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Research Project

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A) “EDGAR, the Electronic Data Gathering, Analysis, and Retrieval system, performs automated collection, validation, indexing, acceptance, and forwarding of submissions by companies and others who are required by law to file forms with the U.S. Securities and Exchange Commission (SEC). Its primary purpose is to increase the efficiency and fairness of the securities market for the benefit of investors, corporations, and the economy by accelerating the receipt, acceptance, dissemination, and analysis of time-sensitive corporate information filed with the agency” (http://www.sec.gov/edgar/aboutedgar.htm).

B)
1. 10-K The annual report on Form 10-K provides a comprehensive overview of the company's business and financial condition and includes audited financial statements.
2. 10-Q The Form 10-Q includes unaudited financial statements and provides a continuing view of the company's financial position during the year. The report must be filed for each of the first three fiscal quarters of the company's fiscal year.
3. 8-K Form 8-K is the “current report” companies must file with the SEC to announce major events that shareholders should know about.
4. 20-F A form issued by the Securities and Exchange Commission (SEC) that must be submitted by all "foreign private issuers" that have listed equity shares on exchanges in the United States. Form 20-F calls for the submission of an annual report within six months of the end of the company's fiscal year, or if the fiscal year-end date changes.

C) (in millions)
1. $48,163
2. $2,999
3. Sales- 71,960 Credit Card revenues- 1,341
4. Pension and other benefit liabilities, net of provision/(benefit) for taxes of $58, $(56) and $(3)- 92 million
Currency translation adjustment and cash flow hedges, net of provision/(benefit) for taxes of $8 , $(11) and $3- 13 million
5. Common Stock, par value $0.0833 per

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