytelling as a method for training versus field training is the motivation for performing the research. They identified the research question (stage 1) as “Is storytelling an effective method for training Wisconsin Electric-Wisconsin Gas?” (O’Neil, V.J.). The research proposal (stage 2) was skipped in this case study. The research design strategy (stage 3) was “to determine the effectiveness of storytelling” (O’Neil, V.J.) in the case study. They used Donald Kirkpatrick’s Four Levels of Evaluation where they identified four primary questions to guide the research. These questions included participant reaction, what was learned from the technical and leadership lessons, was the behavior transferred...
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...Semester: 6 Date of Submission: April 27, 2013 Course: Business Research Methods Abstract Do you ever notice what do you watch during the Prime Time; An Indian Drama, or a Turkish one, or any local? Now days, mostly people are inclined towards these Turkish dramas like “Ishq-e-Mamno”, “Fatima Gul” and so many more and are so mesmerized by their outlook that they have started to forget their own culture. This problem was identified by observation and through a survey. We conducted a survey on different age groups like mothers, teenagers (13-18) and minors (8-13). We conducted this research to see the impact of this media on our generation whose minds are so innocent. In back 2001 it was common to view Indian news channels in our country and it was to believe what they say as we don’t have our 1 single news channel but finally from 2003 and onwards Pakistani media and news channel over came this threat. After news channels we had a fever of daily soups to watch again from India and it was common to have knowledge of their rituals. Finally got rid of them and we faced a challenge of foreign content again and this time we had turkey as our opponent. Now a day’s according to the interviews conducted and data collected from our research we concluded that it’s very hard for our people to escape from the web of foreign content Table of Contents Abstract 2 Introduction 4 Literature Review 5 Research Question and Objective 9 Conceptual Framework 9 Selection of...
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...ACTIVITY TWO Introduction The HR area I have chosen to investigate is absence/sickness levels. I chose this particular area as I knew the organisation I was researching had a particular problem with its on-going sickness levels. After researching more about this HR area I noticed that this year overall both in private and public sectors there have been a noticeable decrease in absence levels. However this year also sees an increase in “presenteeism” – people continuing to work when not well. This can have an effect for not only the individual but the organisation. Despite decreasing absence levels, it is imperative to continue to manage absence effectively, focusing on employee well-being. How I analysed and interpreted data The attached graph has been taken from a Hotel’s absence/sickness levels. I have looked at each department’s sickness records and figures from the last financial year 2012. After analysing the organisations sickness over the last 12 months and having taken figures from monthly HR records, I have interpreted the data and devised a graph. Each line on the graph shows the amount of days off sick each department has had per month. Findings The graph shows me that the organisation’s sickness levels could be better and are below average from other similar organisations that I further researched. It shows that it has a higher level of absence in the winter months than the summer months. This could be due to temperatures of weather and employees...
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... | | |Research Methods in Criminal Justice | Copyright © 2010, 2009 by University of Phoenix. All rights reserved. Course Description Students learn and demonstrate knowledge of research methodology within the criminal justice system and become acquainted with the range and scope of quantitative and qualitative tools available to the criminal justice researcher. Policies Faculty and students/learners will be held responsible for understanding and adhering to all policies contained within the following two documents: • University policies: You must be logged into the student website to view this document. • Instructor policies: This document is posted in the Course Materials forum. University policies are subject to change. Be sure to read the policies at the beginning of each class. Policies may be slightly different depending on the modality in which you attend class. If you have recently changed modalities, read the policies governing your current class modality. Course Materials Bennett, J. O., Briggs, W. L., & Triola, M. F. (2009). Statistical reasoning for everyday life (3rd ed.). Boston, MA: Pearson/Addison Wesley. Hagan, F. E. (2010). Research methods in criminal justice and criminology (8th ed.). Upper Saddle River, NJ: Prentice Hall. Software Students must have the plug-ins...
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...The Impact of Social Media use on Academic Performance at one Urban University: A Pilot Study Sam Mozee, MPPA Mississippi Urban Research Center Abstract. The purpose of this study was to begin exploring the possible impact of social media use on the academic performance of students attending one urban university. The study's primary goal is to identify key themes, trends, and/or perceptions that can be used as a foundation for more in-depth empirical research, and can be used to develop policy recommendations to deal with this growing phenomenon. A qualitative research design was used, and three preliminary research questions were formed to guide this study: (1) How common is the use of social media (i.e., Facebook, MySpace, Twitter, and LinkIn) among college students? (2) For those students who do utilize social networking sites, on average how much time do they spend on those sites collectively per day and/or per week? and (3) How does the academic performance of students compare between students who utilize social media sites and students who do not use social media sites? Findings from this study seem to confirm perceptions of high student usage of social media among college students; however, they also seem to contradict other research literature findings regarding intensity of usage and gender-usage inclinations. Introduction Recently, there has been considerable discussion regarding the frequent use of social media tools (e.g., Facebook, MySpace, Twitter, Xanga, Friendster)...
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